12306 ZIP Code — Schenectady, NY
Schenectady County, New York
ZIP code 12306 is located in Schenectady, New York, within Schenectady County. It covers approximately 43.92 square miles and serves a population of 27,735 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.
About ZIP code 12306
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $196,800. Owner-occupancy sits near the national average at 71%.
Median household income is $80,207. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
27,735
population
43.92
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12306 ZIP code map
Cities in ZIP code 12306
Below are the cities the US Postal Service accepts for ZIP code 12306. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Schenectady | Acceptable |
| Schenectady | Preferred |
Nearby ZIP codes
12056 Duanesburg (3 mi)
12305 Schenectady (4.9 mi)
12345 Schenectady (5 mi)
12150 Rotterdam Junction (5.1 mi)
12307 Schenectady (5.2 mi)
12137 Pattersonville (6 mi)
12308 Schenectady (6.1 mi)
12302 Schenectady (6.2 mi)
12303 Schenectady (6.9 mi)
12085 Guilderland Center (7.3 mi)
12009 Altamont (7.4 mi)
12304 Schenectady (7.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 27,735 |
| Population density | 631 / sq mi |
| State FIPS | 36 |
| County FIPS | 093 |
| Geography | |
|---|---|
| Land area | 43.92 sq mi |
| Water area | 0.64 sq mi |
| Latitude | 42.7980 |
| Longitude | -74.0366 |
| Timezone | Eastern (ET) |
| Area code | 518 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.4% | 36.1% | 37.0% |
| $50k – $100k | 35.6% | 31.0% | 27.0% |
| $100k – $200k | 24.8% | 26.6% | 24.4% |
| Over $200k | 4.2% | 6.4% | 11.5% |
Demographics & statistics
27,735
Population
631
People per sq mi
39.0
Median age
$80,207
Median household income
$38,539
Per capita income
$196,800
Median home value
$1,156
Median monthly rent
71.0%
Home ownership
7.8%
Poverty rate
4.8%
Unemployment
9,014
Housing units
28.3%
Bachelor's or higher
Age distribution
Male
Female
887
Under 5
922
803
5–9
835
573
10–14
596
747
15–19
778
941
20–24
979
2,198
25–34
2,288
1,504
35–44
1,565
1,734
45–54
1,805
851
55–59
885
1,022
60–64
1,064
1,506
65–74
1,568
638
75–84
664
187
85+
195
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,807 | 20.9% |
| 18 and over | 21,928 | 79.1% |
| 65 and over | 4,758 | 17.2% |
| Median age | 39.0 years | |
Race & ethnicity
White
75.8%
Black or African American
7.2%
Two or more races
7.1%
Hispanic or Latino
5.4%
Asian
2.7%
Other race
1.7%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 22,231 | 75.8% |
| Black or African American | 2,121 | 7.2% |
| Two or more races | 2,071 | 7.1% |
| Hispanic or Latino | 1,578 | 5.4% |
| Asian | 788 | 2.7% |
| Other race | 490 | 1.7% |
| Native Hawaiian / Pacific Islander | 26 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.4% | 36.1% | 37.0% |
| $50k – $100k | 35.6% | 31.0% | 27.0% |
| $100k – $200k | 24.8% | 26.6% | 24.4% |
| Over $200k | 4.2% | 6.4% | 11.5% |
Under $10k
2.4%
$10k–$15k
2.9%
$15k–$25k
5.5%
$25k–$35k
5.7%
$35k–$50k
11.7%
$50k–$75k
18.2%
$75k–$100k
20.2%
$100k–$150k
17.2%
$150k–$200k
10.1%
$200k+
6.1%
| Range | % of households |
|---|---|
| Under $10k | 2.4% |
| $10k–$15k | 2.9% |
| $15k–$25k | 5.5% |
| $25k–$35k | 5.7% |
| $35k–$50k | 11.7% |
| $50k–$75k | 18.2% |
| $75k–$100k | 20.2% |
| $100k–$150k | 17.2% |
| $150k–$200k | 10.1% |
| $200k+ | 6.1% |
| Median income | $80,207 |
Housing
Home values
Under $50k
1.8%
$50k–$100k
4.1%
$100k–$150k
19.5%
$150k–$200k
26.2%
$200k–$300k
27.6%
$300k–$500k
17.5%
$500k–$1M
2.3%
$1M+
0.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $196,800 |
| Median rent / month | $1,156 |
| Owner occupied | 71.0% |
| Renter occupied | 29.0% |
| Vacant | 9.2% |
| Single-family detached | 68.6% |
| Large apartment buildings | 3.4% |
| Mobile homes | 0.0% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.63 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 6.9% |
| 2000–2009 | 8.2% |
| 1990–1999 | 7.7% |
| 1980–1989 | 4.8% |
| 1970–1979 | 6.0% |
| 1960–1969 | 8.5% |
| 1950–1959 | 18.5% |
| 1940–1949 | 12.5% |
| 1939 or earlier | 26.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.6% |
| 1 bedroom | 10.5% |
| 2 bedrooms | 29.7% |
| 3 bedrooms | 37.4% |
| 4 bedrooms | 18.6% |
| 5+ bedrooms | 3.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.5% |
| 1 vehicle | 37.0% |
| 2 vehicles | 41.3% |
| 3 or more | 16.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 73.0% |
| Electricity | 13.9% |
| Propane / LP gas | 3.6% |
| Fuel oil | 6.6% |
| Wood | 0.6% |
| Solar | 1.1% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,943 | 44.5% |
| Cohabiting couple | 1,167 | 10.5% |
| Male householder, no spouse | 2,193 | 19.7% |
| Female householder, no spouse | 2,806 | 25.3% |
| Households with children under 18 | 2,887 | 26.0% |
| Households with seniors (65+) | 3,500 | 31.5% |
| Average household size | 2.49 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 36.3% | 35.7% |
| Married | 50.4% | 43.1% |
| Separated | 1.8% | 2.7% |
| Widowed | 2.7% | 6.9% |
| Divorced | 8.8% | 11.6% |
Education
Less than 9th grade
1.5%
Some HS, no diploma
4.7%
HS graduate
30.4%
Some college, no degree
20.8%
Associate's degree
14.2%
Bachelor's degree
15.9%
Graduate / professional
12.4%
| Metric | % |
|---|---|
| HS diploma or higher | 93.7% |
| Bachelor's or higher | 28.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 224 | 4.4% |
| Kindergarten | 182 | 3.5% |
| Elementary school | 2,157 | 42.0% |
| High school | 1,364 | 26.6% |
| College / grad school | 1,208 | 23.5% |
Employment
Industry of employment
Education & healthcare
24.5%
Retail trade
10.9%
Public administration
10.1%
Manufacturing
9.5%
Professional & management
9.2%
Finance & real estate
8.1%
Arts, food & hospitality
6.7%
Other services
6.5%
Transportation & utilities
5.5%
Construction
5.0%
Wholesale trade
2.4%
Information
1.2%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.7% |
| Service | 17.6% |
| Sales & office | 22.2% |
| Natural resources & construction | 7.4% |
| Production & transportation | 14.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 71.6% |
| Government | 23.7% |
| Self-employed | 4.6% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.4% |
| Carpool | 12.3% |
| Public transit | 0.7% |
| Walk | 0.3% |
| Work from home | 8.4% |
| Other means | 2.0% |
| Avg commute (minutes) | 22.9 |
Poverty
All people
7.8%
Under 18 years
12.0%
18 and over
6.6%
Married-couple families
1.1%
Female-led households
19.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.9% |
| Retirement income | 31.7% |
| Supplemental Security | 5.3% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 6.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 27.5% |
| High blood pressure | 30.9% |
| High cholesterol | 33.4% |
| Diabetes | 8.8% |
| Heart disease | 6.3% |
| Stroke | 2.9% |
| Asthma | 10.0% |
| Arthritis | 23.1% |
| Kidney disease | 2.8% |
| Pulmonary disease | 6.8% |
| Cancer | 7.1% |
| Behavior / access | % |
|---|---|
| Smoking | 15.8% |
| Binge drinking | 17.6% |
| No physical activity | 22.0% |
| Less than 7 hrs sleep | 32.1% |
| Depression | 21.3% |
| Fair or poor health | 11.7% |
| Poor mental health | 14.3% |
| Poor physical health | 9.6% |
| No health insurance | 10.4% |
| Visited doctor (checkup) | 78.3% |
| Visited dentist | 66.6% |
| Cholesterol screening | 90.9% |
| Teeth loss | 13.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,621 | 7.4% |
| Disability | % |
|---|---|
| Any disability | 11.9% |
| Under 18 | 3.8% |
| 18–64 years | 10.5% |
| 65 and over | 26.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 74.6% |
| Public insurance | 38.4% |
| No insurance | 3.8% |
| Uninsured under 19 | 1.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 25,926 | 93.5% |
| Spanish | 471 | 1.8% |
| Other Indo-European | 116 | 0.4% |
| Asian & Pacific Islander | 262 | 1.0% |
| Other languages | 83 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 25,604 | 92.3% |
| Born in same state | 25,379 | 91.5% |
| Born in different state | 22,944 | 82.7% |
| Foreign born | 225 | 0.8% |
| Naturalized citizen | 2,131 | 7.7% |
| Not a US citizen | 1,667 | 78.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 4,929 | 17.8% |
| French | 2,593 | 9.3% |
| Arab | 1,588 | 5.7% |
| English | 1,153 | 4.2% |
| German | 361 | 1.3% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 154 | 0.6% |
| Polish | 143 | 0.5% |
| Norwegian | 58 | 0.2% |
| Dutch | 57 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.1% |
| Internet access | 94.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12306
What city is ZIP code 12306 in?
ZIP code 12306 is primarily assigned to Schenectady, New York.
What county is ZIP code 12306 in?
ZIP code 12306 falls within Schenectady County, New York.
What is the population of ZIP code 12306?
ZIP code 12306 has an estimated population of 27,735 residents, with a density of 631 people per square mile.
What is the typical home value in ZIP code 12306?
The median home value in ZIP code 12306 is $196,800.
What is the median household income in ZIP code 12306?
The median household income in ZIP code 12306 is $80,207, above the national median of ~$75,000.
What timezone is ZIP code 12306 in?
ZIP code 12306 observes the EST timezone.