12148 ZIP Code — Rexford, NY

Saratoga County, New York

ZIP code 12148 is located in Rexford, New York, within Saratoga County. It covers approximately 15.63 square miles and serves a population of 4,371 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12148

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $380,000. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($146,786) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12148 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,371

population

15.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12148 ZIP code map

Cities in ZIP code 12148

Below are the cities the US Postal Service accepts for ZIP code 12148. Using any city not on this list may result in mail delivery delays.

City	Status
Rexford	Acceptable
Rexford	Preferred

Nearby ZIP codes

12065 Clifton Park (1.9 mi) 12309 Schenectady (3.5 mi) 12308 Schenectady (4.5 mi) 12345 Schenectady (5.6 mi) 12307 Schenectady (5.6 mi) 12305 Schenectady (5.7 mi) 12304 Schenectady (6 mi) 12151 Round Lake (6.1 mi) 12110 Latham (6.6 mi) 12047 Cohoes (6.8 mi) 12027 Burnt Hills (6.9 mi) 12188 Waterford (7 mi)

Demographics updated 06/2026

Population
Total population	4,371
Population density	280 / sq mi
State FIPS	36
County FIPS	091

Geography
Land area	15.63 sq mi
Water area	1.28 sq mi
Latitude	42.8416
Longitude	-73.8357
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.0%	27.6%	37.0%
$50k – $100k	21.4%	30.1%	27.0%
$100k – $200k	32.6%	32.0%	24.4%
Over $200k	22.9%	10.3%	11.5%

Demographics & statistics

4,371

Population

280

People per sq mi

51.6

Median age

$146,786

Median household income

$74,372

Per capita income

$380,000

Median home value

$1,163

Median monthly rent

81.6%

Home ownership

3.4%

Poverty rate

3.9%

Unemployment

1,708

Housing units

57.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

131

10–14

131

160

15–19

159

20–24

112

25–34

111

182

35–44

181

421

45–54

420

227

55–59

227

177

60–64

177

243

65–74

242

173

75–84

172

137

85+

136

← Male

Female →

Age summary

Group	Count	%
Under 18	788	18.0%
18 and over	3,583	82.0%
65 and over	1,103	25.2%
Median age	51.6 years

Race & ethnicity

White 87.1%

Asian 5.6%

Two or more races 3.5%

Black or African American 2%

Hispanic or Latino 1.9%

Group	Count	%
White	3,879	87.1%
Asian	250	5.6%
Two or more races	155	3.5%
Black or African American	87	2%
Hispanic or Latino	83	1.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.0%	27.6%	37.0%
$50k – $100k	21.4%	30.1%	27.0%
$100k – $200k	32.6%	32.0%	24.4%
Over $200k	22.9%	10.3%	11.5%

Under $10k 2.5%

$10k–$15k 2.5%

$15k–$25k 2.1%

$25k–$35k 3.9%

$35k–$50k 3.6%

$50k–$75k 11.6%

$75k–$100k 9.6%

$100k–$150k 14.3%

$150k–$200k 18.1%

$200k+ 31.8%

Range	% of households
Under $10k	2.5%
$10k–$15k	2.5%
$15k–$25k	2.1%
$25k–$35k	3.9%
$35k–$50k	3.6%
$50k–$75k	11.6%
$75k–$100k	9.6%
$100k–$150k	14.3%
$150k–$200k	18.1%
$200k+	31.8%
Median income	$146,786

Housing

Home values

Under $50k 1.6%

$50k–$100k 1.4%

$100k–$150k 3.6%

$150k–$200k 0.6%

$200k–$300k 12.8%

$300k–$500k 60.5%

$500k–$1M 18.0%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$380,000
Median rent / month	$1,163
Owner occupied	81.6%
Renter occupied	18.4%
Vacant	8.0%
Single-family detached	79.6%
Large apartment buildings	19.6%
Mobile homes	0.0%
Median rooms	7.5
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	1.8%
2010–2019	8.2%
2000–2009	18.1%
1990–1999	23.2%
1980–1989	10.2%
1970–1979	12.3%
1960–1969	5.0%
1950–1959	8.5%
1940–1949	3.5%
1939 or earlier	9.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	10.5%
2 bedrooms	19.5%
3 bedrooms	36.9%
4 bedrooms	28.5%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	20.7%
2 vehicles	47.1%
3 or more	29.3%

