Hayesville ZIP Codes — Clay County, NC

There is one unique ZIP code in Hayesville, North Carolina and it is 28904. Area code: 828.

ZIP codes

186.45

sq mi land

5.77

sq mi water

828

area code

Hayesville, NC ZIP code map

About Hayesville, NC

Hayesville is a charming town located in Clay County, North Carolina. With a rich history and beautiful landscapes, it draws visitors who are looking to experience the Appalachian Mountains. Its small-town atmosphere offers a close-knit community feel while being surrounded by natural beauty.

Location & geography

Hayesville is situated in the western part of North Carolina, near the borders of Georgia and Tennessee. It is approximately 20 miles from Andrews, 24 miles from Murphy, and 36 miles from Franklin, making it a central hub for exploring the surrounding areas. The town encompasses a total area of 186.45 square miles, including 5.77 square miles of water, providing ample opportunities for outdoor activities.

Community & economy

The character of Hayesville is defined by its community-oriented atmosphere where residents engage in various local events and activities. The economy largely revolves around tourism, agriculture, and small businesses, contributing to the vibrant yet peaceful daily life. Local festivals and outdoor recreational opportunities enhance the sense of community, drawing people together.

Transportation

Principal highways serving Hayesville include U.S. Route 64 and North Carolina Highway 175, providing access to nearby cities and attractions. The nearest airport is the Tri-Cities Regional Airport, located approximately 80 miles to the northeast, while local transit options may be limited, primarily relying on personal vehicles for transportation.

History

Hayesville was established in the early 1800s, serving as a vital trading post and community center for the region. The town's key industries have traditionally included agriculture, logging, and more recently, tourism, which has grown due to the natural beauty of the surrounding mountains. Notable events that shaped the community include the development of Lake Chatuge in the mid-20th century, which attracted recreational visitors.

Did you know?

One surprising fact about Hayesville is that it holds an annual event known as the Clay County Agricultural Fair, which showcases local agricultural products and crafts. Additionally, the Hayesville area offers some of the best trout fishing spots, drawing anglers from across the region.

ZIP codes for Hayesville, NC (1)

ZIP code	City	County	Map
28904	Hayesville	Clay	View map

Demographics & statistics

10,255

Population

53.8

Median age

$59,863

Median household income

$34,779

Per capita income

$255,100

Median home value

$793

Median monthly rent

79.3%

Home ownership

13.1%

Poverty rate

3.5%

Unemployment

5,506

Housing units

28.5%

Bachelor's or higher

Age distribution

Male Female

209

Under 5

231

214

5–9

238

222

10–14

247

389

15–19

431

128

20–24

141

306

25–34

340

523

35–44

579

501

45–54

555

193

55–59

215

660

60–64

732

925

65–74

1,026

531

75–84

589

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,758	17.1%
18 and over	8,497	82.9%
65 and over	3,201	31.2%
Median age	53.8 years

Race & ethnicity

White 93.1%

Two or more races 2%

Hispanic or Latino 1.7%

American Indian / Alaska Native 1.1%

Asian 1.1%

Black or African American 0.7%

Other race 0.1%

Group	Count	%
White	9,719	93.1%
Two or more races	212	2%
Hispanic or Latino	181	1.7%
American Indian / Alaska Native	117	1.1%
Asian	115	1.1%
Black or African American	78	0.7%
Other race	14	0.1%

Household income

Under $10k 1.7%

$10k–$15k 12.3%

$15k–$25k 10.7%

$25k–$35k 10.2%

$35k–$50k 11.1%

$50k–$75k 13.7%

$75k–$100k 11.5%

$100k–$150k 20.4%

$150k–$200k 4.0%

$200k+ 4.3%

Range	% of households
Under $10k	1.7%
$10k–$15k	12.3%
$15k–$25k	10.7%
$25k–$35k	10.2%
$35k–$50k	11.1%
$50k–$75k	13.7%
$75k–$100k	11.5%
$100k–$150k	20.4%
$150k–$200k	4.0%
$200k+	4.3%
Median income	$59,863

