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New York ZIP Codes
Montgomery County
Esperance, NY
12066
12066 ZIP Code — Esperance, NY
Montgomery County, New York
ZIP code 12066 is located in
Esperance ,
New York ,
within Montgomery County .
It covers approximately 32.73 square miles and serves a population of
1,834 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518/838 .
About ZIP code 12066
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $192,600. Owner-occupancy is high at 89%, well above the national average.
Median household income is $79,423. The poverty rate of 5% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 12066 reflects a community defined by high homeownership and a significant Social Security-dependent population.
12066 ZIP code map
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Cities in ZIP code 12066
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,834
Population density
56 / sq mi
State FIPS
36
County FIPS
057
Geography
Land area
32.73 sq mi
Water area
0.92 sq mi
Latitude
42.7813
Longitude
-74.3168
Timezone
Eastern (ET)
Area code
518/838
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
30.8%
48.3%
37.0%
$50k – $100k
37.6%
28.6%
27.0%
$100k – $200k
27.0%
20.2%
24.4%
Over $200k
4.6%
2.9%
11.5%
Demographics & statistics
$79,423
Median household income
$192,600
Median home value
$1,071
Median monthly rent
20.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 375 20.4%
18 and over 1,459 79.6%
65 and over 266 14.5%
Median age 44.0 years
Race & ethnicity
Black or African American
0.9%
Group Count %
White 1,703 91.1%
Two or more races 110 5.9%
Hispanic or Latino 36 1.9%
Black or African American 17 0.9%
Asian 4 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
30.8%
48.3%
37.0%
$50k – $100k
37.6%
28.6%
27.0%
$100k – $200k
27.0%
20.2%
24.4%
Over $200k
4.6%
2.9%
11.5%
Range % of households
Under $10k 3.0%
$10k–$15k 3.0%
$15k–$25k 2.4%
$25k–$35k 3.4%
$35k–$50k 15.7%
$50k–$75k 20.7%
$75k–$100k 18.0%
$100k–$150k 15.3%
$150k–$200k 7.3%
$200k+ 11.1%
Median income $79,423
Housing
Housing overview
Metric Value
Median home value $192,600
Median rent / month $1,071
Owner occupied 88.9%
Renter occupied 11.1%
Vacant 10.6%
Single-family detached 80.2%
Large apartment buildings 0.0%
Mobile homes 10.6%
Median rooms 6.7
Avg household size (owned) 2.31
Year built
Era %
2020 or later 0.0%
2010–2019 3.1%
2000–2009 14.4%
1990–1999 16.7%
1980–1989 8.3%
1970–1979 7.0%
1960–1969 5.5%
1950–1959 10.4%
1940–1949 7.3%
1939 or earlier 27.3%
Bedrooms
Size % of units
No bedroom (studio) 0.6%
1 bedroom 2.0%
2 bedrooms 20.6%
3 bedrooms 58.3%
4 bedrooms 16.8%
5+ bedrooms 1.7%
Vehicles per household
Vehicles % of households
No vehicle 2.8%
1 vehicle 27.3%
2 vehicles 45.4%
3 or more 24.5%
Heating fuel
Fuel type %
Utility gas 1.9%
Electricity 7.6%
Propane / LP gas 28.4%
Fuel oil 50.0%
Wood 7.7%
Solar 2.8%
Households & families
Household type Count %
Married-couple family 439 56.6%
Cohabiting couple 66 8.5%
Male householder, no spouse 113 14.6%
Female householder, no spouse 158 20.4%
Households with children under 18 172 22.2%
Households with seniors (65+) 200 25.8%
Average household size 2.35
Marital status
Status Male Female
Never married 22.4% 18.0%
Married 58.1% 59.7%
Separated 1.7% 1.5%
Widowed 3.9% 9.3%
Divorced 13.9% 11.6%
Education
Some college, no degree
18.8%
Graduate / professional
5.5%
Metric %
HS diploma or higher 92.8%
Bachelor's or higher 20.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 31 10.4%
Kindergarten 13 4.4%
Elementary school 162 54.5%
High school 56 18.9%
College / grad school 35 11.8%
Employment
Industry of employment
Education & healthcare
21.2%
Professional & management
9.5%
Transportation & utilities
9.4%
Public administration
7.5%
Finance & real estate
6.1%
Arts, food & hospitality
2.8%
Agriculture & mining
0.5%
Occupation
Category %
Management, business & arts 43.5%
Service 12.6%
Sales & office 19.0%
Natural resources & construction 14.0%
Production & transportation 10.9%
Employment type
Type %
Private sector 77.8%
Government 11.9%
Self-employed 10.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 79.1%
Carpool 6.8%
Public transit 0.0%
Walk 3.7%
Work from home 9.1%
Other means 1.3%
Avg commute (minutes) 32.5
Poverty
Married-couple families
2.1%
Female-led households
2.5%
Income support
Source % of households
Social Security 32.1%
Retirement income 24.4%
Supplemental Security 0.8%
Cash public assistance 2.2%
Food stamps / SNAP 13.7%
Health indicators
Condition %
Obesity 32.3%
High blood pressure 31.4%
High cholesterol 34.1%
Diabetes 9.1%
Heart disease 6.2%
Stroke 2.9%
Asthma 10.2%
Arthritis 24.6%
Kidney disease 2.8%
Pulmonary disease 7.1%
Cancer 7.0%
Behavior / access %
Smoking 17.5%
Binge drinking 17.8%
No physical activity 23.5%
Less than 7 hrs sleep 33.4%
Depression 21.3%
Fair or poor health 11.9%
Poor mental health 14.3%
Poor physical health 9.9%
No health insurance 10.2%
Visited doctor (checkup) 77.5%
Visited dentist 65.5%
Cholesterol screening 91.2%
Teeth loss 13.0%
Veterans & disability
Veterans Count %
Civilian veterans 107 7.4%
Disability %
Any disability 14.6%
Under 18 5.3%
18–64 years 12.0%
65 and over 39.1%
Health insurance coverage
Type %
Private insurance 74.1%
Public insurance 40.6%
No insurance 2.3%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,683 91.8%
Spanish 1 0.1%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 1 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 1,829 99.7%
Born in same state 1,829 99.7%
Born in different state 1,627 88.7%
Foreign born 0 0.0%
Naturalized citizen 5 0.3%
Not a US citizen 4 80.0%
Ancestry
Ancestry Count %
Italian 408 22.2%
French 273 14.9%
Arab 167 9.1%
English 88 4.8%
Ancestry Count %
German 23 1.3%
Norwegian 12 0.7%
Irish 4 0.2%
Polish 3 0.2%
Technology access
Metric % of households
Computer access 42.3%
Internet access 93.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12066
What city is ZIP code 12066 in?
ZIP code 12066 is primarily assigned to Esperance, New York.
What county is ZIP code 12066 in?
ZIP code 12066 falls within Montgomery County, New York.
Is ZIP code 12066 mostly owner-occupied?
89% of occupied units in ZIP code 12066 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 12066?
The median home value in ZIP code 12066 is $192,600.
What is the population of ZIP code 12066?
ZIP code 12066 has an estimated population of 1,834 residents, with a density of 56 people per square mile.
What is the median household income in ZIP code 12066?
The median household income in ZIP code 12066 is $79,423, above the national median of ~$75,000.
What timezone is ZIP code 12066 in?
ZIP code 12066 observes the EST timezone.
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