Cherokee County, NC ZIP Codes
North Carolina (NC) · 5 ZIP codes · 5 cities
5
ZIP codes
29,167
population (2021)
+6.3%
pop change since 2010
37039
FIPS code
Cherokee County ZIP code map
About Cherokee County
Cherokee County is located in North Carolina and contains 5 ZIP codes across 5 cities and communities.
The county's population was 29,167 as of 2021,
an increase of
6.3% from 27,444 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Cherokee County is 37039.
| Population | |
|---|---|
| 2021 population | 29,167 |
| 2010 population | 27,444 |
| Change | +6.3% |
| County details | |
|---|---|
| State | North Carolina |
| FIPS code | 37039 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Cherokee County
ZIP codes for Cherokee County, NC (5)
| ZIP code | City | County | Map |
|---|---|---|---|
| 28781 | Topton | Cherokee | View map |
| 28901 | Andrews | Cherokee | View map |
| 28903 | Culberson | Cherokee | View map |
| 28905 | Marble | Cherokee | View map |
| 28906 | Murphy | Cherokee | View map |
Demographics & statistics
28,525
Population
52.7
Median age
$49,219
Median household income
$28,623
Per capita income
$183,100
Median home value
$820
Median monthly rent
79.5%
Home ownership
21.6%
Poverty rate
6.7%
Unemployment
15,446
Housing units
22.4%
Bachelor's or higher
Age distribution
Male
Female
510
Under 5
513
539
5–9
542
726
10–14
729
707
15–19
711
700
20–24
704
1,239
25–34
1,245
1,336
35–44
1,343
1,725
45–54
1,734
1,058
55–59
1,063
1,270
60–64
1,276
2,691
65–74
2,705
1,360
75–84
1,368
365
85+
366
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,551 | 18.3% |
| 18 and over | 23,974 | 81.7% |
| 65 and over | 8,855 | 27.5% |
| Median age | 52.7 years | |
Race & ethnicity
White
89.9%
Two or more races
3.5%
Hispanic or Latino
2.2%
American Indian / Alaska Native
1.6%
Black or African American
1.4%
Other race
0.9%
Asian
0.4%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 26,237 | 89.9% |
| Two or more races | 1,019 | 3.5% |
| Hispanic or Latino | 653 | 2.2% |
| American Indian / Alaska Native | 463 | 1.6% |
| Black or African American | 417 | 1.4% |
| Other race | 270 | 0.9% |
| Asian | 104 | 0.4% |
| Native Hawaiian / Pacific Islander | 15 | 0.1% |
Household income
Under $10k
3.0%
$10k–$15k
6.9%
$15k–$25k
11.9%
$25k–$35k
14.9%
$35k–$50k
13.7%
$50k–$75k
22.7%
$75k–$100k
10.5%
$100k–$150k
10.5%
$150k–$200k
3.8%
$200k+
2.0%
| Range | % of households |
|---|---|
| Under $10k | 3.0% |
| $10k–$15k | 6.9% |
| $15k–$25k | 11.9% |
| $25k–$35k | 14.9% |
| $35k–$50k | 13.7% |
| $50k–$75k | 22.7% |
| $75k–$100k | 10.5% |
| $100k–$150k | 10.5% |
| $150k–$200k | 3.8% |
| $200k+ | 2.0% |
| Median income | $49,219 |
Housing
Home values
Under $50k
8.5%
$50k–$100k
15.7%
$100k–$150k
13.5%
$150k–$200k
18.2%
$200k–$300k
25.5%
$300k–$500k
14.0%
$500k–$1M
3.5%
$1M+
1.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $183,100 |
| Median rent / month | $820 |
| Owner occupied | 79.5% |
| Renter occupied | 20.5% |
| Vacant | 26.0% |
| Single-family detached | 69.1% |
| Large apartment buildings | 0.1% |
| Mobile homes | 25.8% |
| Median rooms | 5.2 |
| Avg household size (owned) | 2.28 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 6.2% |
| 2000–2009 | 27.9% |
| 1990–1999 | 18.8% |
| 1980–1989 | 18.7% |
| 1970–1979 | 10.7% |
| 1960–1969 | 6.6% |
| 1950–1959 | 5.2% |
| 1940–1949 | 1.8% |
| 1939 or earlier | 3.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.6% |
| 1 bedroom | 3.4% |
| 2 bedrooms | 36.2% |
| 3 bedrooms | 44.0% |
| 4 bedrooms | 14.0% |
| 5+ bedrooms | 1.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.2% |
| 1 vehicle | 35.4% |
| 2 vehicles | 34.6% |
| 3 or more | 25.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 1.4% |
| Electricity | 69.1% |
| Propane / LP gas | 17.8% |
| Fuel oil | 4.2% |
| Wood | 6.6% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,455 | 48.0% |
