28270 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28270 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 12.43 square miles and serves a population of 34,169 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28270

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $481,000. Owner-occupancy sits near the national average at 75%.

The gap between median ($120,894) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is high — 70% of residents hold a bachelor's degree or higher, well above the national average of 33%.

34,169

population

12.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28270 ZIP code map

Cities in ZIP code 28270

Below are the cities the US Postal Service accepts for ZIP code 28270. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28105 Matthews (3 mi) 28226 Charlotte (3.8 mi) 28211 Charlotte (4.4 mi) 28212 Charlotte (4.8 mi) 28104 Matthews (5 mi) 28210 Charlotte (5.2 mi) 28277 Charlotte (5.5 mi) 28274 Charlotte (6.7 mi) 28209 Charlotte (6.7 mi) 28207 Charlotte (6.8 mi) 28205 Charlotte (7.4 mi) 28134 Pineville (7.7 mi)

Demographics updated 06/2026

Population
Total population	34,169
Population density	2,749 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	12.43 sq mi
Water area	0.05 sq mi
Latitude	35.1131
Longitude	-80.7618
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.2%	35.4%	44.4%
$50k – $100k	26.1%	30.7%	30.6%
$100k – $200k	29.8%	23.3%	19.1%
Over $200k	21.9%	10.6%	6.0%

Demographics & statistics

34,169

Population

2,749

People per sq mi

39.1

Median age

$120,894

Median household income

$62,062

Per capita income

$481,000

Median home value

$1,635

Median monthly rent

74.5%

Home ownership

4.3%

Poverty rate

3.2%

Unemployment

9,801

Housing units

69.7%

Bachelor's or higher

Age distribution

Male Female

1,180

Under 5

1,174

1,300

5–9

1,293

1,146

10–14

1,141

1,169

15–19

1,164

589

20–24

587

2,221

25–34

2,209

2,418

35–44

2,406

2,552

45–54

2,540

1,203

55–59

1,197

942

60–64

938

1,496

65–74

1,488

613

75–84

610

297

85+

296

← Male

Female →

Age summary

Group	Count	%
Under 18	8,949	26.2%
18 and over	25,220	73.8%
65 and over	4,800	14.0%
Median age	39.1 years

Race & ethnicity

White 66.1%

Black or African American 12.4%

Asian 9.6%

Two or more races 5%

Hispanic or Latino 4.5%

Other race 2.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	23,656	66.1%
Black or African American	4,447	12.4%
Asian	3,421	9.6%
Two or more races	1,800	5%
Hispanic or Latino	1,626	4.5%
Other race	788	2.2%
Native Hawaiian / Pacific Islander	50	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.2%	35.4%	44.4%
$50k – $100k	26.1%	30.7%	30.6%
$100k – $200k	29.8%	23.3%	19.1%
Over $200k	21.9%	10.6%	6.0%

Under $10k 1.9%

$10k–$15k 0.8%

$15k–$25k 4.6%

$25k–$35k 4.1%

$35k–$50k 7.3%

$50k–$75k 13.1%

$75k–$100k 9.8%

$100k–$150k 19.2%

$150k–$200k 12.8%

$200k+ 26.4%

Range	% of households
Under $10k	1.9%
$10k–$15k	0.8%
$15k–$25k	4.6%
$25k–$35k	4.1%
$35k–$50k	7.3%
$50k–$75k	13.1%
$75k–$100k	9.8%
$100k–$150k	19.2%
$150k–$200k	12.8%
$200k+	26.4%
Median income	$120,894

Housing

Home values

Under $50k 1.3%

$50k–$100k 0.1%

$100k–$150k 2.1%

$150k–$200k 2.2%

$200k–$300k 11.4%

$300k–$500k 36.5%

$500k–$1M 43.3%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$481,000
Median rent / month	$1,635
Owner occupied	74.5%
Renter occupied	25.5%
Vacant	2.9%
Single-family detached	68.8%
Large apartment buildings	6.7%
Mobile homes	0.5%
Median rooms	7.4
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	1.0%
2010–2019	6.2%
2000–2009	13.8%
1990–1999	31.0%
1980–1989	27.2%
1970–1979	12.1%
1960–1969	6.4%
1950–1959	1.7%
1940–1949	0.4%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	6.6%
2 bedrooms	13.3%
3 bedrooms	29.7%
4 bedrooms	34.1%
5+ bedrooms	15.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	27.3%
2 vehicles	53.5%
3 or more	17.0%

