95076 ZIP Code — Watsonville, CA

Santa Cruz County, California

ZIP code 95076 is located in Watsonville, California, within Santa Cruz County. It covers approximately 135.10 square miles and serves a population of 83,716 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 831.

About ZIP code 95076

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $702,700. Owner-occupancy sits near the national average at 56%.

The gap between median ($86,062) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include Spanish spoken in 29% of households.

Overall, ZIP code 95076 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

83,716

population

135.10

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95076 ZIP code map

Cities in ZIP code 95076

Below are the cities the US Postal Service accepts for ZIP code 95076. Using any city not on this list may result in mail delivery delays.

City	Status
Watsonville	Acceptable
Watsonville	Preferred

Nearby ZIP codes

95019 Freedom (3 mi) 95004 Aromas (7.2 mi) 95039 Moss Landing (8 mi) 95003 Aptos (9.6 mi) 95020 Gilroy (10 mi) 95012 Castroville (11.3 mi) 95045 San Juan Bautista (12.4 mi) 95046 San Martin (12.4 mi) 93907 Salinas (12.7 mi) 95010 Capitola (12.9 mi) 95073 Soquel (13.6 mi) 95062 Santa Cruz (14.7 mi)

Demographics updated 06/2026

Population
Total population	83,716
Population density	620 / sq mi
State FIPS	06
County FIPS	087

Geography
Land area	135.10 sq mi
Water area	0.99 sq mi
Latitude	36.9428
Longitude	-121.7240
Timezone	Pacific (PT)
Area code	831

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	28.1%	32.6%
$50k – $100k	31.8%	25.8%	27.7%
$100k – $200k	25.8%	29.0%	26.4%
Over $200k	10.6%	17.1%	13.3%

Demographics & statistics

83,716

Population

620

People per sq mi

36.2

Median age

$86,062

Median household income

$33,137

Per capita income

$702,700

Median home value

$1,805

Median monthly rent

56.4%

Home ownership

12.8%

Poverty rate

8.4%

Unemployment

15,589

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

2,805

Under 5

2,690

2,895

5–9

2,776

3,413

10–14

3,272

3,405

15–19

3,264

3,127

20–24

2,999

5,147

25–34

4,935

5,294

35–44

5,075

5,303

45–54

5,085

2,677

55–59

2,567

2,435

60–64

2,334

3,759

65–74

3,605

1,743

75–84

1,672

735

85+

704

← Male

Female →

Age summary

Group	Count	%
Under 18	22,182	26.5%
18 and over	61,534	73.5%
65 and over	12,218	14.6%
Median age	36.2 years

Race & ethnicity

Hispanic or Latino 33.2%

White 28.9%

Other race 23.5%

Two or more races 10.7%

Asian 1.8%

American Indian / Alaska Native 1.4%

Black or African American 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
Hispanic or Latino	41,639	33.2%
White	36,195	28.9%
Other race	29,486	23.5%
Two or more races	13,374	10.7%
Asian	2,289	1.8%
American Indian / Alaska Native	1,815	1.4%
Black or African American	475	0.4%
Native Hawaiian / Pacific Islander	82	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	28.1%	32.6%
$50k – $100k	31.8%	25.8%	27.7%
$100k – $200k	25.8%	29.0%	26.4%
Over $200k	10.6%	17.1%	13.3%

Under $10k 3.4%

$10k–$15k 3.6%

$15k–$25k 7.2%

$25k–$35k 6.1%

$35k–$50k 8.5%

$50k–$75k 14.3%

$75k–$100k 15.4%

$100k–$150k 15.8%

$150k–$200k 11.2%

$200k+ 14.4%

Range	% of households
Under $10k	3.4%
$10k–$15k	3.6%
$15k–$25k	7.2%
$25k–$35k	6.1%
$35k–$50k	8.5%
$50k–$75k	14.3%
$75k–$100k	15.4%
$100k–$150k	15.8%
$150k–$200k	11.2%
$200k+	14.4%
Median income	$86,062

Housing

Home values

Under $50k 1.4%

$50k–$100k 0.9%

$100k–$150k 1.4%

$150k–$200k 1.1%

$200k–$300k 2.2%

$300k–$500k 11.1%

$500k–$1M 62.2%

$1M+ 19.7%

Housing overview

Metric	Value
Median home value	$702,700
Median rent / month	$1,805
Owner occupied	56.4%
Renter occupied	43.6%
Vacant	6.6%
Single-family detached	67.6%
Large apartment buildings	5.5%
Mobile homes	5.5%
Median rooms	5.1
Avg household size (owned)	3.06

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	11.3%
1990–1999	8.2%
1980–1989	17.0%
1970–1979	21.8%
1960–1969	12.0%
1950–1959	10.1%
1940–1949	7.0%
1939 or earlier	10.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	7.4%
2 bedrooms	28.5%
3 bedrooms	43.5%
4 bedrooms	15.0%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	21.1%
2 vehicles	35.4%
3 or more	38.7%

