95039 ZIP Code — Moss Landing, CA

Monterey County, California

ZIP code 95039 is located in Moss Landing, California, within Monterey County. It covers approximately 17.39 square miles and serves a population of 1,427 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 831.

About ZIP code 95039

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $254,700. Owner-occupancy sits near the national average at 60%.

The gap between median ($48,700) and mean household income suggests income inequality — a small number of higher earners pull the average up. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include Spanish spoken in 33% of households.

Overall, ZIP code 95039 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

1,427

population

17.39

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95039 ZIP code map

Cities in ZIP code 95039

Below are the cities the US Postal Service accepts for ZIP code 95039. Using any city not on this list may result in mail delivery delays.

City	Status
Moss Landing	Preferred

Nearby ZIP codes

95012 Castroville (4.1 mi) 95019 Freedom (7.1 mi) 95076 Watsonville (8 mi) 93907 Salinas (8.1 mi) 95004 Aromas (8.8 mi) 93933 Marina (10.4 mi) 93906 Salinas (11.1 mi) 95003 Aptos (13.3 mi) 95045 San Juan Bautista (13.6 mi) 93955 Seaside (13.7 mi) 93901 Salinas (13.8 mi) 95010 Capitola (14 mi)

Demographics updated 05/2026

Population
Total population	1,427
Population density	82 / sq mi
State FIPS	06
County FIPS	053

Geography
Land area	17.39 sq mi
Water area	1.79 sq mi
Latitude	36.8341
Longitude	-121.7733
Timezone	Pacific (PT)
Area code	831

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.2%	31.5%	32.6%
$50k – $100k	36.7%	32.1%	27.7%
$100k – $200k	8.2%	25.4%	26.4%
Over $200k	2.8%	11.0%	13.3%

Demographics & statistics

1,427

Population

People per sq mi

41.5

Median age

$48,700

Median household income

$26,586

Per capita income

$254,700

Median home value

$1,464

Median monthly rent

60.1%

Home ownership

16.8%

Poverty rate

1.2%

Unemployment

333

Housing units

16.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

131

10–14

115

15–19

20–24

25–34

105

35–44

45–54

55–59

60–64

188

65–74

165

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	434	30.4%
18 and over	993	69.6%
65 and over	422	29.6%
Median age	41.5 years

Race & ethnicity

Hispanic or Latino 38.1%

Other race 31.4%

White 13.4%

Two or more races 11.1%

American Indian / Alaska Native 2.9%

Black or African American 1.9%

Asian 1.3%

Group	Count	%
Hispanic or Latino	878	38.1%
Other race	724	31.4%
White	308	13.4%
Two or more races	255	11.1%
American Indian / Alaska Native	67	2.9%
Black or African American	44	1.9%
Asian	29	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.2%	31.5%	32.6%
$50k – $100k	36.7%	32.1%	27.7%
$100k – $200k	8.2%	25.4%	26.4%
Over $200k	2.8%	11.0%	13.3%

Under $10k 6.7%

$25k–$35k 9.0%

$35k–$50k 37.6%

$50k–$75k 21.1%

$75k–$100k 8.2%

$150k–$200k 9.8%

$200k+ 7.5%

Range	% of households
Under $10k	6.7%
$25k–$35k	9.0%
$35k–$50k	37.6%
$50k–$75k	21.1%
$75k–$100k	8.2%
$150k–$200k	9.8%
$200k+	7.5%
Median income	$48,700

Housing

Home values

$50k–$100k 9.9%

$100k–$150k 5.2%

$150k–$200k 3.0%

$200k–$300k 38.2%

$300k–$500k 12.9%

$500k–$1M 9.4%

$1M+ 21.5%

Housing overview

Metric	Value
Median home value	$254,700
Median rent / month	$1,464
Owner occupied	60.1%
Renter occupied	39.9%
Vacant	20.5%
Single-family detached	24.8%
Large apartment buildings	1.0%
Mobile homes	39.3%
Median rooms	5.1
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	8.4%
1990–1999	4.3%
1980–1989	31.4%
1970–1979	42.8%
1960–1969	9.8%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	0.0%
2 bedrooms	30.5%
3 bedrooms	49.0%
4 bedrooms	19.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.7%
1 vehicle	37.6%
2 vehicles	36.1%
3 or more	18.6%

