Otsego County, MI ZIP Codes
Michigan (MI) · 6 ZIP codes · 5 cities
6
ZIP codes
25,289
population (2021)
+4.7%
pop change since 2010
26137
FIPS code
Otsego County ZIP code map
About Otsego County
Otsego County is located in Michigan and contains 6 ZIP codes across 5 cities and communities.
The county's population was 25,289 as of 2021,
an increase of
4.7% from 24,164 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Otsego County is 26137.
| Population | |
|---|---|
| 2021 population | 25,289 |
| 2010 population | 24,164 |
| Change | +4.7% |
| County details | |
|---|---|
| State | Michigan |
| FIPS code | 26137 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Otsego County
ZIP codes for Otsego County, MI (6)
| ZIP code | City | County | Map |
|---|---|---|---|
| 49730 | Elmira | Otsego | View map |
| 49734 | Gaylord | Otsego | View map |
| 49735 | Gaylord | Otsego | View map |
| 49751 | Johannesburg | Otsego | View map |
| 49795 | Vanderbilt | Otsego | View map |
| 49797 | Waters | Otsego | View map |
Demographics & statistics
24,605
Population
44.7
Median age
$62,874
Median household income
$34,315
Per capita income
$165,333
Median home value
$904
Median monthly rent
81.6%
Home ownership
11.5%
Poverty rate
6.3%
Unemployment
11,948
Housing units
22.6%
Bachelor's or higher
Age distribution
Male
Female
634
Under 5
586
752
5–9
695
764
10–14
705
752
15–19
695
682
20–24
629
1,436
25–34
1,326
1,412
35–44
1,304
1,588
45–54
1,466
1,087
55–59
1,004
914
60–64
843
1,687
65–74
1,557
771
75–84
712
314
85+
290
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,067 | 20.9% |
| 18 and over | 19,538 | 79.1% |
| 65 and over | 5,331 | 20.6% |
| Median age | 44.7 years | |
Race & ethnicity
White
93.7%
Two or more races
3.1%
Hispanic or Latino
1%
Black or African American
1%
Asian
0.5%
American Indian / Alaska Native
0.3%
Other race
0.3%
| Group | Count | % |
|---|---|---|
| White | 23,305 | 93.7% |
| Two or more races | 783 | 3.1% |
| Hispanic or Latino | 261 | 1% |
| Black or African American | 243 | 1% |
| Asian | 121 | 0.5% |
| American Indian / Alaska Native | 78 | 0.3% |
| Other race | 73 | 0.3% |
Household income
Under $10k
5.0%
$10k–$15k
3.3%
$15k–$25k
7.3%
$25k–$35k
12.7%
$35k–$50k
11.0%
$50k–$75k
22.1%
$75k–$100k
10.5%
$100k–$150k
17.7%
$150k–$200k
5.2%
$200k+
5.4%
| Range | % of households |
|---|---|
| Under $10k | 5.0% |
| $10k–$15k | 3.3% |
| $15k–$25k | 7.3% |
| $25k–$35k | 12.7% |
| $35k–$50k | 11.0% |
| $50k–$75k | 22.1% |
| $75k–$100k | 10.5% |
| $100k–$150k | 17.7% |
| $150k–$200k | 5.2% |
| $200k+ | 5.4% |
| Median income | $62,874 |
Housing
Home values
Under $50k
5.9%
$50k–$100k
14.8%
$100k–$150k
22.4%
$150k–$200k
20.7%
$200k–$300k
21.2%
$300k–$500k
11.5%
$500k–$1M
2.1%
$1M+
1.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $165,333 |
| Median rent / month | $904 |
| Owner occupied | 81.6% |
| Renter occupied | 18.4% |
| Vacant | 35.4% |
| Single-family detached | 83.8% |
| Large apartment buildings | 1.4% |
| Mobile homes | 9.9% |
| Median rooms | 5.1 |
| Avg household size (owned) | 2.41 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 3.0% |
| 2000–2009 | 11.7% |
| 1990–1999 | 18.9% |
| 1980–1989 | 15.3% |
| 1970–1979 | 20.4% |
| 1960–1969 | 13.5% |
| 1950–1959 | 7.9% |
| 1940–1949 | 4.3% |
| 1939 or earlier | 4.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.7% |
| 1 bedroom | 7.2% |
| 2 bedrooms | 33.3% |
| 3 bedrooms | 43.2% |
| 4 bedrooms | 11.3% |
| 5+ bedrooms | 2.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.6% |
| 1 vehicle | 30.0% |
| 2 vehicles | 40.4% |
| 3 or more | 24.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 43.0% |
| Electricity | 8.1% |
| Propane / LP gas | 29.5% |
| Fuel oil | 0.9% |
| Wood | 14.9% |
| No fuel used | 0.8% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,142 | 50.5% |
| Cohabiting couple | 979 | 8.3% |
