49629 ZIP Code — Elk Rapids, MI

Antrim County, Michigan

ZIP code 49629 is located in Elk Rapids, Michigan, within Antrim County. It covers approximately 3.75 square miles and serves a population of 2,067 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49629

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $326,000. Owner-occupancy is high at 84%, well above the national average.

Median household income is $80,515. The poverty rate of 4% is below the national average. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 49629 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,067

population

3.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49629 ZIP code map

Cities in ZIP code 49629

Below are the cities the US Postal Service accepts for ZIP code 49629. Using any city not on this list may result in mail delivery delays.

City	Status
Elk Rapids	Preferred

Nearby ZIP codes

49676 Rapid City (6.3 mi) 49648 Kewadin (7.6 mi) 49686 Traverse City (8.3 mi) 49690 Williamsburg (8.7 mi) 49612 Alden (9.3 mi) 49615 Bellaire (10.2 mi) 49682 Suttons Bay (12.4 mi) 49622 Central Lake (13.6 mi) 49685 Traverse City (15 mi) 49696 Traverse City (15.3 mi) 49653 Lake Leelanau (17.1 mi) 49621 Cedar (17.9 mi)

Demographics updated 05/2026

Population
Total population	2,067
Population density	551 / sq mi
State FIPS	26
County FIPS	009

Geography
Land area	3.75 sq mi
Water area	4.99 sq mi
Latitude	44.9128
Longitude	-85.3987
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.9%	44.8%	42.6%
$50k – $100k	28.4%	36.0%	31.1%
$100k – $200k	23.3%	16.0%	20.6%
Over $200k	5.5%	3.3%	5.7%

Demographics & statistics

2,067

Population

551

People per sq mi

59.2

Median age

$80,515

Median household income

$47,081

Per capita income

$326,000

Median home value

$1,020

Median monthly rent

83.6%

Home ownership

4.3%

Poverty rate

0.4%

Unemployment

1,486

Housing units

44.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

104

45–54

123

55–59

60–64

112

184

65–74

218

138

75–84

163

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	313	15.1%
18 and over	1,754	84.9%
65 and over	800	38.7%
Median age	59.2 years

Race & ethnicity

White 89.7%

Two or more races 4.8%

Hispanic or Latino 4.2%

Asian 1.3%

Group	Count	%
White	1,936	89.7%
Two or more races	103	4.8%
Hispanic or Latino	91	4.2%
Asian	28	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.9%	44.8%	42.6%
$50k – $100k	28.4%	36.0%	31.1%
$100k – $200k	23.3%	16.0%	20.6%
Over $200k	5.5%	3.3%	5.7%

Under $10k 3.9%

$10k–$15k 1.6%

$15k–$25k 6.0%

$25k–$35k 9.7%

$35k–$50k 14.6%

$50k–$75k 10.9%

$75k–$100k 19.9%

$100k–$150k 19.8%

$150k–$200k 3.6%

$200k+ 10.0%

Range	% of households
Under $10k	3.9%
$10k–$15k	1.6%
$15k–$25k	6.0%
$25k–$35k	9.7%
$35k–$50k	14.6%
$50k–$75k	10.9%
$75k–$100k	19.9%
$100k–$150k	19.8%
$150k–$200k	3.6%
$200k+	10.0%
Median income	$80,515

Housing

Home values

Under $50k 0.7%

$50k–$100k 3.4%

$100k–$150k 6.5%

$150k–$200k 13.6%

$200k–$300k 21.5%

$300k–$500k 32.5%

$500k–$1M 18.2%

$1M+ 3.6%

Housing overview

Metric	Value
Median home value	$326,000
Median rent / month	$1,020
Owner occupied	83.6%
Renter occupied	16.4%
Vacant	35.8%
Single-family detached	74.5%
Large apartment buildings	0.8%
Mobile homes	4.4%
Median rooms	5.7
Avg household size (owned)	2.00

Year built

Era	%
2020 or later	0.4%
2010–2019	2.3%
2000–2009	9.7%
1990–1999	10.0%
1980–1989	8.2%
1970–1979	17.0%
1960–1969	6.7%
1950–1959	10.1%
1940–1949	6.6%
1939 or earlier	29.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	7.8%
2 bedrooms	27.3%
3 bedrooms	40.3%
4 bedrooms	15.8%
5+ bedrooms	6.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	41.0%
2 vehicles	46.5%
3 or more	10.6%

