49730 ZIP Code — Elmira, MI

Otsego County, Michigan

ZIP code 49730 is located in Elmira, Michigan, within Otsego County. It covers approximately 95.60 square miles and serves a population of 2,115 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49730

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $167,000. Owner-occupancy is high at 92%, well above the national average.

Median household income is $73,973. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 49730 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,115

population

95.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49730 ZIP code map

Cities in ZIP code 49730

Below are the cities the US Postal Service accepts for ZIP code 49730. Using any city not on this list may result in mail delivery delays.

City	Status
Elmira	Preferred

Nearby ZIP codes

49713 Boyne Falls (10.3 mi) 49727 East Jordan (11.2 mi) 49735 Gaylord (11.3 mi) 49712 Boyne City (12.1 mi) 49659 Mancelona (12.2 mi) 49795 Vanderbilt (16.5 mi) 49615 Bellaire (17.7 mi) 49622 Central Lake (19.5 mi) 49733 Frederic (19.7 mi) 49770 Petoskey (19.9 mi)

Demographics updated 07/2026

Population
Total population	2,115
Population density	22 / sq mi
State FIPS	26
County FIPS	137

Geography
Land area	95.60 sq mi
Water area	0.31 sq mi
Latitude	45.0559
Longitude	-84.8642
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	45.8%	42.6%
$50k – $100k	46.7%	34.1%	31.1%
$100k – $200k	11.8%	17.9%	20.6%
Over $200k	1.6%	2.3%	5.7%

Demographics & statistics

2,115

Population

People per sq mi

41.9

Median age

$73,973

Median household income

$33,619

Per capita income

$167,000

Median home value

$862

Median monthly rent

91.5%

Home ownership

7.9%

Poverty rate

1.5%

Unemployment

1,323

Housing units

20.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

154

25–34

163

103

35–44

109

134

45–54

142

55–59

106

60–64

104

65–74

111

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	460	21.7%
18 and over	1,655	78.3%
65 and over	349	16.5%
Median age	41.9 years

Race & ethnicity

White 91.5%

Two or more races 5.6%

Hispanic or Latino 1.9%

Other race 0.5%

American Indian / Alaska Native 0.3%

Asian 0.2%

Group	Count	%
White	1,972	91.5%
Two or more races	121	5.6%
Hispanic or Latino	40	1.9%
Other race	11	0.5%
American Indian / Alaska Native	7	0.3%
Asian	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	45.8%	42.6%
$50k – $100k	46.7%	34.1%	31.1%
$100k – $200k	11.8%	17.9%	20.6%
Over $200k	1.6%	2.3%	5.7%

Under $10k 6.1%

$10k–$15k 2.4%

$15k–$25k 5.8%

$25k–$35k 4.4%

$35k–$50k 11.7%

$50k–$75k 21.0%

$75k–$100k 20.2%

$100k–$150k 21.2%

$150k–$200k 5.4%

$200k+ 1.9%

Range	% of households
Under $10k	6.1%
$10k–$15k	2.4%
$15k–$25k	5.8%
$25k–$35k	4.4%
$35k–$50k	11.7%
$50k–$75k	21.0%
$75k–$100k	20.2%
$100k–$150k	21.2%
$150k–$200k	5.4%
$200k+	1.9%
Median income	$73,973

Housing

Home values

Under $50k 12.1%

$50k–$100k 12.7%

$100k–$150k 20.4%

$150k–$200k 18.8%

$200k–$300k 25.9%

$300k–$500k 7.1%

$500k–$1M 2.5%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$167,000
Median rent / month	$862
Owner occupied	91.5%
Renter occupied	8.5%
Vacant	36.8%
Single-family detached	84.5%
Large apartment buildings	0.0%
Mobile homes	14.0%
Median rooms	5.5
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	4.0%
2000–2009	19.8%
1990–1999	25.8%
1980–1989	11.7%
1970–1979	15.8%
1960–1969	9.0%
1950–1959	7.4%
1940–1949	1.1%
1939 or earlier	5.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	2.9%
2 bedrooms	22.3%
3 bedrooms	59.3%
4 bedrooms	10.6%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.0%
1 vehicle	22.3%
2 vehicles	45.3%
3 or more	24.3%

