28905 ZIP Code — Marble, NC

Cherokee County, North Carolina

ZIP code 28905 is located in Marble, North Carolina, within Cherokee County. It covers approximately 45.18 square miles and serves a population of 3,379 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28905

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $192,400. Owner-occupancy is high at 80%, well above the national average.

Median household income is $51,908. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 28905 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,379

population

45.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28905 ZIP code map

Cities in ZIP code 28905

Below are the cities the US Postal Service accepts for ZIP code 28905. Using any city not on this list may result in mail delivery delays.

City	Status
Marble	Preferred

Nearby ZIP codes

28901 Andrews (7.1 mi) 28902 Brasstown (9.4 mi) 28906 Murphy (10.1 mi) 28909 Warne (10.3 mi) 28771 Robbinsville (13.3 mi) 28904 Hayesville (13.9 mi) 28781 Topton (15.8 mi) 30582 Young Harris (16 mi) 28733 Fontana Dam (19.9 mi)

Demographics updated 05/2026

Population
Total population	3,379
Population density	75 / sq mi
State FIPS	37
County FIPS	039

Geography
Land area	45.18 sq mi
Water area	0.00 sq mi
Latitude	35.1611
Longitude	-83.9276
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	59.8%	44.4%
$50k – $100k	34.6%	27.1%	30.6%
$100k – $200k	10.0%	11.4%	19.1%
Over $200k	0.0%	1.7%	6.0%

Demographics & statistics

3,379

Population

People per sq mi

42.1

Median age

$51,908

Median household income

$22,229

Per capita income

$192,400

Median home value

$734

Median monthly rent

80.1%

Home ownership

31.7%

Poverty rate

10.4%

Unemployment

1,352

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

129

Under 5

115

5–9

117

10–14

105

124

15–19

112

102

20–24

276

25–34

248

188

35–44

168

103

45–54

167

55–59

149

162

60–64

146

218

65–74

196

113

75–84

102

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	682	20.2%
18 and over	2,697	79.8%
65 and over	739	21.9%
Median age	42.1 years

Race & ethnicity

White 90.2%

American Indian / Alaska Native 3.7%

Two or more races 3.1%

Asian 1.4%

Black or African American 1.2%

Hispanic or Latino 0.4%

Group	Count	%
White	3,060	90.2%
American Indian / Alaska Native	125	3.7%
Two or more races	105	3.1%
Asian	48	1.4%
Black or African American	41	1.2%
Hispanic or Latino	15	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	59.8%	44.4%
$50k – $100k	34.6%	27.1%	30.6%
$100k – $200k	10.0%	11.4%	19.1%
Over $200k	0.0%	1.7%	6.0%

Under $10k 1.1%

$10k–$15k 8.5%

$15k–$25k 14.0%

$25k–$35k 10.9%

$35k–$50k 9.7%

$50k–$75k 31.3%

$75k–$100k 11.2%

$100k–$150k 8.2%

$150k–$200k 4.7%

$200k+ 0.5%

Range	% of households
Under $10k	1.1%
$10k–$15k	8.5%
$15k–$25k	14.0%
$25k–$35k	10.9%
$35k–$50k	9.7%
$50k–$75k	31.3%
$75k–$100k	11.2%
$100k–$150k	8.2%
$150k–$200k	4.7%
$200k+	0.5%
Median income	$51,908

Housing

Home values

Under $50k 4.6%

$50k–$100k 19.3%

$100k–$150k 12.4%

$150k–$200k 16.9%

$200k–$300k 27.0%

$300k–$500k 12.7%

$500k–$1M 4.2%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$192,400
Median rent / month	$734
Owner occupied	80.1%
Renter occupied	19.9%
Vacant	22.6%
Single-family detached	59.4%
Large apartment buildings	0.0%
Mobile homes	37.1%
Median rooms	5.2
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	5.6%
2000–2009	42.1%
1990–1999	20.6%
1980–1989	11.2%
1970–1979	3.9%
1960–1969	5.7%
1950–1959	7.6%
1940–1949	0.4%
1939 or earlier	2.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	0.8%
2 bedrooms	29.0%
3 bedrooms	56.2%
4 bedrooms	11.2%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	28.9%
2 vehicles	34.4%
3 or more	30.2%

