49621 ZIP Code — Cedar, MI

Leelanau County, Michigan

ZIP code 49621 is located in Cedar, Michigan, within Leelanau County. It covers approximately 54.84 square miles and serves a population of 3,749 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49621

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $300,200. Owner-occupancy is high at 91%, well above the national average.

Median household income is $79,896. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49621 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,749

population

54.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49621 ZIP code map

Cities in ZIP code 49621

Below are the cities the US Postal Service accepts for ZIP code 49621. Using any city not on this list may result in mail delivery delays.

City	Status
Cedar	Preferred

Nearby ZIP codes

49684 Traverse City (5.8 mi) 49664 Maple City (6.7 mi) 49653 Lake Leelanau (8.3 mi) 49682 Suttons Bay (9.1 mi) 49685 Traverse City (9.7 mi) 49650 Lake Ann (10.7 mi) 49636 Glen Arbor (11.1 mi) 49654 Leland (11.2 mi) 49696 Traverse City (11.7 mi) 49630 Empire (11.8 mi) 49686 Traverse City (13.9 mi) 49637 Grawn (16.3 mi)

Demographics updated 05/2026

Population
Total population	3,749
Population density	68 / sq mi
State FIPS	26
County FIPS	089

Geography
Land area	54.84 sq mi
Water area	4.24 sq mi
Latitude	44.8637
Longitude	-85.7580
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.5%	34.4%	42.6%
$50k – $100k	34.5%	35.1%	31.1%
$100k – $200k	21.3%	23.3%	20.6%
Over $200k	4.8%	7.2%	5.7%

Demographics & statistics

3,749

Population

People per sq mi

43.9

Median age

$79,896

Median household income

$37,442

Per capita income

$300,200

Median home value

$1,118

Median monthly rent

90.6%

Home ownership

7.7%

Poverty rate

3.4%

Unemployment

1,882

Housing units

42.4%

Bachelor's or higher

Age distribution

Male Female

115

Under 5

109

111

5–9

105

113

10–14

106

120

15–19

112

20–24

243

25–34

229

248

35–44

234

191

45–54

179

128

55–59

120

130

60–64

123

347

65–74

326

121

75–84

113

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	824	22.0%
18 and over	2,925	78.0%
65 and over	966	25.8%
Median age	43.9 years

Race & ethnicity

White 95.7%

Two or more races 1.4%

Hispanic or Latino 1.1%

Other race 1%

American Indian / Alaska Native 0.7%

Asian 0.1%

Group	Count	%
White	3,628	95.7%
Two or more races	52	1.4%
Hispanic or Latino	43	1.1%
Other race	37	1%
American Indian / Alaska Native	28	0.7%
Asian	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.5%	34.4%	42.6%
$50k – $100k	34.5%	35.1%	31.1%
$100k – $200k	21.3%	23.3%	20.6%
Over $200k	4.8%	7.2%	5.7%

Under $10k 2.7%

$10k–$15k 2.3%

$15k–$25k 6.0%

$25k–$35k 10.3%

$35k–$50k 13.1%

$50k–$75k 13.6%

$75k–$100k 11.5%

$100k–$150k 24.3%

$150k–$200k 8.7%

$200k+ 7.6%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.3%
$15k–$25k	6.0%
$25k–$35k	10.3%
$35k–$50k	13.1%
$50k–$75k	13.6%
$75k–$100k	11.5%
$100k–$150k	24.3%
$150k–$200k	8.7%
$200k+	7.6%
Median income	$79,896

Housing

Home values

Under $50k 1.3%

$50k–$100k 1.2%

$100k–$150k 7.5%

$150k–$200k 9.1%

$200k–$300k 30.9%

$300k–$500k 26.4%

$500k–$1M 19.4%

$1M+ 4.2%

Housing overview

Metric	Value
Median home value	$300,200
Median rent / month	$1,118
Owner occupied	90.6%
Renter occupied	9.4%
Vacant	29.5%
Single-family detached	89.8%
Large apartment buildings	0.0%
Mobile homes	4.0%
Median rooms	5.9
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.2%
2010–2019	6.2%
2000–2009	16.7%
1990–1999	18.8%
1980–1989	14.3%
1970–1979	21.2%
1960–1969	5.1%
1950–1959	4.6%
1940–1949	2.5%
1939 or earlier	10.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	5.5%
2 bedrooms	21.4%
3 bedrooms	47.4%
4 bedrooms	18.6%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	24.2%
2 vehicles	42.7%
3 or more	29.4%