Heating fuel

Fuel type	%
Utility gas	5.5%
Electricity	8.3%
Propane / LP gas	49.5%
Fuel oil	1.7%
Wood	17.2%
Solar	0.6%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	541	61.3%
Cohabiting couple	59	6.7%
Male householder, no spouse	120	13.6%
Female householder, no spouse	163	18.5%
Households with children under 18	228	25.8%
Households with seniors (65+)	266	30.1%
Average household size	2.37

Marital status

Status	Male	Female
Never married	21.2%	19.4%
Married	67.1%	59.0%
Separated	0.2%	4.2%
Widowed	4.4%	8.0%
Divorced	7.1%	9.5%

Education

Less than 9th grade 4.0%

Some HS, no diploma 4.2%

HS graduate 40.0%

Some college, no degree 18.1%

Associate's degree 13.1%

Bachelor's degree 15.7%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	91.9%
Bachelor's or higher	20.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	6.4%
Kindergarten	20	4.6%
Elementary school	230	52.6%
High school	101	23.1%
College / grad school	58	13.3%

Employment

Industry of employment

Manufacturing 20.1%

Education & healthcare 18.4%

Retail trade 14.0%

Arts, food & hospitality 10.5%

Professional & management 7.9%

Public administration 6.6%

Transportation & utilities 5.1%

Construction 5.0%

Agriculture & mining 4.2%

Finance & real estate 2.7%

Wholesale trade 2.1%

Other services 1.7%

Information 1.5%

Occupation

Category	%
Management, business & arts	20.0%
Service	20.8%
Sales & office	22.8%
Natural resources & construction	14.6%
Production & transportation	21.8%

Employment type

Type	%
Private sector	76.2%
Government	15.6%
Self-employed	8.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	81.5%
Carpool	8.3%
Public transit	0.0%
Walk	2.2%
Work from home	5.2%
Other means	2.7%
Avg commute (minutes)	25.5

Poverty

All people 7.9%

Under 18 years 4.2%

18 and over 8.8%

Married-couple families 2.2%

Female-led households 34.7%

Income support

Source	% of households
Social Security	34.5%
Retirement income	29.6%
Supplemental Security	4.0%
Cash public assistance	1.5%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	36.0%
High cholesterol	36.1%
Diabetes	11.6%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.4%
Arthritis	31.0%
Kidney disease	3.1%
Pulmonary disease	9.1%
Cancer	6.8%

Behavior / access	%
Smoking	23.3%
Binge drinking	19.0%
No physical activity	22.4%
Less than 7 hrs sleep	33.9%
Depression	22.9%
Fair or poor health	16.4%
Poor mental health	16.9%
Poor physical health	12.3%
No health insurance	10.0%
Visited doctor (checkup)	73.4%
Visited dentist	65.8%
Cholesterol screening	91.0%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	177	10.7%

Disability	%
Any disability	18.2%
Under 18	3.5%
18–64 years	19.0%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	70.2%
Public insurance	39.2%
No insurance	6.5%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,993	94.2%
Spanish	15	0.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	13	0.7%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,082	98.4%
Born in same state	2,059	97.4%
Born in different state	1,798	85.0%
Foreign born	23	1.1%
Naturalized citizen	33	1.6%
Not a US citizen	25	75.8%

Ancestry

Ancestry	Count	%
French	321	15.2%
Italian	288	13.6%
Arab	146	6.9%
English	56	2.6%

Ancestry	Count	%
German	52	2.5%
Polish	11	0.5%
Dutch	1	0%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49730

What city is ZIP code 49730 in?

ZIP code 49730 is primarily assigned to Elmira, Michigan.

What county is ZIP code 49730 in?

ZIP code 49730 falls within Antrim County, Michigan.

Is ZIP code 49730 mostly owner-occupied?

92% of occupied units in ZIP code 49730 are owner-occupied, well above the national average.

Does ZIP code 49730 have a large veteran population?

11% of civilians in ZIP code 49730 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 49730?

The median home value in ZIP code 49730 is $167,000.

What is the population of ZIP code 49730?

ZIP code 49730 has an estimated population of 2,115 residents, with a density of 22 people per square mile.

What timezone is ZIP code 49730 in?

ZIP code 49730 observes the EST timezone.