13317 ZIP Code — Canajoharie, NY

Montgomery County, New York

ZIP code 13317 is located in Canajoharie, New York, within Montgomery County. It covers approximately 46.62 square miles and serves a population of 4,002 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 13317

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $115,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $64,056. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 13317 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

4,002

population

46.62

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13317 ZIP code map

Cities in ZIP code 13317

Below are the cities the US Postal Service accepts for ZIP code 13317. Using any city not on this list may result in mail delivery delays.

City	Status
Canajoharie	Acceptable
Canajoharie	Preferred

Nearby ZIP codes

13428 Palatine Bridge (4.8 mi) 13339 Fort Plain (5.7 mi) 13459 Sharon Springs (5.7 mi) 12166 Sprakers (6.5 mi) 12031 Carlisle (8.6 mi) 13320 Cherry Valley (10 mi) 12072 Fultonville (10.9 mi) 12043 Cobleskill (11.1 mi) 12068 Fonda (11.4 mi) 13475 Van Hornesville (11.9 mi) 12160 Sloansville (12.8 mi) 13452 Saint Johnsville (12.9 mi)

Demographics updated 05/2026

Population
Total population	4,002
Population density	86 / sq mi
State FIPS	36
County FIPS	057

Geography
Land area	46.62 sq mi
Water area	0.65 sq mi
Latitude	42.8577
Longitude	-74.5825
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	48.3%	37.0%
$50k – $100k	28.3%	28.6%	27.0%
$100k – $200k	19.0%	20.2%	24.4%
Over $200k	1.1%	2.9%	11.5%

Demographics & statistics

4,002

Population

People per sq mi

35.1

Median age

$64,056

Median household income

$26,160

Per capita income

$115,300

Median home value

$830

Median monthly rent

78.0%

Home ownership

9.9%

Poverty rate

3.7%

Unemployment

1,296

Housing units

16.4%

Bachelor's or higher

Age distribution

Male Female

159

Under 5

158

189

5–9

189

174

10–14

173

162

15–19

162

20–24

229

25–34

229

271

35–44

271

238

45–54

238

121

55–59

121

119

60–64

118

159

65–74

159

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,316	32.9%
18 and over	2,686	67.1%
65 and over	515	12.9%
Median age	35.1 years

Race & ethnicity

White 91.6%

Two or more races 3.3%

Hispanic or Latino 2.4%

American Indian / Alaska Native 0.8%

Black or African American 0.8%

Asian 0.6%

Other race 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	3,756	91.6%
Two or more races	134	3.3%
Hispanic or Latino	99	2.4%
American Indian / Alaska Native	33	0.8%
Black or African American	31	0.8%
Asian	26	0.6%
Other race	19	0.5%
Native Hawaiian / Pacific Islander	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	48.3%	37.0%
$50k – $100k	28.3%	28.6%	27.0%
$100k – $200k	19.0%	20.2%	24.4%
Over $200k	1.1%	2.9%	11.5%

Under $10k 0.8%

$10k–$15k 3.6%

$15k–$25k 7.0%

$25k–$35k 11.1%

$35k–$50k 17.5%

$50k–$75k 17.8%

$75k–$100k 14.2%

$100k–$150k 12.4%

$150k–$200k 9.9%

$200k+ 5.8%

Range	% of households
Under $10k	0.8%
$10k–$15k	3.6%
$15k–$25k	7.0%
$25k–$35k	11.1%
$35k–$50k	17.5%
$50k–$75k	17.8%
$75k–$100k	14.2%
$100k–$150k	12.4%
$150k–$200k	9.9%
$200k+	5.8%
Median income	$64,056

Housing

Home values

Under $50k 7.4%

$50k–$100k 29.6%

$100k–$150k 33.3%

$150k–$200k 11.2%

$200k–$300k 6.5%

$300k–$500k 4.3%

$500k–$1M 7.7%

Housing overview

Metric	Value
Median home value	$115,300
Median rent / month	$830
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	19.6%
Single-family detached	74.4%
Large apartment buildings	0.6%
Mobile homes	3.0%
Median rooms	6.1
Avg household size (owned)	3.21

Year built

Era	%
2020 or later	0.0%
2010–2019	4.3%
2000–2009	3.4%
1990–1999	3.7%
1980–1989	3.6%
1970–1979	5.6%
1960–1969	7.2%
1950–1959	10.9%
1940–1949	2.9%
1939 or earlier	58.5%

Bedrooms

Size	% of units
No bedroom (studio)	7.5%
1 bedroom	10.0%
2 bedrooms	19.6%
3 bedrooms	38.4%
4 bedrooms	16.1%
5+ bedrooms	8.4%