Housing

Home values

Under $50k 6.6%

$50k–$100k 5.1%

$100k–$150k 8.3%

$150k–$200k 9.5%

$200k–$300k 30.1%

$300k–$500k 24.5%

$500k–$1M 14.6%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$255,100
Median rent / month	$793
Owner occupied	79.3%
Renter occupied	20.7%
Vacant	31.2%
Single-family detached	79.4%
Large apartment buildings	3.6%
Mobile homes	12.7%
Median rooms	5.6
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.2%
2010–2019	8.4%
2000–2009	21.7%
1990–1999	20.7%
1980–1989	17.8%
1970–1979	17.0%
1960–1969	5.4%
1950–1959	2.4%
1940–1949	3.2%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	4.7%
2 bedrooms	24.6%
3 bedrooms	50.9%
4 bedrooms	12.5%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.9%
1 vehicle	28.9%
2 vehicles	35.6%
3 or more	27.6%

Heating fuel

Fuel type	%
Utility gas	2.4%
Electricity	61.2%
Propane / LP gas	26.8%
Fuel oil	3.5%
Wood	5.3%

Households & families

Household type	Count	%
Married-couple family	2,454	55.6%
Cohabiting couple	101	2.3%
Male householder, no spouse	800	18.1%
Female householder, no spouse	1,061	24.0%
Households with children under 18	745	16.9%
Households with seniors (65+)	2,176	49.3%
Average household size	2.30

Marital status

Status	Male	Female
Never married	24.9%	15.4%
Married	59.3%	57.8%
Separated	2.6%	2.6%
Widowed	1.4%	10.0%
Divorced	11.8%	14.2%

Education

Less than 9th grade 3.7%

Some HS, no diploma 8.4%

HS graduate 25.0%

Some college, no degree 21.8%

Associate's degree 12.5%

Bachelor's degree 17.5%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	28.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	68	4.0%
Kindergarten	84	4.9%
Elementary school	760	44.7%
High school	379	22.3%
College / grad school	408	24.0%

Employment

Industry of employment

Education & healthcare 22.7%

Retail trade 17.0%

Arts, food & hospitality 12.9%

Construction 9.7%

Professional & management 8.6%

Other services 7.7%

Finance & real estate 5.1%

Transportation & utilities 4.9%

Manufacturing 4.5%

Public administration 3.2%

Information 1.7%

Wholesale trade 1.0%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	37.1%
Service	18.6%
Sales & office	23.8%
Natural resources & construction	10.8%
Production & transportation	9.8%

Employment type

Type	%
Private sector	78.2%
Government	12.3%
Self-employed	9.1%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.9%
Carpool	12.6%
Public transit	0.1%
Walk	0.9%
Other means	3.4%
Avg commute (minutes)	24.7

Poverty

All people 13.1%

Under 18 years 5.3%

18 and over 14.7%

Married-couple families 8.1%

Female-led households 8.1%

Income support

Source	% of households
Social Security	54.1%
Retirement income	28.3%
Supplemental Security	8.9%
Cash public assistance	1.4%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
High blood pressure	39.8%
High cholesterol	40.3%
Heart disease	9.2%
Stroke	4.1%
Asthma	8.9%
Arthritis	32.0%
Kidney disease	3.8%
Pulmonary disease	9.2%
Cancer	8.9%

Behavior / access	%
Binge drinking	14.0%
No physical activity	23.7%
Less than 7 hrs sleep	30.1%
Fair or poor health	15.5%
Poor mental health	13.4%
Poor physical health	12.2%
No health insurance	16.0%
Visited doctor (checkup)	80.3%
Visited dentist	65.5%
Cholesterol screening	91.7%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	714	8.4%

Disability	%
Any disability	15.9%
Under 18	5.8%
18–64 years	10.3%
65 and over	31.2%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	45.8%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,815	95.7%
Spanish	167	1.7%
Other Indo-European	89	0.9%
Asian & Pacific Islander	17	0.2%
Other languages	61	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,832	95.9%
Born in same state	9,778	95.3%
Born in different state	3,450	33.6%
Foreign born	54	0.5%
Naturalized citizen	423	4.1%
Not a US citizen	355	83.9%

Ancestry

Ancestry	Count	%
French	1,699	16.6%
Italian	1,083	10.6%
Arab	766	7.5%
Polish	49	0.5%

Ancestry	Count	%
German	30	0.3%
English	22	0.2%
Irish	2	0%

Technology access

Metric	% of households
Computer access	43.1%
Internet access	87.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Hayesville, NC have?

Hayesville, NC has one ZIP code: 28904. Each ZIP code serves a distinct delivery area within the city and surrounding region.