Charlevoix ZIP Code List — Charlevoix County, MI

There is one unique ZIP code in Charlevoix, Michigan and it is 49720. Area code: 231.

ZIP codes

95.52

sq mi land

29.74

sq mi water

231

area code

Charlevoix, MI ZIP code map

About Charlevoix, MI

Charlevoix, Michigan, is a charming city located at the northern tip of Lake Michigan. Known for its stunning waterfront views and vibrant community, Charlevoix boasts a mix of picturesque landscapes and recreational activities. With its welcoming atmosphere, this city attracts both residents and visitors seeking a serene yet engaging environment.

Location & geography

Charlevoix is situated in Charlevoix County, in the northern part of Michigan's Lower Peninsula. It is approximately 15 miles from Petoskey to the southwest and around 25 miles from Traverse City to the southwest, making it relatively accessible from these larger hubs. The city features a diverse terrain of 95.52 square miles of land and an impressive 29.74 square miles of water, contributing to its scenic beauty and recreational opportunities.

Community & economy

The character of Charlevoix is described as friendly and inviting, with a strong sense of community among its residents. The local economy thrives on tourism, with many businesses related to the hospitality industry, as well as retail and outdoor recreation. Daily life in Charlevoix combines small-town charm with cultural events, community gatherings, and year-round outdoor activities such as boating and hiking.

Transportation

Charlevoix is accessible via U.S. Highway 31, which connects the city to nearby regions. The nearest named airport is the Charlevoix Municipal Airport, offering general aviation services to the community.

History

Charlevoix was founded in the mid-19th century and has since grown as a popular destination due to its natural beauty and waterfront location. Historically, the economy centered around timber and agriculture, which laid the groundwork for its development. Notable events in the city’s history include the establishment of the famous Charlevoix Bridge in the 1930s, which links the city to the surrounding areas.

Did you know?

One surprising fact about Charlevoix is that it is home to the famous Mushroom Houses, unique architectural structures designed by Earl Young. These whimsical buildings have become a distinctive feature of the city, attracting architecture enthusiasts and tourists alike.

ZIP codes for Charlevoix, MI (1)

ZIP code	City	County	Map
49720	Charlevoix	Charlevoix	View map

Demographics & statistics

9,109

Population

52.1

Median age

$68,545

Median household income

$46,776

Per capita income

$240,900

Median home value

$914

Median monthly rent

76.9%

Home ownership

10.7%

Poverty rate

3.4%

Unemployment

5,121

Housing units

35.9%

Bachelor's or higher

Age distribution

Male Female

203

Under 5

205

220

5–9

222

197

10–14

199

244

15–19

247

245

20–24

248

386

25–34

391

414

35–44

419

534

45–54

542

352

55–59

356

450

60–64

456

737

65–74

746

419

75–84

424

126

85+

127

← Male

Female →

Age summary

Group	Count	%
Under 18	1,544	17.0%
18 and over	7,565	83.0%
65 and over	2,579	28.3%
Median age	52.1 years

Race & ethnicity

White 91.7%

Two or more races 2.8%

Hispanic or Latino 2%

American Indian / Alaska Native 1.2%

Other race 1%

Black or African American 0.8%

Asian 0.5%

Group	Count	%
White	8,519	91.7%
Two or more races	257	2.8%
Hispanic or Latino	183	2%
American Indian / Alaska Native	108	1.2%
Other race	97	1%
Black or African American	77	0.8%
Asian	49	0.5%

Household income

Under $10k 2.9%

$10k–$15k 4.2%

$15k–$25k 12.3%

$25k–$35k 7.1%

$35k–$50k 10.6%

$50k–$75k 18.4%

$75k–$100k 12.1%

$100k–$150k 15.9%

$150k–$200k 8.2%

$200k+ 8.3%

Range	% of households
Under $10k	2.9%
$10k–$15k	4.2%
$15k–$25k	12.3%
$25k–$35k	7.1%
$35k–$50k	10.6%
$50k–$75k	18.4%
$75k–$100k	12.1%
$100k–$150k	15.9%
$150k–$200k	8.2%
$200k+	8.3%
Median income	$68,545

Housing

Home values

Under $50k 6.8%

$50k–$100k 4.6%

$100k–$150k 8.8%

$150k–$200k 17.5%

$200k–$300k 25.1%

$300k–$500k 23.0%

$500k–$1M 10.5%

$1M+ 3.7%

Housing overview

Metric	Value
Median home value	$240,900
Median rent / month	$914
Owner occupied	76.9%
Renter occupied	23.1%
Vacant	27.9%
Single-family detached	74.7%
Large apartment buildings	4.3%
Mobile homes	7.6%
Median rooms	6.1
Avg household size (owned)	2.07

