49727 ZIP Code — East Jordan, MI

Charlevoix County, Michigan

ZIP code 49727 is located in East Jordan, Michigan, within Charlevoix County. It covers approximately 119.99 square miles and serves a population of 6,731 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49727

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $170,000. Owner-occupancy is high at 86%, well above the national average.

Median household income is $64,801. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 49727 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,731

population

119.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49727 ZIP code map

Cities in ZIP code 49727

Below are the cities the US Postal Service accepts for ZIP code 49727. Using any city not on this list may result in mail delivery delays.

City	Status
East Jordan	Preferred

Nearby ZIP codes

49712 Boyne City (4.6 mi) 49622 Central Lake (10.5 mi) 49713 Boyne Falls (10.9 mi) 49730 Elmira (11.2 mi) 49729 Ellsworth (11.4 mi) 49720 Charlevoix (12.3 mi) 49615 Bellaire (14.1 mi) 49659 Mancelona (15.2 mi) 49770 Petoskey (15.6 mi) 49648 Kewadin (16.5 mi)

Demographics updated 05/2026

Population
Total population	6,731
Population density	56 / sq mi
State FIPS	26
County FIPS	029

Geography
Land area	119.99 sq mi
Water area	10.37 sq mi
Latitude	45.1412
Longitude	-85.0607
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	41.1%	42.6%
$50k – $100k	38.3%	36.5%	31.1%
$100k – $200k	16.1%	17.0%	20.6%
Over $200k	3.4%	5.4%	5.7%

Demographics & statistics

6,731

Population

People per sq mi

45.9

Median age

$64,801

Median household income

$37,318

Per capita income

$170,000

Median home value

$724

Median monthly rent

86.2%

Home ownership

7.5%

Poverty rate

3.5%

Unemployment

3,699

Housing units

24.6%

Bachelor's or higher

Age distribution

Male Female

127

Under 5

117

198

5–9

183

211

10–14

195

217

15–19

202

167

20–24

155

400

25–34

371

385

35–44

358

412

45–54

383

330

55–59

306

310

60–64

287

479

65–74

444

157

75–84

146

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,331	19.8%
18 and over	5,400	80.2%
65 and over	1,417	21.1%
Median age	45.9 years

Race & ethnicity

White 92.3%

Two or more races 3.3%

Hispanic or Latino 2.1%

American Indian / Alaska Native 1.3%

Other race 0.6%

Asian 0.4%

Black or African American 0.1%

Group	Count	%
White	6,346	92.3%
Two or more races	224	3.3%
Hispanic or Latino	141	2.1%
American Indian / Alaska Native	90	1.3%
Other race	39	0.6%
Asian	25	0.4%
Black or African American	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	41.1%	42.6%
$50k – $100k	38.3%	36.5%	31.1%
$100k – $200k	16.1%	17.0%	20.6%
Over $200k	3.4%	5.4%	5.7%

Under $10k 1.6%

$10k–$15k 4.9%

$15k–$25k 7.9%

$25k–$35k 10.1%

$35k–$50k 11.2%

$50k–$75k 19.5%

$75k–$100k 15.0%

$100k–$150k 17.2%

$150k–$200k 9.0%

$200k+ 3.5%

Range	% of households
Under $10k	1.6%
$10k–$15k	4.9%
$15k–$25k	7.9%
$25k–$35k	10.1%
$35k–$50k	11.2%
$50k–$75k	19.5%
$75k–$100k	15.0%
$100k–$150k	17.2%
$150k–$200k	9.0%
$200k+	3.5%
Median income	$64,801

Housing

Home values

Under $50k 9.9%

$50k–$100k 16.1%

$100k–$150k 15.6%

$150k–$200k 17.7%

$200k–$300k 17.5%

$300k–$500k 13.9%

$500k–$1M 5.6%

$1M+ 3.7%

Housing overview

Metric	Value
Median home value	$170,000
Median rent / month	$724
Owner occupied	86.2%
Renter occupied	13.8%
Vacant	28.4%
Single-family detached	81.9%
Large apartment buildings	0.9%
Mobile homes	10.0%
Median rooms	5.3
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.5%
2010–2019	4.7%
2000–2009	12.5%
1990–1999	17.4%
1980–1989	13.7%
1970–1979	14.8%
1960–1969	11.9%
1950–1959	6.5%
1940–1949	5.6%
1939 or earlier	12.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	7.0%
2 bedrooms	29.1%
3 bedrooms	47.6%
4 bedrooms	10.8%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	23.1%
2 vehicles	45.1%
3 or more	25.5%

