Warne ZIP Codes — Clay County, NC

There is one unique ZIP code in Warne, North Carolina and it is 28909. Area code: 828.
1
ZIP codes
9.52
sq mi land
0.00
sq mi water
828
area code
Warne, NC ZIP code map

About Warne, NC

Warne is a small, unincorporated community located in North Carolina's Clay County. Nestled in the scenic Appalachian Mountains, it offers a tranquil lifestyle with close-knit community vibes. Although modest in size, Warne provides a unique charm and beautiful natural surroundings that attract visitors and residents alike.

Location & geography

Warne is situated within the mountainous terrain of western North Carolina and covers a land area of 9.52 square miles. The community is conveniently located near several cities, with Hiawassee, GA, being about 19 miles to the southwest, Murphy, NC, approximately 16 miles to the north, and Franklin, NC, around 25 miles to the east. The area is free of water bodies, boasting a total water area of 0.00 square miles.

Community & economy

The character of Warne, NC, is defined by its welcoming residents and a peaceful atmosphere perfect for those who enjoy the tranquility of rural life. The local economy is often bolstered by tourism, drawing visitors interested in hiking, fishing, and enjoying the natural beauty of the surrounding mountains. Daily life in Warne revolves around community events and outdoor activities, providing a sense of belonging among its residents.

Transportation

Warne is accessible via local roads, with the nearby US Highway 64 facilitating travel to both larger towns and scenic spots. The nearest major airport is about 60 miles away in Chattanooga, TN, offering connections to various destinations. Public transportation options are limited, encouraging residents to use personal vehicles for commuting.

History

While specific founding details of Warne may not be extensively documented, the area reflects the rich history of the Appalachian region, characterized by early settlement and agriculture. Historically, Clay County, where Warne is located, has seen growth through local forestry and tourism, as the stunning landscape attracts outdoor enthusiasts. Key events in the area often celebrate the culture and traditions of the Appalachian people.

Did you know?

Warne is known for its stunning mountain views and proximity to several outdoor recreational activities. Interestingly, its ZIP code, 28909, serves as a unique identifier that ties the community to its rich cultural heritage in the region.

ZIP codes for Warne, NC (1)
ZIP code City County Map
28909 Warne Clay View map

Demographics & statistics

365
Population
62.3
Median age
$75,855
Median household income
$43,456
Per capita income
$284,900
Median home value
$0
Median monthly rent
91.3%
Home ownership
16.7%
Poverty rate
12.2%
Unemployment
335
Housing units
42.8%
Bachelor's or higher

Age distribution

Male Female
5
5–9
5
3
20–24
4
10
35–44
11
47
45–54
48
10
55–59
10
25
60–64
25
30
65–74
31
46
75–84
47
4
85+
4
← Male
Female →

Age summary

GroupCount%
Under 18102.7%
18 and over35597.3%
65 and over16244.4%
Median age62.3 years

Race & ethnicity

White 92.9%
Native Hawaiian / Pacific Islander 3.8%
Two or more races 1.9%
American Indian / Alaska Native 1.4%
GroupCount%
White33992.9%
Native Hawaiian / Pacific Islander143.8%
Two or more races71.9%
American Indian / Alaska Native51.4%

Household income

Under $10k 9.7%
$15k–$25k 15.0%
$25k–$35k 12.1%
$35k–$50k 10.1%
$75k–$100k 19.3%
$100k–$150k 20.3%
$150k–$200k 5.8%
$200k+ 7.7%
Range% of households
Under $10k9.7%
$15k–$25k15.0%
$25k–$35k12.1%
$35k–$50k10.1%
$75k–$100k19.3%
$100k–$150k20.3%
$150k–$200k5.8%
$200k+7.7%
Median income$75,855

Housing

Home values

Under $50k 4.8%
$150k–$200k 24.3%
$200k–$300k 27.0%
$300k–$500k 43.9%

Housing overview

MetricValue
Median home value$284,900
Median rent / month$0
Owner occupied91.3%
Renter occupied8.7%
Vacant41.4%
Single-family detached86.7%
Large apartment buildings0.0%
Mobile homes13.3%
Median rooms6.1
Avg household size (owned)1.70

