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New York ZIP Codes
Fulton County
Gloversville, NY
12078
12078 ZIP Code — Gloversville, NY
Fulton County, New York
ZIP code 12078 is located in
Gloversville ,
New York ,
within Fulton County .
It covers approximately 110.81 square miles and serves a population of
23,144 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518 .
About ZIP code 12078
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $112,700. Owner-occupancy sits near the national average at 61%.
Median household income is $51,756. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Overall, ZIP code 12078 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
12078 ZIP code map
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Cities in ZIP code 12078
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
23,144
Population density
209 / sq mi
State FIPS
36
County FIPS
035
Geography
Land area
110.81 sq mi
Water area
3.66 sq mi
Latitude
43.1303
Longitude
-74.3529
Timezone
Eastern (ET)
Area code
518
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.5%
48.9%
37.0%
$50k – $100k
27.4%
31.0%
27.0%
$100k – $200k
13.5%
16.8%
24.4%
Over $200k
2.6%
3.3%
11.5%
Demographics & statistics
$51,756
Median household income
$112,700
Median home value
17.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 4,899 21.2%
18 and over 18,245 78.8%
65 and over 4,192 18.1%
Median age 40.4 years
Race & ethnicity
Black or African American
1.7%
Native Hawaiian / Pacific Islander
0.2%
American Indian / Alaska Native
0.1%
Group Count %
White 20,421 83%
Two or more races 1,616 6.6%
Hispanic or Latino 1,448 5.9%
Other race 450 1.8%
Black or African American 408 1.7%
Asian 192 0.8%
Native Hawaiian / Pacific Islander 37 0.2%
American Indian / Alaska Native 20 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.5%
48.9%
37.0%
$50k – $100k
27.4%
31.0%
27.0%
$100k – $200k
13.5%
16.8%
24.4%
Over $200k
2.6%
3.3%
11.5%
Range % of households
Under $10k 4.7%
$10k–$15k 6.7%
$15k–$25k 9.9%
$25k–$35k 11.4%
$35k–$50k 15.1%
$50k–$75k 18.5%
$75k–$100k 12.8%
$100k–$150k 13.9%
$150k–$200k 4.1%
$200k+ 2.9%
Median income $51,756
Housing
Housing overview
Metric Value
Median home value $112,700
Median rent / month $853
Owner occupied 61.2%
Renter occupied 38.8%
Vacant 17.9%
Single-family detached 58.0%
Large apartment buildings 4.1%
Mobile homes 6.7%
Median rooms 5.8
Avg household size (owned) 2.34
Year built
Era %
2020 or later 0.1%
2010–2019 1.7%
2000–2009 4.0%
1990–1999 5.1%
1980–1989 8.7%
1970–1979 8.2%
1960–1969 9.3%
1950–1959 8.9%
1940–1949 10.4%
1939 or earlier 43.7%
Bedrooms
Size % of units
No bedroom (studio) 1.3%
1 bedroom 9.7%
2 bedrooms 33.8%
3 bedrooms 35.3%
4 bedrooms 15.5%
5+ bedrooms 4.4%
Vehicles per household
Vehicles % of households
No vehicle 14.6%
1 vehicle 35.7%
2 vehicles 37.2%
3 or more 12.5%
Heating fuel
Fuel type %
Utility gas 53.9%
Electricity 14.6%
Propane / LP gas 8.4%
Fuel oil 14.2%
Wood 5.5%
Solar 0.2%
No fuel used 1.8%
Households & families
Household type Count %
Married-couple family 3,573 37.4%
Cohabiting couple 1,456 15.2%
Male householder, no spouse 1,813 19.0%
Female householder, no spouse 2,721 28.5%
Households with children under 18 2,622 27.4%
Households with seniors (65+) 3,186 33.3%
Average household size 2.37
Marital status
Status Male Female
Never married 37.3% 33.6%
Married 41.2% 38.0%
Separated 3.5% 2.6%
Widowed 2.7% 12.4%
Divorced 15.3% 13.5%
Education
Some college, no degree
18.2%
Graduate / professional