Heating fuel

Fuel type	%
Utility gas	29.6%
Electricity	7.8%
Propane / LP gas	41.1%
Fuel oil	3.2%
Wood	13.5%
No fuel used	3.0%

Households & families

Household type	Count	%
Married-couple family	881	62.0%
Cohabiting couple	122	8.6%
Male householder, no spouse	197	13.9%
Female householder, no spouse	220	15.5%
Households with children under 18	348	24.5%
Households with seniors (65+)	628	44.2%
Average household size	2.61

Marital status

Status	Male	Female
Never married	28.1%	18.2%
Married	57.1%	62.8%
Separated	0.6%	0.2%
Widowed	1.6%	4.2%
Divorced	12.5%	14.5%

Education

Less than 9th grade 0.5%

Some HS, no diploma 4.7%

HS graduate 25.9%

Some college, no degree 18.8%

Associate's degree 7.6%

Bachelor's degree 27.7%

Graduate / professional 14.7%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	42.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	4.0%
Kindergarten	60	8.8%
Elementary school	316	46.6%
High school	205	30.2%
College / grad school	70	10.3%

Employment

Industry of employment

Education & healthcare 25.1%

Arts, food & hospitality 13.1%

Professional & management 11.8%

Construction 9.2%

Retail trade 8.9%

Manufacturing 6.8%

Finance & real estate 6.0%

Agriculture & mining 5.6%

Transportation & utilities 4.3%

Other services 4.2%

Public administration 3.4%

Wholesale trade 1.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	41.8%
Service	21.6%
Sales & office	18.4%
Natural resources & construction	9.7%
Production & transportation	8.5%

Employment type

Type	%
Private sector	75.4%
Government	10.9%
Self-employed	13.4%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.2%
Carpool	6.5%
Public transit	0.2%
Walk	0.8%
Work from home	12.5%
Other means	1.8%
Avg commute (minutes)	24.6

Poverty

All people 7.7%

Under 18 years 10.4%

18 and over 6.9%

Married-couple families 0.9%

Female-led households 29.1%

Income support

Source	% of households
Social Security	45.0%
Retirement income	29.0%
Supplemental Security	3.5%
Cash public assistance	1.1%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	33.7%
High cholesterol	34.7%
Diabetes	10.5%
Heart disease	6.8%
Stroke	2.9%
Asthma	10.3%
Arthritis	30.8%
Kidney disease	2.9%
Pulmonary disease	7.0%
Cancer	7.9%

Behavior / access	%
Smoking	15.8%
Binge drinking	18.5%
No physical activity	17.8%
Less than 7 hrs sleep	31.5%
Depression	20.1%
Fair or poor health	12.1%
Poor mental health	13.9%
Poor physical health	9.8%
No health insurance	7.1%
Visited doctor (checkup)	75.5%
Visited dentist	74.4%
Cholesterol screening	93.8%
Teeth loss	9.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	191	6.5%

Disability	%
Any disability	11.4%
Under 18	4.9%
18–64 years	10.4%
65 and over	19.3%

Health insurance coverage

Type	%
Private insurance	72.7%
Public insurance	38.3%
No insurance	5.9%
Uninsured under 19	6.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,525	94.0%
Spanish	12	0.3%
Other Indo-European	12	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,697	98.6%
Born in same state	3,692	98.5%
Born in different state	3,024	80.7%
Foreign born	5	0.1%
Naturalized citizen	52	1.4%
Not a US citizen	30	57.7%

Ancestry

Ancestry	Count	%
French	421	11.2%
Italian	306	8.2%
English	128	3.4%
Arab	83	2.2%
German	76	2%

Ancestry	Count	%
Polish	27	0.7%
Irish	19	0.5%
Norwegian	13	0.3%
Dutch	9	0.2%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49621

What city is ZIP code 49621 in?

ZIP code 49621 is primarily assigned to Cedar, Michigan.

What county is ZIP code 49621 in?

ZIP code 49621 falls within Leelanau County, Michigan.

Is ZIP code 49621 mostly owner-occupied?

91% of occupied units in ZIP code 49621 are owner-occupied, well above the national average.

Does ZIP code 49621 have an older population?

26% of residents in ZIP code 49621 are 65 or older, above the national average of ~17%.

Does ZIP code 49621 have a large retiree population?

45% of households in ZIP code 49621 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 49621?

ZIP code 49621 has an estimated population of 3,749 residents, with a density of 68 people per square mile.

What timezone is ZIP code 49621 in?

ZIP code 49621 observes the EST timezone.