46543 ZIP Code — Millersburg, IN

Elkhart County, Indiana

ZIP code 46543 is located in Millersburg, Indiana, within Elkhart County. It covers approximately 30.37 square miles and serves a population of 4,138 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46543

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $294,300. Owner-occupancy is high at 88%, well above the national average.

Median household income is $105,000. The poverty rate of 4% is below the national average.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks. 55% of residents lack health insurance, above the national average.

Overall, ZIP code 46543 reflects a community defined by a trades-oriented workforce and high homeownership.

4,138

population

30.37

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46543 ZIP code map

Cities in ZIP code 46543

Below are the cities the US Postal Service accepts for ZIP code 46543. Using any city not on this list may result in mail delivery delays.

City	Status
Millersburg	Preferred

Nearby ZIP codes

46571 Topeka (6.6 mi) 46767 Ligonier (7.1 mi) 46528 Goshen (7.3 mi) 46567 Syracuse (9.5 mi) 46526 Goshen (9.6 mi) 46553 New Paris (9.6 mi) 46540 Middlebury (10.2 mi) 46732 Cromwell (11.1 mi) 46565 Shipshewana (11.4 mi) 46794 Wawaka (12.2 mi) 46760 Kimmell (13.7 mi) 46507 Bristol (14.3 mi)

Demographics updated 05/2026

Population
Total population	4,138
Population density	136 / sq mi
State FIPS	18
County FIPS	039

Geography
Land area	30.37 sq mi
Water area	0.00 sq mi
Latitude	41.5321
Longitude	-85.6750
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.3%	42.0%	42.9%
$50k – $100k	44.1%	34.8%	32.7%
$100k – $200k	24.9%	19.5%	19.8%
Over $200k	12.7%	3.6%	4.5%

Demographics & statistics

4,138

Population

136

People per sq mi

21.0

Median age

$105,000

Median household income

$28,739

Per capita income

$294,300

Median home value

$935

Median monthly rent

88.3%

Home ownership

4.2%

Poverty rate

0.9%

Unemployment

796

Housing units

9.0%

Bachelor's or higher

Age distribution

Male Female

304

Under 5

261

239

5–9

205

295

10–14

253

246

15–19

210

183

20–24

156

309

25–34

264

191

35–44

164

225

45–54

193

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,876	45.3%
18 and over	2,262	54.7%
65 and over	222	5.4%
Median age	21.0 years

Race & ethnicity

White 93.5%

Hispanic or Latino 3.1%

Two or more races 3%

Other race 0.3%

Group	Count	%
White	3,993	93.5%
Hispanic or Latino	134	3.1%
Two or more races	130	3%
Other race	12	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.3%	42.0%	42.9%
$50k – $100k	44.1%	34.8%	32.7%
$100k – $200k	24.9%	19.5%	19.8%
Over $200k	12.7%	3.6%	4.5%

Under $10k 1.7%

$15k–$25k 3.3%

$25k–$35k 1.9%

$35k–$50k 5.8%

$50k–$75k 15.0%

$75k–$100k 16.3%

$100k–$150k 30.5%

$150k–$200k 4.4%

$200k+ 21.0%

Range	% of households
Under $10k	1.7%
$15k–$25k	3.3%
$25k–$35k	1.9%
$35k–$50k	5.8%
$50k–$75k	15.0%
$75k–$100k	16.3%
$100k–$150k	30.5%
$150k–$200k	4.4%
$200k+	21.0%
Median income	$105,000

Housing

Home values

Under $50k 2.3%

$50k–$100k 13.3%

$100k–$150k 8.6%

$150k–$200k 9.5%

$200k–$300k 17.0%

$300k–$500k 5.2%

$500k–$1M 39.0%

$1M+ 5.0%

Housing overview

Metric	Value
Median home value	$294,300
Median rent / month	$935
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	2.3%
Single-family detached	88.2%
Large apartment buildings	0.0%
Mobile homes	2.7%
Median rooms	7.2
Avg household size (owned)	4.93

Year built

Era	%
2020 or later	0.0%
2010–2019	9.0%
2000–2009	31.1%
1990–1999	17.9%
1980–1989	10.6%
1970–1979	4.1%
1960–1969	3.4%
1950–1959	1.6%
1940–1949	2.0%
1939 or earlier	20.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.1%
2 bedrooms	17.4%
3 bedrooms	27.5%
4 bedrooms	22.2%
5+ bedrooms	28.8%

