49676 ZIP Code — Rapid City, MI

Kalkaska County, Michigan

ZIP code 49676 is located in Rapid City, Michigan, within Kalkaska County. It covers approximately 40.97 square miles and serves a population of 3,459 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49676

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $225,700. Owner-occupancy is high at 92%, well above the national average.

Median household income is $64,481. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 49676 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,459

population

40.97

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49676 ZIP code map

Cities in ZIP code 49676

Below are the cities the US Postal Service accepts for ZIP code 49676. Using any city not on this list may result in mail delivery delays.

City	Status
Rapid City	Preferred

Nearby ZIP codes

49612 Alden (3.3 mi) 49629 Elk Rapids (6.3 mi) 49690 Williamsburg (7.5 mi) 49615 Bellaire (7.7 mi) 49686 Traverse City (10.5 mi) 49648 Kewadin (10.7 mi) 49659 Mancelona (13.1 mi) 49646 Kalkaska (14.1 mi) 49622 Central Lake (14.9 mi) 49680 South Boardman (16.8 mi) 49696 Traverse City (17.5 mi) 49685 Traverse City (18 mi)

Demographics updated 05/2026

Population
Total population	3,459
Population density	84 / sq mi
State FIPS	26
County FIPS	079

Geography
Land area	40.97 sq mi
Water area	14.57 sq mi
Latitude	44.8690
Longitude	-85.2859
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.2%	48.3%	42.6%
$50k – $100k	38.7%	33.7%	31.1%
$100k – $200k	16.5%	15.4%	20.6%
Over $200k	4.6%	2.7%	5.7%

Demographics & statistics

3,459

Population

People per sq mi

50.1

Median age

$64,481

Median household income

$37,240

Per capita income

$225,700

Median home value

$1,005

Median monthly rent

91.7%

Home ownership

11.8%

Poverty rate

4.5%

Unemployment

2,315

Housing units

28.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

116

5–9

131

124

10–14

141

15–19

20–24

137

25–34

155

182

35–44

206

176

45–54

199

55–59

101

167

60–64

189

294

65–74

331

126

75–84

143

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	786	22.7%
18 and over	2,673	77.3%
65 and over	964	27.9%
Median age	50.1 years

Race & ethnicity

White 90.5%

Hispanic or Latino 3.1%

Other race 2.9%

Two or more races 2.6%

American Indian / Alaska Native 0.9%

Asian 0.1%

Group	Count	%
White	3,228	90.5%
Hispanic or Latino	109	3.1%
Other race	103	2.9%
Two or more races	92	2.6%
American Indian / Alaska Native	33	0.9%
Asian	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.2%	48.3%	42.6%
$50k – $100k	38.7%	33.7%	31.1%
$100k – $200k	16.5%	15.4%	20.6%
Over $200k	4.6%	2.7%	5.7%

Under $10k 3.3%

$10k–$15k 1.6%

$15k–$25k 6.3%

$25k–$35k 8.7%

$35k–$50k 15.3%

$50k–$75k 23.4%

$75k–$100k 13.2%

$100k–$150k 18.4%

$150k–$200k 5.9%

$200k+ 3.9%

Range	% of households
Under $10k	3.3%
$10k–$15k	1.6%
$15k–$25k	6.3%
$25k–$35k	8.7%
$35k–$50k	15.3%
$50k–$75k	23.4%
$75k–$100k	13.2%
$100k–$150k	18.4%
$150k–$200k	5.9%
$200k+	3.9%
Median income	$64,481

Housing

Home values

Under $50k 6.7%

$50k–$100k 5.6%

$100k–$150k 17.2%

$150k–$200k 12.0%

$200k–$300k 22.1%

$300k–$500k 17.6%

$500k–$1M 12.6%

$1M+ 6.2%

Housing overview

Metric	Value
Median home value	$225,700
Median rent / month	$1,005
Owner occupied	91.7%
Renter occupied	8.3%
Vacant	40.8%
Single-family detached	89.0%
Large apartment buildings	0.0%
Mobile homes	10.7%
Median rooms	5.9
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.3%
2010–2019	4.5%
2000–2009	11.3%
1990–1999	20.1%
1980–1989	19.7%
1970–1979	20.0%
1960–1969	10.6%
1950–1959	3.4%
1940–1949	4.2%
1939 or earlier	6.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	4.2%
2 bedrooms	22.8%
3 bedrooms	52.4%
4 bedrooms	14.6%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	25.0%
2 vehicles	55.4%
3 or more	16.9%

