12305 ZIP Code — Schenectady, NY

Schenectady County, New York

ZIP code 12305 is located in Schenectady, New York, within Schenectady County. It covers approximately 1.49 square miles and serves a population of 6,922 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12305

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $140,000. Renters make up the majority at 86%, typical of denser urban areas.

Median household income is $50,945. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12305 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

6,922

population

1.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12305 ZIP code map

Cities in ZIP code 12305

Below are the cities the US Postal Service accepts for ZIP code 12305. Using any city not on this list may result in mail delivery delays.

City	Status
Schenectady	Acceptable
Schenectady	Preferred

Nearby ZIP codes

12345 Schenectady (0.1 mi) 12307 Schenectady (0.7 mi) 12308 Schenectady (1.3 mi) 12304 Schenectady (4 mi) 12309 Schenectady (4.2 mi) 12303 Schenectady (4.3 mi) 12306 Schenectady (4.9 mi) 12302 Schenectady (5.3 mi) 12148 Rexford (5.7 mi) 12150 Rotterdam Junction (6.8 mi) 12065 Clifton Park (7.6 mi) 12085 Guilderland Center (7.7 mi)

Demographics updated 05/2026

Population
Total population	6,922
Population density	4,646 / sq mi
State FIPS	36
County FIPS	093

Geography
Land area	1.49 sq mi
Water area	0.09 sq mi
Latitude	42.8134
Longitude	-73.9419
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.1%	36.1%	37.0%
$50k – $100k	26.0%	31.0%	27.0%
$100k – $200k	13.8%	26.6%	24.4%
Over $200k	1.2%	6.4%	11.5%

Demographics & statistics

6,922

Population

4,646

People per sq mi

33.9

Median age

$50,945

Median household income

$32,699

Per capita income

$140,000

Median home value

$938

Median monthly rent

13.6%

Home ownership

18.3%

Poverty rate

7.4%

Unemployment

902

Housing units

33.5%

Bachelor's or higher

Age distribution

Male Female

135

Under 5

110

5–9

10–14

254

15–19

206

715

20–24

578

719

25–34

582

542

35–44

439

429

45–54

347

163

55–59

132

331

60–64

267

281

65–74

228

103

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	537	7.8%
18 and over	6,385	92.2%
65 and over	745	10.8%
Median age	33.9 years

Race & ethnicity

White 56.5%

Black or African American 22.6%

Two or more races 8.6%

Hispanic or Latino 7.1%

Asian 2.6%

Other race 2.3%

American Indian / Alaska Native 0.3%

Group	Count	%
White	4,213	56.5%
Black or African American	1,681	22.6%
Two or more races	640	8.6%
Hispanic or Latino	531	7.1%
Asian	194	2.6%
Other race	170	2.3%
American Indian / Alaska Native	24	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.1%	36.1%	37.0%
$50k – $100k	26.0%	31.0%	27.0%
$100k – $200k	13.8%	26.6%	24.4%
Over $200k	1.2%	6.4%	11.5%

Under $10k 6.9%

$10k–$15k 7.8%

$15k–$25k 13.1%

$25k–$35k 12.4%

$35k–$50k 8.5%

$50k–$75k 19.5%

$75k–$100k 11.9%

$100k–$150k 15.3%

$150k–$200k 2.8%

$200k+ 1.9%

Range	% of households
Under $10k	6.9%
$10k–$15k	7.8%
$15k–$25k	13.1%
$25k–$35k	12.4%
$35k–$50k	8.5%
$50k–$75k	19.5%
$75k–$100k	11.9%
$100k–$150k	15.3%
$150k–$200k	2.8%
$200k+	1.9%
Median income	$50,945

Housing

Home values

$50k–$100k 33.4%

$100k–$150k 27.6%

$150k–$200k 11.1%

$200k–$300k 9.4%

$300k–$500k 16.3%

$500k–$1M 2.1%

Housing overview

Metric	Value
Median home value	$140,000
Median rent / month	$938
Owner occupied	13.6%
Renter occupied	86.4%
Vacant	11.2%
Single-family detached	4.0%
Large apartment buildings	32.0%
Mobile homes	0.0%
Median rooms	3.5
Avg household size (owned)	2.07

Year built

Era	%
2020 or later	0.0%
2010–2019	13.9%
2000–2009	0.0%
1990–1999	2.2%
1980–1989	4.3%
1970–1979	2.4%
1960–1969	11.0%
1950–1959	5.3%
1940–1949	3.5%
1939 or earlier	57.3%

Bedrooms

Size	% of units
No bedroom (studio)	14.8%
1 bedroom	38.1%
2 bedrooms	30.3%
3 bedrooms	11.7%
4 bedrooms	3.9%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	24.6%
1 vehicle	51.5%
2 vehicles	21.7%
3 or more	2.1%

