30546 ZIP Code — Hiawassee, GA

Towns County, Georgia

ZIP code 30546 is located in Hiawassee, Georgia, within Towns County. It covers approximately 130.21 square miles and serves a population of 7,904 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 706.

About ZIP code 30546

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $283,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $55,076. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

16% of residents lack health insurance, above the national average.

Overall, ZIP code 30546 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,904

population

130.21

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

30546 ZIP code map

Cities in ZIP code 30546

Below are the cities the US Postal Service accepts for ZIP code 30546. Using any city not on this list may result in mail delivery delays.

City	Status
Hiawassee	Preferred

Nearby ZIP codes

30571 Sautee Nacoochee (12 mi) 30545 Helen (12 mi) 30582 Young Harris (12.4 mi) 28904 Hayesville (12.6 mi) 30576 Tiger (15.2 mi) 28909 Warne (15.6 mi) 30523 Clarkesville (15.7 mi) 30512 Blairsville (16 mi) 30568 Rabun Gap (16.2 mi) 30552 Lakemont (16.3 mi) 30525 Clayton (17.4 mi) 28902 Brasstown (18.3 mi)

Demographics updated 05/2026

Population
Total population	7,904
Population density	61 / sq mi
State FIPS	13
County FIPS	281

Geography
Land area	130.21 sq mi
Water area	4.72 sq mi
Latitude	34.8915
Longitude	-83.6862
Timezone	Eastern (ET)
Area code	706

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	48.0%	41.5%
$50k – $100k	34.8%	33.9%	30.3%
$100k – $200k	16.3%	15.7%	21.2%
Over $200k	2.6%	2.3%	7.1%

Demographics & statistics

7,904

Population

People per sq mi

60.9

Median age

$55,076

Median household income

$34,649

Per capita income

$283,300

Median home value

$875

Median monthly rent

77.5%

Home ownership

15.1%

Poverty rate

5.3%

Unemployment

5,290

Housing units

30.0%

Bachelor's or higher

Age distribution

Male Female

138

Under 5

154

170

5–9

189

10–14

122

15–19

136

197

20–24

219

316

25–34

353

250

35–44

278

367

45–54

409

208

55–59

232

413

60–64

460

817

65–74

910

487

75–84

543

194

85+

216

← Male

Female →

Age summary

Group	Count	%
Under 18	924	11.7%
18 and over	6,980	88.3%
65 and over	3,167	40.1%
Median age	60.9 years

Race & ethnicity

White 92.5%

Two or more races 4.2%

Hispanic or Latino 2.3%

Black or African American 0.7%

Asian 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,480	92.5%
Two or more races	340	4.2%
Hispanic or Latino	185	2.3%
Black or African American	53	0.7%
Asian	22	0.3%
American Indian / Alaska Native	9	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	48.0%	41.5%
$50k – $100k	34.8%	33.9%	30.3%
$100k – $200k	16.3%	15.7%	21.2%
Over $200k	2.6%	2.3%	7.1%

Under $10k 4.1%

$10k–$15k 5.8%

$15k–$25k 13.9%

$25k–$35k 10.3%

$35k–$50k 13.6%

$50k–$75k 21.2%

$75k–$100k 11.2%

$100k–$150k 12.2%

$150k–$200k 3.4%

$200k+ 4.4%

Range	% of households
Under $10k	4.1%
$10k–$15k	5.8%
$15k–$25k	13.9%
$25k–$35k	10.3%
$35k–$50k	13.6%
$50k–$75k	21.2%
$75k–$100k	11.2%
$100k–$150k	12.2%
$150k–$200k	3.4%
$200k+	4.4%
Median income	$55,076

Housing

Home values

Under $50k 5.6%

$50k–$100k 5.3%

$100k–$150k 8.4%

$150k–$200k 12.1%

$200k–$300k 22.4%

$300k–$500k 30.6%

$500k–$1M 13.3%

$1M+ 2.2%

Housing overview

Metric	Value
Median home value	$283,300
Median rent / month	$875
Owner occupied	77.5%
Renter occupied	22.5%
Vacant	39.0%
Single-family detached	73.2%
Large apartment buildings	2.1%
Mobile homes	17.8%
Median rooms	5.5
Avg household size (owned)	2.06

Year built

Era	%
2020 or later	0.5%
2010–2019	6.5%
2000–2009	18.8%
1990–1999	25.7%
1980–1989	18.2%
1970–1979	15.2%
1960–1969	7.1%
1950–1959	6.2%
1940–1949	0.5%
1939 or earlier	1.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	8.1%
2 bedrooms	25.5%
3 bedrooms	44.9%
4 bedrooms	15.7%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	28.4%
2 vehicles	42.3%
3 or more	25.1%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	52.2%
Propane / LP gas	38.4%
Fuel oil	0.8%
Wood	4.7%

