Schoharie ZIP Codes — Schoharie County, NY

There is one unique ZIP code in Schoharie, New York and it is 12157. Area code: 518.

ZIP codes

50.20

sq mi land

0.10

sq mi water

518

area code

Schoharie, NY ZIP code map

About Schoharie, NY

Schoharie, NY, is a small but vibrant town located in New York State. Known for its picturesque landscapes and rich history, Schoharie serves as the county seat of Schoharie County. The town offers a peaceful atmosphere, making it an attractive place for those seeking a quieter lifestyle amidst beautiful surroundings.

Location & geography

Schoharie is situated in the eastern part of New York State, approximately 30 miles southwest of Albany. The town covers a total area of 50.20 square miles, with a minor water area of 0.10 square miles. Neighboring cities include Cobleskill to the northeast, approximately 7 miles away; Middleburgh to the southeast, about 10 miles distant; and the larger city of Albany to the northeast.

Community & economy

The community in Schoharie is characterized by a close-knit atmosphere where residents often come together for local events and initiatives. The local economy is supported by industries such as agriculture, tourism, and small businesses. Daily life in Schoharie is enriched by various recreational activities and events that celebrate its culture and history.

Transportation

Schoharie is accessible by major highways, including New York State Route 30 and New York State Route 145, which connect it to nearby areas. The nearest larger airport is Albany International Airport, located about 30 miles away, providing broader transportation options for residents and visitors. Public transit options are limited, but local services are available for residents seeking to travel within the area.

History

Schoharie was established in the early 18th century and has a rich history tied to the early Dutch settlers and American Revolutionary War events. The town's economy has traditionally centered on agriculture and trade, contributing to its development over the years. Notable events include its role as a gathering point during the Revolutionary War and its significance in regional trade routes.

Did you know?

A surprising fact about Schoharie is that it is home to the Old Stone Fort Museum, which dates back to the 18th century and provides insight into the area's history. Additionally, Schoharie is known for its annual events celebrating local culture, including festivals that attract visitors from surrounding regions.

ZIP codes for Schoharie, NY (1)

ZIP code	City	County	Map
12157	Schoharie	Schoharie	View map

Demographics & statistics

4,574

Population

45.3

Median age

$72,467

Median household income

$39,830

Per capita income

$196,800

Median home value

$888

Median monthly rent

86.2%

Home ownership

7.3%

Poverty rate

4.8%

Unemployment

1,661

Housing units

27.8%

Bachelor's or higher

Age distribution

Male Female

135

Under 5

127

152

5–9

143

132

10–14

125

147

15–19

139

100

20–24

221

25–34

209

273

35–44

258

313

45–54

296

181

55–59

172

129

60–64

123

320

65–74

302

198

75–84

187

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	993	21.7%
18 and over	3,581	78.3%
65 and over	1,104	24.1%
Median age	45.3 years

Race & ethnicity

White 84.9%

Hispanic or Latino 5.8%

Two or more races 5.7%

Asian 1.4%

Black or African American 1.2%

Other race 0.8%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,125	84.9%
Hispanic or Latino	283	5.8%
Two or more races	277	5.7%
Asian	70	1.4%
Black or African American	56	1.2%
Other race	40	0.8%
American Indian / Alaska Native	6	0.1%

Household income

Under $10k 4.8%

$10k–$15k 3.0%

$15k–$25k 8.2%

$25k–$35k 5.4%

$35k–$50k 13.2%

$50k–$75k 19.2%

$75k–$100k 13.4%

$100k–$150k 16.8%

$150k–$200k 7.2%

$200k+ 8.8%

Range	% of households
Under $10k	4.8%
$10k–$15k	3.0%
$15k–$25k	8.2%
$25k–$35k	5.4%
$35k–$50k	13.2%
$50k–$75k	19.2%
$75k–$100k	13.4%
$100k–$150k	16.8%
$150k–$200k	7.2%
$200k+	8.8%
Median income	$72,467

