12308 ZIP Code — Schenectady, NY

Schenectady County, New York

ZIP code 12308 is located in Schenectady, New York, within Schenectady County. It covers approximately 2.29 square miles and serves a population of 14,367 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12308

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $164,600. Renters make up the majority at 55%, typical of denser urban areas.

The gap between median ($56,156) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12308 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

14,367

population

2.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12308 ZIP code map

Cities in ZIP code 12308

Below are the cities the US Postal Service accepts for ZIP code 12308. Using any city not on this list may result in mail delivery delays.

City	Status
Schenectady	Acceptable
Schenectady	Preferred

Nearby ZIP codes

12345 Schenectady (1.2 mi) 12305 Schenectady (1.3 mi) 12307 Schenectady (1.5 mi) 12309 Schenectady (3.5 mi) 12304 Schenectady (4.2 mi) 12148 Rexford (4.5 mi) 12303 Schenectady (4.8 mi) 12302 Schenectady (5.3 mi) 12306 Schenectady (6.1 mi) 12065 Clifton Park (6.4 mi) 12027 Burnt Hills (7 mi) 12150 Rotterdam Junction (7.3 mi)

Demographics updated 06/2026

Population
Total population	14,367
Population density	6,274 / sq mi
State FIPS	36
County FIPS	093

Geography
Land area	2.29 sq mi
Water area	0.06 sq mi
Latitude	42.8239
Longitude	-73.9211
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	36.1%	37.0%
$50k – $100k	29.6%	31.0%	27.0%
$100k – $200k	17.2%	26.6%	24.4%
Over $200k	2.2%	6.4%	11.5%

Demographics & statistics

14,367

Population

6,274

People per sq mi

36.1

Median age

$56,156

Median household income

$35,585

Per capita income

$164,600

Median home value

$1,055

Median monthly rent

44.7%

Home ownership

17.8%

Poverty rate

7.4%

Unemployment

3,456

Housing units

28.7%

Bachelor's or higher

Age distribution

Male Female

385

Under 5

411

333

5–9

356

231

10–14

247

669

15–19

716

787

20–24

841

1,008

25–34

1,079

779

35–44

833

1,061

45–54

1,135

312

55–59

334

292

60–64

313

600

65–74

641

392

75–84

420

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,429	16.9%
18 and over	11,938	83.1%
65 and over	2,245	15.6%
Median age	36.1 years

Race & ethnicity

White 56.5%

Black or African American 16.2%

Hispanic or Latino 9.4%

Other race 6.7%

Two or more races 5.2%

Asian 4.5%

American Indian / Alaska Native 1.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	8,964	56.5%
Black or African American	2,577	16.2%
Hispanic or Latino	1,499	9.4%
Other race	1,060	6.7%
Two or more races	827	5.2%
Asian	719	4.5%
American Indian / Alaska Native	194	1.2%
Native Hawaiian / Pacific Islander	26	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	36.1%	37.0%
$50k – $100k	29.6%	31.0%	27.0%
$100k – $200k	17.2%	26.6%	24.4%
Over $200k	2.2%	6.4%	11.5%

Under $10k 7.5%

$10k–$15k 5.8%

$15k–$25k 8.4%

$25k–$35k 7.9%

$35k–$50k 14.2%

$50k–$75k 21.4%

$75k–$100k 8.0%

$100k–$150k 14.5%

$150k–$200k 7.6%

$200k+ 4.6%

Range	% of households
Under $10k	7.5%
$10k–$15k	5.8%
$15k–$25k	8.4%
$25k–$35k	7.9%
$35k–$50k	14.2%
$50k–$75k	21.4%
$75k–$100k	8.0%
$100k–$150k	14.5%
$150k–$200k	7.6%
$200k+	4.6%
Median income	$56,156

Housing

Home values

Under $50k 2.3%

$50k–$100k 11.9%

$100k–$150k 27.1%

$150k–$200k 21.0%

$200k–$300k 30.7%

$300k–$500k 6.7%

$500k–$1M 0.4%

Housing overview

Metric	Value
Median home value	$164,600
Median rent / month	$1,055
Owner occupied	44.7%
Renter occupied	55.3%
Vacant	11.9%
Single-family detached	39.5%
Large apartment buildings	7.7%
Mobile homes	0.7%
Median rooms	5.2
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	3.2%
2000–2009	0.1%
1990–1999	1.4%
1980–1989	3.4%
1970–1979	5.0%
1960–1969	14.7%
1950–1959	9.3%
1940–1949	6.2%
1939 or earlier	56.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	18.2%
2 bedrooms	29.8%
3 bedrooms	33.2%
4 bedrooms	13.8%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	20.0%
1 vehicle	45.1%
2 vehicles	27.0%
3 or more	7.8%