Vehicles per household

Vehicles	% of households
No vehicle	11.8%
1 vehicle	29.9%
2 vehicles	36.8%
3 or more	21.5%

Heating fuel

Fuel type	%
Utility gas	40.4%
Electricity	12.6%
Propane / LP gas	5.4%
Fuel oil	23.1%
Wood	13.7%

Households & families

Household type	Count	%
Married-couple family	773	61.1%
Cohabiting couple	84	6.6%
Male householder, no spouse	137	10.8%
Female householder, no spouse	272	21.5%
Households with children under 18	445	35.2%
Households with seniors (65+)	385	30.4%
Average household size	3.10

Marital status

Status	Male	Female
Never married	27.4%	28.2%
Married	60.9%	51.9%
Separated	1.4%	1.4%
Widowed	3.3%	10.2%
Divorced	7.0%	8.2%

Education

Less than 9th grade 7.0%

Some HS, no diploma 6.4%

HS graduate 38.8%

Some college, no degree 17.2%

Associate's degree 14.2%

Bachelor's degree 11.7%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	86.6%
Bachelor's or higher	16.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	75	7.4%
Kindergarten	43	4.3%
Elementary school	613	60.8%
High school	169	16.7%
College / grad school	109	10.8%

Employment

Industry of employment

Education & healthcare 22.0%

Construction 13.2%

Retail trade 13.2%

Manufacturing 11.5%

Transportation & utilities 7.3%

Public administration 6.9%

Finance & real estate 6.4%

Arts, food & hospitality 5.3%

Agriculture & mining 5.1%

Professional & management 2.7%

Wholesale trade 2.5%

Other services 2.5%

Information 1.3%

Occupation

Category	%
Management, business & arts	32.1%
Service	16.1%
Sales & office	17.3%
Natural resources & construction	14.7%
Production & transportation	19.7%

Employment type

Type	%
Private sector	76.2%
Government	15.5%
Self-employed	7.3%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	76.8%
Carpool	13.0%
Public transit	0.0%
Walk	4.6%
Work from home	4.8%
Other means	0.8%
Avg commute (minutes)	32.2

Poverty

All people 9.9%

Under 18 years 11.2%

18 and over 9.3%

Married-couple families 2.7%

Female-led households 3.8%

Income support

Source	% of households
Social Security	33.3%
Retirement income	29.5%
Supplemental Security	7.7%
Cash public assistance	2.0%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	34.0%
High cholesterol	33.0%
Diabetes	10.5%
Heart disease	7.1%
Stroke	3.4%
Asthma	10.8%
Arthritis	26.0%
Kidney disease	3.2%
Pulmonary disease	8.5%
Cancer	7.2%

Behavior / access	%
Smoking	20.2%
Binge drinking	16.4%
No physical activity	27.3%
Less than 7 hrs sleep	35.0%
Depression	21.7%
Fair or poor health	14.3%
Poor mental health	14.9%
Poor physical health	11.2%
No health insurance	11.8%
Visited doctor (checkup)	76.9%
Visited dentist	59.0%
Cholesterol screening	90.4%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	161	6.0%

Disability	%
Any disability	15.7%
Under 18	3.2%
18–64 years	19.2%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	52.5%
Public insurance	43.1%
No insurance	16.6%
Uninsured under 19	28.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,685	92.1%
Spanish	68	1.8%
Other Indo-European	3	0.1%
Asian & Pacific Islander	56	1.5%
Other languages	9	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,936	98.4%
Born in same state	3,927	98.1%
Born in different state	3,066	76.6%
Foreign born	9	0.2%
Naturalized citizen	66	1.6%
Not a US citizen	35	53.0%

Ancestry

Ancestry	Count	%
French	486	12.1%
Italian	365	9.1%
Arab	229	5.7%
English	199	5%

Ancestry	Count	%
German	8	0.2%
Irish	8	0.2%
Polish	8	0.2%

Technology access

Metric	% of households
Computer access	31.6%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13317

What city is ZIP code 13317 in?

ZIP code 13317 is primarily assigned to Canajoharie, New York.

What county is ZIP code 13317 in?

ZIP code 13317 falls within Montgomery County, New York.

Is ZIP code 13317 family-oriented?

33% of residents in ZIP code 13317 are under 18, reflecting a younger, family-oriented community.

What is the typical home value in ZIP code 13317?

The median home value in ZIP code 13317 is $115,300.

What is the population of ZIP code 13317?

ZIP code 13317 has an estimated population of 4,002 residents, with a density of 86 people per square mile.

What is the median household income in ZIP code 13317?

The median household income in ZIP code 13317 is $64,056, below the national median of ~$75,000.

What timezone is ZIP code 13317 in?

ZIP code 13317 observes the EST timezone.