28902 ZIP Code — Brasstown, NC

Clay County, North Carolina

ZIP code 28902 is located in Brasstown, North Carolina, within Clay County. It covers approximately 22.52 square miles and serves a population of 909 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28902

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $218,100. Owner-occupancy is high at 87%, well above the national average.

Median household income is $53,438. SNAP benefit usage at 19% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 28902 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

909

population

22.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28902 ZIP code map

Cities in ZIP code 28902

Below are the cities the US Postal Service accepts for ZIP code 28902. Using any city not on this list may result in mail delivery delays.

City	Status
Brasstown	Preferred

Nearby ZIP codes

28909 Warne (2.7 mi) 30582 Young Harris (7.6 mi) 28905 Marble (9.4 mi) 28906 Murphy (11.1 mi) 30512 Blairsville (12 mi) 28901 Andrews (14.5 mi) 28904 Hayesville (14.9 mi) 30560 Morganton (16.5 mi) 30559 Mineral Bluff (17.5 mi) 30546 Hiawassee (18.3 mi)

Demographics updated 05/2026

Population
Total population	909
Population density	40 / sq mi
State FIPS	37
County FIPS	043

Geography
Land area	22.52 sq mi
Water area	0.03 sq mi
Latitude	35.0284
Longitude	-83.9621
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.6%	55.6%	44.4%
$50k – $100k	28.7%	26.4%	30.6%
$100k – $200k	3.1%	14.2%	19.1%
Over $200k	3.6%	3.9%	6.0%

Demographics & statistics

909

Population

People per sq mi

49.7

Median age

$53,438

Median household income

$28,174

Per capita income

$218,100

Median home value

Median monthly rent

87.1%

Home ownership

11.6%

Poverty rate

2.7%

Unemployment

658

Housing units

36.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

140

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	170	18.7%
18 and over	739	81.3%
65 and over	215	23.7%
Median age	49.7 years

Race & ethnicity

White 85.6%

Asian 6.5%

Black or African American 4.2%

Two or more races 3.7%

Group	Count	%
White	778	85.6%
Asian	59	6.5%
Black or African American	38	4.2%
Two or more races	34	3.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.6%	55.6%	44.4%
$50k – $100k	28.7%	26.4%	30.6%
$100k – $200k	3.1%	14.2%	19.1%
Over $200k	3.6%	3.9%	6.0%

Under $10k 17.4%

$15k–$25k 7.2%

$25k–$35k 14.7%

$35k–$50k 9.4%

$50k–$75k 15.5%

$75k–$100k 19.3%

$100k–$150k 13.4%

$150k–$200k 1.3%

$200k+ 1.6%

Range	% of households
Under $10k	17.4%
$15k–$25k	7.2%
$25k–$35k	14.7%
$35k–$50k	9.4%
$50k–$75k	15.5%
$75k–$100k	19.3%
$100k–$150k	13.4%
$150k–$200k	1.3%
$200k+	1.6%
Median income	$53,438

Housing

Home values

Under $50k 25.2%

$50k–$100k 13.2%

$100k–$150k 4.0%

$150k–$200k 1.8%

$200k–$300k 30.8%

$300k–$500k 12.3%

$500k–$1M 12.6%

Housing overview

Metric	Value
Median home value	$218,100
Median rent / month	$0
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	47.2%
Single-family detached	72.4%
Large apartment buildings	0.0%
Mobile homes	27.6%
Median rooms	5.1
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	4.8%
2000–2009	15.6%
1990–1999	30.3%
1980–1989	11.8%
1970–1979	16.4%
1960–1969	0.8%
1950–1959	16.3%
1940–1949	2.1%
1939 or earlier	1.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	3.4%
2 bedrooms	35.8%
3 bedrooms	38.5%
4 bedrooms	14.9%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	36.7%
2 vehicles	41.8%
3 or more	21.4%

Heating fuel

Fuel type	%
Electricity	71.0%
Propane / LP gas	13.4%
Wood	15.5%

Households & families

Household type	Count	%
Married-couple family	183	49.1%
Cohabiting couple	7	1.9%
Male householder, no spouse	53	14.2%
Female householder, no spouse	130	34.9%
Households with children under 18	63	16.9%
Households with seniors (65+)	154	41.3%
Average household size	2.40

Marital status

Status	Male	Female
Never married	21.3%	19.6%
Married	66.8%	59.4%
Separated	0.0%	0.0%
Widowed	0.0%	9.1%
Divorced	12.0%	11.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 5.9%

HS graduate 26.9%

Some college, no degree 20.5%

Associate's degree 10.0%

Bachelor's degree 27.0%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	36.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	86	34.7%
High school	14	5.6%
College / grad school	148	59.7%

Employment

Industry of employment

Professional & management 16.9%

Manufacturing 16.6%

Construction 15.8%

Education & healthcare 15.8%

Arts, food & hospitality 15.8%

Retail trade 11.4%

Agriculture & mining 4.4%

Other services 3.3%

Occupation

Category	%
Management, business & arts	42.5%
Service	21.0%
Sales & office	11.4%
Natural resources & construction	14.4%
Production & transportation	10.6%

Employment type

Type	%
Private sector	80.7%
Government	9.0%
Self-employed	10.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.2%
Carpool	9.8%
Public transit	0.0%
Walk	0.0%
Work from home	7.9%
Other means	0.0%
Avg commute (minutes)	18.3

Poverty

All people 11.6%

Under 18 years 12.9%

18 and over 11.3%

Married-couple families 3.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	46.4%
Retirement income	15.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	19.3%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	37.9%
High cholesterol	38.6%
Diabetes	12.0%
Heart disease	8.2%
Stroke	3.8%
Asthma	9.2%
Arthritis	30.3%
Kidney disease	3.5%
Pulmonary disease	9.0%
Cancer	7.9%

Behavior / access	%
Smoking	20.4%
Binge drinking	14.9%
No physical activity	23.7%
Less than 7 hrs sleep	31.2%
Depression	23.8%
Fair or poor health	15.5%
Poor mental health	14.1%
Poor physical health	12.2%
No health insurance	16.4%
Visited doctor (checkup)	79.3%
Visited dentist	64.1%
Cholesterol screening	91.0%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	39	5.3%

Disability	%
Any disability	14.2%
Under 18	0.0%
18–64 years	4.8%
65 and over	48.4%

Health insurance coverage

Type	%
Private insurance	58.1%
Public insurance	44.6%
No insurance	12.7%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	839	92.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	845	93.0%
Born in same state	845	93.0%
Born in different state	178	19.6%
Foreign born	0	0.0%
Naturalized citizen	64	7.0%
Not a US citizen	51	79.7%

Ancestry

Ancestry	Count	%
French	161	17.7%
Italian	62	6.8%

Ancestry	Count	%
Arab	30	3.3%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	87.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28902

What city is ZIP code 28902 in?

ZIP code 28902 is primarily assigned to Brasstown, North Carolina.

What county is ZIP code 28902 in?

ZIP code 28902 falls within Clay County, North Carolina.

Is ZIP code 28902 mostly owner-occupied?

87% of occupied units in ZIP code 28902 are owner-occupied, well above the national average.

Does ZIP code 28902 have a large retiree population?

46% of households in ZIP code 28902 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 28902?

ZIP code 28902 has an estimated population of 909 residents, with a density of 40 people per square mile.

What is the median household income in ZIP code 28902?

The median household income in ZIP code 28902 is $53,438, below the national median of ~$75,000.

What timezone is ZIP code 28902 in?

ZIP code 28902 observes the EST timezone.