Petoskey ZIP Code List — Emmet County, MI

There is one unique ZIP code in Petoskey, Michigan and it is 49770. Area code: 231.

ZIP codes

109.39

sq mi land

17.86

sq mi water

231

area code

Petoskey, MI ZIP code map

About Petoskey, MI

Petoskey, Michigan, is a charming city located in Emmet County, known for its picturesque views and vibrant community. Nestled along the shores of Lake Michigan, it offers a unique blend of outdoor activities and cultural experiences. Visitors and residents alike are drawn to its historic downtown area and stunning natural landscapes.

Location & geography

Petoskey is situated in the northwestern region of Michigan's Lower Peninsula, providing easy access to various natural attractions. It is approximately 27 miles from Charlevoix to the southwest and about 15 miles from Harbor Springs to the southeast. The city covers a total area of 127.25 square miles, with 109.39 square miles of land and 17.86 square miles of water, featuring a combination of rolling hills and shoreline.

Community & economy

The character of Petoskey is defined by its friendly atmosphere and strong sense of community, making it a wonderful place to live and visit. The city's economy thrives on tourism, agriculture, and retail, bolstered by its scenic beauty and recreational opportunities. Daily life in Petoskey often revolves around community events, outdoor activities, and enjoying its local businesses.

Transportation

Transportation in Petoskey is facilitated by several major highways, including US-31, which provides routes to neighboring towns and cities. The nearest airport is the Pellston Regional Airport, located approximately 20 miles from the city, offering regional flights. Public transit options are limited, making personal vehicles the most common mode of transportation.

History

Petoskey was settled in the mid-19th century and quickly developed due to its strategic location and natural resources. The city became a key destination for tourists and relocated residents who were attracted to its beautiful landscapes and recreational opportunities. Over the years, Petoskey has been known for its historic architecture and has played a significant role in Michigan's tourism industry.

Did you know?

One surprising fact about Petoskey is that it is home to the famous Petoskey stone, a unique fossilized coral that is the state stone of Michigan. The city also boasts a prominent arts scene, including numerous galleries and annual festivals.

ZIP codes for Petoskey, MI (1)

ZIP code	City	County	Map
49770	Petoskey	Emmet	View map

Demographics & statistics

17,555

Population

44.9

Median age

$76,971

Median household income

$45,637

Per capita income

$269,800

Median home value

$1,010

Median monthly rent

68.3%

Home ownership

7.0%

Poverty rate

2.1%

Unemployment

7,698

Housing units

43.0%

Bachelor's or higher

Age distribution

Male Female

335

Under 5

367

459

5–9

502

10–14

549

571

15–19

624

478

20–24

522

1,003

25–34

1,097

856

35–44

936

1,052

45–54

1,150

639

55–59

699

744

60–64

814

971

65–74

1,062

539

75–84

590

236

85+

258

← Male

Female →

Age summary

Group	Count	%
Under 18	3,438	19.6%
18 and over	14,117	80.4%
65 and over	3,656	20.8%
Median age	44.9 years

Race & ethnicity

White 93.4%

Two or more races 3.7%

American Indian / Alaska Native 1%

Hispanic or Latino 0.7%

Black or African American 0.6%

Asian 0.3%

Other race 0.3%

Group	Count	%
White	16,512	93.4%
Two or more races	657	3.7%
American Indian / Alaska Native	175	1%
Hispanic or Latino	122	0.7%
Black or African American	111	0.6%
Asian	52	0.3%
Other race	48	0.3%

Household income

Under $10k 2.6%

$10k–$15k 3.8%

$15k–$25k 5.9%

$25k–$35k 9.3%

$35k–$50k 8.0%

$50k–$75k 18.7%

$75k–$100k 15.3%

$100k–$150k 16.6%

$150k–$200k 8.2%

$200k+ 11.7%

Range	% of households
Under $10k	2.6%
$10k–$15k	3.8%
$15k–$25k	5.9%
$25k–$35k	9.3%
$35k–$50k	8.0%
$50k–$75k	18.7%
$75k–$100k	15.3%
$100k–$150k	16.6%
$150k–$200k	8.2%
$200k+	11.7%
Median income	$76,971

Housing

Home values

Under $50k 5.0%

$50k–$100k 2.4%

$100k–$150k 11.5%

$150k–$200k 13.7%

$200k–$300k 24.9%

$300k–$500k 25.8%

$500k–$1M 11.1%

$1M+ 5.6%

Housing overview

Metric	Value
Median home value	$269,800
Median rent / month	$1,010
Owner occupied	68.3%
Renter occupied	31.7%
Vacant	26.3%
Single-family detached	66.7%
Large apartment buildings	4.7%
Mobile homes	3.3%
Median rooms	6.1
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.1%
2010–2019	5.6%
2000–2009	14.6%
1990–1999	20.8%
1980–1989	11.7%
1970–1979	13.7%
1960–1969	6.0%
1950–1959	5.7%
1940–1949	4.8%
1939 or earlier	17.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	7.2%
2 bedrooms	24.9%
3 bedrooms	41.2%
4 bedrooms	19.3%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	34.7%
2 vehicles	39.0%
3 or more	19.2%

