Boyne City ZIP Code List — Charlevoix County, MI

There is one unique ZIP code in Boyne City, Michigan and it is 49712. Area code: 231.

ZIP codes

72.92

sq mi land

10.52

sq mi water

231

area code

Boyne City, MI ZIP code map

About Boyne City, MI

Boyne City, located in Michigan, is a charming small town known for its beautiful waterfront and vibrant community spirit. Nestled in Charlevoix County, this picturesque city provides a perfect blend of outdoor recreation and local culture. With its beautiful lakes and scenic views, Boyne City has become a sought-after destination for visitors year-round.

Location & geography

Geographically, Boyne City is situated near the northern tip of Michigan's Lower Peninsula, primarily surrounded by Lake Charlevoix, which provides ample opportunities for water activities. The city is about 15 miles south of Petoskey and approximately 30 miles northeast of Traverse City. The total land area of Boyne City spans 72.92 square miles, complemented by 10.52 square miles of water, making the natural scenery a highlight of the area.

Community & economy

The community of Boyne City exudes a friendly, small-town atmosphere where residents take pride in their local heritage and natural surroundings. The local economy thrives primarily on tourism, agriculture, and small businesses, making it a dynamic and diverse place to live. Daily life in Boyne City includes a strong emphasis on outdoor activities, local festivals, and community events that bring residents together.

Transportation

Boyne City is conveniently accessible via several highways, with U.S. Route 31 being a significant road connecting it to other parts of Michigan. The nearest major airport is Pellston Regional Airport, located approximately 30 miles away, providing easy access to the region. Local transit options are limited, but residents often rely on personal vehicles for transportation throughout the area.

History

Boyne City was founded in the mid-19th century, originally serving as a hub for lumber and agriculture. As the timber industry flourished, so did the community, leading to the establishment of a vibrant economy that has continued to evolve. Notable events in the city include its enduring annual festivals, which celebrate local culture and heritage.

Did you know?

One surprising fact about Boyne City is that it hosts one of the longest-running outdoor music festivals in the state, attracting artists and visitors from all over. Additionally, the city is known for its picturesque waterfront parks that line Lake Charlevoix and provide stunning sunset views.

ZIP codes for Boyne City, MI (1)

ZIP code	City	County	Map
49712	Boyne City	Charlevoix	View map

Demographics & statistics

8,250

Population

49.5

Median age

$69,548

Median household income

$45,147

Per capita income

$231,400

Median home value

$948

Median monthly rent

82.3%

Home ownership

6.6%

Poverty rate

4.6%

Unemployment

4,482

Housing units

34.6%

Bachelor's or higher

Age distribution

Male Female

143

Under 5

144

160

5–9

163

256

10–14

260

236

15–19

240

226

20–24

229

370

25–34

375

444

35–44

450

505

45–54

512

288

55–59

291

415

60–64

421

630

65–74

639

318

75–84

322

106

85+

107

← Male

Female →

Age summary

Group	Count	%
Under 18	1,391	16.9%
18 and over	6,859	83.1%
65 and over	2,122	25.7%
Median age	49.5 years

Race & ethnicity

White 92.9%

Two or more races 3.8%

Hispanic or Latino 1.2%

American Indian / Alaska Native 0.7%

Black or African American 0.6%

Asian 0.5%

Other race 0.3%

Group	Count	%
White	7,753	92.9%
Two or more races	320	3.8%
Hispanic or Latino	100	1.2%
American Indian / Alaska Native	57	0.7%
Black or African American	52	0.6%
Asian	41	0.5%
Other race	27	0.3%

Household income

Under $10k 2.9%

$10k–$15k 2.3%

$15k–$25k 6.7%

$25k–$35k 7.6%

$35k–$50k 13.2%

$50k–$75k 22.8%

$75k–$100k 13.7%

$100k–$150k 15.4%

$150k–$200k 7.6%

$200k+ 7.9%

Range	% of households
Under $10k	2.9%
$10k–$15k	2.3%
$15k–$25k	6.7%
$25k–$35k	7.6%
$35k–$50k	13.2%
$50k–$75k	22.8%
$75k–$100k	13.7%
$100k–$150k	15.4%
$150k–$200k	7.6%
$200k+	7.9%
Median income	$69,548

Housing

Home values

Under $50k 6.2%

$50k–$100k 8.0%

$100k–$150k 9.9%

$150k–$200k 16.3%

$200k–$300k 24.1%

$300k–$500k 19.0%

$500k–$1M 13.2%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$231,400
Median rent / month	$948
Owner occupied	82.3%
Renter occupied	17.7%
Vacant	24.1%
Single-family detached	79.1%
Large apartment buildings	1.1%
Mobile homes	7.5%
Median rooms	5.9
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.1%
2010–2019	5.2%
2000–2009	14.0%
1990–1999	16.9%
1980–1989	13.5%
1970–1979	17.2%
1960–1969	8.1%
1950–1959	6.9%
1940–1949	5.9%
1939 or earlier	12.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.7%
2 bedrooms	26.0%
3 bedrooms	50.7%
4 bedrooms	14.0%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	30.6%
2 vehicles	44.0%
3 or more	21.9%