7.5%
Metric %
HS diploma or higher 86.2%
Bachelor's or higher 17.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 158 3.3%
Kindergarten 420 8.8%
Elementary school 2,170 45.5%
High school 1,141 23.9%
College / grad school 883 18.5%
Employment
Industry of employment
Education & healthcare
29.0%
Arts, food & hospitality
7.2%
Transportation & utilities
7.1%
Professional & management
6.9%
Public administration
4.2%
Finance & real estate
2.7%
Agriculture & mining
0.7%
Occupation
Category %
Management, business & arts 26.3%
Service 23.0%
Sales & office 21.9%
Natural resources & construction 8.9%
Production & transportation 20.0%
Employment type
Type %
Private sector 75.9%
Government 18.1%
Self-employed 5.1%
Unpaid family workers 0.9%
Commute
Method %
Drive alone 80.5%
Carpool 10.3%
Public transit 0.4%
Walk 2.5%
Work from home 4.2%
Other means 2.1%
Avg commute (minutes) 24.3
Poverty
Married-couple families
11.1%
Female-led households
24.7%
Income support
Source % of households
Social Security 40.1%
Retirement income 25.9%
Supplemental Security 10.7%
Cash public assistance 2.5%
Food stamps / SNAP 19.4%
Health indicators
Condition %
Obesity 32.0%
High blood pressure 36.2%
High cholesterol 33.0%
Diabetes 10.7%
Heart disease 7.8%
Stroke 3.8%
Asthma 11.1%
Arthritis 27.5%
Kidney disease 3.5%
Pulmonary disease 9.5%
Cancer 7.2%
Behavior / access %
Smoking 23.0%
Binge drinking 16.2%
No physical activity 28.5%
Less than 7 hrs sleep 33.7%
Depression 22.5%
Fair or poor health 16.2%
Poor mental health 15.8%
Poor physical health 12.5%
No health insurance 13.2%
Visited doctor (checkup) 78.1%
Visited dentist 59.5%
Cholesterol screening 89.0%
Teeth loss 19.7%
Veterans & disability
Veterans Count %
Civilian veterans 1,455 8.0%
Disability %
Any disability 19.7%
Under 18 10.2%
18–64 years 19.9%
65 and over 30.5%
Health insurance coverage
Type %
Private insurance 53.7%
Public insurance 58.7%
No insurance 3.6%
Uninsured under 19 1.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 21,944 94.8%
Spanish 209 1.0%
Other Indo-European 121 0.6%
Asian & Pacific Islander 31 0.1%
Other languages 57 0.3%
Place of birth & citizenship
Origin Count %
Native born (US) 22,672 98.0%
Born in same state 22,498 97.2%
Born in different state 20,429 88.3%
Foreign born 174 0.8%
Naturalized citizen 472 2.0%
Not a US citizen 214 45.3%
Ancestry
Ancestry Count %
Arab 3,486 15.1%
Italian 2,822 12.2%
French 1,983 8.6%
English 819 3.5%
German 295 1.3%
Ancestry Count %
Norwegian 65 0.3%
Irish 21 0.1%
Dutch 18 0.1%
Polish 16 0.1%
Technology access
Metric % of households
Computer access 41.3%
Internet access 89.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12078
What city is ZIP code 12078 in?
ZIP code 12078 is primarily assigned to Gloversville, New York.
What county is ZIP code 12078 in?
ZIP code 12078 falls within Fulton County, New York.
What is the poverty rate in ZIP code 12078?
19% of residents in ZIP code 12078 live below the poverty line, above the national average.
Does ZIP code 12078 have a large retiree population?
40% of households in ZIP code 12078 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 12078?
The median home value in ZIP code 12078 is $112,700.
What is the population of ZIP code 12078?
ZIP code 12078 has an estimated population of 23,144 residents, with a density of 209 people per square mile.
What timezone is ZIP code 12078 in?
ZIP code 12078 observes the EST timezone.
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