12035 ZIP Code — Central Bridge, NY

Schoharie County, New York

ZIP code 12035 is located in Central Bridge, New York, within Schoharie County. It covers approximately 9.64 square miles and serves a population of 484 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12035

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $186,300. Owner-occupancy is high at 85%, well above the national average.

Median household income is $74,107. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 23%.

Overall, ZIP code 12035 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

484

population

9.64

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12035 ZIP code map

Cities in ZIP code 12035

Below are the cities the US Postal Service accepts for ZIP code 12035. Using any city not on this list may result in mail delivery delays.

City	Status
Central Bridge	Acceptable
Central Bridge	Preferred

Nearby ZIP codes

12092 Howes Cave (2 mi) 12160 Sloansville (2.3 mi) 12031 Carlisle (4.9 mi) 12066 Esperance (4.9 mi) 12157 Schoharie (6.5 mi) 12043 Cobleskill (7.5 mi) 12166 Sprakers (8 mi) 12187 Warnerville (8.2 mi) 12072 Fultonville (9.6 mi) 13459 Sharon Springs (9.6 mi) 12053 Delanson (10.4 mi) 12149 Richmondville (11.8 mi)

Demographics updated 05/2026

Population
Total population	484
Population density	50 / sq mi
State FIPS	36
County FIPS	095

Geography
Land area	9.64 sq mi
Water area	0.14 sq mi
Latitude	42.7314
Longitude	-74.3863
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.2%	44.9%	37.0%
$50k – $100k	43.2%	31.1%	27.0%
$100k – $200k	5.6%	19.4%	24.4%
Over $200k	8.1%	4.6%	11.5%

Demographics & statistics

484

Population

People per sq mi

56.8

Median age

$74,107

Median household income

$40,176

Per capita income

$186,300

Median home value

Median monthly rent

84.9%

Home ownership

1.2%

Poverty rate

10.9%

Unemployment

205

Housing units

25.2%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	90	18.6%
18 and over	394	81.4%
65 and over	151	31.2%
Median age	56.8 years

Race & ethnicity

White 96.7%

Black or African American 2.1%

Two or more races 1.2%

Group	Count	%
White	468	96.7%
Black or African American	10	2.1%
Two or more races	6	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.2%	44.9%	37.0%
$50k – $100k	43.2%	31.1%	27.0%
$100k – $200k	5.6%	19.4%	24.4%
Over $200k	8.1%	4.6%	11.5%

$10k–$15k 2.9%

$15k–$25k 11.7%

$25k–$35k 16.1%

$35k–$50k 4.9%

$50k–$75k 15.6%

$75k–$100k 20.5%

$100k–$150k 13.7%

$150k–$200k 5.4%

$200k+ 9.3%

Range	% of households
$10k–$15k	2.9%
$15k–$25k	11.7%
$25k–$35k	16.1%
$35k–$50k	4.9%
$50k–$75k	15.6%
$75k–$100k	20.5%
$100k–$150k	13.7%
$150k–$200k	5.4%
$200k+	9.3%
Median income	$74,107

Housing

Home values

Under $50k 6.9%

$50k–$100k 13.8%

$100k–$150k 18.4%

$150k–$200k 17.2%

$200k–$300k 23.6%

$300k–$500k 6.9%

$500k–$1M 13.2%

Housing overview

Metric	Value
Median home value	$186,300
Median rent / month	$0
Owner occupied	84.9%
Renter occupied	15.1%
Vacant	13.1%
Single-family detached	92.4%
Large apartment buildings	0.0%
Mobile homes	7.6%
Median rooms	6.4
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	8.1%
1990–1999	13.1%
1980–1989	4.2%
1970–1979	17.8%
1960–1969	1.7%
1950–1959	11.4%
1940–1949	4.7%
1939 or earlier	39.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.7%
2 bedrooms	14.0%
3 bedrooms	52.1%
4 bedrooms	19.1%
5+ bedrooms	10.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	13.2%
2 vehicles	64.4%
3 or more	19.0%