Heating fuel

Fuel type	%
Utility gas	54.2%
Electricity	40.1%
Propane / LP gas	4.0%
Fuel oil	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	540	15.7%
Cohabiting couple	218	6.3%
Male householder, no spouse	1,362	39.5%
Female householder, no spouse	1,325	38.5%
Households with children under 18	301	8.7%
Households with seniors (65+)	701	20.3%
Average household size	1.60

Marital status

Status	Male	Female
Never married	66.9%	52.5%
Married	15.9%	18.9%
Separated	4.7%	1.9%
Widowed	3.9%	10.7%
Divorced	8.6%	15.9%

Education

Less than 9th grade 3.4%

Some HS, no diploma 8.6%

HS graduate 21.1%

Some college, no degree 22.3%

Associate's degree 11.1%

Bachelor's degree 19.7%

Graduate / professional 13.8%

Metric	%
HS diploma or higher	88.0%
Bachelor's or higher	33.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	84	4.6%
Kindergarten	0	0.0%
Elementary school	158	8.7%
High school	109	6.0%
College / grad school	1,457	80.6%

Employment

Industry of employment

Education & healthcare 32.1%

Retail trade 12.2%

Professional & management 11.9%

Arts, food & hospitality 9.8%

Construction 5.7%

Other services 5.5%

Information 5.4%

Finance & real estate 5.4%

Public administration 3.3%

Manufacturing 3.0%

Transportation & utilities 2.8%

Wholesale trade 2.6%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	45.1%
Service	17.7%
Sales & office	19.8%
Natural resources & construction	9.4%
Production & transportation	8.0%

Employment type

Type	%
Private sector	85.4%
Government	12.8%
Self-employed	1.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	60.4%
Carpool	2.2%
Public transit	5.4%
Walk	20.6%
Work from home	9.0%
Other means	2.3%
Avg commute (minutes)	19.9

Poverty

All people 18.3%

Under 18 years 3.1%

18 and over 19.7%

Married-couple families 9.1%

Female-led households 4.4%

Income support

Source	% of households
Social Security	25.3%
Retirement income	14.5%
Supplemental Security	4.3%
Cash public assistance	3.1%
Food stamps / SNAP	22.3%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	29.8%
High cholesterol	29.0%
Diabetes	9.7%
Heart disease	5.4%
Stroke	3.0%
Asthma	11.2%
Arthritis	18.8%
Kidney disease	2.8%
Pulmonary disease	6.9%
Cancer	4.5%

Behavior / access	%
Smoking	19.5%
Binge drinking	18.7%
No physical activity	26.0%
Less than 7 hrs sleep	36.0%
Depression	21.9%
Fair or poor health	15.5%
Poor mental health	17.0%
Poor physical health	10.8%
No health insurance	14.8%
Visited doctor (checkup)	76.8%
Visited dentist	55.8%
Cholesterol screening	85.0%
Teeth loss	18.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	452	7.1%

Disability	%
Any disability	15.1%
Under 18	15.5%
18–64 years	11.7%
65 and over	40.4%

Health insurance coverage

Type	%
Private insurance	66.0%
Public insurance	36.7%
No insurance	5.1%
Uninsured under 19	5.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,677	96.5%
Spanish	191	2.9%
Other Indo-European	100	1.5%
Asian & Pacific Islander	61	0.9%
Other languages	30	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,344	91.6%
Born in same state	6,156	88.9%
Born in different state	4,421	63.9%
Foreign born	188	2.7%
Naturalized citizen	578	8.4%
Not a US citizen	326	56.4%

Ancestry

Ancestry	Count	%
Italian	616	8.9%
French	448	6.5%
Arab	368	5.3%
German	146	2.1%
Dutch	119	1.7%

Ancestry	Count	%
English	45	0.7%
Norwegian	29	0.4%
Irish	22	0.3%
Polish	20	0.3%

Technology access

Metric	% of households
Computer access	49.8%
Internet access	90.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12305

What city is ZIP code 12305 in?

ZIP code 12305 is primarily assigned to Schenectady, New York.

What county is ZIP code 12305 in?

ZIP code 12305 falls within Schenectady County, New York.

Is ZIP code 12305 mostly rentals?

86% of occupied units in ZIP code 12305 are renter-occupied.

What is the poverty rate in ZIP code 12305?

18% of residents in ZIP code 12305 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12305?

The median home value in ZIP code 12305 is $140,000.

What is the population of ZIP code 12305?

ZIP code 12305 has an estimated population of 6,922 residents, with a density of 4,658 people per square mile.

What timezone is ZIP code 12305 in?

ZIP code 12305 observes the EST timezone.