49690 ZIP Code — Williamsburg, MI

Grand Traverse County, Michigan

ZIP code 49690 is located in Williamsburg, Michigan, within Grand Traverse County. It covers approximately 82.71 square miles and serves a population of 6,558 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49690

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $319,800. Owner-occupancy is high at 91%, well above the national average.

Median household income is $100,507. The poverty rate of 5% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 45% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 49690 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,558

population

82.71

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49690 ZIP code map

Cities in ZIP code 49690

Below are the cities the US Postal Service accepts for ZIP code 49690. Using any city not on this list may result in mail delivery delays.

City	Status
Williamsburg	Preferred

Nearby ZIP codes

49686 Traverse City (5.1 mi) 49676 Rapid City (7.5 mi) 49629 Elk Rapids (8.7 mi) 49612 Alden (9.9 mi) 49696 Traverse City (10.8 mi) 49685 Traverse City (11.7 mi) 49680 South Boardman (12.8 mi) 49615 Bellaire (15.1 mi) 49646 Kalkaska (15.2 mi) 49648 Kewadin (16 mi) 49684 Traverse City (16.7 mi) 49649 Kingsley (16.9 mi)

Demographics updated 05/2026

Population
Total population	6,558
Population density	79 / sq mi
State FIPS	26
County FIPS	055

Geography
Land area	82.71 sq mi
Water area	16.13 sq mi
Latitude	44.7870
Longitude	-85.3852
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.6%	37.6%	42.6%
$50k – $100k	40.9%	34.2%	31.1%
$100k – $200k	25.3%	21.9%	20.6%
Over $200k	8.3%	6.3%	5.7%

Demographics & statistics

6,558

Population

People per sq mi

44.6

Median age

$100,507

Median household income

$45,838

Per capita income

$319,800

Median home value

$1,395

Median monthly rent

91.2%

Home ownership

5.0%

Poverty rate

1.6%

Unemployment

3,223

Housing units

45.3%

Bachelor's or higher

Age distribution

Male Female

272

Under 5

307

163

5–9

184

150

10–14

170

200

15–19

227

124

20–24

141

236

25–34

268

409

35–44

464

298

45–54

338

226

55–59

257

255

60–64

289

432

65–74

490

234

75–84

266

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,583	24.1%
18 and over	4,975	75.9%
65 and over	1,580	24.1%
Median age	44.6 years

Race & ethnicity

White 84.7%

Two or more races 7.2%

Hispanic or Latino 5.7%

American Indian / Alaska Native 1.1%

Asian 0.6%

Black or African American 0.3%

Other race 0.3%

Group	Count	%
White	5,896	84.7%
Two or more races	500	7.2%
Hispanic or Latino	399	5.7%
American Indian / Alaska Native	77	1.1%
Asian	44	0.6%
Black or African American	22	0.3%
Other race	19	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.6%	37.6%	42.6%
$50k – $100k	40.9%	34.2%	31.1%
$100k – $200k	25.3%	21.9%	20.6%
Over $200k	8.3%	6.3%	5.7%

Under $10k 3.2%

$10k–$15k 0.9%

$15k–$25k 2.0%

$25k–$35k 4.9%

$35k–$50k 8.1%

$50k–$75k 13.8%

$75k–$100k 16.7%

$100k–$150k 29.3%

$150k–$200k 10.4%

$200k+ 10.6%

Range	% of households
Under $10k	3.2%
$10k–$15k	0.9%
$15k–$25k	2.0%
$25k–$35k	4.9%
$35k–$50k	8.1%
$50k–$75k	13.8%
$75k–$100k	16.7%
$100k–$150k	29.3%
$150k–$200k	10.4%
$200k+	10.6%
Median income	$100,507

Housing

Home values

Under $50k 1.5%

$50k–$100k 1.7%

$100k–$150k 5.2%

$150k–$200k 11.1%

$200k–$300k 25.2%

$300k–$500k 34.9%

$500k–$1M 14.0%

$1M+ 6.2%

Housing overview

Metric	Value
Median home value	$319,800
Median rent / month	$1,395
Owner occupied	91.2%
Renter occupied	8.8%
Vacant	28.9%
Single-family detached	85.9%
Large apartment buildings	2.5%
Mobile homes	0.9%
Median rooms	5.9
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.2%
2010–2019	9.0%
2000–2009	17.8%
1990–1999	19.7%
1980–1989	15.2%
1970–1979	17.7%
1960–1969	6.3%
1950–1959	6.5%
1940–1949	2.7%
1939 or earlier	4.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	3.1%
2 bedrooms	22.0%
3 bedrooms	45.1%
4 bedrooms	20.0%
5+ bedrooms	7.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	20.1%
2 vehicles	51.8%
3 or more	25.3%