Heating fuel

Fuel type	%
Utility gas	14.6%
Propane / LP gas	15.6%
Fuel oil	62.9%
Wood	5.4%
Solar	1.5%

Households & families

Household type	Count	%
Married-couple family	136	66.3%
Cohabiting couple	4	2.0%
Male householder, no spouse	20	9.8%
Female householder, no spouse	45	22.0%
Households with children under 18	64	31.2%
Households with seniors (65+)	108	52.7%
Average household size	2.36

Marital status

Status	Male	Female
Never married	32.7%	8.3%
Married	62.7%	67.6%
Separated	0.0%	0.0%
Widowed	2.7%	15.7%
Divorced	1.8%	8.3%

Education

Less than 9th grade 2.2%

Some HS, no diploma 1.1%

HS graduate 33.1%

Some college, no degree 23.0%

Associate's degree 15.4%

Bachelor's degree 9.8%

Graduate / professional 15.4%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	25.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	17	17.0%
Elementary school	34	34.0%
High school	39	39.0%
College / grad school	10	10.0%

Employment

Industry of employment

Construction 20.0%

Public administration 17.2%

Education & healthcare 15.6%

Manufacturing 10.6%

Professional & management 10.6%

Retail trade 7.8%

Wholesale trade 4.4%

Transportation & utilities 4.4%

Finance & real estate 4.4%

Arts, food & hospitality 3.3%

Other services 1.7%

Occupation

Category	%
Management, business & arts	27.2%
Service	15.6%
Sales & office	21.7%
Natural resources & construction	12.8%
Production & transportation	22.8%

Employment type

Type	%
Private sector	57.8%
Government	23.3%
Self-employed	18.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	98.3%
Carpool	1.7%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	25.6

Poverty

All people 1.2%

Under 18 years 0.0%

18 and over 1.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.6%
Retirement income	33.7%
Supplemental Security	12.2%
Cash public assistance	8.3%
Food stamps / SNAP	8.3%

Health indicators

Condition	%
Obesity	33.6%
High blood pressure	30.4%
High cholesterol	32.0%
Diabetes	8.7%
Heart disease	6.3%
Stroke	2.8%
Asthma	10.1%
Arthritis	24.7%
Kidney disease	2.8%
Pulmonary disease	6.9%
Cancer	6.9%

Behavior / access	%
Smoking	17.2%
Binge drinking	18.2%
No physical activity	23.7%
Less than 7 hrs sleep	32.9%
Depression	21.4%
Fair or poor health	11.7%
Poor mental health	14.4%
Poor physical health	9.6%
No health insurance	10.2%
Visited doctor (checkup)	77.7%
Visited dentist	66.4%
Cholesterol screening	90.6%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	48	12.2%

Disability	%
Any disability	22.9%
Under 18	0.0%
18–64 years	12.3%
65 and over	53.6%

Health insurance coverage

Type	%
Private insurance	64.3%
Public insurance	55.4%
No insurance	2.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	484	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	478	98.8%
Born in same state	478	98.8%
Born in different state	409	84.5%
Foreign born	0	0.0%
Naturalized citizen	6	1.2%
Not a US citizen	6	100.0%

Ancestry

Ancestry	Count	%
Italian	125	25.8%
French	51	10.5%
English	50	10.3%

Ancestry	Count	%
Polish	14	2.9%
German	4	0.8%
Arab	3	0.6%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12035

What city is ZIP code 12035 in?

ZIP code 12035 is primarily assigned to Central Bridge, New York.

What county is ZIP code 12035 in?

ZIP code 12035 falls within Schoharie County, New York.

Does ZIP code 12035 have an older population?

31% of residents in ZIP code 12035 are 65 or older, above the national average of ~17%.

Does ZIP code 12035 have a large retiree population?

56% of households in ZIP code 12035 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12035 mostly owner-occupied?

85% of occupied units in ZIP code 12035 are owner-occupied, well above the national average.

Does ZIP code 12035 have a large veteran population?

12% of civilians in ZIP code 12035 are veterans, above the national average of ~7%.

What timezone is ZIP code 12035 in?

ZIP code 12035 observes the EST timezone.