13470 ZIP Code — Stratford, NY

Fulton County, New York

ZIP code 13470 is located in Stratford, New York, within Fulton County. It covers approximately 90.08 square miles and serves a population of 710 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 13470

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $145,600. Owner-occupancy is high at 84%, well above the national average.

Median household income is $60,972. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 13470 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

710

population

90.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13470 ZIP code map

Cities in ZIP code 13470

Below are the cities the US Postal Service accepts for ZIP code 13470. Using any city not on this list may result in mail delivery delays.

City	Status
Stratford	Preferred

Nearby ZIP codes

12032 Caroga Lake (4.7 mi) 13454 Salisbury Center (7.7 mi) 13329 Dolgeville (7.8 mi) 13452 Saint Johnsville (11.6 mi) 13365 Little Falls (13.6 mi) 12078 Gloversville (15.3 mi) 13416 Newport (16.4 mi) 12095 Johnstown (17.2 mi) 13350 Herkimer (18.9 mi) 13339 Fort Plain (19.6 mi)

Demographics updated 06/2026

Population
Total population	710
Population density	8 / sq mi
State FIPS	36
County FIPS	035

Geography
Land area	90.08 sq mi
Water area	1.94 sq mi
Latitude	43.2110
Longitude	-74.6354
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	48.9%	37.0%
$50k – $100k	22.5%	31.0%	27.0%
$100k – $200k	24.2%	16.8%	24.4%
Over $200k	0.7%	3.3%	11.5%

Demographics & statistics

710

Population

People per sq mi

49.7

Median age

$60,972

Median household income

$27,796

Per capita income

$145,600

Median home value

$725

Median monthly rent

83.8%

Home ownership

34.2%

Poverty rate

2.6%

Unemployment

592

Housing units

13.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	135	19.0%
18 and over	575	81.0%
65 and over	106	14.9%
Median age	49.7 years

Race & ethnicity

White 90.9%

Hispanic or Latino 3.1%

Two or more races 2.6%

Black or African American 1.6%

Other race 1.6%

Asian 0.1%

Group	Count	%
White	666	90.9%
Hispanic or Latino	23	3.1%
Two or more races	19	2.6%
Black or African American	12	1.6%
Other race	12	1.6%
Asian	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	48.9%	37.0%
$50k – $100k	22.5%	31.0%	27.0%
$100k – $200k	24.2%	16.8%	24.4%
Over $200k	0.7%	3.3%	11.5%

Under $10k 10.4%

$10k–$15k 7.1%

$15k–$25k 10.0%

$25k–$35k 5.4%

$35k–$50k 5.0%

$50k–$75k 21.6%

$75k–$100k 14.5%

$100k–$150k 10.8%

$150k–$200k 13.3%

$200k+ 2.1%

Range	% of households
Under $10k	10.4%
$10k–$15k	7.1%
$15k–$25k	10.0%
$25k–$35k	5.4%
$35k–$50k	5.0%
$50k–$75k	21.6%
$75k–$100k	14.5%
$100k–$150k	10.8%
$150k–$200k	13.3%
$200k+	2.1%
Median income	$60,972

Housing

Home values

Under $50k 12.4%

$50k–$100k 10.4%

$100k–$150k 30.2%

$150k–$200k 15.3%

$200k–$300k 24.3%

$300k–$500k 5.9%

$500k–$1M 1.5%

Housing overview

Metric	Value
Median home value	$145,600
Median rent / month	$725
Owner occupied	83.8%
Renter occupied	16.2%
Vacant	61.8%
Single-family detached	82.9%
Large apartment buildings	1.3%
Mobile homes	15.2%
Median rooms	4.8
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	0.6%
2010–2019	4.9%
2000–2009	13.8%
1990–1999	10.0%
1980–1989	10.8%
1970–1979	13.5%
1960–1969	12.8%
1950–1959	11.1%
1940–1949	9.2%
1939 or earlier	13.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	15.5%
2 bedrooms	33.6%
3 bedrooms	37.6%
4 bedrooms	10.8%
5+ bedrooms	0.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.2%
1 vehicle	28.6%
2 vehicles	35.7%
3 or more	29.5%

