13428 ZIP Code — Palatine Bridge, NY

Montgomery County, New York

ZIP code 13428 is located in Palatine Bridge, New York, within Montgomery County. It covers approximately 16.66 square miles and serves a population of 1,533 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 13428

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $160,400. Owner-occupancy sits near the national average at 74%.

Median household income is $63,839. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

1,533
population
16.66
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
13428 ZIP code map
Cities in ZIP code 13428

Below are the cities the US Postal Service accepts for ZIP code 13428. Using any city not on this list may result in mail delivery delays.

City Status
Palatine Bridge Acceptable
Palatine Bridge Preferred
Nearby ZIP codes
13317 Canajoharie (4.8 mi) 13339 Fort Plain (5.1 mi) 12166 Sprakers (7.3 mi) 12068 Fonda (7.7 mi) 13452 Saint Johnsville (9.2 mi) 12072 Fultonville (9.5 mi) 13459 Sharon Springs (10 mi) 12016 Auriesville (11.4 mi) 12031 Carlisle (11.4 mi) 12095 Johnstown (11.9 mi) 13475 Van Hornesville (14 mi) 12160 Sloansville (14.1 mi)
Demographics updated 05/2026
Population
Total population 1,533
Population density 92 / sq mi
State FIPS 36
County FIPS 057
Geography
Land area 16.66 sq mi
Water area 0.08 sq mi
Latitude 42.9201
Longitude -74.5419
Timezone Eastern (ET)
Area code 518
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 47.2% 48.3% 37.0%
$50k – $100k 34.6% 28.6% 27.0%
$100k – $200k 15.2% 20.2% 24.4%
Over $200k 3.0% 2.9% 11.5%

Demographics & statistics

1,533
Population
92
People per sq mi
50.8
Median age
$63,839
Median household income
$36,132
Per capita income
$160,400
Median home value
$456
Median monthly rent
74.3%
Home ownership
10.8%
Poverty rate
3.2%
Unemployment
602
Housing units
25.8%
Bachelor's or higher

Age distribution

Male Female
29
Under 5
31
22
5–9
22
49
10–14
50
33
15–19
35
32
20–24
34
71
25–34
73
91
35–44
94
91
45–54
94
63
55–59
65
45
60–64
47
104
65–74
107
60
75–84
62
63
85+
66
← Male
Female →

Age summary

GroupCount%
Under 1825516.6%
18 and over1,27883.4%
65 and over46230.1%
Median age50.8 years

Race & ethnicity

White 95.3%
Hispanic or Latino 1.9%
Two or more races 1.9%
Black or African American 0.6%
Other race 0.3%
Asian 0.1%
GroupCount%
White1,48995.3%
Hispanic or Latino301.9%
Two or more races291.9%
Black or African American100.6%
Other race40.3%
Asian10.1%

Household income

Income range This ZIP County avg State avg
Under $50k 47.2% 48.3% 37.0%
$50k – $100k 34.6% 28.6% 27.0%
$100k – $200k 15.2% 20.2% 24.4%
Over $200k 3.0% 2.9% 11.5%
Under $10k 5.2%
$10k–$15k 2.4%
$15k–$25k 15.2%
$25k–$35k 4.3%
$35k–$50k 12.2%
$50k–$75k 19.6%
$75k–$100k 14.0%
$100k–$150k 17.5%
$150k–$200k 7.1%
$200k+ 2.6%
Range% of households
Under $10k5.2%
$10k–$15k2.4%
$15k–$25k15.2%
$25k–$35k4.3%
$35k–$50k12.2%
$50k–$75k19.6%
$75k–$100k14.0%
$100k–$150k17.5%
$150k–$200k7.1%
$200k+2.6%
Median income$63,839

Housing

Home values

Under $50k 6.7%
$50k–$100k 18.8%
$100k–$150k 19.0%
$150k–$200k 26.4%
$200k–$300k 18.0%
$300k–$500k 5.5%
$500k–$1M 5.5%

Housing overview

MetricValue
Median home value$160,400
Median rent / month$456
Owner occupied74.3%
Renter occupied25.7%
Vacant14.7%
Single-family detached65.0%
Large apartment buildings13.1%
Mobile homes10.9%
Median rooms6.1
Avg household size (owned)2.55

Year built

Era%
2020 or later0.0%
2010–20199.1%
2000–200920.0%
1990–199917.4%
1980–19894.4%
1970–19799.9%
1960–19696.1%
1950–19596.1%
1940–19495.7%
1939 or earlier21.4%

Bedrooms

Size% of units
No bedroom (studio)6.2%
1 bedroom18.5%
2 bedrooms15.6%
3 bedrooms45.1%
4 bedrooms11.8%
5+ bedrooms2.7%