Heating fuel

Fuel type	%
Utility gas	42.4%
Electricity	12.1%
Propane / LP gas	30.4%
Fuel oil	2.1%
Wood	9.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	898	62.3%
Cohabiting couple	92	6.4%
Male householder, no spouse	212	14.7%
Female householder, no spouse	240	16.6%
Households with children under 18	315	21.8%
Households with seniors (65+)	669	46.4%
Average household size	2.39

Marital status

Status	Male	Female
Never married	14.0%	16.5%
Married	71.2%	63.5%
Separated	0.4%	0.5%
Widowed	5.0%	8.7%
Divorced	9.5%	10.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 3.3%

HS graduate 35.9%

Some college, no degree 21.7%

Associate's degree 9.4%

Bachelor's degree 18.9%

Graduate / professional 9.2%

Metric	%
HS diploma or higher	95.1%
Bachelor's or higher	28.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	54	7.6%
Kindergarten	39	5.5%
Elementary school	415	58.2%
High school	143	20.1%
College / grad school	62	8.7%

Employment

Industry of employment

Education & healthcare 19.8%

Manufacturing 12.8%

Construction 12.7%

Arts, food & hospitality 11.8%

Retail trade 11.1%

Professional & management 8.8%

Transportation & utilities 6.8%

Other services 6.5%

Finance & real estate 5.4%

Public administration 1.8%

Agriculture & mining 1.3%

Wholesale trade 0.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	30.1%
Service	17.3%
Sales & office	24.3%
Natural resources & construction	13.1%
Production & transportation	15.1%

Employment type

Type	%
Private sector	80.1%
Government	11.0%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.5%
Carpool	6.3%
Public transit	0.0%
Walk	0.7%
Work from home	9.5%
Other means	3.0%
Avg commute (minutes)	24.5

Poverty

All people 11.8%

Under 18 years 19.1%

18 and over 9.7%

Married-couple families 4.2%

Female-led households 35.2%

Income support

Source	% of households
Social Security	44.0%
Retirement income	33.6%
Supplemental Security	6.7%
Cash public assistance	2.8%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	38.4%
High cholesterol	39.7%
Diabetes	12.6%
Heart disease	8.3%
Stroke	3.8%
Asthma	11.2%
Arthritis	34.3%
Kidney disease	3.5%
Pulmonary disease	9.6%
Cancer	8.2%

Behavior / access	%
Smoking	21.6%
Binge drinking	17.7%
No physical activity	23.0%
Less than 7 hrs sleep	32.9%
Depression	22.0%
Fair or poor health	16.6%
Poor mental health	15.8%
Poor physical health	12.5%
No health insurance	9.7%
Visited doctor (checkup)	75.7%
Visited dentist	67.5%
Cholesterol screening	92.3%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	314	11.8%

Disability	%
Any disability	16.5%
Under 18	11.7%
18–64 years	14.0%
65 and over	24.8%

Health insurance coverage

Type	%
Private insurance	68.8%
Public insurance	48.5%
No insurance	7.8%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,288	95.1%
Spanish	9	0.3%
Other Indo-European	7	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,441	99.5%
Born in same state	3,421	98.9%
Born in different state	2,765	79.9%
Foreign born	20	0.6%
Naturalized citizen	18	0.5%
Not a US citizen	18	100.0%

Ancestry

Ancestry	Count	%
French	506	14.6%
Italian	349	10.1%
Arab	257	7.4%
German	147	4.2%

Ancestry	Count	%
English	111	3.2%
Irish	16	0.5%
Polish	8	0.2%
Dutch	7	0.2%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49676

What city is ZIP code 49676 in?

ZIP code 49676 is primarily assigned to Rapid City, Michigan.

What county is ZIP code 49676 in?

ZIP code 49676 falls within Kalkaska County, Michigan.

Does ZIP code 49676 have an older population?

28% of residents in ZIP code 49676 are 65 or older, above the national average of ~17%.

Is ZIP code 49676 mostly owner-occupied?

92% of occupied units in ZIP code 49676 are owner-occupied, well above the national average.

Does ZIP code 49676 have a large retiree population?

44% of households in ZIP code 49676 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49676 have a large veteran population?

12% of civilians in ZIP code 49676 are veterans, above the national average of ~7%.

What timezone is ZIP code 49676 in?

ZIP code 49676 observes the EST timezone.