Households & families

Household type	Count	%
Married-couple family	2,007	53.7%
Cohabiting couple	200	5.3%
Male householder, no spouse	521	13.9%
Female householder, no spouse	1,011	27.0%
Households with children under 18	569	15.2%
Households with seniors (65+)	1,935	51.8%
Average household size	2.07

Marital status

Status	Male	Female
Never married	18.9%	15.8%
Married	62.5%	55.0%
Separated	0.0%	0.7%
Widowed	4.5%	15.2%
Divorced	14.0%	13.2%

Education

Less than 9th grade 1.8%

Some HS, no diploma 5.1%

HS graduate 28.8%

Some college, no degree 24.5%

Associate's degree 9.8%

Bachelor's degree 17.9%

Graduate / professional 12.1%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	30.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	79	7.9%
Kindergarten	127	12.7%
Elementary school	322	32.3%
High school	220	22.0%
College / grad school	250	25.1%

Employment

Industry of employment

Education & healthcare 23.8%

Retail trade 11.8%

Construction 11.0%

Arts, food & hospitality 9.4%

Transportation & utilities 9.3%

Professional & management 9.0%

Finance & real estate 6.4%

Manufacturing 6.3%

Public administration 4.1%

Wholesale trade 3.3%

Other services 2.6%

Agriculture & mining 2.3%

Information 0.7%

Occupation

Category	%
Management, business & arts	29.3%
Service	20.7%
Sales & office	25.1%
Natural resources & construction	14.3%
Production & transportation	10.6%

Employment type

Type	%
Private sector	73.5%
Government	10.3%
Self-employed	16.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.0%
Carpool	13.1%
Public transit	0.4%
Walk	0.9%
Work from home	9.0%
Other means	1.6%
Avg commute (minutes)	21.0

Poverty

All people 15.1%

Under 18 years 29.7%

18 and over 13.2%

Married-couple families 7.7%

Female-led households 41.9%

Income support

Source	% of households
Social Security	58.1%
Retirement income	34.6%
Supplemental Security	3.7%
Cash public assistance	1.2%
Food stamps / SNAP	10.9%

Health indicators

Condition	%
Obesity	31.4%
High blood pressure	44.9%
High cholesterol	43.1%
Diabetes	14.3%
Heart disease	10.6%
Stroke	4.5%
Asthma	9.0%
Arthritis	35.8%
Kidney disease	4.3%
Pulmonary disease	9.9%
Cancer	10.3%

Behavior / access	%
Smoking	16.1%
Binge drinking	12.4%
No physical activity	27.2%
Less than 7 hrs sleep	31.6%
Depression	19.3%
Fair or poor health	17.3%
Poor mental health	13.2%
Poor physical health	12.6%
No health insurance	16.0%
Visited doctor (checkup)	79.8%
Visited dentist	62.3%
Cholesterol screening	93.5%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	716	10.3%

Disability	%
Any disability	18.6%
Under 18	2.9%
18–64 years	13.2%
65 and over	30.0%

Health insurance coverage

Type	%
Private insurance	56.8%
Public insurance	56.6%
No insurance	16.1%
Uninsured under 19	9.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,612	96.3%
Spanish	34	0.4%
Other Indo-European	34	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,696	97.4%
Born in same state	7,652	96.8%
Born in different state	3,878	49.1%
Foreign born	44	0.6%
Naturalized citizen	208	2.6%
Not a US citizen	116	55.8%

Ancestry

Ancestry	Count	%
French	1,387	17.5%
Italian	1,115	14.1%
Arab	945	12%
Irish	62	0.8%
English	48	0.6%

Ancestry	Count	%
Polish	35	0.4%
Dutch	21	0.3%
Norwegian	8	0.1%
German	6	0.1%

Technology access

Metric	% of households
Computer access	47.3%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 30546

What city is ZIP code 30546 in?

ZIP code 30546 is primarily assigned to Hiawassee, Georgia.

What county is ZIP code 30546 in?

ZIP code 30546 falls within Towns County, Georgia.

Does ZIP code 30546 have an older population?

40% of residents in ZIP code 30546 are 65 or older, above the national average of ~17%.

Does ZIP code 30546 have a large retiree population?

58% of households in ZIP code 30546 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 30546?

15% of residents in ZIP code 30546 live below the poverty line, above the national average.

Does ZIP code 30546 have a large veteran population?

10% of civilians in ZIP code 30546 are veterans, above the national average of ~7%.

What timezone is ZIP code 30546 in?

ZIP code 30546 observes the EST timezone.