49654 ZIP Code — Leland, MI

Leelanau County, Michigan

ZIP code 49654 is located in Leland, Michigan, within Leelanau County. It covers approximately 11.68 square miles and serves a population of 702 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49654

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $625,000. Owner-occupancy sits near the national average at 75%.

Median household income is $99,167. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 62% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 49654 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

702

population

11.68

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49654 ZIP code map

Cities in ZIP code 49654

Below are the cities the US Postal Service accepts for ZIP code 49654. Using any city not on this list may result in mail delivery delays.

City	Status
Leland	Acceptable
Leland	Preferred

Nearby ZIP codes

49653 Lake Leelanau (3 mi) 49682 Suttons Bay (6.7 mi) 49670 Northport (10.9 mi) 49621 Cedar (11.2 mi) 49664 Maple City (12.7 mi) 49636 Glen Arbor (15.5 mi) 49684 Traverse City (16.8 mi) 49630 Empire (18.7 mi) 49629 Elk Rapids (18.8 mi) 49685 Traverse City (19.2 mi) 49648 Kewadin (19.6 mi) 49686 Traverse City (19.8 mi)

Demographics updated 05/2026

Population
Total population	702
Population density	60 / sq mi
State FIPS	26
County FIPS	089

Geography
Land area	11.68 sq mi
Water area	0.14 sq mi
Latitude	45.0255
Longitude	-85.7498
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	34.4%	42.6%
$50k – $100k	36.0%	35.1%	31.1%
$100k – $200k	28.3%	23.3%	20.6%
Over $200k	2.5%	7.2%	5.7%

Demographics & statistics

702

Population

People per sq mi

60.2

Median age

$99,167

Median household income

$43,647

Per capita income

$625,000

Median home value

$1,164

Median monthly rent

74.8%

Home ownership

2.0%

Poverty rate

0.0%

Unemployment

574

Housing units

61.6%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	58	8.3%
18 and over	644	91.7%
65 and over	217	30.9%
Median age	60.2 years

Race & ethnicity

White 86%

Two or more races 6.4%

Hispanic or Latino 6.3%

Black or African American 1.3%

Group	Count	%
White	644	86%
Two or more races	48	6.4%
Hispanic or Latino	47	6.3%
Black or African American	10	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	34.4%	42.6%
$50k – $100k	36.0%	35.1%	31.1%
$100k – $200k	28.3%	23.3%	20.6%
Over $200k	2.5%	7.2%	5.7%

$10k–$15k 1.5%

$15k–$25k 11.1%

$25k–$35k 4.6%

$50k–$75k 16.4%

$75k–$100k 19.1%

$100k–$150k 19.5%

$150k–$200k 22.5%

$200k+ 5.3%

Range	% of households
$10k–$15k	1.5%
$15k–$25k	11.1%
$25k–$35k	4.6%
$50k–$75k	16.4%
$75k–$100k	19.1%
$100k–$150k	19.5%
$150k–$200k	22.5%
$200k+	5.3%
Median income	$99,167

Housing

Home values

Under $50k 12.2%

$150k–$200k 2.6%

$300k–$500k 21.9%

$500k–$1M 53.1%

$1M+ 10.2%

Housing overview

Metric	Value
Median home value	$625,000
Median rent / month	$1,164
Owner occupied	74.8%
Renter occupied	25.2%
Vacant	59.1%
Single-family detached	99.2%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.1
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	1.3%
2010–2019	2.8%
2000–2009	19.5%
1990–1999	9.5%
1980–1989	9.8%
1970–1979	15.8%
1960–1969	19.8%
1950–1959	4.8%
1940–1949	0.0%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.1%
2 bedrooms	10.3%
3 bedrooms	23.1%
4 bedrooms	37.7%
5+ bedrooms	22.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	21.8%
2 vehicles	35.5%
3 or more	42.7%

Heating fuel

Fuel type	%
Utility gas	66.4%
Electricity	13.0%
Propane / LP gas	3.1%
Fuel oil	17.6%

Households & families

Household type	Count	%
Married-couple family	147	56.1%
Cohabiting couple	29	11.1%
Male householder, no spouse	53	20.2%
Female householder, no spouse	33	12.6%
Households with children under 18	55	21.0%
Households with seniors (65+)	150	57.3%
Average household size	2.64

Marital status

Status	Male	Female
Never married	16.7%	17.0%
Married	38.0%	49.6%
Separated	0.0%	0.0%
Widowed	8.9%	19.6%
Divorced	36.5%	13.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.2%

HS graduate 10.7%

Some college, no degree 22.9%

Associate's degree 4.6%

Bachelor's degree 50.3%

Graduate / professional 11.4%

Metric	%
HS diploma or higher	99.8%
Bachelor's or higher	61.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	37	34.3%
High school	26	24.1%
College / grad school	45	41.7%

Employment

Industry of employment

Education & healthcare 45.1%

Professional & management 24.8%

Manufacturing 13.0%

Retail trade 6.5%

Finance & real estate 4.5%

Agriculture & mining 2.4%

Arts, food & hospitality 2.0%

Other services 1.6%

Occupation

Category	%
Management, business & arts	43.9%
Service	33.7%
Sales & office	12.6%
Natural resources & construction	0.0%
Production & transportation	9.8%

Employment type

Type	%
Private sector	63.0%
Government	14.2%
Self-employed	21.1%
Unpaid family workers	1.6%

Commute

Method	%
Drive alone	82.9%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	17.1%
Other means	0.0%
Avg commute (minutes)	20.6

Poverty

All people 2.0%

Under 18 years 0.0%

18 and over 2.2%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.0%
Retirement income	40.5%
Supplemental Security	6.1%
Cash public assistance	0.0%
Food stamps / SNAP	5.7%

Health indicators

Condition	%
Obesity	31.1%
High blood pressure	42.3%
High cholesterol	41.4%
Diabetes	13.2%
Heart disease	10.0%
Stroke	4.0%
Asthma	9.5%
Arthritis	39.8%
Kidney disease	4.0%
Pulmonary disease	8.1%
Cancer	12.2%

Behavior / access	%
Smoking	11.3%
Binge drinking	12.7%
No physical activity	18.6%
Less than 7 hrs sleep	27.9%
Depression	17.4%
Fair or poor health	12.9%
Poor mental health	10.9%
Poor physical health	10.4%
No health insurance	5.7%
Visited doctor (checkup)	81.6%
Visited dentist	78.0%
Cholesterol screening	96.7%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	34	5.3%

Disability	%
Any disability	17.6%
Under 18	25.9%
18–64 years	6.6%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	73.9%
Public insurance	54.3%
No insurance	3.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	702	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	691	98.4%
Born in same state	685	97.6%
Born in different state	318	45.3%
Foreign born	6	0.9%
Naturalized citizen	11	1.6%
Not a US citizen	5	45.5%

Ancestry

Ancestry	Count	%
French	78	11.1%
Polish	55	7.8%
Italian	18	2.6%

Ancestry	Count	%
Dutch	16	2.3%
Arab	14	2%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49654

What city is ZIP code 49654 in?

ZIP code 49654 is primarily assigned to Leland, Michigan.

What county is ZIP code 49654 in?

ZIP code 49654 falls within Leelanau County, Michigan.

Does ZIP code 49654 have an older population?

31% of residents in ZIP code 49654 are 65 or older, above the national average of ~17%.

Does ZIP code 49654 have a large retiree population?

55% of households in ZIP code 49654 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 49654?

62% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 49654?

The median home value in ZIP code 49654 is $625,000.

What timezone is ZIP code 49654 in?

ZIP code 49654 observes the EST timezone.