Heating fuel

Fuel type	%
Utility gas	57.3%
Electricity	40.3%
Propane / LP gas	2.2%
Fuel oil	0.1%
Wood	0.2%

Households & families

Household type	Count	%
Married-couple family	8,149	64.4%
Cohabiting couple	572	4.5%
Male householder, no spouse	924	7.3%
Female householder, no spouse	3,000	23.7%
Households with children under 18	4,918	38.9%
Households with seniors (65+)	3,349	26.5%
Average household size	2.70

Marital status

Status	Male	Female
Never married	28.3%	21.7%
Married	66.6%	61.1%
Separated	0.7%	0.9%
Widowed	1.0%	7.3%
Divorced	3.4%	8.9%

Education

Less than 9th grade 0.8%

Some HS, no diploma 0.7%

HS graduate 10.1%

Some college, no degree 12.3%

Associate's degree 6.3%

Bachelor's degree 43.6%

Graduate / professional 26.1%

Metric	%
HS diploma or higher	98.4%
Bachelor's or higher	69.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	864	9.6%
Kindergarten	427	4.7%
Elementary school	3,903	43.3%
High school	2,063	22.9%
College / grad school	1,763	19.5%

Employment

Industry of employment

Education & healthcare 19.9%

Finance & real estate 18.3%

Professional & management 17.6%

Retail trade 9.4%

Manufacturing 7.3%

Arts, food & hospitality 6.5%

Construction 5.2%

Other services 4.9%

Transportation & utilities 3.9%

Wholesale trade 2.8%

Information 2.8%

Public administration 1.0%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	62.0%
Service	8.5%
Sales & office	21.5%
Natural resources & construction	2.9%
Production & transportation	5.2%

Employment type

Type	%
Private sector	88.7%
Government	6.1%
Self-employed	5.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	71.2%
Carpool	7.4%
Public transit	1.8%
Walk	0.4%
Work from home	18.7%
Other means	0.6%
Avg commute (minutes)	26.8

Poverty

All people 4.3%

Under 18 years 3.5%

18 and over 4.6%

Married-couple families 1.1%

Female-led households 17.8%

Income support

Source	% of households
Social Security	23.7%
Retirement income	17.1%
Supplemental Security	1.6%
Cash public assistance	1.0%
Food stamps / SNAP	2.9%

Health indicators

Condition	%
Obesity	25.2%
High blood pressure	26.2%
High cholesterol	30.9%
Diabetes	6.9%
Heart disease	4.1%
Stroke	1.9%
Asthma	7.7%
Arthritis	17.5%
Kidney disease	2.0%
Pulmonary disease	3.7%
Cancer	5.9%

Behavior / access	%
Smoking	10.8%
Binge drinking	17.2%
No physical activity	13.9%
Less than 7 hrs sleep	27.7%
Depression	19.1%
Fair or poor health	7.2%
Poor mental health	11.4%
Poor physical health	6.6%
No health insurance	11.1%
Visited doctor (checkup)	76.2%
Visited dentist	76.1%
Cholesterol screening	92.7%
Teeth loss	6.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,213	4.8%

Disability	%
Any disability	5.4%
Under 18	0.6%
18–64 years	3.4%
65 and over	23.1%

Health insurance coverage

Type	%
Private insurance	84.1%
Public insurance	19.1%
No insurance	6.4%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	31,815	93.1%
Spanish	2,097	6.6%
Other Indo-European	787	2.5%
Asian & Pacific Islander	662	2.1%
Other languages	550	1.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	28,280	82.8%
Born in same state	27,861	81.5%
Born in different state	11,936	34.9%
Foreign born	419	1.2%
Naturalized citizen	5,889	17.2%
Not a US citizen	3,020	51.3%

Ancestry

Ancestry	Count	%
French	4,877	14.3%
Italian	3,192	9.3%
Arab	1,509	4.4%
English	353	1%
Polish	255	0.7%

Ancestry	Count	%
German	171	0.5%
Irish	119	0.3%
Dutch	91	0.3%
Norwegian	56	0.2%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28270

What city is ZIP code 28270 in?

ZIP code 28270 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28270 in?

ZIP code 28270 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28270?

70% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 28270?

The median home value in ZIP code 28270 is $481,000.

What is the median household income in ZIP code 28270?

The median household income in ZIP code 28270 is $120,894, above the national median of ~$75,000.

What is the population of ZIP code 28270?

ZIP code 28270 has an estimated population of 34,169 residents, with a density of 2,750 people per square mile.

What timezone is ZIP code 28270 in?

ZIP code 28270 observes the EST timezone.