Vehicles per household

Vehicles	% of households
No vehicle	46.2%
1 vehicle	9.0%
2 vehicles	21.2%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	54.7%
Electricity	3.3%
Propane / LP gas	23.0%
Wood	13.0%

Households & families

Household type	Count	%
Married-couple family	694	79.0%
Cohabiting couple	22	2.5%
Male householder, no spouse	61	6.9%
Female householder, no spouse	101	11.5%
Households with children under 18	499	56.8%
Households with seniors (65+)	130	14.8%
Average household size	4.71

Marital status

Status	Male	Female
Never married	45.1%	25.2%
Married	51.8%	68.5%
Separated	0.5%	0.9%
Widowed	0.3%	2.6%
Divorced	2.2%	2.8%

Education

Less than 9th grade 48.9%

Some HS, no diploma 5.3%

HS graduate 25.1%

Some college, no degree 8.0%

Associate's degree 3.7%

Bachelor's degree 6.0%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	45.8%
Bachelor's or higher	9.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	48	4.6%
Kindergarten	37	3.6%
Elementary school	862	83.2%
High school	61	5.9%
College / grad school	28	2.7%

Employment

Industry of employment

Manufacturing 57.2%

Education & healthcare 9.6%

Construction 7.0%

Professional & management 5.1%

Agriculture & mining 4.6%

Other services 4.6%

Retail trade 4.4%

Finance & real estate 2.4%

Wholesale trade 2.0%

Arts, food & hospitality 1.3%

Transportation & utilities 1.0%

Information 0.7%

Public administration 0.1%

Occupation

Category	%
Management, business & arts	18.5%
Service	8.6%
Sales & office	9.6%
Natural resources & construction	15.8%
Production & transportation	47.3%

Employment type

Type	%
Private sector	89.5%
Government	2.9%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	38.1%
Carpool	42.3%
Public transit	0.0%
Walk	0.4%
Work from home	4.7%
Other means	14.6%
Avg commute (minutes)	17.8

Poverty

All people 4.2%

Under 18 years 5.4%

18 and over 3.2%

Married-couple families 1.7%

Female-led households 10.9%

Income support

Source	% of households
Social Security	12.5%
Retirement income	8.2%
Supplemental Security	2.2%
Cash public assistance	0.8%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	35.1%
High blood pressure	27.8%
High cholesterol	30.2%
Diabetes	8.3%
Heart disease	5.3%
Stroke	2.6%
Asthma	10.7%
Arthritis	20.3%
Kidney disease	2.3%
Pulmonary disease	8.0%
Cancer	4.9%

Behavior / access	%
Smoking	26.5%
Binge drinking	19.0%
No physical activity	27.0%
Less than 7 hrs sleep	35.2%
Depression	26.4%
Fair or poor health	16.8%
Poor mental health	19.0%
Poor physical health	11.1%
No health insurance	19.5%
Visited doctor (checkup)	68.5%
Visited dentist	57.1%
Cholesterol screening	81.5%
Teeth loss	21.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	54	2.4%

Disability	%
Any disability	6.5%
Under 18	3.4%
18–64 years	4.8%
65 and over	48.6%

Health insurance coverage

Type	%
Private insurance	38.5%
Public insurance	12.5%
No insurance	54.6%
Uninsured under 19	62.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,573	86.3%
Spanish	510	14.3%
Other Indo-European	2	0.1%
Asian & Pacific Islander	508	14.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,134	99.9%
Born in same state	4,120	99.6%
Born in different state	3,724	90.0%
Foreign born	14	0.3%
Naturalized citizen	4	0.1%
Not a US citizen	3	75.0%

Ancestry

Ancestry	Count	%
French	445	10.8%
Arab	358	8.7%
Italian	126	3%

Ancestry	Count	%
English	18	0.4%
German	4	0.1%

Technology access

Metric	% of households
Computer access	21.2%
Internet access	57.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46543

What city is ZIP code 46543 in?

ZIP code 46543 is primarily assigned to Millersburg, Indiana.

What county is ZIP code 46543 in?

ZIP code 46543 falls within Elkhart County, Indiana.

Is ZIP code 46543 family-oriented?

45% of residents in ZIP code 46543 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 46543?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 46543 mostly owner-occupied?

88% of occupied units in ZIP code 46543 are owner-occupied, well above the national average.

What is the median household income in ZIP code 46543?

The median household income in ZIP code 46543 is $105,000, above the national median of ~$75,000.

What timezone is ZIP code 46543 in?

ZIP code 46543 observes the EST timezone.