12072 ZIP Code — Fultonville, NY

Montgomery County, New York

ZIP code 12072 is located in Fultonville, New York, within Montgomery County. It covers approximately 52.19 square miles and serves a population of 2,992 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12072

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $158,200. Owner-occupancy is high at 85%, well above the national average.

Median household income is $75,380. Poverty affects 18% of residents, above the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 12072 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,992

population

52.19

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12072 ZIP code map

Cities in ZIP code 12072

Below are the cities the US Postal Service accepts for ZIP code 12072. Using any city not on this list may result in mail delivery delays.

City	Status
Fultonville	Preferred

Nearby ZIP codes

12016 Auriesville (4.9 mi) 12166 Sprakers (5.2 mi) 12068 Fonda (5.5 mi) 12066 Esperance (6.6 mi) 12160 Sloansville (7.4 mi) 12031 Carlisle (9.1 mi) 13428 Palatine Bridge (9.5 mi) 12035 Central Bridge (9.6 mi) 12070 Fort Johnson (10.2 mi) 13317 Canajoharie (10.9 mi) 12010 Amsterdam (11.2 mi) 12092 Howes Cave (11.4 mi)

Demographics updated 05/2026

Population
Total population	2,992
Population density	57 / sq mi
State FIPS	36
County FIPS	057

Geography
Land area	52.19 sq mi
Water area	0.37 sq mi
Latitude	42.8690
Longitude	-74.3671
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.6%	48.3%	37.0%
$50k – $100k	38.4%	28.6%	27.0%
$100k – $200k	23.4%	20.2%	24.4%
Over $200k	3.7%	2.9%	11.5%

Demographics & statistics

2,992

Population

People per sq mi

34.0

Median age

$75,380

Median household income

$30,280

Per capita income

$158,200

Median home value

$947

Median monthly rent

85.4%

Home ownership

17.7%

Poverty rate

2.8%

Unemployment

1,048

Housing units

15.2%

Bachelor's or higher

Age distribution

Male Female

110

Under 5

114

120

5–9

126

10–14

120

15–19

126

101

20–24

106

198

25–34

207

183

35–44

192

171

45–54

178

55–59

60–64

147

65–74

154

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	775	25.9%
18 and over	2,217	74.1%
65 and over	419	14.0%
Median age	34.0 years

Race & ethnicity

White 90.8%

Two or more races 5%

Hispanic or Latino 2.5%

Black or African American 0.9%

Asian 0.4%

Other race 0.3%

Group	Count	%
White	2,789	90.8%
Two or more races	153	5%
Hispanic or Latino	78	2.5%
Black or African American	27	0.9%
Asian	13	0.4%
Other race	9	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.6%	48.3%	37.0%
$50k – $100k	38.4%	28.6%	27.0%
$100k – $200k	23.4%	20.2%	24.4%
Over $200k	3.7%	2.9%	11.5%

Under $10k 2.4%

$10k–$15k 2.4%

$15k–$25k 5.5%

$25k–$35k 8.1%

$35k–$50k 11.2%

$50k–$75k 20.0%

$75k–$100k 18.8%

$100k–$150k 17.7%

$150k–$200k 8.6%

$200k+ 5.2%

Range	% of households
Under $10k	2.4%
$10k–$15k	2.4%
$15k–$25k	5.5%
$25k–$35k	8.1%
$35k–$50k	11.2%
$50k–$75k	20.0%
$75k–$100k	18.8%
$100k–$150k	17.7%
$150k–$200k	8.6%
$200k+	5.2%
Median income	$75,380

Housing

Home values

Under $50k 6.6%

$50k–$100k 26.7%

$100k–$150k 10.2%

$150k–$200k 24.8%

$200k–$300k 20.2%

$300k–$500k 9.3%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$158,200
Median rent / month	$947
Owner occupied	85.4%
Renter occupied	14.6%
Vacant	17.2%
Single-family detached	71.6%
Large apartment buildings	1.6%
Mobile homes	20.8%
Median rooms	6.2
Avg household size (owned)	3.04

Year built

Era	%
2020 or later	0.2%
2010–2019	8.5%
2000–2009	13.3%
1990–1999	14.6%
1980–1989	12.0%
1970–1979	8.1%
1960–1969	4.4%
1950–1959	3.3%
1940–1949	3.8%
1939 or earlier	31.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	2.2%
2 bedrooms	26.4%
3 bedrooms	44.5%
4 bedrooms	20.9%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	10.2%
1 vehicle	22.5%
2 vehicles	40.5%
3 or more	26.7%