Vehicles per household

Vehicles% of households
No vehicle9.7%
1 vehicle37.2%
2 vehicles35.1%
3 or more17.9%

Heating fuel

Fuel type%
Utility gas31.9%
Electricity17.0%
Propane / LP gas3.6%
Fuel oil41.2%
Wood4.1%
No fuel used0.5%

Households & families

Household typeCount%
Married-couple family28042.6%
Cohabiting couple8212.5%
Male householder, no spouse10816.4%
Female householder, no spouse18828.6%
Households with children under 1812018.2%
Households with seniors (65+)33050.2%
Average household size2.22

Marital status

StatusMaleFemale
Never married42.3%22.1%
Married43.4%41.7%
Separated1.4%0.4%
Widowed3.2%16.4%
Divorced9.7%19.3%

Education

Less than 9th grade 1.3%
Some HS, no diploma 4.3%
HS graduate 43.2%
Some college, no degree 13.2%
Associate's degree 12.2%
Bachelor's degree 11.0%
Graduate / professional 14.8%
Metric%
HS diploma or higher94.5%
Bachelor's or higher25.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school12056.1%
High school6731.3%
College / grad school2712.6%

Employment

Industry of employment

Education & healthcare 27.8%
Transportation & utilities 13.8%
Retail trade 12.5%
Manufacturing 7.8%
Other services 7.8%
Construction 6.8%
Finance & real estate 6.0%
Wholesale trade 5.1%
Professional & management 5.1%
Public administration 4.3%
Arts, food & hospitality 2.4%
Agriculture & mining 0.4%
Information 0.3%

Occupation

Category%
Management, business & arts39.7%
Service9.2%
Sales & office16.7%
Natural resources & construction14.0%
Production & transportation20.4%

Employment type

Type%
Private sector67.8%
Government29.2%
Self-employed3.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone82.5%
Carpool10.1%
Public transit0.0%
Walk0.6%
Work from home6.9%
Other means0.0%
Avg commute (minutes)24.5

Poverty

All people 10.8%
Under 18 years 1.2%
18 and over 12.8%
Married-couple families 3.9%
Female-led households 0.0%

Income support

Source% of households
Social Security51.4%
Retirement income26.7%
Supplemental Security5.8%
Cash public assistance1.4%
Food stamps / SNAP9.6%

Health indicators

Condition%
Obesity32.5%
High blood pressure39.1%
High cholesterol36.7%
Diabetes12.5%
Heart disease9.2%
Stroke4.4%
Asthma10.7%
Arthritis30.7%
Kidney disease4.0%
Pulmonary disease10.4%
Cancer8.8%
Behavior / access%
Smoking20.3%
Binge drinking14.6%
No physical activity30.3%
Less than 7 hrs sleep34.4%
Depression21.0%
Fair or poor health16.8%
Poor mental health14.2%
Poor physical health12.7%
No health insurance12.1%
Visited doctor (checkup)78.8%
Visited dentist57.0%
Cholesterol screening91.3%
Teeth loss18.4%

Veterans & disability

VeteransCount%
Civilian veterans1048.1%
Disability%
Any disability16.0%
Under 180.0%
18–64 years12.3%
65 and over33.4%

Health insurance coverage

Type%
Private insurance77.6%
Public insurance47.8%
No insurance1.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,47396.1%
Spanish20.1%
Other Indo-European10.1%
Asian & Pacific Islander00.0%
Other languages10.1%

Place of birth & citizenship

OriginCount%
Native born (US)1,52399.3%
Born in same state1,52399.3%
Born in different state1,41292.1%
Foreign born00.0%
Naturalized citizen100.7%
Not a US citizen880.0%

Ancestry

AncestryCount%
French32721.3%
English18712.2%
Italian17911.7%
Arab271.8%
AncestryCount%
German90.6%
Polish90.6%
Dutch30.2%

Technology access

Metric% of households
Computer access42.9%
Internet access85.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13428

What city is ZIP code 13428 in?

ZIP code 13428 is primarily assigned to Palatine Bridge, New York.

What county is ZIP code 13428 in?

ZIP code 13428 falls within Montgomery County, New York.

Does ZIP code 13428 have an older population?

30% of residents in ZIP code 13428 are 65 or older, above the national average of ~17%.

Does ZIP code 13428 have a large retiree population?

51% of households in ZIP code 13428 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 13428?

The median home value in ZIP code 13428 is $160,400.

What is the population of ZIP code 13428?

ZIP code 13428 has an estimated population of 1,533 residents, with a density of 92 people per square mile.

What timezone is ZIP code 13428 in?

ZIP code 13428 observes the EST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →