28901 ZIP Code — Andrews, NC

Cherokee County, North Carolina

ZIP code 28901 is located in Andrews, North Carolina, within Cherokee County. It covers approximately 69.61 square miles and serves a population of 5,560 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28901

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $155,800. Owner-occupancy is high at 76%, well above the national average.

Median household income is $46,857. Poverty affects 20% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 28901 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

5,560

population

69.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28901 ZIP code map

Cities in ZIP code 28901

Below are the cities the US Postal Service accepts for ZIP code 28901. Using any city not on this list may result in mail delivery delays.

City	Status
Andrews	Preferred

Nearby ZIP codes

28905 Marble (7.1 mi) 28781 Topton (8.8 mi) 28771 Robbinsville (10.2 mi) 28904 Hayesville (10.4 mi) 28909 Warne (14.2 mi) 28902 Brasstown (14.5 mi) 28702 Almond (16.1 mi) 28733 Fontana Dam (16.3 mi) 28906 Murphy (17 mi) 30582 Young Harris (19.2 mi) 28713 Bryson City (19.6 mi)

Demographics updated 05/2026

Population
Total population	5,560
Population density	80 / sq mi
State FIPS	37
County FIPS	039

Geography
Land area	69.61 sq mi
Water area	0.00 sq mi
Latitude	35.1978
Longitude	-83.8103
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.0%	59.8%	44.4%
$50k – $100k	22.8%	27.1%	30.6%
$100k – $200k	9.2%	11.4%	19.1%
Over $200k	0.9%	1.7%	6.0%

Demographics & statistics

5,560

Population

People per sq mi

46.9

Median age

$46,857

Median household income

$27,946

Per capita income

$155,800

Median home value

$913

Median monthly rent

75.7%

Home ownership

19.5%

Poverty rate

6.2%

Unemployment

2,702

Housing units

26.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

108

142

5–9

165

199

10–14

233

117

15–19

136

134

20–24

157

175

25–34

204

354

35–44

414

358

45–54

419

151

55–59

176

154

60–64

180

389

65–74

454

200

75–84

233

100

85+

116

← Male

Female →

Age summary

Group	Count	%
Under 18	1,163	20.9%
18 and over	4,397	79.1%
65 and over	1,492	26.8%
Median age	46.9 years

Race & ethnicity

White 81.4%

Hispanic or Latino 5.6%

Two or more races 4.7%

Black or African American 3.2%

American Indian / Alaska Native 3%

Other race 2.2%

Group	Count	%
White	4,793	81.4%
Hispanic or Latino	329	5.6%
Two or more races	279	4.7%
Black or African American	186	3.2%
American Indian / Alaska Native	174	3%
Other race	128	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.0%	59.8%	44.4%
$50k – $100k	22.8%	27.1%	30.6%
$100k – $200k	9.2%	11.4%	19.1%
Over $200k	0.9%	1.7%	6.0%

Under $10k 2.7%

$10k–$15k 5.0%

$15k–$25k 10.9%

$25k–$35k 22.8%

$35k–$50k 15.1%

$50k–$75k 18.8%

$75k–$100k 6.6%

$100k–$150k 12.1%

$150k–$200k 3.8%

$200k+ 2.2%

Range	% of households
Under $10k	2.7%
$10k–$15k	5.0%
$15k–$25k	10.9%
$25k–$35k	22.8%
$35k–$50k	15.1%
$50k–$75k	18.8%
$75k–$100k	6.6%
$100k–$150k	12.1%
$150k–$200k	3.8%
$200k+	2.2%
Median income	$46,857

Housing

Home values

Under $50k 14.8%

$50k–$100k 15.4%

$100k–$150k 17.4%

$150k–$200k 17.2%

$200k–$300k 21.5%

$300k–$500k 10.1%

$500k–$1M 3.3%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$155,800
Median rent / month	$913
Owner occupied	75.7%
Renter occupied	24.3%
Vacant	24.4%
Single-family detached	67.9%
Large apartment buildings	0.0%
Mobile homes	25.0%
Median rooms	5.2
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.1%
2010–2019	1.7%
2000–2009	15.0%
1990–1999	16.9%
1980–1989	25.2%
1970–1979	18.7%
1960–1969	8.2%
1950–1959	4.3%
1940–1949	3.5%
1939 or earlier	6.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	4.4%
2 bedrooms	38.5%
3 bedrooms	35.7%
4 bedrooms	19.5%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	41.4%
2 vehicles	33.8%
3 or more	23.4%