Heating fuel

Fuel type	%
Utility gas	76.9%
Electricity	19.0%
Propane / LP gas	0.9%
Fuel oil	1.2%
Wood	0.2%
Solar	0.4%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,739	29.3%
Cohabiting couple	515	8.7%
Male householder, no spouse	1,465	24.7%
Female householder, no spouse	2,219	37.4%
Households with children under 18	1,231	20.7%
Households with seniors (65+)	1,636	27.6%
Average household size	2.15

Marital status

Status	Male	Female
Never married	55.3%	46.4%
Married	29.2%	29.1%
Separated	1.3%	3.9%
Widowed	3.0%	8.4%
Divorced	11.2%	12.2%

Education

Less than 9th grade 5.1%

Some HS, no diploma 6.3%

HS graduate 28.8%

Some college, no degree 18.1%

Associate's degree 13.0%

Bachelor's degree 17.5%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	28.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	1.7%
Kindergarten	146	3.6%
Elementary school	914	22.3%
High school	588	14.3%
College / grad school	2,390	58.2%

Employment

Industry of employment

Education & healthcare 29.9%

Retail trade 13.9%

Arts, food & hospitality 11.7%

Professional & management 10.9%

Public administration 6.9%

Manufacturing 5.5%

Transportation & utilities 5.2%

Construction 5.0%

Finance & real estate 4.7%

Other services 3.3%

Wholesale trade 2.1%

Information 0.9%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	39.8%
Service	25.1%
Sales & office	19.5%
Natural resources & construction	5.0%
Production & transportation	10.6%

Employment type

Type	%
Private sector	82.4%
Government	15.3%
Self-employed	2.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.0%
Carpool	12.3%
Public transit	8.6%
Walk	8.6%
Work from home	8.0%
Other means	1.4%
Avg commute (minutes)	24.7

Poverty

All people 17.8%

Under 18 years 25.7%

18 and over 16.1%

Married-couple families 7.8%

Female-led households 22.4%

Income support

Source	% of households
Social Security	30.7%
Retirement income	20.8%
Supplemental Security	10.1%
Cash public assistance	5.7%
Food stamps / SNAP	21.8%

Health indicators

Condition	%
Obesity	28.1%
High blood pressure	27.1%
High cholesterol	27.6%
Diabetes	8.2%
Heart disease	5.0%
Stroke	2.6%
Asthma	10.9%
Arthritis	18.4%
Kidney disease	2.5%
Pulmonary disease	6.1%
Cancer	5.0%

Behavior / access	%
Smoking	16.5%
Binge drinking	17.9%
No physical activity	23.8%
Less than 7 hrs sleep	34.0%
Depression	22.0%
Fair or poor health	12.9%
Poor mental health	16.5%
Poor physical health	9.5%
No health insurance	13.2%
Visited doctor (checkup)	77.1%
Visited dentist	61.2%
Cholesterol screening	86.5%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	636	5.3%

Disability	%
Any disability	15.7%
Under 18	2.6%
18–64 years	16.6%
65 and over	26.1%

Health insurance coverage

Type	%
Private insurance	63.4%
Public insurance	43.6%
No insurance	4.1%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,571	94.5%
Spanish	431	3.2%
Other Indo-European	175	1.3%
Asian & Pacific Islander	126	0.9%
Other languages	82	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,544	87.3%
Born in same state	12,243	85.2%
Born in different state	9,729	67.7%
Foreign born	301	2.1%
Naturalized citizen	1,823	12.7%
Not a US citizen	1,223	67.1%

Ancestry

Ancestry	Count	%
Italian	2,036	14.2%
French	905	6.3%
Arab	597	4.2%
German	293	2%

Ancestry	Count	%
Irish	137	1%
English	87	0.6%
Norwegian	31	0.2%
Polish	7	0%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12308

What city is ZIP code 12308 in?

ZIP code 12308 is primarily assigned to Schenectady, New York.

What county is ZIP code 12308 in?

ZIP code 12308 falls within Schenectady County, New York.

Is ZIP code 12308 mostly rentals?

55% of occupied units in ZIP code 12308 are renter-occupied.

What is the poverty rate in ZIP code 12308?

18% of residents in ZIP code 12308 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12308?

The median home value in ZIP code 12308 is $164,600.

What is the population of ZIP code 12308?

ZIP code 12308 has an estimated population of 14,367 residents, with a density of 6,266 people per square mile.

What timezone is ZIP code 12308 in?

ZIP code 12308 observes the EST timezone.