Vanderbilt ZIP Code List — Otsego County, MI

There is one unique ZIP code in Vanderbilt, Michigan and it is 49795. Area code: 989.

ZIP codes

133.95

sq mi land

0.93

sq mi water

989

area code

Vanderbilt, MI ZIP code map

About Vanderbilt, MI

Vanderbilt is a small village located in Otsego County, Michigan. Known for its charming rural atmosphere, it offers a peaceful retreat for visitors and residents alike. The community provides access to outdoor activities and a close-knit environment that makes it a wonderful place to live and explore.

Location & geography

Vanderbilt is situated in the northern part of Michigan, approximately 16 miles west of Gaylord and 30 miles southeast of Petoskey. The village covers a total land area of 133.95 square miles, complemented by a small water area of 0.93 square miles. The surrounding terrain is characterized by rolling hills and wooded areas, making it a scenic locale for nature enthusiasts.

Community & economy

The character of Vanderbilt is shaped by its friendly residents and the close community ties that provide a welcoming atmosphere. Predominantly a rural area, it supports various local industries, including tourism related to outdoor recreation. Daily life in Vanderbilt often revolves around family and community events, fostering a sense of belonging among its residents.

Transportation

Vanderbilt is accessible via Michigan State Highway 75, which connects it to nearby towns and attractions. The nearest named airport is the Gaylord Regional Airport, located just 15 miles to the east, facilitating travel for both residents and visitors. Public transit options are limited, emphasizing the village's rural charm.

History

Vanderbilt was founded in the early 1900s and has since developed into a quaint village that celebrates its rich history. Historically, the region has relied on industries such as logging and agriculture, contributing to its growth. Notable events within the community often highlight its heritage and outdoor-oriented lifestyle.

Did you know?

A little-known fact about Vanderbilt is that it serves as a gateway to various outdoor recreation opportunities, particularly for snowmobilers and hunters. Additionally, the village hosts several events throughout the year that celebrate local culture and community spirit.

ZIP codes for Vanderbilt, MI (1)

ZIP code	City	County	Map
49795	Vanderbilt	Otsego	View map

Demographics & statistics

1,972

Population

45.7

Median age

$55,787

Median household income

$30,671

Per capita income

$153,600

Median home value

$919

Median monthly rent

82.3%

Home ownership

16.3%

Poverty rate

7.3%

Unemployment

1,059

Housing units

15.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

110

10–14

15–19

20–24

125

25–34

122

35–44

132

45–54

105

125

55–59

111

60–64

122

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	414	21.0%
18 and over	1,558	79.0%
65 and over	354	18.0%
Median age	45.7 years

Race & ethnicity

White 95.5%

Two or more races 2%

Hispanic or Latino 1.5%

Black or African American 0.5%

American Indian / Alaska Native 0.2%

Asian 0.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	1,913	95.5%
Two or more races	40	2%
Hispanic or Latino	31	1.5%
Black or African American	10	0.5%
American Indian / Alaska Native	4	0.2%
Asian	3	0.1%
Native Hawaiian / Pacific Islander	2	0.1%

Household income

Under $10k 7.9%

$10k–$15k 4.5%

$15k–$25k 6.0%

$25k–$35k 15.5%

$35k–$50k 8.6%

$50k–$75k 21.6%

$75k–$100k 7.1%

$100k–$150k 21.6%

$150k–$200k 4.8%

$200k+ 2.5%

Range	% of households
Under $10k	7.9%
$10k–$15k	4.5%
$15k–$25k	6.0%
$25k–$35k	15.5%
$35k–$50k	8.6%
$50k–$75k	21.6%
$75k–$100k	7.1%
$100k–$150k	21.6%
$150k–$200k	4.8%
$200k+	2.5%
Median income	$55,787

Housing

Home values

Under $50k 3.6%

$50k–$100k 19.1%

$100k–$150k 25.6%

$150k–$200k 20.9%

$200k–$300k 16.4%

$300k–$500k 8.9%

$500k–$1M 2.4%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$153,600
Median rent / month	$919
Owner occupied	82.3%
Renter occupied	17.7%
Vacant	32.3%
Single-family detached	86.8%
Large apartment buildings	0.8%
Mobile homes	11.3%
Median rooms	5.1
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	17.1%
1990–1999	19.4%
1980–1989	16.6%
1970–1979	16.5%
1960–1969	14.1%
1950–1959	3.9%
1940–1949	4.1%
1939 or earlier	5.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	8.8%
2 bedrooms	33.6%
3 bedrooms	44.9%
4 bedrooms	9.6%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	7.4%
1 vehicle	24.8%
2 vehicles	40.5%
3 or more	27.4%

