Central Lake ZIP Code List — Antrim County, MI

There is one unique ZIP code in Central Lake, Michigan and it is 49622. Area code: 231.

ZIP codes

45.20

sq mi land

6.88

sq mi water

231

area code

Central Lake, MI ZIP code map

About Central Lake, MI

Central Lake is a charming village located in Antrim County, Michigan. Nestled in the picturesque landscape of northern Michigan, it offers beautiful scenery and a tranquil environment. This small but vibrant community serves as a gateway to several outdoor activities, making it an appealing destination for both residents and visitors.

Location & geography

Central Lake, MI is located approximately 30 miles east of Traverse City and 10 miles southwest of Bellaire. The village encompasses a total area of 52.08 square miles, of which 45.20 square miles is land and 6.88 square miles is water. The surrounding terrain features a mix of lush forests and numerous lakes, contributing to its natural beauty.

Community & economy

The community of Central Lake is known for its friendly residents and small-town atmosphere, which fosters a strong sense of belonging. Industries in the area include tourism, agriculture, and small businesses that cater to the local population and visitors. Daily life in Central Lake benefits from the community's active engagement in outdoor recreational activities, such as fishing, hiking, and boating.

Transportation

Central Lake is served by several roadways, including M-88, which runs through the area and connects to nearby highways. The closest major airport is Cherry Capital Airport in Traverse City, located approximately 30 miles away. Public transit options may be limited due to the village's small size, but local travel is often facilitated by personal vehicles.

History

Central Lake was founded in the late 19th century, primarily as a lumbering community and later evolved to include agriculture as a key industry. The village became a popular summer destination, attracting visitors seeking recreation and relaxation in the surrounding natural beauty. Notable events in the community's history include local festivals that celebrate its heritage and outdoor lifestyle.

Did you know?

One surprising fact about Central Lake is that it is nestled in the scenic Chain of Lakes region, which is renowned for its water-based activities and stunning views. Additionally, the village is home to the historic Central Lake Town Hall, which reflects the community's proud heritage and commitment to preserving its history.

ZIP codes for Central Lake, MI (1)

ZIP code	City	County	Map
49622	Central Lake	Antrim	View map

Demographics & statistics

2,439

Population

50.8

Median age

$62,857

Median household income

$35,571

Per capita income

$199,500

Median home value

$1,027

Median monthly rent

89.2%

Home ownership

10.9%

Poverty rate

5.7%

Unemployment

1,746

Housing units

26.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

130

35–44

126

110

45–54

107

55–59

127

60–64

123

220

65–74

215

121

75–84

118

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	504	20.7%
18 and over	1,935	79.3%
65 and over	739	30.3%
Median age	50.8 years

Race & ethnicity

White 96.1%

Two or more races 2.4%

Hispanic or Latino 1.2%

American Indian / Alaska Native 0.3%

Group	Count	%
White	2,371	96.1%
Two or more races	59	2.4%
Hispanic or Latino	29	1.2%
American Indian / Alaska Native	8	0.3%

Household income

Under $10k 3.2%

$10k–$15k 2.5%

$15k–$25k 7.8%

$25k–$35k 7.4%

$35k–$50k 15.3%

$50k–$75k 23.6%

$75k–$100k 14.6%

$100k–$150k 13.5%

$150k–$200k 5.4%

$200k+ 6.7%

Range	% of households
Under $10k	3.2%
$10k–$15k	2.5%
$15k–$25k	7.8%
$25k–$35k	7.4%
$35k–$50k	15.3%
$50k–$75k	23.6%
$75k–$100k	14.6%
$100k–$150k	13.5%
$150k–$200k	5.4%
$200k+	6.7%
Median income	$62,857

Housing

Home values

Under $50k 2.8%

$50k–$100k 15.1%

$100k–$150k 15.9%

$150k–$200k 16.3%

$200k–$300k 21.5%

$300k–$500k 11.2%

$500k–$1M 9.9%

$1M+ 7.4%

Housing overview

Metric	Value
Median home value	$199,500
Median rent / month	$1,027
Owner occupied	89.2%
Renter occupied	10.8%
Vacant	44.3%
Single-family detached	88.5%
Large apartment buildings	0.0%
Mobile homes	8.3%
Median rooms	5.8
Avg household size (owned)	2.28