Heating fuel

Fuel type	%
Utility gas	31.3%
Electricity	8.0%
Propane / LP gas	35.8%
Fuel oil	0.6%
Wood	17.1%
Solar	0.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,586	54.0%
Cohabiting couple	247	8.4%
Male householder, no spouse	541	18.4%
Female householder, no spouse	564	19.2%
Households with children under 18	735	25.0%
Households with seniors (65+)	1,051	35.8%
Average household size	2.25

Marital status

Status	Male	Female
Never married	31.2%	16.8%
Married	54.8%	59.7%
Separated	0.7%	0.2%
Widowed	3.8%	10.7%
Divorced	9.5%	12.7%

Education

Less than 9th grade 1.6%

Some HS, no diploma 7.3%

HS graduate 36.9%

Some college, no degree 20.2%

Associate's degree 9.5%

Bachelor's degree 14.9%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	24.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	78	6.4%
Kindergarten	73	6.0%
Elementary school	568	46.7%
High school	363	29.9%
College / grad school	133	10.9%

Employment

Industry of employment

Manufacturing 31.1%

Education & healthcare 18.5%

Retail trade 9.7%

Construction 9.3%

Arts, food & hospitality 8.8%

Professional & management 5.6%

Other services 4.8%

Transportation & utilities 3.5%

Finance & real estate 3.0%

Agriculture & mining 2.2%

Public administration 1.6%

Information 1.1%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	32.1%
Service	16.4%
Sales & office	15.2%
Natural resources & construction	11.1%
Production & transportation	25.2%

Employment type

Type	%
Private sector	81.4%
Government	9.3%
Self-employed	9.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.7%
Carpool	16.6%
Public transit	0.1%
Walk	1.8%
Work from home	8.4%
Other means	2.5%
Avg commute (minutes)	22.7

Poverty

All people 7.5%

Under 18 years 10.4%

18 and over 6.8%

Married-couple families 2.3%

Female-led households 21.5%

Income support

Source	% of households
Social Security	38.1%
Retirement income	28.6%
Supplemental Security	4.4%
Cash public assistance	2.1%
Food stamps / SNAP	7.7%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	36.7%
High cholesterol	37.6%
Diabetes	11.6%
Heart disease	7.7%
Stroke	3.5%
Asthma	11.1%
Arthritis	32.3%
Kidney disease	3.3%
Pulmonary disease	8.9%
Cancer	7.7%

Behavior / access	%
Smoking	20.7%
Binge drinking	18.0%
No physical activity	21.7%
Less than 7 hrs sleep	32.8%
Depression	22.1%
Fair or poor health	15.7%
Poor mental health	16.1%
Poor physical health	11.8%
No health insurance	9.5%
Visited doctor (checkup)	75.0%
Visited dentist	69.0%
Cholesterol screening	91.7%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	462	8.6%

Disability	%
Any disability	13.8%
Under 18	3.5%
18–64 years	10.0%
65 and over	35.4%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	36.2%
No insurance	7.9%
Uninsured under 19	9.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,487	96.4%
Spanish	81	1.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	74	1.1%
Other languages	7	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,689	99.4%
Born in same state	6,671	99.1%
Born in different state	5,677	84.3%
Foreign born	18	0.3%
Naturalized citizen	42	0.6%
Not a US citizen	32	76.2%

Ancestry

Ancestry	Count	%
French	1,207	17.9%
Italian	1,077	16%
Arab	338	5%
English	238	3.5%
German	199	3%

Ancestry	Count	%
Polish	56	0.8%
Dutch	56	0.8%
Irish	30	0.4%
Norwegian	10	0.1%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49727

What city is ZIP code 49727 in?

ZIP code 49727 is primarily assigned to East Jordan, Michigan.

What county is ZIP code 49727 in?

ZIP code 49727 falls within Charlevoix County, Michigan.

Is ZIP code 49727 mostly owner-occupied?

86% of occupied units in ZIP code 49727 are owner-occupied, well above the national average.

Does ZIP code 49727 have a large retiree population?

38% of households in ZIP code 49727 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49727?

The median home value in ZIP code 49727 is $170,000.

What is the population of ZIP code 49727?

ZIP code 49727 has an estimated population of 6,731 residents, with a density of 56 people per square mile.

What timezone is ZIP code 49727 in?

ZIP code 49727 observes the EST timezone.