Heating fuel

Fuel type	%
Utility gas	49.2%
Electricity	32.9%
Propane / LP gas	6.7%
Fuel oil	0.2%
Wood	3.8%
Solar	2.0%
No fuel used	4.9%

Households & families

Household type	Count	%
Married-couple family	13,402	54.6%
Cohabiting couple	1,791	7.3%
Male householder, no spouse	3,497	14.2%
Female householder, no spouse	5,877	23.9%
Households with children under 18	9,792	39.9%
Households with seniors (65+)	8,618	35.1%
Average household size	3.35

Marital status

Status	Male	Female
Never married	39.6%	34.9%
Married	48.7%	45.8%
Separated	1.8%	2.0%
Widowed	2.2%	7.6%
Divorced	7.8%	9.5%

Education

Less than 9th grade 19.3%

Some HS, no diploma 9.3%

HS graduate 24.2%

Some college, no degree 21.5%

Associate's degree 7.1%

Bachelor's degree 11.8%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	71.4%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	774	3.4%
Kindergarten	1,166	5.1%
Elementary school	9,627	41.7%
High school	6,100	26.4%
College / grad school	5,415	23.5%

Employment

Industry of employment

Education & healthcare 18.5%

Agriculture & mining 13.9%

Retail trade 10.7%

Professional & management 10.7%

Arts, food & hospitality 8.2%

Construction 7.7%

Manufacturing 7.7%

Transportation & utilities 6.1%

Other services 4.7%

Public administration 3.8%

Wholesale trade 3.6%

Finance & real estate 3.3%

Information 1.2%

Occupation

Category	%
Management, business & arts	27.0%
Service	19.9%
Sales & office	19.2%
Natural resources & construction	19.2%
Production & transportation	14.7%

Employment type

Type	%
Private sector	76.0%
Government	14.5%
Self-employed	9.1%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	71.0%
Carpool	14.6%
Public transit	0.8%
Walk	2.0%
Work from home	7.3%
Other means	4.3%
Avg commute (minutes)	27.5

Poverty

All people 12.8%

Under 18 years 14.6%

18 and over 12.2%

Married-couple families 6.9%

Female-led households 25.2%

Income support

Source	% of households
Social Security	33.2%
Retirement income	23.1%
Supplemental Security	8.7%
Cash public assistance	2.4%
Food stamps / SNAP	15.1%

Health indicators

Condition	%
Obesity	31.8%
High blood pressure	25.9%
High cholesterol	27.8%
Diabetes	11.2%
Heart disease	5.6%
Stroke	2.8%
Asthma	10.1%
Arthritis	19.4%
Kidney disease	2.9%
Pulmonary disease	6.0%
Cancer	4.6%

Behavior / access	%
Smoking	14.0%
Binge drinking	18.4%
No physical activity	27.7%
Less than 7 hrs sleep	31.8%
Depression	18.0%
Fair or poor health	20.5%
Poor mental health	16.0%
Poor physical health	12.0%
No health insurance	23.4%
Visited doctor (checkup)	64.1%
Visited dentist	53.8%
Cholesterol screening	86.9%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,066	3.4%

Disability	%
Any disability	11.8%
Under 18	5.9%
18–64 years	8.8%
65 and over	34.9%

Health insurance coverage

Type	%
Private insurance	53.8%
Public insurance	47.9%
No insurance	9.7%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	78,221	93.4%
Spanish	22,392	28.6%
Other Indo-European	21,328	27.3%
Asian & Pacific Islander	236	0.3%
Other languages	470	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	57,734	69.0%
Born in same state	56,546	67.5%
Born in different state	50,233	60.0%
Foreign born	1,188	1.4%
Naturalized citizen	25,982	31.0%
Not a US citizen	10,306	39.7%

Ancestry

Ancestry	Count	%
French	3,982	4.8%
Italian	3,173	3.8%
Arab	1,066	1.3%
Polish	435	0.5%
English	322	0.4%

Ancestry	Count	%
Dutch	268	0.3%
German	121	0.1%
Irish	109	0.1%
Norwegian	20	0%

Technology access

Metric	% of households
Computer access	29.3%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95076

What part of Watsonville is ZIP code 95076?

ZIP code 95076 covers a portion of Watsonville, California, within Santa Cruz County.

What county is ZIP code 95076 in?

ZIP code 95076 falls within Santa Cruz County, California.

Is Spanish widely spoken in ZIP code 95076?

Approximately 29% of households in ZIP code 95076 speak Spanish as a primary language.

What is the typical home value in ZIP code 95076?

The median home value in ZIP code 95076 is $702,700.

What is the population of ZIP code 95076?

ZIP code 95076 has an estimated population of 83,716 residents, with a density of 620 people per square mile.

What is the median household income in ZIP code 95076?

The median household income in ZIP code 95076 is $86,062, above the national median of ~$75,000.

What timezone is ZIP code 95076 in?

ZIP code 95076 observes the PST timezone.