Heating fuel

Fuel type	%
Utility gas	34.2%
Electricity	4.7%
Propane / LP gas	36.7%
Fuel oil	1.3%
Wood	20.0%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	410	50.3%
Cohabiting couple	57	7.0%
Male householder, no spouse	183	22.5%
Female householder, no spouse	165	20.2%
Households with children under 18	189	23.2%
Households with seniors (65+)	258	31.7%
Average household size	2.40

Marital status

Status	Male	Female
Never married	25.6%	19.6%
Married	56.4%	58.1%
Separated	1.1%	1.7%
Widowed	2.4%	8.5%
Divorced	14.5%	12.1%

Education

Less than 9th grade 2.3%

Some HS, no diploma 9.7%

HS graduate 39.6%

Some college, no degree 25.9%

Associate's degree 7.2%

Bachelor's degree 10.4%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	88.0%
Bachelor's or higher	15.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	3.4%
Kindergarten	22	5.7%
Elementary school	238	62.1%
High school	65	17.0%
College / grad school	45	11.7%

Employment

Industry of employment

Education & healthcare 17.0%

Retail trade 15.7%

Manufacturing 14.4%

Professional & management 8.9%

Transportation & utilities 8.3%

Arts, food & hospitality 8.2%

Construction 6.9%

Other services 6.0%

Public administration 6.0%

Agriculture & mining 4.2%

Finance & real estate 2.0%

Wholesale trade 1.9%

Information 0.5%

Occupation

Category	%
Management, business & arts	25.1%
Service	18.1%
Sales & office	17.7%
Natural resources & construction	18.1%
Production & transportation	21.1%

Employment type

Type	%
Private sector	81.4%
Government	12.3%
Self-employed	6.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.8%
Carpool	5.6%
Public transit	0.0%
Walk	0.7%
Other means	0.2%
Avg commute (minutes)	20.1

Poverty

All people 16.3%

Under 18 years 26.2%

18 and over 13.7%

Married-couple families 11.7%

Female-led households 24.2%

Income support

Source	% of households
Social Security	38.5%
Retirement income	21.8%
Supplemental Security	5.2%
Cash public assistance	2.1%
Food stamps / SNAP	13.3%

Health indicators

Condition	%
High blood pressure	37.3%
High cholesterol	38.9%
Heart disease	8.2%
Stroke	3.7%
Asthma	11.2%
Arthritis	33.5%
Kidney disease	3.4%
Pulmonary disease	9.6%
Cancer	7.9%

Behavior / access	%
Binge drinking	17.9%
No physical activity	22.7%
Less than 7 hrs sleep	33.4%
Fair or poor health	16.6%
Poor mental health	16.2%
Poor physical health	12.5%
No health insurance	9.8%
Visited doctor (checkup)	74.8%
Visited dentist	67.0%
Cholesterol screening	91.7%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	143	9.2%

Disability	%
Any disability	19.3%
Under 18	9.7%
18–64 years	17.2%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	51.6%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,907	96.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,927	97.7%
Born in same state	1,924	97.6%
Born in different state	1,698	86.1%
Foreign born	3	0.2%
Naturalized citizen	45	2.3%
Not a US citizen	6	13.3%

Ancestry

Ancestry	Count	%
Italian	334	16.9%
French	319	16.2%
Arab	250	12.7%
English	59	3%
German	42	2.1%

Ancestry	Count	%
Norwegian	12	0.6%
Dutch	12	0.6%
Polish	10	0.5%
Irish	3	0.2%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Vanderbilt, MI?

Vanderbilt, MI has one ZIP code: 49795.

What is the main ZIP code for Vanderbilt, MI?

The primary ZIP code for Vanderbilt, MI is 49795. The city uses area code 989 for phone service.

What county is Vanderbilt, MI in?

Vanderbilt is located in Otsego County, Michigan.

How many ZIP codes are in Vanderbilt, MI?

Vanderbilt, MI has 1 ZIP code.

What ZIP code should I use when mailing a package to a business in downtown Vanderbilt, Michigan?

Downtown Vanderbilt and all businesses in the city proper use the ZIP code 49795.

If I'm sending mail to a residence in Vanderbilt located in Otsego County, what ZIP code is required?

All residential addresses in Vanderbilt, Otsego County use ZIP code 49795.