Heating fuel

Fuel type	%
Utility gas	2.9%
Electricity	3.3%
Propane / LP gas	20.3%
Fuel oil	39.8%
Wood	31.1%

Households & families

Household type	Count	%
Married-couple family	118	49.0%
Cohabiting couple	39	16.2%
Male householder, no spouse	49	20.3%
Female householder, no spouse	35	14.5%
Households with children under 18	59	24.5%
Households with seniors (65+)	87	36.1%
Average household size	2.75

Marital status

Status	Male	Female
Never married	49.0%	28.2%
Married	38.9%	48.9%
Separated	2.1%	1.1%
Widowed	3.2%	9.2%
Divorced	6.8%	12.6%

Education

Less than 9th grade 6.1%

Some HS, no diploma 14.9%

HS graduate 35.4%

Some college, no degree 13.5%

Associate's degree 16.2%

Bachelor's degree 9.4%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	79.1%
Bachelor's or higher	13.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	2.3%
Kindergarten	9	7.0%
Elementary school	56	43.4%
High school	52	40.3%
College / grad school	9	7.0%

Employment

Industry of employment

Retail trade 24.5%

Public administration 16.2%

Arts, food & hospitality 12.5%

Finance & real estate 10.6%

Manufacturing 8.7%

Transportation & utilities 8.3%

Other services 7.9%

Education & healthcare 6.8%

Professional & management 2.6%

Construction 1.1%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	36.2%
Service	18.5%
Sales & office	10.6%
Natural resources & construction	8.7%
Production & transportation	26.0%

Employment type

Type	%
Private sector	72.1%
Government	18.9%
Self-employed	8.3%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	79.0%
Carpool	6.9%
Public transit	0.0%
Walk	3.1%
Work from home	9.9%
Other means	1.1%
Avg commute (minutes)	36.3

Poverty

All people 34.2%

Under 18 years 50.4%

18 and over 30.4%

Married-couple families 18.6%

Female-led households 71.4%

Income support

Source	% of households
Social Security	40.2%
Retirement income	30.3%
Supplemental Security	19.1%
Cash public assistance	0.0%
Food stamps / SNAP	19.9%

Health indicators

Condition	%
Obesity	32.1%
High blood pressure	37.5%
High cholesterol	35.1%
Diabetes	11.0%
Heart disease	7.9%
Stroke	3.6%
Asthma	10.6%
Arthritis	28.0%
Kidney disease	3.4%
Pulmonary disease	9.2%
Cancer	7.4%

Behavior / access	%
Smoking	22.4%
Binge drinking	16.6%
No physical activity	27.5%
Less than 7 hrs sleep	33.9%
Depression	21.8%
Fair or poor health	15.3%
Poor mental health	14.8%
Poor physical health	12.0%
No health insurance	12.3%
Visited doctor (checkup)	78.5%
Visited dentist	62.2%
Cholesterol screening	91.2%
Teeth loss	17.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	42	7.3%

Disability	%
Any disability	16.9%
Under 18	12.6%
18–64 years	16.4%
65 and over	24.5%

Health insurance coverage

Type	%
Private insurance	45.2%
Public insurance	56.8%
No insurance	5.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	672	94.6%
Spanish	1	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	707	99.6%
Born in same state	707	99.6%
Born in different state	577	81.3%
Foreign born	0	0.0%
Naturalized citizen	3	0.4%
Not a US citizen	3	100.0%

Ancestry

Ancestry	Count	%
French	127	17.9%
Arab	92	13%
Italian	68	9.6%
English	15	2.1%

Ancestry	Count	%
Dutch	3	0.4%
Polish	2	0.3%
Norwegian	2	0.3%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	85.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13470

What city is ZIP code 13470 in?

ZIP code 13470 is primarily assigned to Stratford, New York.

What county is ZIP code 13470 in?

ZIP code 13470 falls within Fulton County, New York.

What is the poverty rate in ZIP code 13470?

34% of residents in ZIP code 13470 live below the poverty line, above the national average.

How educated is the population of ZIP code 13470?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 13470 mostly owner-occupied?

84% of occupied units in ZIP code 13470 are owner-occupied, well above the national average.

Does ZIP code 13470 have a large retiree population?

40% of households in ZIP code 13470 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 13470 in?

ZIP code 13470 observes the EST timezone.