28702 ZIP Code — Almond, NC

Swain County, North Carolina

ZIP code 28702 is located in Almond, North Carolina, within Swain County. It covers approximately 24.42 square miles and serves a population of 488 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28702

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $276,800. Owner-occupancy is high at 85%, well above the national average.

Median household income is $34,563. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. An above-average commute of 58 minutes suggests many residents work outside the immediate area.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%; and disability rates above the national average at 28%.

Overall, ZIP code 28702 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

488

population

24.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28702 ZIP code map

Cities in ZIP code 28702

Below are the cities the US Postal Service accepts for ZIP code 28702. Using any city not on this list may result in mail delivery delays.

City	Status
Almond	Preferred

Nearby ZIP codes

28713 Bryson City (4.3 mi) 28733 Fontana Dam (10.5 mi) 28781 Topton (11.6 mi) 28771 Robbinsville (12.2 mi) 28901 Andrews (16.1 mi) 37882 Townsend (18.8 mi) 28734 Franklin (19.1 mi)

Demographics updated 05/2026

Population
Total population	488
Population density	20 / sq mi
State FIPS	37
County FIPS	173

Geography
Land area	24.42 sq mi
Water area	2.10 sq mi
Latitude	35.3839
Longitude	-83.6374
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	54.4%	44.4%
$50k – $100k	51.6%	30.1%	30.6%
$100k – $200k	4.8%	14.4%	19.1%
Over $200k	0.0%	1.2%	6.0%

Demographics & statistics

488

Population

People per sq mi

41.1

Median age

$34,563

Median household income

$21,579

Per capita income

$276,800

Median home value

Median monthly rent

84.7%

Home ownership

10.5%

Poverty rate

16.7%

Unemployment

381

Housing units

15.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	138	28.3%
18 and over	350	71.7%
65 and over	159	32.6%
Median age	41.1 years

Race & ethnicity

White 100%

Group	Count	%
White	488	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	54.4%	44.4%
$50k – $100k	51.6%	30.1%	30.6%
$100k – $200k	4.8%	14.4%	19.1%
Over $200k	0.0%	1.2%	6.0%

Under $10k 15.3%

$25k–$35k 40.4%

$35k–$50k 5.5%

$50k–$75k 10.9%

$75k–$100k 10.4%

$100k–$150k 9.8%

$150k–$200k 7.7%

Range	% of households
Under $10k	15.3%
$25k–$35k	40.4%
$35k–$50k	5.5%
$50k–$75k	10.9%
$75k–$100k	10.4%
$100k–$150k	9.8%
$150k–$200k	7.7%
Median income	$34,563

Housing

Home values

Under $50k 3.9%

$100k–$150k 6.5%

$150k–$200k 21.3%

$200k–$300k 22.6%

$300k–$500k 38.7%

$500k–$1M 7.1%

Housing overview

Metric	Value
Median home value	$276,800
Median rent / month	$0
Owner occupied	84.7%
Renter occupied	15.3%
Vacant	55.3%
Single-family detached	74.8%
Large apartment buildings	0.0%
Mobile homes	25.2%
Median rooms	5.0
Avg household size (owned)	2.82

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	35.5%
1990–1999	18.1%
1980–1989	34.0%
1970–1979	1.5%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	6.4%
1939 or earlier	4.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.6%
2 bedrooms	37.7%
3 bedrooms	55.0%
4 bedrooms	2.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	31.7%
2 vehicles	68.3%
3 or more	0.0%

Heating fuel

Fuel type	%
Electricity	53.6%
Propane / LP gas	6.0%
Fuel oil	40.4%

Households & families

Household type	Count	%
Married-couple family	105	57.4%
Cohabiting couple	42	23.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	36	19.7%
Households with children under 18	44	24.0%
Households with seniors (65+)	98	53.6%
Average household size	2.67

Marital status

Status	Male	Female
Never married	8.5%	20.2%
Married	50.3%	45.2%
Separated	18.1%	6.0%
Widowed	0.0%	12.5%
Divorced	23.1%	16.1%

Education

Less than 9th grade 7.1%

Some HS, no diploma 4.0%

HS graduate 31.1%

Some college, no degree 42.6%

Associate's degree 0.0%

Bachelor's degree 11.1%

Graduate / professional 4.0%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	15.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	64	79.0%
High school	17	21.0%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 38.6%

Education & healthcare 37.1%

Public administration 9.3%

Retail trade 7.9%

Arts, food & hospitality 7.1%

Occupation

Category	%
Management, business & arts	22.9%
Service	21.4%
Sales & office	17.1%
Natural resources & construction	38.6%
Production & transportation	0.0%

Employment type

Type	%
Private sector	70.0%
Government	22.1%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	43.6%
Carpool	56.4%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	58.3

Poverty

All people 10.5%

Under 18 years 0.0%

18 and over 14.6%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	53.6%
Retirement income	20.8%
Supplemental Security	3.3%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	41.9%
High cholesterol	42.1%
Diabetes	13.9%
Heart disease	10.0%
Stroke	4.6%
Asthma	9.4%
Arthritis	34.2%
Kidney disease	4.1%
Pulmonary disease	10.7%
Cancer	9.1%

Behavior / access	%
Smoking	21.0%
Binge drinking	13.5%
No physical activity	25.7%
Less than 7 hrs sleep	30.4%
Depression	23.5%
Fair or poor health	17.7%
Poor mental health	13.9%
Poor physical health	13.7%
No health insurance	16.9%
Visited doctor (checkup)	80.3%
Visited dentist	62.0%
Cholesterol screening	91.6%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	67	19.1%

Disability	%
Any disability	27.5%
Under 18	0.0%
18–64 years	0.0%
65 and over	84.3%

Health insurance coverage

Type	%
Private insurance	78.3%
Public insurance	43.0%
No insurance	5.5%
Uninsured under 19	12.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	431	88.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	488	100.0%
Born in same state	488	100.0%
Born in different state	324	66.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	177	36.3%
Italian	133	27.3%

Ancestry	Count	%
Dutch	44	9%
French	43	8.8%

Technology access

Metric	% of households
Computer access	37.5%
Internet access	48.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28702

What city is ZIP code 28702 in?

ZIP code 28702 is primarily assigned to Almond, North Carolina.

What county is ZIP code 28702 in?

ZIP code 28702 falls within Swain County, North Carolina.

Does ZIP code 28702 have an older population?

33% of residents in ZIP code 28702 are 65 or older, above the national average of ~17%.

Does ZIP code 28702 have a large retiree population?

54% of households in ZIP code 28702 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 28702 mostly owner-occupied?

85% of occupied units in ZIP code 28702 are owner-occupied, well above the national average.

Does ZIP code 28702 have a large veteran population?

19% of civilians in ZIP code 28702 are veterans, above the national average of ~7%.

What timezone is ZIP code 28702 in?

ZIP code 28702 observes the EST timezone.