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New York ZIP Codes
Montgomery County
Fort Johnson, NY
12070
12070 ZIP Code — Fort Johnson, NY
Montgomery County, New York
ZIP code 12070 is located in
Fort Johnson ,
New York ,
within Montgomery County .
It covers approximately 12.58 square miles and serves a population of
2,499 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518 .
About ZIP code 12070
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $140,200. Owner-occupancy sits near the national average at 73%.
The gap between median ($73,864) and mean household income suggests income inequality — a small number of higher earners pull the average up. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 12070 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
12070 ZIP code map
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Cities in ZIP code 12070
Below are the cities the US Postal Service accepts for ZIP code 12070. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,499
Population density
199 / sq mi
State FIPS
36
County FIPS
057
Geography
Land area
12.58 sq mi
Water area
0.02 sq mi
Latitude
42.9888
Longitude
-74.2496
Timezone
Eastern (ET)
Area code
518
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.2%
48.3%
37.0%
$50k – $100k
19.1%
28.6%
27.0%
$100k – $200k
36.0%
20.2%
24.4%
Over $200k
2.6%
2.9%
11.5%
Demographics & statistics
$73,864
Median household income
$140,200
Median home value
19.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 336 13.4%
18 and over 2,163 86.6%
65 and over 500 20.0%
Median age 42.7 years
Race & ethnicity
Black or African American
1.2%
Group Count %
White 2,438 97.6%
Asian 32 1.3%
Black or African American 29 1.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.2%
48.3%
37.0%
$50k – $100k
19.1%
28.6%
27.0%
$100k – $200k
36.0%
20.2%
24.4%
Over $200k
2.6%
2.9%
11.5%
Range % of households
Under $10k 0.8%
$10k–$15k 0.3%
$15k–$25k 8.2%
$25k–$35k 20.9%
$35k–$50k 10.8%
$50k–$75k 10.3%
$75k–$100k 12.1%
$100k–$150k 9.8%
$150k–$200k 12.6%
$200k+ 14.2%
Median income $73,864
Housing
Housing overview
Metric Value
Median home value $140,200
Median rent / month $770
Owner occupied 72.8%
Renter occupied 27.2%
Vacant 3.0%
Single-family detached 64.2%
Large apartment buildings 0.0%
Mobile homes 21.8%
Median rooms 6.0
Avg household size (owned) 3.40
Year built
Era %
2020 or later 0.0%
2010–2019 0.9%
2000–2009 9.2%
1990–1999 6.2%
1980–1989 19.2%
1970–1979 10.3%
1960–1969 6.3%
1950–1959 5.9%
1940–1949 10.8%
1939 or earlier 31.3%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 2.8%
2 bedrooms 21.7%
3 bedrooms 46.5%
4 bedrooms 21.0%
5+ bedrooms 7.9%
Vehicles per household
Vehicles % of households
No vehicle 5.6%
1 vehicle 32.1%
2 vehicles 43.0%
3 or more 19.3%
Heating fuel
Fuel type %
Utility gas 16.2%
Electricity 10.6%
Propane / LP gas 5.4%
Fuel oil 60.5%
Wood 6.3%
Households & families
Household type Count %
Married-couple family 431 55.0%
Cohabiting couple 12 1.5%
Male householder, no spouse 107 13.6%
Female householder, no spouse 234 29.8%
Households with children under 18 212 27.0%
Households with seniors (65+) 386 49.2%
Average household size 3.19
Marital status
Status Male Female
Never married 50.2% 26.5%
Married 38.4% 45.7%
Separated 2.7% 0.1%
Widowed 1.4% 14.8%
Divorced 7.3% 12.9%
Education
Some HS, no diploma
10.8%
Some college, no degree
24.3%
Graduate / professional
12.0%
Metric %
HS diploma or higher 89.0%
Bachelor's or higher 19.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 14 2.8%
Kindergarten 23 4.6%
Elementary school 196 39.6%
High school 109 22.0%
College / grad school 153 30.9%
Employment
Industry of employment
Education & healthcare
23.4%
Arts, food & hospitality
8.0%
Professional & management
7.4%
Finance & real estate
7.0%
Public administration
4.0%
Transportation & utilities
2.0%
Occupation
Category %
Management, business & arts 35.9%
Service 13.9%
Sales & office 28.3%
Natural resources & construction 11.0%
Production & transportation 11.0%
Employment type
Type %
Private sector 88.0%
Government 9.7%
Self-employed 2.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 76.0%
Carpool 15.7%
Public transit 0.0%
Walk 0.0%
Work from home 8.3%
Other means 0.0%
Avg commute (minutes) 27.2
Poverty
Married-couple families
0.0%
Female-led households
62.5%
Income support
Source % of households
Social Security 49.5%
Retirement income 45.3%
Supplemental Security 8.0%
Cash public assistance 0.0%
Food stamps / SNAP 12.4%
Health indicators
Condition %
Obesity 30.0%
High blood pressure 32.3%
High cholesterol 33.3%
Diabetes 9.1%
Heart disease 6.3%
Stroke 2.8%
Asthma 10.1%
Arthritis 24.5%
Kidney disease 2.8%
Pulmonary disease 6.9%
Cancer 7.3%
Behavior / access %
Smoking 17.1%
Binge drinking 17.3%
No physical activity 22.6%
Less than 7 hrs sleep 33.0%
Depression 20.7%
Fair or poor health 11.3%
Poor mental health 13.7%
Poor physical health 9.4%
No health insurance 9.7%
Visited doctor (checkup) 77.2%
Visited dentist 66.4%
Cholesterol screening 91.9%
Teeth loss 11.9%
Veterans & disability
Veterans Count %
Civilian veterans 166 7.7%
Disability %
Any disability 10.3%
Under 18 0.6%
18–64 years 10.1%
65 and over 17.2%
Health insurance coverage
Type %
Private insurance 65.0%
Public insurance 45.4%
No insurance 1.0%
Uninsured under 19 0.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,456 98.3%
Spanish 14 0.6%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 14 0.6%
Place of birth & citizenship
Origin Count %
Native born (US) 2,398 96.0%
Born in same state 2,398 96.0%
Born in different state 2,130 85.2%
Foreign born 0 0.0%
Naturalized citizen 101 4.0%
Not a US citizen 83 82.2%
Ancestry
Ancestry Count %
Italian 526 21%
English 162 6.5%
Arab 132 5.3%
Ancestry Count %
German 87 3.5%
French 47 1.9%
Norwegian 19 0.8%
Technology access
Metric % of households
Computer access 31.4%
Internet access 86.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12070
What city is ZIP code 12070 in?
ZIP code 12070 is primarily assigned to Fort Johnson, New York.
What county is ZIP code 12070 in?
ZIP code 12070 falls within Montgomery County, New York.
Does ZIP code 12070 have a large retiree population?
50% of households in ZIP code 12070 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 12070?
The median home value in ZIP code 12070 is $140,200.
What is the population of ZIP code 12070?
ZIP code 12070 has an estimated population of 2,499 residents, with a density of 199 people per square mile.
What is the median household income in ZIP code 12070?
The median household income in ZIP code 12070 is $73,864, below the national median of ~$75,000.
What timezone is ZIP code 12070 in?
ZIP code 12070 observes the EST timezone.
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