28212 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28212 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 9.19 square miles and serves a population of 43,301 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28212

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $209,500. Renters make up the majority at 62%, typical of denser urban areas.

Median household income is $48,918. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 26% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 25% of households.

Overall, ZIP code 28212 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

43,301
population
9.19
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28212 ZIP code map
Cities in ZIP code 28212

Below are the cities the US Postal Service accepts for ZIP code 28212. Using any city not on this list may result in mail delivery delays.

City Status
Charlotte Preferred
Nearby ZIP codes
28211 Charlotte (2.6 mi) 28205 Charlotte (3.4 mi) 28263 Charlotte (3.8 mi) 28207 Charlotte (4.6 mi) 28270 Charlotte (4.8 mi) 28274 Charlotte (4.9 mi) 28204 Charlotte (4.9 mi) 28105 Matthews (5.4 mi) 28227 Charlotte (5.6 mi) 28215 Charlotte (5.7 mi) 28254 Charlotte (5.9 mi) 28209 Charlotte (5.9 mi)
Demographics updated 06/2026
Population
Total population 43,301
Population density 4,712 / sq mi
State FIPS 37
County FIPS 119
Geography
Land area 9.19 sq mi
Water area 0.06 sq mi
Latitude 35.1815
Longitude -80.7478
Timezone Eastern (ET)
Area code 704/980
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 57.2% 35.4% 44.4%
$50k – $100k 31.7% 30.7% 30.6%
$100k – $200k 9.7% 23.3% 19.1%
Over $200k 1.4% 10.6% 6.0%

Demographics & statistics

43,301
Population
4,712
People per sq mi
32.6
Median age
$48,918
Median household income
$25,866
Per capita income
$209,500
Median home value
$1,188
Median monthly rent
38.2%
Home ownership
17.9%
Poverty rate
7.5%
Unemployment
7,501
Housing units
23.3%
Bachelor's or higher

Age distribution

Male Female
1,952
Under 5
1,969
1,521
5–9
1,535
1,514
10–14
1,527
1,460
15–19
1,473
1,593
20–24
1,607
3,803
25–34
3,838
3,398
35–44
3,428
2,542
45–54
2,566
1,075
55–59
1,085
776
60–64
783
1,339
65–74
1,351
391
75–84
395
189
85+
191
← Male
Female →

Age summary

GroupCount%
Under 1811,74227.1%
18 and over31,55972.9%
65 and over3,8568.9%
Median age32.6 years

Race & ethnicity

Black or African American 32.8%
Hispanic or Latino 19.3%
White 17.8%
Other race 13.5%
Two or more races 7.9%
Asian 7.8%
American Indian / Alaska Native 0.8%
Native Hawaiian / Pacific Islander 0.1%
GroupCount%
Black or African American17,61932.8%
Hispanic or Latino10,37919.3%
White9,57917.8%
Other race7,22213.5%
Two or more races4,2287.9%
Asian4,1907.8%
American Indian / Alaska Native4310.8%
Native Hawaiian / Pacific Islander320.1%

Household income

Income range This ZIP County avg State avg
Under $50k 57.2% 35.4% 44.4%
$50k – $100k 31.7% 30.7% 30.6%
$100k – $200k 9.7% 23.3% 19.1%
Over $200k 1.4% 10.6% 6.0%
Under $10k 4.3%
$10k–$15k 4.2%
$15k–$25k 10.2%
$25k–$35k 13.5%
$35k–$50k 19.2%
$50k–$75k 21.1%
$75k–$100k 11.1%
$100k–$150k 10.4%
$150k–$200k 3.5%
$200k+ 2.5%
Range% of households
Under $10k4.3%
$10k–$15k4.2%
$15k–$25k10.2%
$25k–$35k13.5%
$35k–$50k19.2%
$50k–$75k21.1%
$75k–$100k11.1%
$100k–$150k10.4%
$150k–$200k3.5%
$200k+2.5%
Median income$48,918

Housing

Home values

Under $50k 1.1%
$50k–$100k 5.8%
$100k–$150k 14.5%
$150k–$200k 25.3%
$200k–$300k 37.1%
$300k–$500k 13.3%
$500k–$1M 2.3%
$1M+ 0.5%

Housing overview

MetricValue
Median home value$209,500
Median rent / month$1,188
Owner occupied38.2%
Renter occupied61.8%
Vacant7.6%
Single-family detached41.1%
Large apartment buildings16.9%
Mobile homes0.3%
Median rooms4.6
Avg household size (owned)2.66

Year built

Era%
2020 or later0.0%
2010–20192.1%
2000–20098.5%
1990–199913.0%
1980–198924.9%
1970–197930.5%
1960–196913.0%
1950–19597.3%
1940–19490.4%
1939 or earlier0.3%

Bedrooms

Size% of units
No bedroom (studio)2.5%
1 bedroom20.7%
2 bedrooms32.1%
3 bedrooms34.3%
4 bedrooms9.7%
5+ bedrooms0.7%

