49622 ZIP Code — Central Lake, MI

Antrim County, Michigan

ZIP code 49622 is located in Central Lake, Michigan, within Antrim County. It covers approximately 45.20 square miles and serves a population of 2,439 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49622

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $199,500. Owner-occupancy is high at 89%, well above the national average.

Median household income is $62,857. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49622 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,439

population

45.20

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49622 ZIP code map

Cities in ZIP code 49622

Below are the cities the US Postal Service accepts for ZIP code 49622. Using any city not on this list may result in mail delivery delays.

City	Status
Central Lake	Preferred

Nearby ZIP codes

49729 Ellsworth (5.6 mi) 49648 Kewadin (6.3 mi) 49615 Bellaire (8.8 mi) 49727 East Jordan (10.5 mi) 49720 Charlevoix (13 mi) 49629 Elk Rapids (13.6 mi) 49712 Boyne City (14.5 mi) 49676 Rapid City (14.9 mi) 49612 Alden (15 mi) 49659 Mancelona (15.9 mi) 49670 Northport (18.5 mi) 49730 Elmira (19.5 mi)

Demographics updated 05/2026

Population
Total population	2,439
Population density	54 / sq mi
State FIPS	26
County FIPS	009

Geography
Land area	45.20 sq mi
Water area	6.88 sq mi
Latitude	45.0842
Longitude	-85.2608
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.5%	44.8%	42.6%
$50k – $100k	40.0%	36.0%	31.1%
$100k – $200k	11.1%	16.0%	20.6%
Over $200k	1.3%	3.3%	5.7%

Demographics & statistics

2,439

Population

People per sq mi

50.8

Median age

$62,857

Median household income

$35,571

Per capita income

$199,500

Median home value

$1,027

Median monthly rent

89.2%

Home ownership

10.9%

Poverty rate

5.7%

Unemployment

1,746

Housing units

26.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

130

35–44

126

110

45–54

107

55–59

127

60–64

123

220

65–74

215

121

75–84

118

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	504	20.7%
18 and over	1,935	79.3%
65 and over	739	30.3%
Median age	50.8 years

Race & ethnicity

White 96.1%

Two or more races 2.4%

Hispanic or Latino 1.2%

American Indian / Alaska Native 0.3%

Group	Count	%
White	2,371	96.1%
Two or more races	59	2.4%
Hispanic or Latino	29	1.2%
American Indian / Alaska Native	8	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.5%	44.8%	42.6%
$50k – $100k	40.0%	36.0%	31.1%
$100k – $200k	11.1%	16.0%	20.6%
Over $200k	1.3%	3.3%	5.7%

Under $10k 3.2%

$10k–$15k 2.5%

$15k–$25k 7.8%

$25k–$35k 7.4%

$35k–$50k 15.3%

$50k–$75k 23.6%

$75k–$100k 14.6%

$100k–$150k 13.5%

$150k–$200k 5.4%

$200k+ 6.7%

Range	% of households
Under $10k	3.2%
$10k–$15k	2.5%
$15k–$25k	7.8%
$25k–$35k	7.4%
$35k–$50k	15.3%
$50k–$75k	23.6%
$75k–$100k	14.6%
$100k–$150k	13.5%
$150k–$200k	5.4%
$200k+	6.7%
Median income	$62,857

Housing

Home values

Under $50k 2.8%

$50k–$100k 15.1%

$100k–$150k 15.9%

$150k–$200k 16.3%

$200k–$300k 21.5%

$300k–$500k 11.2%

$500k–$1M 9.9%

$1M+ 7.4%

Housing overview

Metric	Value
Median home value	$199,500
Median rent / month	$1,027
Owner occupied	89.2%
Renter occupied	10.8%
Vacant	44.3%
Single-family detached	88.5%
Large apartment buildings	0.0%
Mobile homes	8.3%
Median rooms	5.8
Avg household size (owned)	2.28

Year built

Era	%
2020 or later	0.9%
2010–2019	3.7%
2000–2009	7.3%
1990–1999	18.1%
1980–1989	12.2%
1970–1979	14.4%
1960–1969	8.8%
1950–1959	13.0%
1940–1949	10.5%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	5.1%
2 bedrooms	31.2%
3 bedrooms	43.9%
4 bedrooms	13.1%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	28.3%
2 vehicles	44.3%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	41.5%
Electricity	10.1%
Propane / LP gas	26.3%
Fuel oil	1.3%
Wood	12.6%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	643	62.2%
Cohabiting couple	51	4.9%
Male householder, no spouse	125	12.1%
Female householder, no spouse	215	20.8%
Households with children under 18	238	23.0%
Households with seniors (65+)	457	44.2%
Average household size	2.35