Year built

Era%
2020 or later0.0%
2010–20195.4%
2000–200935.4%
1990–199919.0%
1980–19897.1%
1970–197925.5%
1960–19690.0%
1950–19597.6%
1940–19490.0%
1939 or earlier0.0%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom3.1%
2 bedrooms23.5%
3 bedrooms57.2%
4 bedrooms16.1%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle5.3%
1 vehicle27.5%
2 vehicles37.2%
3 or more30.0%

Heating fuel

Fuel type%
Utility gas6.8%
Electricity57.0%
Propane / LP gas22.2%
Fuel oil5.3%
Wood8.7%

Households & families

Household typeCount%
Married-couple family4923.7%
Cohabiting couple2411.6%
Male householder, no spouse4823.2%
Female householder, no spouse8641.5%
Households with children under 1873.4%
Households with seniors (65+)14067.6%
Average household size1.76

Marital status

StatusMaleFemale
Never married29.1%9.8%
Married24.2%28.3%
Separated4.4%9.2%
Widowed18.1%19.1%
Divorced24.2%33.5%

Education

Less than 9th grade 3.2%
Some HS, no diploma 0.0%
HS graduate 25.6%
Some college, no degree 14.9%
Associate's degree 13.5%
Bachelor's degree 19.5%
Graduate / professional 23.3%
Metric%
HS diploma or higher96.8%
Bachelor's or higher42.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten10100.0%
Elementary school00.0%
High school00.0%
College / grad school00.0%

Employment

Industry of employment

Education & healthcare 23.0%
Construction 16.4%
Wholesale trade 16.4%
Professional & management 14.5%
Manufacturing 11.5%
Public administration 7.9%
Retail trade 6.1%
Arts, food & hospitality 4.2%

Occupation

Category%
Management, business & arts70.3%
Service12.1%
Sales & office0.0%
Natural resources & construction0.0%
Production & transportation17.6%

Employment type

Type%
Private sector62.4%
Government21.2%
Self-employed16.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone52.7%
Carpool0.0%
Public transit0.0%
Walk16.4%
Other means0.0%
Avg commute (minutes)28.4

Poverty

All people 16.7%
Under 18 years 0.0%
18 and over 17.2%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security76.8%
Retirement income28.5%
Supplemental Security5.3%
Cash public assistance3.4%
Food stamps / SNAP8.7%

Health indicators

Condition%
High blood pressure39.1%
High cholesterol39.7%
Heart disease8.7%
Stroke4.0%
Asthma9.5%
Arthritis31.2%
Kidney disease3.6%
Pulmonary disease9.6%
Cancer8.0%
Behavior / access%
Binge drinking14.5%
No physical activity24.6%
Less than 7 hrs sleep31.5%
Fair or poor health16.4%
Poor mental health14.6%
Poor physical health12.8%
No health insurance16.9%
Visited doctor (checkup)79.5%
Visited dentist63.0%
Cholesterol screening90.8%
Teeth loss15.3%

Veterans & disability

VeteransCount%
Civilian veterans226.2%
Disability%
Any disability28.2%
Under 180.0%
18–64 years21.8%
65 and over37.7%

Health insurance coverage

Type%
Private insurance44.4%
Public insurance58.6%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only365100.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)35196.2%
Born in same state35196.2%
Born in different state7620.8%
Foreign born00.0%
Naturalized citizen143.8%
Not a US citizen14100.0%

Ancestry

AncestryCount%
French6618.1%
Italian5114%
AncestryCount%
Arab113%

Technology access

Metric% of households
Computer access56.7%
Internet access94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Warne, NC have?
Warne, NC has one ZIP code: 28909. Each ZIP code serves a distinct delivery area within the city and surrounding region.
Need the complete North Carolina ZIP code database? Download all NC ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →