12068 ZIP Code — Fonda, NY

Montgomery County, New York

ZIP code 12068 is located in Fonda, New York, within Montgomery County. It covers approximately 29.33 square miles and serves a population of 2,509 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12068

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $155,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $66,274. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 12068 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,509

population

29.33

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12068 ZIP code map

Cities in ZIP code 12068

Below are the cities the US Postal Service accepts for ZIP code 12068. Using any city not on this list may result in mail delivery delays.

City	Status
Fonda	Acceptable
Fonda	Preferred

Nearby ZIP codes

12016 Auriesville (4.1 mi) 12072 Fultonville (5.5 mi) 12095 Johnstown (6.9 mi) 13428 Palatine Bridge (7.7 mi) 12070 Fort Johnson (7.8 mi) 12166 Sprakers (8.4 mi) 12010 Amsterdam (11.3 mi) 13317 Canajoharie (11.4 mi) 12066 Esperance (12 mi) 13339 Fort Plain (12.7 mi) 12160 Sloansville (12.8 mi) 13452 Saint Johnsville (12.9 mi)

Demographics updated 05/2026

Population
Total population	2,509
Population density	86 / sq mi
State FIPS	36
County FIPS	057

Geography
Land area	29.33 sq mi
Water area	0.69 sq mi
Latitude	42.9462
Longitude	-74.3934
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	48.3%	37.0%
$50k – $100k	31.7%	28.6%	27.0%
$100k – $200k	26.8%	20.2%	24.4%
Over $200k	1.5%	2.9%	11.5%

Demographics & statistics

2,509

Population

People per sq mi

48.7

Median age

$66,274

Median household income

$32,539

Per capita income

$155,700

Median home value

$764

Median monthly rent

83.0%

Home ownership

9.4%

Poverty rate

2.9%

Unemployment

1,018

Housing units

14.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

113

10–14

123

15–19

20–24

25–34

107

35–44

117

181

45–54

198

55–59

136

60–64

149

125

65–74

136

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	567	22.6%
18 and over	1,942	77.4%
65 and over	548	21.8%
Median age	48.7 years

Race & ethnicity

White 93.5%

Two or more races 3%

Hispanic or Latino 2.3%

Black or African American 0.6%

Other race 0.5%

Group	Count	%
White	2,402	93.5%
Two or more races	77	3%
Hispanic or Latino	60	2.3%
Black or African American	16	0.6%
Other race	14	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	48.3%	37.0%
$50k – $100k	31.7%	28.6%	27.0%
$100k – $200k	26.8%	20.2%	24.4%
Over $200k	1.5%	2.9%	11.5%

Under $10k 2.5%

$10k–$15k 1.8%

$15k–$25k 8.1%

$25k–$35k 9.0%

$35k–$50k 18.1%

$50k–$75k 21.1%

$75k–$100k 9.5%

$100k–$150k 15.8%

$150k–$200k 9.0%

$200k+ 5.0%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.8%
$15k–$25k	8.1%
$25k–$35k	9.0%
$35k–$50k	18.1%
$50k–$75k	21.1%
$75k–$100k	9.5%
$100k–$150k	15.8%
$150k–$200k	9.0%
$200k+	5.0%
Median income	$66,274

Housing

Home values

Under $50k 5.9%

$50k–$100k 19.0%

$100k–$150k 22.0%

$150k–$200k 19.6%

$200k–$300k 19.8%

$300k–$500k 13.2%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$155,700
Median rent / month	$764
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	25.0%
Single-family detached	73.1%
Large apartment buildings	2.3%
Mobile homes	15.2%
Median rooms	5.9
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	0.9%
2010–2019	2.7%
2000–2009	4.5%
1990–1999	10.0%
1980–1989	8.0%
1970–1979	10.4%
1960–1969	14.4%
1950–1959	7.3%
1940–1949	6.6%
1939 or earlier	35.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	6.1%
2 bedrooms	24.3%
3 bedrooms	53.7%
4 bedrooms	12.4%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	39.5%
2 vehicles	42.4%
3 or more	13.4%

Heating fuel

Fuel type	%
Utility gas	38.7%
Electricity	9.0%
Propane / LP gas	6.9%
Fuel oil	36.3%
Wood	6.7%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	370	42.3%
Cohabiting couple	86	9.8%
Male householder, no spouse	210	24.0%
Female householder, no spouse	209	23.9%
Households with children under 18	228	26.1%
Households with seniors (65+)	359	41.0%
Average household size	2.77

Marital status

Status	Male	Female
Never married	39.4%	26.8%
Married	39.7%	46.0%
Separated	2.2%	0.0%
Widowed	7.7%	15.3%
Divorced	10.9%	11.8%

Education

Less than 9th grade 5.3%

Some HS, no diploma 4.6%

HS graduate 30.6%

Some college, no degree 23.9%

Associate's degree 20.8%

Bachelor's degree 7.2%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	14.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	1.7%
Kindergarten	13	2.2%
Elementary school	375	63.9%
High school	83	14.1%
College / grad school	106	18.1%

Employment

Industry of employment

Education & healthcare 21.5%

Construction 16.3%

Retail trade 14.0%

Manufacturing 13.5%

Arts, food & hospitality 7.5%

Other services 7.0%

Finance & real estate 5.8%

Public administration 4.8%

Professional & management 2.7%

Agriculture & mining 2.3%

Transportation & utilities 2.3%

Wholesale trade 1.4%

Information 0.7%

Occupation

Category	%
Management, business & arts	35.5%
Service	14.9%
Sales & office	19.3%
Natural resources & construction	11.8%
Production & transportation	18.6%

Employment type

Type	%
Private sector	83.0%
Government	12.3%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.2%
Carpool	4.2%
Public transit	1.3%
Walk	2.4%
Work from home	1.9%
Other means	1.9%
Avg commute (minutes)	24.8

Poverty

All people 9.4%

Under 18 years 5.0%

18 and over 10.6%

Married-couple families 8.6%

Female-led households 13.2%

Income support

Source	% of households
Social Security	48.5%
Retirement income	43.4%
Supplemental Security	1.9%
Cash public assistance	2.3%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	32.8%
High cholesterol	32.4%
Diabetes	9.9%
Heart disease	6.7%
Stroke	3.1%
Asthma	10.5%
Arthritis	24.9%
Kidney disease	3.0%
Pulmonary disease	7.7%
Cancer	7.1%

Behavior / access	%
Smoking	18.8%
Binge drinking	17.2%
No physical activity	25.1%
Less than 7 hrs sleep	34.4%
Depression	21.4%
Fair or poor health	13.0%
Poor mental health	14.5%
Poor physical health	10.4%
No health insurance	11.0%
Visited doctor (checkup)	76.5%
Visited dentist	61.6%
Cholesterol screening	90.7%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	172	8.9%

Disability	%
Any disability	17.9%
Under 18	2.8%
18–64 years	16.2%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	70.6%
Public insurance	42.8%
No insurance	5.0%
Uninsured under 19	9.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,446	97.5%
Spanish	71	2.9%
Other Indo-European	5	0.2%
Asian & Pacific Islander	66	2.7%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,459	98.0%
Born in same state	2,442	97.3%
Born in different state	2,205	87.9%
Foreign born	17	0.7%
Naturalized citizen	50	2.0%
Not a US citizen	41	82.0%

Ancestry

Ancestry	Count	%
Italian	407	16.2%
Arab	396	15.8%
French	310	12.4%
English	117	4.7%

Ancestry	Count	%
German	22	0.9%
Irish	22	0.9%
Norwegian	9	0.4%
Polish	7	0.3%

Technology access

Metric	% of households
Computer access	34.9%
Internet access	82.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12068

What city is ZIP code 12068 in?

ZIP code 12068 is primarily assigned to Fonda, New York.

What county is ZIP code 12068 in?

ZIP code 12068 falls within Montgomery County, New York.

Does ZIP code 12068 have a large retiree population?

49% of households in ZIP code 12068 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 12068?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 12068 mostly owner-occupied?

83% of occupied units in ZIP code 12068 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 12068?

The median home value in ZIP code 12068 is $155,700.

What timezone is ZIP code 12068 in?

ZIP code 12068 observes the EST timezone.