Marital status

Status	Male	Female
Never married	24.6%	14.7%
Married	67.2%	65.0%
Separated	0.4%	0.0%
Widowed	2.8%	11.7%
Divorced	5.0%	8.7%

Education

Less than 9th grade 2.2%

Some HS, no diploma 2.3%

HS graduate 32.1%

Some college, no degree 24.1%

Associate's degree 12.4%

Bachelor's degree 18.0%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	26.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	29	6.7%
Kindergarten	25	5.8%
Elementary school	240	55.4%
High school	89	20.6%
College / grad school	50	11.5%

Employment

Industry of employment

Manufacturing 21.9%

Education & healthcare 14.7%

Arts, food & hospitality 12.4%

Professional & management 9.9%

Construction 8.3%

Retail trade 7.7%

Public administration 7.7%

Other services 6.1%

Transportation & utilities 3.7%

Agriculture & mining 2.4%

Wholesale trade 2.3%

Finance & real estate 1.9%

Information 1.0%

Occupation

Category	%
Management, business & arts	30.4%
Service	21.1%
Sales & office	15.6%
Natural resources & construction	12.5%
Production & transportation	20.4%

Employment type

Type	%
Private sector	79.0%
Government	12.6%
Self-employed	8.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.5%
Carpool	9.7%
Public transit	0.2%
Walk	0.8%
Work from home	11.6%
Other means	4.2%
Avg commute (minutes)	22.8

Poverty

All people 10.9%

Under 18 years 15.8%

18 and over 9.7%

Married-couple families 3.7%

Female-led households 45.5%

Income support

Source	% of households
Social Security	50.6%
Retirement income	38.4%
Supplemental Security	5.7%
Cash public assistance	1.6%
Food stamps / SNAP	9.7%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	37.8%
High cholesterol	39.0%
Diabetes	11.4%
Heart disease	7.7%
Stroke	3.4%
Asthma	10.6%
Arthritis	32.9%
Kidney disease	3.2%
Pulmonary disease	8.1%
Cancer	8.5%

Behavior / access	%
Smoking	17.4%
Binge drinking	17.4%
No physical activity	19.4%
Less than 7 hrs sleep	30.7%
Depression	20.9%
Fair or poor health	13.8%
Poor mental health	14.5%
Poor physical health	10.8%
No health insurance	7.9%
Visited doctor (checkup)	76.0%
Visited dentist	72.3%
Cholesterol screening	93.4%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	201	10.4%

Disability	%
Any disability	16.7%
Under 18	9.9%
18–64 years	13.4%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	55.8%
No insurance	5.6%
Uninsured under 19	5.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,338	95.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,422	99.3%
Born in same state	2,410	98.8%
Born in different state	2,083	85.4%
Foreign born	12	0.5%
Naturalized citizen	17	0.7%
Not a US citizen	17	100.0%

Ancestry

Ancestry	Count	%
French	640	26.2%
Italian	265	10.9%
English	211	8.7%
Arab	137	5.6%
German	93	3.8%

Ancestry	Count	%
Polish	55	2.3%
Irish	24	1%
Dutch	14	0.6%
Norwegian	7	0.3%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49622

What city is ZIP code 49622 in?

ZIP code 49622 is primarily assigned to Central Lake, Michigan.

What county is ZIP code 49622 in?

ZIP code 49622 falls within Antrim County, Michigan.

Does ZIP code 49622 have an older population?

30% of residents in ZIP code 49622 are 65 or older, above the national average of ~17%.

Does ZIP code 49622 have a large retiree population?

51% of households in ZIP code 49622 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49622 mostly owner-occupied?

89% of occupied units in ZIP code 49622 are owner-occupied, well above the national average.

Does ZIP code 49622 have a large veteran population?

10% of civilians in ZIP code 49622 are veterans, above the national average of ~7%.

What timezone is ZIP code 49622 in?

ZIP code 49622 observes the EST timezone.