| Male householder, no spouse | 1,995 | 18.4% |
| Female householder, no spouse | 2,452 | 22.7% |
| Households with children under 18 | 2,931 | 25.4% |
| Households with seniors (65+) | 3,751 | 34.7% |
| Average household size | 2.33 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 26.0% | 22.1% |
| Married | 57.5% | 55.2% |
| Separated | 1.0% | 1.0% |
| Widowed | 3.2% | 8.9% |
| Divorced | 12.3% | 12.9% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
5.8%
HS graduate
34.1%
Some college, no degree
26.0%
Associate's degree
9.3%
Bachelor's degree
15.6%
Graduate / professional
7.0%
| Metric | % |
|---|---|
| HS diploma or higher | 92.1% |
| Bachelor's or higher | 22.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 248 | 7.2% |
| Kindergarten | 302 | 6.8% |
| Elementary school | 2,098 | 46.3% |
| High school | 1,073 | 20.7% |
| College / grad school | 1,161 | 19.0% |
Employment
Industry of employment
Education & healthcare
18.6%
Retail trade
16.6%
Manufacturing
13.8%
Arts, food & hospitality
10.0%
Construction
7.7%
Transportation & utilities
7.1%
Professional & management
6.1%
Other services
5.8%
Public administration
4.9%
Agriculture & mining
4.6%
Finance & real estate
2.8%
Wholesale trade
1.6%
Information
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 29.5% |
| Service | 18.0% |
| Sales & office | 20.0% |
| Natural resources & construction | 12.1% |
| Production & transportation | 20.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.0% |
| Government | 12.0% |
| Self-employed | 6.8% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.2% |
| Carpool | 9.6% |
| Public transit | 0.2% |
| Walk | 0.8% |
| Other means | 0.2% |
| Avg commute (minutes) | 22.2 |
Poverty
All people
11.5%
Under 18 years
15.4%
18 and over
10.4%
Married-couple families
5.9%
Female-led households
26.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 40.5% |
| Retirement income | 27.8% |
| Supplemental Security | 5.1% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 11.6% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 36.6% |
| High cholesterol | 37.8% |
| Heart disease | 8.0% |
| Stroke | 3.6% |
| Asthma | 11.1% |
| Arthritis | 32.9% |
| Kidney disease | 3.3% |
| Pulmonary disease | 9.1% |
| Cancer | 7.9% |
| Behavior / access | % |
|---|---|
| Binge drinking | 18.1% |
| No physical activity | 21.8% |
| Less than 7 hrs sleep | 33.0% |
| Fair or poor health | 15.8% |
| Poor mental health | 15.9% |
| Poor physical health | 12.0% |
| No health insurance | 9.3% |
| Visited doctor (checkup) | 74.7% |
| Visited dentist | 68.0% |
| Cholesterol screening | 91.9% |
| Teeth loss | 13.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,058 | 10.8% |
| Disability | % |
|---|---|
| Any disability | 17.5% |
| Under 18 | 7.2% |
| 18–64 years | 15.8% |
| 65 and over | 33.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 70.3% |
| Public insurance | 44.7% |
| Uninsured under 19 | 2.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 23,385 | 95.1% |
| Spanish | 76 | 0.2% |
| Other Indo-European | 33 | 0.1% |
| Asian & Pacific Islander | 10 | 0.0% |
| Other languages | 27 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 24,290 | 98.6% |
| Born in same state | 24,214 | 98.4% |
| Born in different state | 20,905 | 84.6% |
| Foreign born | 76 | 0.2% |
| Naturalized citizen | 315 | 1.4% |
| Not a US citizen | 155 | 50.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 4,054 | 16.5% |
| French | 3,257 | 13.2% |
| Arab | 1,673 | 6.8% |
| English | 520 | 2.1% |
| German | 449 | 1.8% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 325 | 1.3% |
| Irish | 155 | 0.6% |
| Dutch | 97 | 0.4% |
| Norwegian | 17 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.5% |
| Internet access | 95.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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