Vehicles per household

Vehicles% of households
No vehicle9.3%
1 vehicle48.1%
2 vehicles28.8%
3 or more13.7%

Heating fuel

Fuel type%
Utility gas31.8%
Electricity65.0%
Propane / LP gas2.0%
Fuel oil0.3%
No fuel used0.9%

Households & families

Household typeCount%
Married-couple family4,88830.2%
Cohabiting couple1,92411.9%
Male householder, no spouse3,74523.2%
Female householder, no spouse5,61234.7%
Households with children under 185,68335.1%
Households with seniors (65+)2,95118.3%
Average household size2.66

Marital status

StatusMaleFemale
Never married49.3%46.4%
Married35.9%30.8%
Separated2.7%3.1%
Widowed1.8%7.0%
Divorced10.3%12.8%

Education

Less than 9th grade 14.9%
Some HS, no diploma 7.1%
HS graduate 25.5%
Some college, no degree 22.3%
Associate's degree 6.9%
Bachelor's degree 15.1%
Graduate / professional 8.2%
Metric%
HS diploma or higher78.0%
Bachelor's or higher23.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool7757.6%
Kindergarten6506.3%
Elementary school4,49343.9%
High school2,59125.3%
College / grad school1,73016.9%

Employment

Industry of employment

Education & healthcare 15.0%
Retail trade 14.6%
Construction 13.9%
Professional & management 12.1%
Arts, food & hospitality 11.0%
Manufacturing 8.9%
Transportation & utilities 6.6%
Finance & real estate 6.1%
Other services 4.2%
Information 3.3%
Wholesale trade 2.9%
Public administration 0.9%
Agriculture & mining 0.6%

Occupation

Category%
Management, business & arts25.0%
Service20.6%
Sales & office22.0%
Natural resources & construction14.7%
Production & transportation17.7%

Employment type

Type%
Private sector88.1%
Government7.3%
Self-employed4.4%
Unpaid family workers0.1%

Commute

Method%
Drive alone66.1%
Carpool16.6%
Public transit4.2%
Walk0.5%
Work from home11.6%
Other means1.1%
Avg commute (minutes)29.2

Poverty

All people 17.9%
Under 18 years 26.7%
18 and over 14.7%
Married-couple families 9.6%
Female-led households 23.0%

Income support

Source% of households
Social Security20.8%
Retirement income11.6%
Supplemental Security2.9%
Cash public assistance1.7%
Food stamps / SNAP19.2%

Health indicators

Condition%
Obesity35.9%
High blood pressure33.0%
High cholesterol28.1%
Diabetes11.2%
Heart disease5.2%
Stroke3.3%
Asthma10.1%
Arthritis19.0%
Kidney disease3.0%
Pulmonary disease6.1%
Cancer4.2%
Behavior / access%
Smoking21.3%
Binge drinking14.9%
No physical activity28.4%
Less than 7 hrs sleep36.7%
Depression20.7%
Fair or poor health18.1%
Poor mental health16.2%
Poor physical health11.5%
No health insurance28.2%
Visited doctor (checkup)76.5%
Visited dentist52.1%
Cholesterol screening86.2%
Teeth loss19.9%

Veterans & disability

VeteransCount%
Civilian veterans1,4924.7%
Disability%
Any disability7.2%
Under 182.7%
18–64 years7.1%
65 and over22.4%

Health insurance coverage

Type%
Private insurance43.1%
Public insurance36.8%
No insurance26.0%
Uninsured under 1914.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only39,38090.9%
Spanish9,65224.5%
Other Indo-European6,34716.1%
Asian & Pacific Islander1,6154.1%
Other languages1,1923.0%

Place of birth & citizenship

OriginCount%
Native born (US)30,88771.3%
Born in same state29,77368.8%
Born in different state16,63538.4%
Foreign born1,1142.6%
Naturalized citizen12,41428.7%
Not a US citizen2,99724.1%

Ancestry

AncestryCount%
French1,5043.5%
Italian1,0622.5%
Arab9702.2%
English1330.3%
AncestryCount%
Polish1320.3%
Norwegian340.1%
German90%
Irish30%

Technology access

Metric% of households
Computer access37.3%
Internet access91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28212

What city is ZIP code 28212 in?

ZIP code 28212 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28212 in?

ZIP code 28212 falls within Mecklenburg County, North Carolina.

Is ZIP code 28212 mostly rentals?

62% of occupied units in ZIP code 28212 are renter-occupied.

Is Spanish widely spoken in ZIP code 28212?

Approximately 25% of households in ZIP code 28212 speak Spanish as a primary language.

What is the poverty rate in ZIP code 28212?

18% of residents in ZIP code 28212 live below the poverty line, above the national average.

What is the population of ZIP code 28212?

ZIP code 28212 has an estimated population of 43,301 residents, with a density of 4,714 people per square mile.

What timezone is ZIP code 28212 in?

ZIP code 28212 observes the EST timezone.

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