Lake Ann ZIP Code List — Benzie County, MI

There is one unique ZIP code in Lake Ann, Michigan and it is 49650. Area code: 231.

ZIP codes

24.03

sq mi land

1.92

sq mi water

231

area code

Lake Ann, MI ZIP code map

About Lake Ann, MI

Lake Ann, Michigan, is a quaint village located in the scenic Benzie County. Known for its beautiful landscapes and a close-knit community, Lake Ann offers a peaceful retreat in the heart of northern Michigan. With a single ZIP code of 49650, it provides residents and visitors easy access to the surrounding natural beauty.

Location & geography

Lake Ann is situated approximately 10 miles southwest of the city of Traverse City and about 25 miles from Crystal Lake. The village encompasses a land area of 24.03 square miles and features a charming water area of 1.92 square miles, contributing to its picturesque surroundings. The terrain is characterized by lush woodlands and numerous lakes, making it an ideal spot for outdoor activities.

Community & economy

The character of Lake Ann is defined by its friendly residents and a strong sense of community. The local economy primarily revolves around tourism, with many visitors drawn to the area for its recreational opportunities, including fishing, hiking, and boating. Daily life in Lake Ann reflects a blend of rural charm and modern conveniences, allowing residents to enjoy both tranquility and accessibility.

Transportation

Transportation in Lake Ann is facilitated by major highways, including M-72, which links the region to nearby cities. The nearest airport is Cherry Capital Airport in Traverse City, providing both domestic and regional flights to and from the area. Public transport options are limited, with most residents relying on personal vehicles for commuting.

History

Lake Ann was founded in the late 19th century and has since fostered a strong sense of local heritage. Key industries historically included logging and farming, which contributed to the village's development. Over the years, Lake Ann has evolved into a beloved summer destination, attracting people with its natural beauty and recreational activities.

Did you know?

One surprising fact about Lake Ann is that it is home to the annual Lake Ann Arts and Crafts Fair, which showcases local artisans and their work. Additionally, despite its small size, the village offers a vibrant community calendar filled with events that foster engagement among residents and visitors alike.

ZIP codes for Lake Ann, MI (1)

ZIP code	City	County	Map
49650	Lake Ann	Benzie	View map

Demographics & statistics

3,459

Population

39.6

Median age

$89,384

Median household income

$38,424

Per capita income

$228,100

Median home value

$1,306

Median monthly rent

92.9%

Home ownership

4.6%

Poverty rate

1.4%

Unemployment

1,393

Housing units

35.2%

Bachelor's or higher

Age distribution

Male Female

119

Under 5

120

107

5–9

108

146

10–14

149

15–19

103

20–24

104

200

25–34

203

265

35–44

270

188

45–54

190

137

55–59

139

106

60–64

107

195

65–74

197

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	820	23.7%
18 and over	2,639	76.3%
65 and over	535	15.5%
Median age	39.6 years

Race & ethnicity

White 97.3%

Black or African American 1%

Two or more races 0.9%

American Indian / Alaska Native 0.6%

Hispanic or Latino 0.2%

Group	Count	%
White	3,373	97.3%
Black or African American	33	1%
Two or more races	31	0.9%
American Indian / Alaska Native	22	0.6%
Hispanic or Latino	6	0.2%

Household income

Under $10k 1.7%

$10k–$15k 1.5%

$15k–$25k 4.1%

$25k–$35k 4.2%

$35k–$50k 11.1%

$50k–$75k 13.3%

$75k–$100k 26.5%

$100k–$150k 23.6%

$150k–$200k 6.4%

$200k+ 7.7%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.5%
$15k–$25k	4.1%
$25k–$35k	4.2%
$35k–$50k	11.1%
$50k–$75k	13.3%
$75k–$100k	26.5%
$100k–$150k	23.6%
$150k–$200k	6.4%
$200k+	7.7%
Median income	$89,384

Housing

Home values

Under $50k 3.9%

$50k–$100k 3.2%

$100k–$150k 5.4%

$150k–$200k 21.4%

$200k–$300k 37.6%

$300k–$500k 21.4%

$500k–$1M 7.0%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$228,100
Median rent / month	$1,306
Owner occupied	92.9%
Renter occupied	7.1%
Vacant	14.0%
Single-family detached	95.8%
Large apartment buildings	0.0%
Mobile homes	1.1%
Median rooms	5.5
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	1.3%
2010–2019	5.1%
2000–2009	31.0%
1990–1999	34.5%
1980–1989	4.6%
1970–1979	10.6%
1960–1969	6.8%
1950–1959	2.6%
1940–1949	1.6%
1939 or earlier	1.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	4.4%
2 bedrooms	18.3%
3 bedrooms	49.2%
4 bedrooms	17.7%
5+ bedrooms	9.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	18.0%
2 vehicles	53.2%
3 or more	27.4%