Heating fuel

Fuel type	%
Utility gas	87.9%
Electricity	11.0%
Propane / LP gas	1.1%

Households & families

Household type	Count	%
Married-couple family	525	49.2%
Cohabiting couple	47	4.4%
Male householder, no spouse	179	16.8%
Female householder, no spouse	315	29.5%
Households with children under 18	199	18.7%
Households with seniors (65+)	595	55.8%
Average household size	1.94

Marital status

Status	Male	Female
Never married	21.7%	9.8%
Married	60.3%	57.2%
Separated	0.0%	1.0%
Widowed	9.5%	16.9%
Divorced	8.4%	15.2%

Education

Less than 9th grade 0.1%

Some HS, no diploma 1.3%

HS graduate 19.8%

Some college, no degree 22.1%

Associate's degree 12.7%

Bachelor's degree 25.8%

Graduate / professional 18.3%

Metric	%
HS diploma or higher	98.7%
Bachelor's or higher	44.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	2.7%
Kindergarten	34	8.5%
Elementary school	162	40.4%
High school	118	29.4%
College / grad school	76	19.0%

Employment

Industry of employment

Retail trade 18.4%

Education & healthcare 17.2%

Construction 15.5%

Arts, food & hospitality 10.3%

Professional & management 10.1%

Manufacturing 8.2%

Other services 6.7%

Finance & real estate 5.2%

Public administration 3.7%

Information 1.7%

Transportation & utilities 1.4%

Wholesale trade 1.2%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	39.7%
Service	13.6%
Sales & office	20.7%
Natural resources & construction	21.6%
Production & transportation	4.5%

Employment type

Type	%
Private sector	70.7%
Government	17.0%
Self-employed	12.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.8%
Carpool	11.8%
Public transit	0.0%
Walk	9.5%
Work from home	7.9%
Other means	3.0%
Avg commute (minutes)	17.4

Poverty

All people 4.3%

Under 18 years 0.0%

18 and over 5.0%

Married-couple families 2.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.0%
Retirement income	45.0%
Supplemental Security	0.6%
Cash public assistance	1.8%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	33.5%
High blood pressure	40.6%
High cholesterol	39.9%
Diabetes	12.2%
Heart disease	8.9%
Stroke	3.8%
Asthma	10.3%
Arthritis	36.1%
Kidney disease	3.7%
Pulmonary disease	8.2%
Cancer	10.3%

Behavior / access	%
Smoking	14.2%
Binge drinking	15.0%
No physical activity	19.1%
Less than 7 hrs sleep	28.6%
Depression	19.6%
Fair or poor health	13.7%
Poor mental health	13.1%
Poor physical health	10.8%
No health insurance	7.1%
Visited doctor (checkup)	78.7%
Visited dentist	74.8%
Cholesterol screening	94.8%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	258	14.7%

Disability	%
Any disability	12.0%
Under 18	11.8%
18–64 years	5.2%
65 and over	20.1%

Health insurance coverage

Type	%
Private insurance	82.7%
Public insurance	41.6%
No insurance	4.9%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,033	98.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,032	98.3%
Born in same state	2,019	97.7%
Born in different state	1,477	71.5%
Foreign born	13	0.6%
Naturalized citizen	35	1.7%
Not a US citizen	18	51.4%

Ancestry

Ancestry	Count	%
Italian	347	16.8%
French	347	16.8%
English	181	8.8%
Arab	64	3.1%

Ancestry	Count	%
Irish	26	1.3%
Polish	19	0.9%
German	9	0.4%
Dutch	7	0.3%

Technology access

Metric	% of households
Computer access	51.6%
Internet access	97.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49629

What city is ZIP code 49629 in?

ZIP code 49629 is primarily assigned to Elk Rapids, Michigan.

What county is ZIP code 49629 in?

ZIP code 49629 falls within Antrim County, Michigan.

Does ZIP code 49629 have an older population?

39% of residents in ZIP code 49629 are 65 or older, above the national average of ~17%.

Does ZIP code 49629 have a large retiree population?

55% of households in ZIP code 49629 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49629 mostly owner-occupied?

84% of occupied units in ZIP code 49629 are owner-occupied, well above the national average.

Does ZIP code 49629 have a large veteran population?

15% of civilians in ZIP code 49629 are veterans, above the national average of ~7%.

What timezone is ZIP code 49629 in?

ZIP code 49629 observes the EST timezone.