12010 ZIP Code — Amsterdam, NY

Montgomery County, New York

ZIP code 12010 is located in Amsterdam, New York, within Montgomery County. It covers approximately 128.31 square miles and serves a population of 27,213 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12010

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $149,300. Owner-occupancy sits near the national average at 61%.

Median household income is $55,083. SNAP benefit usage at 20% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12010 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

27,213

population

128.31

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12010 ZIP code map

Cities in ZIP code 12010

Below are the cities the US Postal Service accepts for ZIP code 12010. Using any city not on this list may result in mail delivery delays.

City	Status
Amsterdam	Acceptable
Amsterdam	Preferred

Nearby ZIP codes

12086 Hagaman (4.5 mi) 12070 Fort Johnson (5.3 mi) 12137 Pattersonville (6.3 mi) 12016 Auriesville (7.5 mi) 12150 Rotterdam Junction (7.7 mi) 12074 Galway (9.7 mi) 12302 Schenectady (9.9 mi) 12025 Broadalbin (10.9 mi) 12072 Fultonville (11.2 mi) 12068 Fonda (11.3 mi) 12306 Schenectady (11.9 mi) 12056 Duanesburg (12.6 mi)

Demographics updated 05/2026

Population
Total population	27,213
Population density	212 / sq mi
State FIPS	36
County FIPS	057

Geography
Land area	128.31 sq mi
Water area	2.91 sq mi
Latitude	42.9405
Longitude	-74.1694
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	48.3%	37.0%
$50k – $100k	26.7%	28.6%	27.0%
$100k – $200k	18.5%	20.2%	24.4%
Over $200k	3.4%	2.9%	11.5%

Demographics & statistics

27,213

Population

212

People per sq mi

40.9

Median age

$55,083

Median household income

$30,462

Per capita income

$149,300

Median home value

$903

Median monthly rent

61.4%

Home ownership

16.9%

Poverty rate

7.6%

Unemployment

8,930

Housing units

22.4%

Bachelor's or higher

Age distribution

Male Female

767

Under 5

750

892

5–9

871

867

10–14

847

913

15–19

892

574

20–24

561

1,848

25–34

1,806

1,575

35–44

1,540

1,730

45–54

1,691

863

55–59

843

1,025

60–64

1,002

1,602

65–74

1,565

727

75–84

711

380

85+

371

← Male

Female →

Age summary

Group	Count	%
Under 18	6,110	22.5%
18 and over	21,103	77.5%
65 and over	5,356	19.7%
Median age	40.9 years

Race & ethnicity

White 63%

Hispanic or Latino 14.7%

Other race 9.6%

Two or more races 6.5%

Black or African American 4%

Asian 1.3%

American Indian / Alaska Native 0.8%

Group	Count	%
White	20,098	63%
Hispanic or Latino	4,702	14.7%
Other race	3,077	9.6%
Two or more races	2,090	6.5%
Black or African American	1,273	4%
Asian	404	1.3%
American Indian / Alaska Native	265	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	48.3%	37.0%
$50k – $100k	26.7%	28.6%	27.0%
$100k – $200k	18.5%	20.2%	24.4%
Over $200k	3.4%	2.9%	11.5%

Under $10k 6.8%

$10k–$15k 5.6%

$15k–$25k 9.0%

$25k–$35k 9.8%

$35k–$50k 15.1%

$50k–$75k 16.5%

$75k–$100k 11.4%

$100k–$150k 15.0%

$150k–$200k 6.3%

$200k+ 4.6%

Range	% of households
Under $10k	6.8%
$10k–$15k	5.6%
$15k–$25k	9.0%
$25k–$35k	9.8%
$35k–$50k	15.1%
$50k–$75k	16.5%
$75k–$100k	11.4%
$100k–$150k	15.0%
$150k–$200k	6.3%
$200k+	4.6%
Median income	$55,083

Housing

Home values

Under $50k 7.5%

$50k–$100k 23.9%

$100k–$150k 18.8%

$150k–$200k 15.9%

$200k–$300k 18.9%

$300k–$500k 11.9%

$500k–$1M 2.4%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$149,300
Median rent / month	$903
Owner occupied	61.4%
Renter occupied	38.6%
Vacant	16.4%
Single-family detached	50.4%
Large apartment buildings	4.0%
Mobile homes	2.7%
Median rooms	5.9
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.7%
2010–2019	1.6%
2000–2009	4.4%
1990–1999	6.3%
1980–1989	8.9%
1970–1979	7.5%
1960–1969	5.0%
1950–1959	12.9%
1940–1949	8.7%
1939 or earlier	44.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	7.8%
2 bedrooms	27.2%
3 bedrooms	40.8%
4 bedrooms	18.4%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	14.5%
1 vehicle	38.3%
2 vehicles	30.2%
3 or more	17.0%