| Cohabiting couple | 597 | 7.3% |
| Male householder, no spouse | 2,513 | 19.3% |
| Female householder, no spouse | 3,089 | 25.5% |
| Households with children under 18 | 2,194 | 20.3% |
| Households with seniors (65+) | 5,895 | 43.6% |
| Average household size | 2.36 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 28.5% | 19.8% |
| Married | 51.6% | 49.1% |
| Separated | 2.0% | 3.2% |
| Widowed | 6.4% | 12.7% |
| Divorced | 11.5% | 15.3% |
Education
Less than 9th grade
3.0%
Some HS, no diploma
7.4%
HS graduate
33.2%
Some college, no degree
19.1%
Associate's degree
14.9%
Bachelor's degree
15.1%
Graduate / professional
7.3%
| Metric | % |
|---|---|
| HS diploma or higher | 89.6% |
| Bachelor's or higher | 22.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 255 | 7.5% |
| Kindergarten | 355 | 7.3% |
| Elementary school | 1,966 | 44.6% |
| High school | 1,316 | 28.3% |
| College / grad school | 628 | 12.4% |
Employment
Industry of employment
Education & healthcare
19.3%
Retail trade
15.9%
Arts, food & hospitality
14.5%
Construction
12.7%
Manufacturing
10.0%
Other services
6.9%
Professional & management
6.6%
Finance & real estate
5.2%
Public administration
3.0%
Transportation & utilities
2.8%
Agriculture & mining
1.2%
Wholesale trade
0.9%
Information
0.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 26.6% |
| Service | 20.1% |
| Sales & office | 25.1% |
| Natural resources & construction | 10.2% |
| Production & transportation | 18.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.4% |
| Government | 11.6% |
| Self-employed | 6.5% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.0% |
| Carpool | 8.5% |
| Public transit | 0.2% |
| Walk | 1.4% |
| Other means | 3.0% |
| Avg commute (minutes) | 25.5 |
Poverty
All people
21.6%
Under 18 years
29.9%
18 and over
19.5%
Married-couple families
8.8%
Female-led households
38.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 49.6% |
| Retirement income | 26.4% |
| Supplemental Security | 8.6% |
| Cash public assistance | 0.8% |
| Food stamps / SNAP | 12.1% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 40.2% |
| High cholesterol | 39.6% |
| Heart disease | 9.7% |
| Stroke | 4.6% |
| Asthma | 9.7% |
| Arthritis | 32.8% |
| Kidney disease | 4.1% |
| Pulmonary disease | 10.6% |
| Cancer | 8.4% |
| Behavior / access | % |
|---|---|
| Binge drinking | 14.2% |
| No physical activity | 26.8% |
| Less than 7 hrs sleep | 31.6% |
| Fair or poor health | 18.4% |
| Poor mental health | 14.7% |
| Poor physical health | 13.8% |
| No health insurance | 18.1% |
| Visited doctor (checkup) | 80.2% |
| Visited dentist | 59.3% |
| Cholesterol screening | 90.4% |
| Teeth loss | 17.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 3,074 | 11.8% |
| Disability | % |
|---|---|
| Any disability | 17.4% |
| Under 18 | 1.8% |
| 18–64 years | 12.9% |
| 65 and over | 36.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 52.7% |
| Public insurance | 51.7% |
| Uninsured under 19 | 4.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 27,502 | 95.4% |
| Spanish | 123 | 0.5% |
| Other Indo-European | 93 | 0.4% |
| Asian & Pacific Islander | 5 | 0.0% |
| Other languages | 25 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 27,988 | 97.9% |
| Born in same state | 27,709 | 97.0% |
| Born in different state | 11,011 | 46.4% |
| Foreign born | 279 | 1.0% |
| Naturalized citizen | 537 | 2.1% |
| Not a US citizen | 276 | 34.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 4,536 | 15.9% |
| French | 4,369 | 15.3% |
| Italian | 3,100 | 10.9% |
| English | 334 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 150 | 0.5% |
| German | 85 | 0.3% |
| Irish | 30 | 0.1% |
| Dutch | 18 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.4% |
| Internet access | 90.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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