12307 ZIP Code — Schenectady, NY

Schenectady County, New York

ZIP code 12307 is located in Schenectady, New York, within Schenectady County. It covers approximately 0.71 square miles and serves a population of 7,863 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12307

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $98,000. Renters make up the majority at 72%, typical of denser urban areas.

Median household income is $31,571. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 37% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

Overall, ZIP code 12307 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

7,863

population

0.71

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12307 ZIP code map

Cities in ZIP code 12307

Below are the cities the US Postal Service accepts for ZIP code 12307. Using any city not on this list may result in mail delivery delays.

City	Status
Schenectady	Acceptable
Schenectady	Preferred

Nearby ZIP codes

12305 Schenectady (0.7 mi) 12345 Schenectady (0.7 mi) 12308 Schenectady (1.5 mi) 12304 Schenectady (3.3 mi) 12303 Schenectady (3.6 mi) 12309 Schenectady (3.7 mi) 12306 Schenectady (5.2 mi) 12148 Rexford (5.6 mi) 12302 Schenectady (6 mi) 12085 Guilderland Center (7.2 mi) 12084 Guilderland (7.4 mi) 12150 Rotterdam Junction (7.4 mi)

Demographics updated 05/2026

Population
Total population	7,863
Population density	11,075 / sq mi
State FIPS	36
County FIPS	093

Geography
Land area	0.71 sq mi
Water area	0.00 sq mi
Latitude	42.8046
Longitude	-73.9349
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.1%	36.1%	37.0%
$50k – $100k	24.6%	31.0%	27.0%
$100k – $200k	9.1%	26.6%	24.4%
Over $200k	1.2%	6.4%	11.5%

Demographics & statistics

7,863

Population

11,075

People per sq mi

30.4

Median age

$31,571

Median household income

$20,131

Per capita income

$98,000

Median home value

$1,026

Median monthly rent

28.4%

Home ownership

33.5%

Poverty rate

17.7%

Unemployment

1,442

Housing units

10.5%

Bachelor's or higher

Age distribution

Male Female

300

Under 5

253

322

5–9

272

343

10–14

290

328

15–19

277

481

20–24

407

663

25–34

561

382

35–44

323

465

45–54

394

268

55–59

227

291

60–64

246

310

65–74

263

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,894	24.1%
18 and over	5,969	75.9%
65 and over	770	9.8%
Median age	30.4 years

Race & ethnicity

Black or African American 27.2%

White 19.4%

Hispanic or Latino 17.9%

Two or more races 13%

Other race 12.8%

Asian 8.3%

American Indian / Alaska Native 1.5%

Group	Count	%
Black or African American	2,606	27.2%
White	1,854	19.4%
Hispanic or Latino	1,713	17.9%
Two or more races	1,241	13%
Other race	1,227	12.8%
Asian	794	8.3%
American Indian / Alaska Native	141	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.1%	36.1%	37.0%
$50k – $100k	24.6%	31.0%	27.0%
$100k – $200k	9.1%	26.6%	24.4%
Over $200k	1.2%	6.4%	11.5%

Under $10k 16.4%

$10k–$15k 17.8%

$15k–$25k 12.4%

$25k–$35k 13.0%

$35k–$50k 9.1%

$50k–$75k 18.3%

$75k–$100k 4.5%

$100k–$150k 6.2%

$150k–$200k 1.6%

$200k+ 0.7%

Range	% of households
Under $10k	16.4%
$10k–$15k	17.8%
$15k–$25k	12.4%
$25k–$35k	13.0%
$35k–$50k	9.1%
$50k–$75k	18.3%
$75k–$100k	4.5%
$100k–$150k	6.2%
$150k–$200k	1.6%
$200k+	0.7%
Median income	$31,571

Housing

Home values

Under $50k 3.5%

$50k–$100k 49.9%

$100k–$150k 43.4%

$200k–$300k 2.9%

$300k–$500k 0.2%

Housing overview

Metric	Value
Median home value	$98,000
Median rent / month	$1,026
Owner occupied	28.4%
Renter occupied	71.6%
Vacant	14.9%
Single-family detached	17.7%
Large apartment buildings	15.8%
Mobile homes	0.1%
Median rooms	4.8
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	3.5%
1990–1999	6.7%
1980–1989	5.3%
1970–1979	8.2%
1960–1969	16.7%
1950–1959	6.6%
1940–1949	5.5%
1939 or earlier	44.6%

Bedrooms

Size	% of units
No bedroom (studio)	5.7%
1 bedroom	17.6%
2 bedrooms	22.8%
3 bedrooms	44.2%
4 bedrooms	7.7%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	43.8%
1 vehicle	43.3%
2 vehicles	9.5%
3 or more	3.3%