Heating fuel

Fuel type	%
Utility gas	19.3%
Electricity	6.5%
Propane / LP gas	17.3%
Fuel oil	38.1%
Wood	12.6%

Households & families

Household type	Count	%
Married-couple family	562	56.9%
Cohabiting couple	108	10.9%
Male householder, no spouse	139	14.1%
Female householder, no spouse	178	18.0%
Households with children under 18	330	33.4%
Households with seniors (65+)	270	27.4%
Average household size	2.94

Marital status

Status	Male	Female
Never married	41.9%	31.7%
Married	47.6%	48.9%
Separated	3.1%	1.8%
Widowed	1.7%	6.9%
Divorced	5.7%	10.7%

Education

Less than 9th grade 7.8%

Some HS, no diploma 5.5%

HS graduate 37.5%

Some college, no degree 18.0%

Associate's degree 16.0%

Bachelor's degree 9.9%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	86.7%
Bachelor's or higher	15.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	4.6%
Kindergarten	39	6.9%
Elementary school	297	52.4%
High school	123	21.7%
College / grad school	82	14.5%

Employment

Industry of employment

Education & healthcare 19.1%

Construction 12.6%

Retail trade 11.1%

Manufacturing 10.0%

Arts, food & hospitality 8.7%

Public administration 7.6%

Finance & real estate 6.1%

Professional & management 6.1%

Transportation & utilities 6.0%

Agriculture & mining 5.7%

Other services 5.0%

Wholesale trade 1.3%

Information 0.9%

Occupation

Category	%
Management, business & arts	28.2%
Service	19.5%
Sales & office	21.8%
Natural resources & construction	14.4%
Production & transportation	16.0%

Employment type

Type	%
Private sector	71.2%
Government	18.1%
Self-employed	9.6%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	87.4%
Carpool	2.5%
Public transit	0.0%
Walk	3.9%
Work from home	4.4%
Other means	1.8%
Avg commute (minutes)	31.1

Poverty

All people 17.7%

Under 18 years 32.7%

18 and over 12.3%

Married-couple families 10.1%

Female-led households 18.0%

Income support

Source	% of households
Social Security	34.9%
Retirement income	21.8%
Supplemental Security	4.9%
Cash public assistance	2.2%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	33.7%
High blood pressure	33.1%
High cholesterol	32.2%
Diabetes	10.4%
Heart disease	6.9%
Stroke	3.4%
Asthma	11.2%
Arthritis	24.7%
Kidney disease	3.1%
Pulmonary disease	8.9%
Cancer	6.3%

Behavior / access	%
Smoking	22.5%
Binge drinking	17.3%
No physical activity	28.5%
Less than 7 hrs sleep	36.2%
Depression	22.6%
Fair or poor health	15.7%
Poor mental health	16.0%
Poor physical health	11.8%
No health insurance	13.4%
Visited doctor (checkup)	75.5%
Visited dentist	54.9%
Cholesterol screening	88.4%
Teeth loss	18.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	118	5.3%

Disability	%
Any disability	11.2%
Under 18	5.2%
18–64 years	8.7%
65 and over	33.1%

Health insurance coverage

Type	%
Private insurance	63.2%
Public insurance	33.8%
No insurance	14.7%
Uninsured under 19	31.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,768	92.5%
Spanish	116	4.2%
Other Indo-European	6	0.2%
Asian & Pacific Islander	110	4.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,916	97.5%
Born in same state	2,883	96.4%
Born in different state	2,382	79.6%
Foreign born	33	1.1%
Naturalized citizen	76	2.5%
Not a US citizen	16	21.1%

Ancestry

Ancestry	Count	%
Arab	515	17.2%
Italian	387	12.9%
French	252	8.4%
English	161	5.4%
Polish	37	1.2%

Ancestry	Count	%
Norwegian	24	0.8%
German	19	0.6%
Irish	6	0.2%
Dutch	4	0.1%

Technology access

Metric	% of households
Computer access	33.0%
Internet access	92.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12072

What city is ZIP code 12072 in?

ZIP code 12072 is primarily assigned to Fultonville, New York.

What county is ZIP code 12072 in?

ZIP code 12072 falls within Montgomery County, New York.

Is ZIP code 12072 mostly owner-occupied?

85% of occupied units in ZIP code 12072 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 12072?

18% of residents in ZIP code 12072 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12072?

The median home value in ZIP code 12072 is $158,200.

What is the population of ZIP code 12072?

ZIP code 12072 has an estimated population of 2,992 residents, with a density of 57 people per square mile.

What timezone is ZIP code 12072 in?

ZIP code 12072 observes the EST timezone.