Heating fuel

Fuel type	%
Utility gas	19.6%
Electricity	59.0%
Propane / LP gas	15.5%
No fuel used	5.9%

Households & families

Household type	Count	%
Married-couple family	212	54.6%
Cohabiting couple	26	6.7%
Male householder, no spouse	99	25.5%
Female householder, no spouse	51	13.1%
Households with children under 18	169	43.6%
Households with seniors (65+)	181	46.6%
Average household size	3.57

Marital status

Status	Male	Female
Never married	31.2%	12.6%
Married	39.8%	44.9%
Separated	4.7%	0.0%
Widowed	2.2%	8.0%
Divorced	22.1%	34.4%

Education

Less than 9th grade 38.0%

Some HS, no diploma 0.5%

HS graduate 20.1%

Some college, no degree 23.1%

Associate's degree 1.4%

Bachelor's degree 9.9%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	61.4%
Bachelor's or higher	16.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	25	5.1%
Elementary school	311	63.3%
High school	77	15.7%
College / grad school	78	15.9%

Employment

Industry of employment

Agriculture & mining 32.4%

Professional & management 13.0%

Education & healthcare 12.8%

Wholesale trade 11.7%

Transportation & utilities 6.9%

Construction 6.3%

Public administration 5.4%

Manufacturing 4.8%

Arts, food & hospitality 3.1%

Other services 1.7%

Retail trade 1.5%

Finance & real estate 0.4%

Occupation

Category	%
Management, business & arts	31.2%
Service	22.6%
Sales & office	18.6%
Natural resources & construction	22.8%
Production & transportation	4.8%

Employment type

Type	%
Private sector	72.0%
Government	12.1%
Self-employed	15.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.6%
Carpool	6.5%
Public transit	0.0%
Walk	3.6%
Work from home	1.0%
Other means	24.3%
Avg commute (minutes)	24.2

Poverty

All people 16.8%

Under 18 years 3.8%

18 and over 21.1%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	53.1%
Retirement income	28.6%
Supplemental Security	10.3%
Cash public assistance	1.3%
Food stamps / SNAP	9.0%

Health indicators

Condition	%
Obesity	36.2%
High blood pressure	29.4%
High cholesterol	28.3%
Diabetes	13.3%
Heart disease	6.7%
Stroke	3.5%
Asthma	10.8%
Arthritis	22.1%
Kidney disease	3.4%
Pulmonary disease	8.0%
Cancer	4.9%

Behavior / access	%
Smoking	17.3%
Binge drinking	17.7%
No physical activity	31.4%
Less than 7 hrs sleep	32.8%
Depression	19.3%
Fair or poor health	25.5%
Poor mental health	17.3%
Poor physical health	14.6%
No health insurance	25.2%
Visited doctor (checkup)	66.8%
Visited dentist	52.1%
Cholesterol screening	86.0%
Teeth loss	18.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	15.2%
Under 18	9.7%
18–64 years	14.0%
65 and over	22.5%

Health insurance coverage

Type	%
Private insurance	50.5%
Public insurance	69.3%
No insurance	5.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,406	98.5%
Spanish	461	32.8%
Other Indo-European	457	32.5%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	939	65.8%
Born in same state	939	65.8%
Born in different state	665	46.6%
Foreign born	0	0.0%
Naturalized citizen	488	34.2%
Not a US citizen	203	41.6%

Ancestry

Ancestry	Count	%
French	41	2.9%
Italian	31	2.2%

Ancestry	Count	%
Polish	15	1.1%

Technology access

Metric	% of households
Computer access	27.2%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95039

What city is ZIP code 95039 in?

ZIP code 95039 is primarily assigned to Moss Landing, California.

What county is ZIP code 95039 in?

ZIP code 95039 falls within Monterey County, California.

Is Spanish widely spoken in ZIP code 95039?

Approximately 33% of households in ZIP code 95039 speak Spanish as a primary language.

Does ZIP code 95039 have an older population?

30% of residents in ZIP code 95039 are 65 or older, above the national average of ~17%.

Does ZIP code 95039 have a large retiree population?

53% of households in ZIP code 95039 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 95039?

17% of residents in ZIP code 95039 live below the poverty line, above the national average.

What timezone is ZIP code 95039 in?

ZIP code 95039 observes the PST timezone.