Heating fuel

Fuel type	%
Utility gas	57.6%
Electricity	12.0%
Propane / LP gas	7.8%
Fuel oil	17.8%
Wood	2.6%
Solar	0.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,256	38.6%
Cohabiting couple	989	9.0%
Male householder, no spouse	2,339	21.2%
Female householder, no spouse	3,436	31.2%
Households with children under 18	3,002	27.2%
Households with seniors (65+)	3,807	34.5%
Average household size	2.41

Marital status

Status	Male	Female
Never married	40.3%	33.9%
Married	41.2%	38.2%
Separated	2.0%	3.5%
Widowed	3.3%	11.3%
Divorced	13.2%	13.1%

Education

Less than 9th grade 4.3%

Some HS, no diploma 7.1%

HS graduate 33.6%

Some college, no degree 18.2%

Associate's degree 14.3%

Bachelor's degree 13.6%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	22.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	505	7.8%
Kindergarten	240	3.7%
Elementary school	2,841	43.6%
High school	1,606	24.6%
College / grad school	1,324	20.3%

Employment

Industry of employment

Education & healthcare 28.5%

Manufacturing 14.0%

Retail trade 10.4%

Public administration 9.2%

Professional & management 6.6%

Arts, food & hospitality 5.9%

Transportation & utilities 5.7%

Other services 5.1%

Construction 4.7%

Finance & real estate 4.7%

Wholesale trade 2.1%

Agriculture & mining 1.9%

Information 1.1%

Occupation

Category	%
Management, business & arts	34.9%
Service	20.5%
Sales & office	17.9%
Natural resources & construction	6.8%
Production & transportation	19.9%

Employment type

Type	%
Private sector	77.5%
Government	18.5%
Self-employed	3.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	73.0%
Carpool	9.1%
Public transit	0.5%
Walk	3.7%
Work from home	9.1%
Other means	4.6%
Avg commute (minutes)	23.5

Poverty

All people 16.9%

Under 18 years 23.5%

18 and over 14.9%

Married-couple families 7.2%

Female-led households 25.8%

Income support

Source	% of households
Social Security	37.4%
Retirement income	28.4%
Supplemental Security	5.0%
Cash public assistance	3.1%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	35.0%
High cholesterol	33.9%
Diabetes	11.5%
Heart disease	7.6%
Stroke	3.7%
Asthma	10.8%
Arthritis	26.5%
Kidney disease	3.5%
Pulmonary disease	8.7%
Cancer	7.4%

Behavior / access	%
Smoking	19.3%
Binge drinking	15.7%
No physical activity	29.4%
Less than 7 hrs sleep	34.6%
Depression	21.1%
Fair or poor health	16.3%
Poor mental health	14.9%
Poor physical health	11.9%
No health insurance	14.8%
Visited doctor (checkup)	77.5%
Visited dentist	57.5%
Cholesterol screening	89.8%
Teeth loss	17.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,616	7.7%

Disability	%
Any disability	16.8%
Under 18	7.4%
18–64 years	14.3%
65 and over	36.3%

Health insurance coverage

Type	%
Private insurance	60.2%
Public insurance	50.1%
No insurance	4.1%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,696	94.4%
Spanish	1,673	6.5%
Other Indo-European	1,229	4.8%
Asian & Pacific Islander	292	1.1%
Other languages	115	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,960	95.4%
Born in same state	24,385	89.6%
Born in different state	21,679	79.7%
Foreign born	1,575	5.8%
Naturalized citizen	1,253	4.6%
Not a US citizen	793	63.3%

Ancestry

Ancestry	Count	%
Italian	2,557	9.4%
Arab	2,036	7.5%
French	2,012	7.4%
English	588	2.2%

Ancestry	Count	%
German	323	1.2%
Norwegian	311	1.1%
Polish	71	0.3%
Dutch	11	0%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	87.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12010

What city is ZIP code 12010 in?

ZIP code 12010 is primarily assigned to Amsterdam, New York.

What county is ZIP code 12010 in?

ZIP code 12010 falls within Montgomery County, New York.

What is the poverty rate in ZIP code 12010?

17% of residents in ZIP code 12010 live below the poverty line, above the national average.

Does ZIP code 12010 have a large retiree population?

37% of households in ZIP code 12010 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12010?

The median home value in ZIP code 12010 is $149,300.

What is the population of ZIP code 12010?

ZIP code 12010 has an estimated population of 27,213 residents, with a density of 212 people per square mile.

What timezone is ZIP code 12010 in?

ZIP code 12010 observes the EST timezone.