Year built

Era	%
2020 or later	0.9%
2010–2019	3.7%
2000–2009	7.3%
1990–1999	18.1%
1980–1989	12.2%
1970–1979	14.4%
1960–1969	8.8%
1950–1959	13.0%
1940–1949	10.5%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	5.1%
2 bedrooms	31.2%
3 bedrooms	43.9%
4 bedrooms	13.1%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	28.3%
2 vehicles	44.3%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	41.5%
Electricity	10.1%
Propane / LP gas	26.3%
Fuel oil	1.3%
Wood	12.6%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	643	62.2%
Cohabiting couple	51	4.9%
Male householder, no spouse	125	12.1%
Female householder, no spouse	215	20.8%
Households with children under 18	238	23.0%
Households with seniors (65+)	457	44.2%
Average household size	2.35

Marital status

Status	Male	Female
Never married	24.6%	14.7%
Married	67.2%	65.0%
Separated	0.4%	0.0%
Widowed	2.8%	11.7%
Divorced	5.0%	8.7%

Education

Less than 9th grade 2.2%

Some HS, no diploma 2.3%

HS graduate 32.1%

Some college, no degree 24.1%

Associate's degree 12.4%

Bachelor's degree 18.0%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	26.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	29	6.7%
Kindergarten	25	5.8%
Elementary school	240	55.4%
High school	89	20.6%
College / grad school	50	11.5%

Employment

Industry of employment

Manufacturing 21.9%

Education & healthcare 14.7%

Arts, food & hospitality 12.4%

Professional & management 9.9%

Construction 8.3%

Retail trade 7.7%

Public administration 7.7%

Other services 6.1%

Transportation & utilities 3.7%

Agriculture & mining 2.4%

Wholesale trade 2.3%

Finance & real estate 1.9%

Information 1.0%

Occupation

Category	%
Management, business & arts	30.4%
Service	21.1%
Sales & office	15.6%
Natural resources & construction	12.5%
Production & transportation	20.4%

Employment type

Type	%
Private sector	79.0%
Government	12.6%
Self-employed	8.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.5%
Carpool	9.7%
Public transit	0.2%
Walk	0.8%
Other means	4.2%
Avg commute (minutes)	22.8

Poverty

All people 10.9%

Under 18 years 15.8%

18 and over 9.7%

Married-couple families 3.7%

Female-led households 45.5%

Income support

Source	% of households
Social Security	50.6%
Retirement income	38.4%
Supplemental Security	5.7%
Cash public assistance	1.6%
Food stamps / SNAP	9.7%

Health indicators

Condition	%
High blood pressure	37.8%
High cholesterol	39.0%
Heart disease	7.7%
Stroke	3.4%
Asthma	10.6%
Arthritis	32.9%
Kidney disease	3.2%
Pulmonary disease	8.1%
Cancer	8.5%

Behavior / access	%
Binge drinking	17.4%
No physical activity	19.4%
Less than 7 hrs sleep	30.7%
Fair or poor health	13.8%
Poor mental health	14.5%
Poor physical health	10.8%
No health insurance	7.9%
Visited doctor (checkup)	76.0%
Visited dentist	72.3%
Cholesterol screening	93.4%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	201	10.4%

Disability	%
Any disability	16.7%
Under 18	9.9%
18–64 years	13.4%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	55.8%
Uninsured under 19	5.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,338	95.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,422	99.3%
Born in same state	2,410	98.8%
Born in different state	2,083	85.4%
Foreign born	12	0.5%
Naturalized citizen	17	0.7%
Not a US citizen	17	100.0%

Ancestry

Ancestry	Count	%
French	640	26.2%
Italian	265	10.9%
English	211	8.7%
Arab	137	5.6%
German	93	3.8%

Ancestry	Count	%
Polish	55	2.3%
Irish	24	1%
Dutch	14	0.6%
Norwegian	7	0.3%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Central Lake, MI?

Central Lake, MI has one ZIP code: 49622.

What is the main ZIP code for Central Lake, MI?

The primary ZIP code for Central Lake, MI is 49622. The city uses area code 231 for phone service.

What county is Central Lake, MI in?

Central Lake is located in Antrim County, Michigan.

How many ZIP codes are in Central Lake, MI?

Central Lake, MI has 1 ZIP code.

What is the ZIP code for downtown Central Lake and the surrounding business district?

The downtown Central Lake area, including the main business district along Main Street, uses ZIP code 49622.

What ZIP code should I use when mailing packages to addresses in Central Lake near Torch Lake?

All residential and commercial areas in Central Lake, including those near Torch Lake, use the single ZIP code 49622.