Heating fuel

Fuel type	%
Utility gas	64.3%
Electricity	12.8%
Propane / LP gas	14.8%
Fuel oil	0.4%
Wood	5.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,804	51.4%
Cohabiting couple	475	6.4%
Male householder, no spouse	1,040	14.1%
Female householder, no spouse	2,080	28.1%
Households with children under 18	1,843	24.9%
Households with seniors (65+)	2,634	35.6%
Average household size	2.33

Marital status

Status	Male	Female
Never married	29.9%	24.3%
Married	59.8%	51.1%
Separated	0.6%	0.1%
Widowed	0.9%	9.5%
Divorced	8.7%	15.0%

Education

Less than 9th grade 0.5%

Some HS, no diploma 3.2%

HS graduate 22.5%

Some college, no degree 20.7%

Associate's degree 10.1%

Bachelor's degree 24.0%

Graduate / professional 19.0%

Metric	%
HS diploma or higher	96.3%
Bachelor's or higher	43.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	150	4.2%
Kindergarten	232	6.4%
Elementary school	1,528	42.3%
High school	999	27.7%
College / grad school	704	19.5%

Employment

Industry of employment

Education & healthcare 26.6%

Arts, food & hospitality 16.4%

Retail trade 13.7%

Manufacturing 8.0%

Professional & management 7.8%

Construction 7.4%

Finance & real estate 5.3%

Public administration 5.1%

Transportation & utilities 3.5%

Other services 3.5%

Wholesale trade 1.2%

Agriculture & mining 1.0%

Information 0.6%

Occupation

Category	%
Management, business & arts	39.5%
Service	22.5%
Sales & office	21.3%
Natural resources & construction	7.5%
Production & transportation	9.2%

Employment type

Type	%
Private sector	78.0%
Government	14.0%
Self-employed	7.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	72.5%
Carpool	10.8%
Public transit	0.3%
Walk	6.4%
Other means	2.9%
Avg commute (minutes)	18.6

Poverty

All people 7.0%

Under 18 years 7.6%

18 and over 6.8%

Married-couple families 2.3%

Female-led households 15.7%

Income support

Source	% of households
Social Security	36.4%
Retirement income	32.7%
Supplemental Security	6.3%
Cash public assistance	2.4%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
High blood pressure	31.6%
High cholesterol	34.3%
Heart disease	6.5%
Stroke	2.9%
Asthma	10.8%
Arthritis	28.9%
Kidney disease	2.9%
Pulmonary disease	7.0%
Cancer	7.3%

Behavior / access	%
Binge drinking	19.2%
No physical activity	18.1%
Less than 7 hrs sleep	30.6%
Fair or poor health	12.7%
Poor mental health	15.5%
Poor physical health	10.0%
No health insurance	7.8%
Visited doctor (checkup)	75.1%
Visited dentist	72.9%
Cholesterol screening	91.8%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	783	5.6%

Disability	%
Any disability	12.5%
Under 18	6.0%
18–64 years	11.0%
65 and over	23.0%

Health insurance coverage

Type	%
Private insurance	73.8%
Public insurance	38.5%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,853	96.0%
Spanish	136	0.8%
Other Indo-European	66	0.4%
Asian & Pacific Islander	67	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,272	98.4%
Born in same state	17,070	97.2%
Born in different state	14,281	81.4%
Foreign born	202	1.2%
Naturalized citizen	283	1.6%
Not a US citizen	179	63.3%

Ancestry

Ancestry	Count	%
French	2,490	14.2%
Italian	2,223	12.7%
Arab	920	5.2%
English	799	4.6%
German	321	1.8%

Ancestry	Count	%
Polish	143	0.8%
Dutch	122	0.7%
Irish	76	0.4%
Norwegian	41	0.2%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Petoskey, MI?

Petoskey, MI has one ZIP code: 49770.

What is the main ZIP code for Petoskey, MI?

The primary ZIP code for Petoskey, MI is 49770. The city uses area code 231 for phone service.

What county is Petoskey, MI in?

Petoskey is located in Emmet County, Michigan.

How many ZIP codes are in Petoskey, MI?

Petoskey, MI has 1 ZIP code.

What ZIP code covers downtown Petoskey and the Harbor Springs waterfront area?

Downtown Petoskey and the surrounding harbor area are located in ZIP code 49770, which encompasses the central business district along Lake Michigan's Little Traverse Bay.

What is the ZIP code for the Petoskey State Park region and northern Emmet County residential areas?

Petoskey State Park and the northern residential neighborhoods of Petoskey are served by ZIP code 49770, which covers the entire city of Petoskey.