Heating fuel

Fuel type	%
Utility gas	64.4%
Electricity	5.0%
Propane / LP gas	21.3%
Fuel oil	0.8%
Wood	8.2%

Households & families

Household type	Count	%
Married-couple family	753	59.0%
Cohabiting couple	135	10.6%
Male householder, no spouse	131	10.3%
Female householder, no spouse	257	20.1%
Households with children under 18	415	32.5%
Households with seniors (65+)	367	28.8%
Average household size	2.71

Marital status

Status	Male	Female
Never married	27.5%	19.3%
Married	59.3%	58.3%
Separated	0.0%	3.9%
Widowed	3.7%	1.4%
Divorced	9.4%	17.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.9%

HS graduate 26.7%

Some college, no degree 25.1%

Associate's degree 11.1%

Bachelor's degree 22.5%

Graduate / professional 12.7%

Metric	%
HS diploma or higher	98.1%
Bachelor's or higher	35.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	41	5.1%
Kindergarten	21	2.6%
Elementary school	448	56.2%
High school	129	16.2%
College / grad school	158	19.8%

Employment

Industry of employment

Education & healthcare 25.1%

Arts, food & hospitality 11.2%

Retail trade 10.3%

Manufacturing 9.3%

Wholesale trade 7.4%

Construction 7.1%

Professional & management 6.5%

Finance & real estate 6.0%

Other services 5.7%

Public administration 5.7%

Transportation & utilities 4.5%

Agriculture & mining 1.1%

Occupation

Category	%
Management, business & arts	39.3%
Service	14.7%
Sales & office	20.4%
Natural resources & construction	9.1%
Production & transportation	16.5%

Employment type

Type	%
Private sector	74.5%
Government	17.8%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.8%
Carpool	15.5%
Public transit	0.0%
Walk	0.4%
Other means	0.0%
Avg commute (minutes)	23.4

Poverty

All people 4.6%

Under 18 years 5.0%

18 and over 4.5%

Married-couple families 4.0%

Female-led households 16.3%

Income support

Source	% of households
Social Security	28.9%
Retirement income	40.8%
Supplemental Security	2.1%
Cash public assistance	0.0%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
High blood pressure	30.8%
High cholesterol	32.6%
Heart disease	5.9%
Stroke	2.7%
Asthma	10.9%
Arthritis	27.8%
Kidney disease	2.6%
Pulmonary disease	7.1%
Cancer	6.4%

Behavior / access	%
Binge drinking	20.4%
No physical activity	19.5%
Less than 7 hrs sleep	34.1%
Fair or poor health	13.2%
Poor mental health	16.5%
Poor physical health	10.3%
No health insurance	8.9%
Visited doctor (checkup)	73.3%
Visited dentist	70.1%
Cholesterol screening	91.2%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	334	12.7%

Disability	%
Any disability	10.1%
Under 18	1.0%
18–64 years	12.4%
65 and over	15.3%

Health insurance coverage

Type	%
Private insurance	81.5%
Public insurance	27.8%
Uninsured under 19	10.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,220	93.1%
Spanish	7	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,375	97.6%
Born in same state	3,375	97.6%
Born in different state	2,863	82.8%
Foreign born	0	0.0%
Naturalized citizen	84	2.4%
Not a US citizen	51	60.7%

Ancestry

Ancestry	Count	%
French	742	21.5%
Italian	357	10.3%
Arab	164	4.7%
English	108	3.1%

Ancestry	Count	%
German	79	2.3%
Polish	17	0.5%
Irish	15	0.4%
Dutch	5	0.1%

Technology access

Metric	% of households
Computer access	36.9%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Lake Ann, MI?

Lake Ann, MI has one ZIP code: 49650.

What is the main ZIP code for Lake Ann, MI?

The primary ZIP code for Lake Ann, MI is 49650. The city uses area code 231 for phone service.

What county is Lake Ann, MI in?

Lake Ann is located in Benzie County, Michigan.

How many ZIP codes are in Lake Ann, MI?

Lake Ann, MI has 1 ZIP code.

What is the ZIP code for the downtown Lake Ann area near the public beach and marina?

The downtown Lake Ann area, including the public beach and marina facilities, uses ZIP code 49650.

What ZIP code should I use when mailing packages to businesses in Lake Ann's commercial district?

All businesses and residences in Lake Ann, including the commercial district, are located in ZIP code 49650.