Heating fuel

Fuel type	%
Electricity	74.3%
Propane / LP gas	10.3%
Fuel oil	6.2%
Wood	8.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,144	45.7%
Cohabiting couple	144	5.8%
Male householder, no spouse	553	22.1%
Female householder, no spouse	663	26.5%
Households with children under 18	562	22.4%
Households with seniors (65+)	1,034	41.3%
Average household size	2.18

Marital status

Status	Male	Female
Never married	22.0%	20.4%
Married	53.3%	48.6%
Separated	3.8%	5.6%
Widowed	7.4%	8.7%
Divorced	13.4%	16.7%

Education

Less than 9th grade 5.1%

Some HS, no diploma 6.2%

HS graduate 35.1%

Some college, no degree 15.7%

Associate's degree 11.7%

Bachelor's degree 18.0%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	88.7%
Bachelor's or higher	26.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	101	9.4%
Elementary school	618	57.7%
High school	226	21.1%
College / grad school	126	11.8%

Employment

Industry of employment

Education & healthcare 23.1%

Retail trade 15.3%

Arts, food & hospitality 13.8%

Construction 10.6%

Professional & management 9.3%

Other services 8.5%

Manufacturing 8.2%

Finance & real estate 3.7%

Public administration 3.2%

Transportation & utilities 3.1%

Agriculture & mining 0.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	30.2%
Service	14.2%
Sales & office	28.2%
Natural resources & construction	9.9%
Production & transportation	17.5%

Employment type

Type	%
Private sector	80.3%
Government	15.0%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.0%
Carpool	6.6%
Public transit	0.0%
Walk	1.7%
Work from home	5.8%
Other means	2.9%
Avg commute (minutes)	22.5

Poverty

All people 19.5%

Under 18 years 35.3%

18 and over 15.3%

Married-couple families 9.9%

Female-led households 51.0%

Income support

Source	% of households
Social Security	45.1%
Retirement income	21.3%
Supplemental Security	2.9%
Cash public assistance	0.3%
Food stamps / SNAP	9.2%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	41.8%
High cholesterol	40.1%
Diabetes	15.0%
Heart disease	10.5%
Stroke	5.1%
Asthma	10.0%
Arthritis	34.3%
Kidney disease	4.4%
Pulmonary disease	11.9%
Cancer	8.5%

Behavior / access	%
Smoking	24.2%
Binge drinking	13.6%
No physical activity	29.4%
Less than 7 hrs sleep	32.0%
Depression	25.0%
Fair or poor health	20.9%
Poor mental health	15.2%
Poor physical health	15.1%
No health insurance	20.0%
Visited doctor (checkup)	80.3%
Visited dentist	55.9%
Cholesterol screening	89.8%
Teeth loss	20.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	465	10.7%

Disability	%
Any disability	16.4%
Under 18	0.0%
18–64 years	8.8%
65 and over	45.0%

Health insurance coverage

Type	%
Private insurance	54.5%
Public insurance	47.2%
No insurance	16.2%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,360	96.4%
Spanish	65	1.2%
Other Indo-European	65	1.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,295	95.2%
Born in same state	5,290	95.1%
Born in different state	2,825	50.8%
Foreign born	5	0.1%
Naturalized citizen	265	4.8%
Not a US citizen	68	25.7%

Ancestry

Ancestry	Count	%
Arab	691	12.4%
Italian	590	10.6%
French	580	10.4%

Ancestry	Count	%
German	37	0.7%
English	36	0.6%
Polish	15	0.3%

Technology access

Metric	% of households
Computer access	45.0%
Internet access	87.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28901

What city is ZIP code 28901 in?

ZIP code 28901 is primarily assigned to Andrews, North Carolina.

What county is ZIP code 28901 in?

ZIP code 28901 falls within Cherokee County, North Carolina.

Does ZIP code 28901 have an older population?

27% of residents in ZIP code 28901 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 28901?

20% of residents in ZIP code 28901 live below the poverty line, above the national average.

Does ZIP code 28901 have a large retiree population?

45% of households in ZIP code 28901 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 28901 have a large veteran population?

11% of civilians in ZIP code 28901 are veterans, above the national average of ~7%.

What timezone is ZIP code 28901 in?

ZIP code 28901 observes the EST timezone.