Heating fuel

Fuel type	%
Utility gas	65.1%
Electricity	26.7%
Propane / LP gas	2.2%
Fuel oil	2.0%
Solar	1.7%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	855	27.2%
Cohabiting couple	255	8.1%
Male householder, no spouse	972	30.9%
Female householder, no spouse	1,063	33.8%
Households with children under 18	776	24.7%
Households with seniors (65+)	653	20.8%
Average household size	2.49

Marital status

Status	Male	Female
Never married	54.9%	39.3%
Married	32.9%	35.9%
Separated	1.8%	3.4%
Widowed	2.1%	12.4%
Divorced	8.3%	8.9%

Education

Less than 9th grade 10.9%

Some HS, no diploma 13.5%

HS graduate 37.1%

Some college, no degree 19.9%

Associate's degree 8.2%

Bachelor's degree 7.5%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	75.7%
Bachelor's or higher	10.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	129	7.3%
Kindergarten	73	4.1%
Elementary school	970	54.8%
High school	340	19.2%
College / grad school	257	14.5%

Employment

Industry of employment

Education & healthcare 29.2%

Arts, food & hospitality 18.6%

Transportation & utilities 11.0%

Retail trade 8.7%

Construction 7.6%

Professional & management 6.2%

Manufacturing 4.4%

Other services 3.8%

Agriculture & mining 2.8%

Finance & real estate 2.8%

Information 2.4%

Wholesale trade 1.5%

Public administration 0.9%

Occupation

Category	%
Management, business & arts	12.3%
Service	47.7%
Sales & office	12.2%
Natural resources & construction	15.5%
Production & transportation	12.2%

Employment type

Type	%
Private sector	92.2%
Government	4.9%
Self-employed	2.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	53.3%
Carpool	12.8%
Public transit	21.5%
Walk	6.8%
Work from home	5.6%
Other means	0.0%
Avg commute (minutes)	24.1

Poverty

All people 33.5%

Under 18 years 46.7%

18 and over 29.3%

Married-couple families 5.1%

Female-led households 42.7%

Income support

Source	% of households
Social Security	27.9%
Retirement income	7.4%
Supplemental Security	13.2%
Cash public assistance	10.0%
Food stamps / SNAP	36.6%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	35.6%
High cholesterol	29.2%
Diabetes	13.4%
Heart disease	6.3%
Stroke	4.1%
Asthma	13.1%
Arthritis	22.1%
Kidney disease	3.5%
Pulmonary disease	8.9%
Cancer	4.3%

Behavior / access	%
Smoking	25.4%
Binge drinking	14.6%
No physical activity	35.3%
Less than 7 hrs sleep	41.6%
Depression	22.8%
Fair or poor health	22.6%
Poor mental health	19.3%
Poor physical health	14.3%
No health insurance	20.9%
Visited doctor (checkup)	78.9%
Visited dentist	45.3%
Cholesterol screening	85.7%
Teeth loss	28.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	69	1.2%

Disability	%
Any disability	12.6%
Under 18	4.0%
18–64 years	12.0%
65 and over	37.5%

Health insurance coverage

Type	%
Private insurance	35.0%
Public insurance	59.5%
No insurance	15.1%
Uninsured under 19	6.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,310	93.0%
Spanish	765	10.5%
Other Indo-European	520	7.1%
Asian & Pacific Islander	44	0.6%
Other languages	21	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,390	68.5%
Born in same state	5,170	65.8%
Born in different state	4,445	56.5%
Foreign born	220	2.8%
Naturalized citizen	2,473	31.5%
Not a US citizen	1,103	44.6%

Ancestry

Ancestry	Count	%
Arab	556	7.1%
Italian	507	6.4%
French	95	1.2%

Ancestry	Count	%
Polish	76	1%
English	58	0.7%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12307

What city is ZIP code 12307 in?

ZIP code 12307 is primarily assigned to Schenectady, New York.

What county is ZIP code 12307 in?

ZIP code 12307 falls within Schenectady County, New York.

Is ZIP code 12307 mostly rentals?

72% of occupied units in ZIP code 12307 are renter-occupied.

What is the poverty rate in ZIP code 12307?

34% of residents in ZIP code 12307 live below the poverty line, above the national average.

How educated is the population of ZIP code 12307?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 12307?

The median home value in ZIP code 12307 is $98,000.

What timezone is ZIP code 12307 in?

ZIP code 12307 observes the EST timezone.