Housing

Home values

Under $50k 7.6%

$50k–$100k 5.9%

$100k–$150k 20.5%

$150k–$200k 17.1%

$200k–$300k 33.0%

$300k–$500k 12.8%

$500k–$1M 2.6%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$196,800
Median rent / month	$888
Owner occupied	86.2%
Renter occupied	13.8%
Vacant	5.8%
Single-family detached	75.2%
Large apartment buildings	3.3%
Mobile homes	12.8%
Median rooms	6.0
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	13.7%
1990–1999	16.9%
1980–1989	10.6%
1970–1979	15.9%
1960–1969	6.0%
1950–1959	8.1%
1940–1949	1.5%
1939 or earlier	24.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	9.2%
2 bedrooms	19.2%
3 bedrooms	52.2%
4 bedrooms	16.3%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	29.7%
2 vehicles	41.0%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	4.1%
Electricity	9.6%
Propane / LP gas	24.6%
Fuel oil	48.4%
Wood	10.0%

Households & families

Household type	Count	%
Married-couple family	1,052	58.5%
Cohabiting couple	96	5.3%
Male householder, no spouse	252	14.0%
Female householder, no spouse	398	22.1%
Households with children under 18	498	27.7%
Households with seniors (65+)	772	42.9%
Average household size	2.50

Marital status

Status	Male	Female
Never married	32.8%	21.3%
Married	56.0%	58.2%
Separated	0.4%	1.9%
Widowed	1.1%	9.9%
Divorced	9.7%	8.7%

Education

Less than 9th grade 2.5%

Some HS, no diploma 7.1%

HS graduate 34.2%

Some college, no degree 16.9%

Associate's degree 11.5%

Bachelor's degree 10.6%

Graduate / professional 17.1%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	27.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	33	4.0%
Kindergarten	117	14.1%
Elementary school	343	41.4%
High school	203	24.5%
College / grad school	132	15.9%

Employment

Industry of employment

Education & healthcare 32.0%

Construction 12.3%

Public administration 7.4%

Retail trade 7.1%

Professional & management 6.8%

Other services 6.2%

Finance & real estate 6.1%

Manufacturing 5.6%

Transportation & utilities 4.9%

Arts, food & hospitality 4.7%

Wholesale trade 4.5%

Agriculture & mining 2.2%

Information 0.2%

Occupation

Category	%
Management, business & arts	43.9%
Service	10.6%
Sales & office	15.3%
Natural resources & construction	16.9%
Production & transportation	13.3%

Employment type

Type	%
Private sector	65.4%
Government	27.2%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.9%
Carpool	9.3%
Public transit	0.1%
Walk	2.3%
Other means	0.2%
Avg commute (minutes)	34.3

Poverty

All people 7.3%

Under 18 years 8.1%

18 and over 7.1%

Married-couple families 4.4%

Female-led households 10.4%

Income support

Source	% of households
Social Security	43.8%
Retirement income	28.8%
Supplemental Security	5.3%
Cash public assistance	2.6%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
High blood pressure	32.6%
High cholesterol	34.2%
Heart disease	6.8%
Stroke	3.1%
Asthma	10.2%
Arthritis	26.7%
Kidney disease	3.0%
Pulmonary disease	7.5%
Cancer	7.5%

Behavior / access	%
Binge drinking	17.0%
No physical activity	24.4%
Less than 7 hrs sleep	32.8%
Fair or poor health	12.4%
Poor mental health	14.1%
Poor physical health	10.2%
No health insurance	10.0%
Visited doctor (checkup)	78.8%
Visited dentist	66.4%
Cholesterol screening	91.6%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	309	8.7%

Disability	%
Any disability	12.6%
Under 18	3.4%
18–64 years	9.0%
65 and over	28.6%

Health insurance coverage

Type	%
Private insurance	76.1%
Public insurance	41.5%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,312	94.3%
Spanish	13	0.3%
Other Indo-European	2	0.0%
Asian & Pacific Islander	5	0.1%
Other languages	6	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,457	97.4%
Born in same state	4,428	96.8%
Born in different state	3,687	80.6%
Foreign born	29	0.6%
Naturalized citizen	117	2.6%
Not a US citizen	93	79.5%

Ancestry

Ancestry	Count	%
Italian	1,059	23.2%
French	531	11.6%
Arab	111	2.4%
Polish	97	2.1%

Ancestry	Count	%
English	96	2.1%
German	45	1%
Dutch	40	0.9%
Irish	34	0.7%

Technology access

Metric	% of households
Computer access	39.3%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Schoharie, NY have?

Schoharie, NY has one ZIP code: 12157. Each ZIP code serves a distinct delivery area within the city and surrounding region.