Heating fuel

Fuel type	%
Utility gas	2.3%
Electricity	66.9%
Propane / LP gas	22.2%
Fuel oil	3.2%
Wood	5.4%

Households & families

Household type	Count	%
Married-couple family	556	44.9%
Cohabiting couple	158	12.8%
Male householder, no spouse	198	16.0%
Female householder, no spouse	325	26.3%
Households with children under 18	290	23.4%
Households with seniors (65+)	503	40.7%
Average household size	2.73

Marital status

Status	Male	Female
Never married	43.0%	23.6%
Married	41.4%	40.9%
Separated	0.0%	1.5%
Widowed	7.7%	17.0%
Divorced	7.9%	17.0%

Education

Less than 9th grade 1.7%

Some HS, no diploma 10.3%

HS graduate 32.1%

Some college, no degree 16.9%

Associate's degree 21.1%

Bachelor's degree 12.1%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	115	17.5%
Kindergarten	28	4.3%
Elementary school	238	36.3%
High school	212	32.3%
College / grad school	63	9.6%

Employment

Industry of employment

Arts, food & hospitality 18.0%

Construction 16.7%

Education & healthcare 15.6%

Retail trade 13.8%

Manufacturing 12.3%

Other services 7.5%

Public administration 3.8%

Finance & real estate 3.6%

Professional & management 3.2%

Wholesale trade 2.1%

Agriculture & mining 1.4%

Transportation & utilities 1.4%

Information 0.6%

Occupation

Category	%
Management, business & arts	18.8%
Service	28.2%
Sales & office	18.8%
Natural resources & construction	7.3%
Production & transportation	26.9%

Employment type

Type	%
Private sector	84.1%
Government	10.1%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.4%
Carpool	10.0%
Public transit	0.0%
Walk	0.0%
Work from home	5.2%
Other means	4.5%
Avg commute (minutes)	26.5

Poverty

All people 31.7%

Under 18 years 40.5%

18 and over 29.5%

Married-couple families 9.7%

Female-led households 29.2%

Income support

Source	% of households
Social Security	49.2%
Retirement income	30.6%
Supplemental Security	18.0%
Cash public assistance	1.2%
Food stamps / SNAP	17.9%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	39.5%
High cholesterol	39.1%
Diabetes	13.7%
Heart disease	9.4%
Stroke	4.5%
Asthma	9.9%
Arthritis	32.0%
Kidney disease	4.0%
Pulmonary disease	10.5%
Cancer	8.0%

Behavior / access	%
Smoking	23.3%
Binge drinking	14.7%
No physical activity	26.5%
Less than 7 hrs sleep	32.0%
Depression	25.1%
Fair or poor health	18.4%
Poor mental health	15.1%
Poor physical health	13.9%
No health insurance	18.1%
Visited doctor (checkup)	79.6%
Visited dentist	58.7%
Cholesterol screening	89.8%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	297	11.0%

Disability	%
Any disability	16.9%
Under 18	1.6%
18–64 years	16.6%
65 and over	31.8%

Health insurance coverage

Type	%
Private insurance	50.0%
Public insurance	56.7%
No insurance	12.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,135	92.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,379	100.0%
Born in same state	3,323	98.3%
Born in different state	1,905	56.4%
Foreign born	56	1.7%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	724	21.4%
French	371	11%
Italian	224	6.6%

Ancestry	Count	%
German	9	0.3%
English	9	0.3%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	90.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28905

What city is ZIP code 28905 in?

ZIP code 28905 is primarily assigned to Marble, North Carolina.

What county is ZIP code 28905 in?

ZIP code 28905 falls within Cherokee County, North Carolina.

What is the poverty rate in ZIP code 28905?

32% of residents in ZIP code 28905 live below the poverty line, above the national average.

Does ZIP code 28905 have a large retiree population?

49% of households in ZIP code 28905 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 28905 mostly owner-occupied?

80% of occupied units in ZIP code 28905 are owner-occupied, well above the national average.

Does ZIP code 28905 have a large veteran population?

11% of civilians in ZIP code 28905 are veterans, above the national average of ~7%.

What timezone is ZIP code 28905 in?

ZIP code 28905 observes the EST timezone.