Heating fuel

Fuel type	%
Utility gas	61.4%
Electricity	10.8%
Propane / LP gas	19.2%
Fuel oil	0.8%
Wood	5.2%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	2,019	51.4%
Cohabiting couple	381	9.7%
Male householder, no spouse	621	15.8%
Female householder, no spouse	908	23.1%
Households with children under 18	822	20.9%
Households with seniors (65+)	1,473	37.5%
Average household size	2.09

Marital status

Status	Male	Female
Never married	25.4%	25.1%
Married	61.7%	54.2%
Separated	0.1%	0.1%
Widowed	2.0%	6.9%
Divorced	10.8%	13.8%

Education

Less than 9th grade 0.9%

Some HS, no diploma 3.1%

HS graduate 25.4%

Some college, no degree 24.2%

Associate's degree 11.9%

Bachelor's degree 20.7%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	34.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	82	5.2%
Kindergarten	76	4.8%
Elementary school	652	41.4%
High school	383	24.3%
College / grad school	382	24.3%

Employment

Industry of employment

Education & healthcare 21.7%

Manufacturing 17.4%

Arts, food & hospitality 14.4%

Retail trade 10.0%

Professional & management 9.7%

Construction 6.6%

Finance & real estate 5.8%

Other services 4.6%

Transportation & utilities 4.2%

Public administration 3.2%

Agriculture & mining 0.9%

Information 0.8%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	38.1%
Service	20.3%
Sales & office	18.4%
Natural resources & construction	8.6%
Production & transportation	14.6%

Employment type

Type	%
Private sector	79.4%
Government	11.3%
Self-employed	9.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.0%
Carpool	8.8%
Public transit	0.9%
Walk	1.8%
Other means	1.6%
Avg commute (minutes)	20.0

Poverty

All people 6.6%

Under 18 years 5.1%

18 and over 6.9%

Married-couple families 1.3%

Female-led households 11.2%

Income support

Source	% of households
Social Security	39.1%
Retirement income	32.0%
Supplemental Security	3.3%
Cash public assistance	0.8%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
High blood pressure	34.6%
High cholesterol	37.6%
Heart disease	6.9%
Stroke	3.1%
Asthma	10.6%
Arthritis	30.7%
Kidney disease	3.0%
Pulmonary disease	7.5%
Cancer	7.8%

Behavior / access	%
Binge drinking	18.4%
No physical activity	18.6%
Less than 7 hrs sleep	31.5%
Fair or poor health	12.9%
Poor mental health	14.9%
Poor physical health	10.3%
No health insurance	7.9%
Visited doctor (checkup)	75.2%
Visited dentist	73.9%
Cholesterol screening	92.7%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	489	7.1%

Disability	%
Any disability	12.3%
Under 18	3.2%
18–64 years	9.6%
65 and over	24.2%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	40.6%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,963	96.5%
Spanish	96	1.2%
Other Indo-European	58	0.7%
Asian & Pacific Islander	15	0.2%
Other languages	18	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,150	98.8%
Born in same state	8,095	98.1%
Born in different state	6,778	82.2%
Foreign born	55	0.7%
Naturalized citizen	100	1.2%
Not a US citizen	83	83.0%

Ancestry

Ancestry	Count	%
French	1,363	16.5%
Italian	1,257	15.2%
Arab	377	4.6%
English	364	4.4%
Polish	110	1.3%

Ancestry	Count	%
German	95	1.2%
Irish	66	0.8%
Norwegian	29	0.4%
Dutch	27	0.3%

Technology access

Metric	% of households
Computer access	47.6%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Boyne City, MI?

Boyne City, MI has one ZIP code: 49712.

What is the main ZIP code for Boyne City, MI?

The primary ZIP code for Boyne City, MI is 49712. The city uses area code 231 for phone service.

What county is Boyne City, MI in?

Boyne City is located in Charlevoix County, Michigan.

How many ZIP codes are in Boyne City, MI?

Boyne City, MI has 1 ZIP code.

What is the ZIP code for downtown Boyne City near the Boyne River waterfront area?

Downtown Boyne City, including the waterfront district along the Boyne River, is located in ZIP code 49712.

What ZIP code should I use for mailing addresses in Boyne City's downtown business district?

All addresses in Boyne City's downtown business and commercial district use ZIP code 49712, as it is the only ZIP code serving the city.