Heating fuel

Fuel type	%
Utility gas	60.9%
Electricity	10.4%
Propane / LP gas	9.5%
Fuel oil	16.5%
Wood	1.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,228	64.9%
Cohabiting couple	88	4.7%
Male householder, no spouse	269	14.2%
Female householder, no spouse	307	16.2%
Households with children under 18	559	29.5%
Households with seniors (65+)	804	42.5%
Average household size	2.31

Marital status

Status	Male	Female
Never married	19.6%	17.5%
Married	65.1%	62.2%
Separated	0.0%	0.5%
Widowed	4.0%	14.0%
Divorced	11.4%	5.7%

Education

Less than 9th grade 3.5%

Some HS, no diploma 2.3%

HS graduate 14.3%

Some college, no degree 11.1%

Associate's degree 11.4%

Bachelor's degree 30.6%

Graduate / professional 26.7%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	57.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	4.3%
Kindergarten	6	0.7%
Elementary school	398	46.4%
High school	271	31.6%
College / grad school	146	17.0%

Employment

Industry of employment

Professional & management 17.3%

Education & healthcare 15.1%

Manufacturing 12.8%

Other services 10.6%

Arts, food & hospitality 8.9%

Finance & real estate 7.8%

Retail trade 7.3%

Public administration 6.7%

Wholesale trade 4.7%

Information 3.4%

Construction 3.2%

Transportation & utilities 1.9%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	57.7%
Service	13.4%
Sales & office	18.0%
Natural resources & construction	6.3%
Production & transportation	4.5%

Employment type

Type	%
Private sector	82.6%
Government	14.7%
Self-employed	2.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.4%
Carpool	5.0%
Public transit	0.0%
Walk	0.6%
Work from home	20.3%
Other means	0.8%
Avg commute (minutes)	25.7

Poverty

All people 3.4%

Under 18 years 0.0%

18 and over 4.1%

Married-couple families 2.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.5%
Retirement income	35.0%
Supplemental Security	6.7%
Cash public assistance	2.0%
Food stamps / SNAP	4.8%

Health indicators

Condition	%
Obesity	24.7%
High blood pressure	29.3%
High cholesterol	32.3%
Diabetes	6.8%
Heart disease	5.3%
Stroke	2.2%
Asthma	8.9%
Arthritis	21.7%
Kidney disease	2.4%
Pulmonary disease	4.6%
Cancer	7.7%

Behavior / access	%
Smoking	12.0%
Binge drinking	17.6%
No physical activity	17.2%
Less than 7 hrs sleep	29.6%
Depression	17.2%
Fair or poor health	7.7%
Poor mental health	10.9%
Poor physical health	7.1%
No health insurance	6.8%
Visited doctor (checkup)	79.1%
Visited dentist	76.3%
Cholesterol screening	94.2%
Teeth loss	7.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	226	6.3%

Disability	%
Any disability	13.5%
Under 18	7.1%
18–64 years	4.4%
65 and over	38.6%

Health insurance coverage

Type	%
Private insurance	90.8%
Public insurance	30.9%
No insurance	0.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,210	96.3%
Spanish	58	1.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	58	1.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,891	89.0%
Born in same state	3,891	89.0%
Born in different state	2,922	66.8%
Foreign born	0	0.0%
Naturalized citizen	480	11.0%
Not a US citizen	421	87.7%

Ancestry

Ancestry	Count	%
Italian	979	22.4%
French	608	13.9%
English	183	4.2%
Arab	170	3.9%
Dutch	54	1.2%

Ancestry	Count	%
Polish	41	0.9%
German	37	0.8%
Irish	25	0.6%
Norwegian	23	0.5%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12148

What city is ZIP code 12148 in?

ZIP code 12148 is primarily assigned to Rexford, New York.

What county is ZIP code 12148 in?

ZIP code 12148 falls within Saratoga County, New York.

Does ZIP code 12148 have an older population?

25% of residents in ZIP code 12148 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 12148?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 12148 mostly owner-occupied?

82% of occupied units in ZIP code 12148 are owner-occupied, well above the national average.

Does ZIP code 12148 have a large retiree population?

41% of households in ZIP code 12148 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 12148 in?

ZIP code 12148 observes the EST timezone.