Heating fuel

Fuel type	%
Utility gas	50.0%
Electricity	7.2%
Propane / LP gas	35.4%
Fuel oil	0.9%
Wood	5.5%

Households & families

Household type	Count	%
Married-couple family	1,747	71.5%
Cohabiting couple	77	3.2%
Male householder, no spouse	157	6.4%
Female householder, no spouse	462	18.9%
Households with children under 18	799	32.7%
Households with seniors (65+)	1,006	41.2%
Average household size	2.68

Marital status

Status	Male	Female
Never married	19.8%	20.1%
Married	74.0%	66.3%
Separated	0.2%	0.8%
Widowed	1.1%	6.8%
Divorced	4.9%	6.0%

Education

Less than 9th grade 0.8%

Some HS, no diploma 1.6%

HS graduate 17.7%

Some college, no degree 25.1%

Associate's degree 9.5%

Bachelor's degree 25.5%

Graduate / professional 19.7%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	45.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	102	8.9%
Kindergarten	25	2.2%
Elementary school	449	39.1%
High school	362	31.5%
College / grad school	211	18.4%

Employment

Industry of employment

Education & healthcare 26.2%

Manufacturing 15.8%

Arts, food & hospitality 10.5%

Professional & management 9.3%

Retail trade 9.2%

Finance & real estate 7.6%

Construction 6.3%

Other services 6.1%

Wholesale trade 2.6%

Agriculture & mining 2.4%

Transportation & utilities 1.9%

Information 1.0%

Public administration 1.0%

Occupation

Category	%
Management, business & arts	47.0%
Service	12.5%
Sales & office	19.0%
Natural resources & construction	9.3%
Production & transportation	12.3%

Employment type

Type	%
Private sector	82.5%
Government	9.4%
Self-employed	6.8%
Unpaid family workers	1.3%

Commute

Method	%
Drive alone	79.5%
Carpool	7.2%
Public transit	1.5%
Walk	0.5%
Work from home	10.2%
Other means	1.0%
Avg commute (minutes)	23.8

Poverty

All people 5.0%

Under 18 years 10.0%

18 and over 3.4%

Married-couple families 1.1%

Female-led households 21.1%

Income support

Source	% of households
Social Security	44.3%
Retirement income	34.2%
Supplemental Security	0.8%
Cash public assistance	2.7%
Food stamps / SNAP	0.6%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	33.9%
High cholesterol	37.3%
Diabetes	10.1%
Heart disease	6.8%
Stroke	2.9%
Asthma	10.1%
Arthritis	30.5%
Kidney disease	2.9%
Pulmonary disease	6.7%
Cancer	8.3%

Behavior / access	%
Smoking	14.8%
Binge drinking	18.8%
No physical activity	16.1%
Less than 7 hrs sleep	27.9%
Depression	19.9%
Fair or poor health	11.5%
Poor mental health	13.6%
Poor physical health	9.4%
No health insurance	6.7%
Visited doctor (checkup)	76.2%
Visited dentist	75.8%
Cholesterol screening	93.9%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	338	6.8%

Disability	%
Any disability	9.4%
Under 18	1.1%
18–64 years	7.9%
65 and over	20.9%

Health insurance coverage

Type	%
Private insurance	83.9%
Public insurance	32.0%
No insurance	5.1%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,979	91.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,451	98.4%
Born in same state	6,364	97.0%
Born in different state	5,252	80.1%
Foreign born	87	1.3%
Naturalized citizen	107	1.6%
Not a US citizen	88	82.2%

Ancestry

Ancestry	Count	%
Italian	1,135	17.3%
French	785	12%
English	220	3.4%
Arab	169	2.6%
German	145	2.2%

Ancestry	Count	%
Dutch	46	0.7%
Irish	30	0.5%
Polish	23	0.4%
Norwegian	5	0.1%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49690

What city is ZIP code 49690 in?

ZIP code 49690 is primarily assigned to Williamsburg, Michigan.

What county is ZIP code 49690 in?

ZIP code 49690 falls within Grand Traverse County, Michigan.

Is ZIP code 49690 mostly owner-occupied?

91% of occupied units in ZIP code 49690 are owner-occupied, well above the national average.

Does ZIP code 49690 have a large retiree population?

44% of households in ZIP code 49690 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 49690?

45% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 49690?

The median home value in ZIP code 49690 is $319,800.

What timezone is ZIP code 49690 in?

ZIP code 49690 observes the EST timezone.