Year built

Era	%
2020 or later	0.1%
2010–2019	4.0%
2000–2009	10.3%
1990–1999	14.7%
1980–1989	18.4%
1970–1979	15.5%
1960–1969	10.3%
1950–1959	4.9%
1940–1949	8.3%
1939 or earlier	13.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	8.2%
2 bedrooms	21.5%
3 bedrooms	43.5%
4 bedrooms	18.2%
5+ bedrooms	7.5%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	33.2%
2 vehicles	38.9%
3 or more	21.3%

Heating fuel

Fuel type	%
Utility gas	60.4%
Electricity	9.6%
Propane / LP gas	20.8%
Fuel oil	1.0%
Wood	5.8%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,252	50.8%
Cohabiting couple	254	5.7%
Male householder, no spouse	750	16.9%
Female householder, no spouse	1,178	26.6%
Households with children under 18	963	21.7%
Households with seniors (65+)	1,726	38.9%
Average household size	2.02

Marital status

Status	Male	Female
Never married	21.8%	21.4%
Married	63.1%	55.8%
Separated	0.1%	0.4%
Widowed	3.1%	9.9%
Divorced	12.0%	12.5%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.7%

HS graduate 24.4%

Some college, no degree 24.7%

Associate's degree 10.9%

Bachelor's degree 22.6%

Graduate / professional 13.3%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	35.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	161	10.6%
Kindergarten	83	5.5%
Elementary school	642	42.2%
High school	399	26.2%
College / grad school	236	15.5%

Employment

Industry of employment

Education & healthcare 22.9%

Manufacturing 19.2%

Arts, food & hospitality 14.5%

Professional & management 9.4%

Retail trade 8.5%

Construction 7.1%

Finance & real estate 4.6%

Public administration 4.2%

Other services 3.6%

Transportation & utilities 2.9%

Agriculture & mining 1.5%

Wholesale trade 1.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	33.2%
Service	22.4%
Sales & office	19.5%
Natural resources & construction	10.8%
Production & transportation	14.1%

Employment type

Type	%
Private sector	82.5%
Government	10.8%
Self-employed	6.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	74.3%
Carpool	10.5%
Public transit	1.2%
Walk	2.5%
Other means	2.3%
Avg commute (minutes)	18.0

Poverty

All people 10.7%

Under 18 years 17.6%

18 and over 9.4%

Married-couple families 1.6%

Female-led households 39.1%

Income support

Source	% of households
Social Security	41.1%
Retirement income	33.4%
Supplemental Security	3.5%
Cash public assistance	2.9%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
High blood pressure	36.3%
High cholesterol	38.4%
Heart disease	7.5%
Stroke	3.4%
Asthma	10.7%
Arthritis	32.4%
Kidney disease	3.2%
Pulmonary disease	8.0%
Cancer	8.2%

Behavior / access	%
Binge drinking	17.5%
No physical activity	19.3%
Less than 7 hrs sleep	31.4%
Fair or poor health	13.8%
Poor mental health	14.8%
Poor physical health	10.8%
No health insurance	7.8%
Visited doctor (checkup)	76.1%
Visited dentist	73.5%
Cholesterol screening	93.1%
Teeth loss	10.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	688	9.1%

Disability	%
Any disability	14.6%
Under 18	2.0%
18–64 years	12.7%
65 and over	26.0%

Health insurance coverage

Type	%
Private insurance	69.6%
Public insurance	45.7%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,701	95.5%
Spanish	82	0.9%
Other Indo-European	43	0.5%
Asian & Pacific Islander	22	0.3%
Other languages	14	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,865	97.3%
Born in same state	8,797	96.6%
Born in different state	6,967	76.5%
Foreign born	68	0.7%
Naturalized citizen	244	2.7%
Not a US citizen	150	61.5%

Ancestry

Ancestry	Count	%
French	1,797	19.7%
Italian	1,419	15.6%
Arab	553	6.1%
English	494	5.4%
Polish	172	1.9%

Ancestry	Count	%
German	135	1.5%
Irish	66	0.7%
Dutch	26	0.3%
Norwegian	23	0.3%

Technology access

Metric	% of households
Computer access	48.7%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Charlevoix, MI?

Charlevoix, MI has one ZIP code: 49720.

What is the main ZIP code for Charlevoix, MI?

The primary ZIP code for Charlevoix, MI is 49720. The city uses area code 231 for phone service.

What county is Charlevoix, MI in?

Charlevoix is located in Charlevoix County, Michigan.

How many ZIP codes are in Charlevoix, MI?

Charlevoix, MI has 1 ZIP code.

What ZIP code covers downtown Charlevoix and the waterfront area along Lake Michigan?

Downtown Charlevoix and the Lake Michigan waterfront are located in ZIP code 49720, which serves as the primary commercial and tourism district of this northern Michigan city.

What is the ZIP code for the Charlevoix Public Library and the city's municipal center?

The Charlevoix Public Library and municipal buildings are located in ZIP code 49720, the only ZIP code serving the city of Charlevoix.