Capitola ZIP Codes — Santa Cruz County, CA

There is one unique ZIP code in Capitola, California and it is 95010. Area code: 831.
1
ZIP codes
1.38
sq mi land
0.08
sq mi water
831
area code
Capitola, CA ZIP code map

About Capitola, CA

Capitola, California, is a charming coastal city located along the stunning Central California coastline. Known for its vibrant beachfront and colorful Victorian architecture, Capitola offers a unique blend of relaxation and recreational activities. Despite its small size, covering just over a mile in land area, it attracts visitors year-round seeking sun, surf, and community engagement.

Location & geography

Situated in Santa Cruz County, Capitola is bordered by the Pacific Ocean to the west, providing a stunning coastal landscape. Nearby cities include Santa Cruz, just 4 miles to the north, Soquel, roughly 2 miles east, and Aptos, around 5 miles to the south. The city encompasses 1.38 square miles of land and features an additional 0.08 square miles of water, showcasing its beautiful beaches and coastal scenery.

Community & economy

The character of Capitola is defined by its friendly atmosphere and strong sense of community among residents and visitors alike. The local economy thrives on tourism, with many shops, restaurants, and cultural events that cater to both locals and travelers. Daily life in Capitola often revolves around outdoor activities, with opportunities for surfing, paddleboarding, and participating in community festivals.

Transportation

Capitola is accessible via Highway 1, which runs along the coast and connects the city to other attractions in Santa Cruz County. The nearest major airport is the Monterey Peninsula Airport, located approximately 40 miles away, providing both domestic and limited international flights. Public transit options, including local buses, offer connections to nearby cities and enhance accessibility for residents and tourists.

History

Founded in the late 1800s, Capitola has a rich history rooted in tourism and the growth of seaside recreation. Initially established as a beach resort, it attracted visitors with its picturesque setting and tranquil environment, which continues to be a key draw today. Over the years, Capitola has hosted various events and festivals that highlight its cultural heritage and community spirit.

Did you know?

One surprising fact about Capitola is that it is home to the oldest surfing contest in the United States, known as the Capitola Paddleboard Race, which has been held annually since 1959. Additionally, the city's unique architecture, including its colorful beachfront cottages, adds to its charm and allure.

ZIP codes for Capitola, CA (1)
ZIP code City County Map
95010 Capitola Santa Cruz View map

Demographics & statistics

9,243
Population
49.7
Median age
$91,771
Median household income
$62,899
Per capita income
$878,200
Median home value
$2,191
Median monthly rent
46.6%
Home ownership
13.5%
Poverty rate
2.0%
Unemployment
2,622
Housing units
47.9%
Bachelor's or higher

Age distribution

Male Female
140
Under 5
142
218
5–9
221
169
10–14
172
230
15–19
233
208
20–24
210
566
25–34
573
534
35–44
540
624
45–54
631
377
55–59
382
299
60–64
303
714
65–74
723
339
75–84
344
174
85+
177
← Male
Female →

Age summary

GroupCount%
Under 181,32514.3%
18 and over7,91885.7%
65 and over2,47126.7%
Median age49.7 years

Race & ethnicity

White 64.8%
Hispanic or Latino 12.6%
Other race 8.6%
Two or more races 8.4%
Asian 5.1%
American Indian / Alaska Native 0.2%
Native Hawaiian / Pacific Islander 0.2%
GroupCount%
White6,85864.8%
Hispanic or Latino1,33812.6%
Other race9088.6%
Two or more races8928.4%
Asian5445.1%
American Indian / Alaska Native210.2%
Native Hawaiian / Pacific Islander200.2%

Household income

Under $10k 3.2%
$10k–$15k 1.3%
$15k–$25k 5.2%
$25k–$35k 4.8%
$35k–$50k 8.3%
$50k–$75k 14.8%
$75k–$100k 18.2%
$100k–$150k 18.1%
$150k–$200k 12.3%
$200k+ 13.8%
Range% of households
Under $10k3.2%
$10k–$15k1.3%
$15k–$25k5.2%
$25k–$35k4.8%
$35k–$50k8.3%
$50k–$75k14.8%
$75k–$100k18.2%
$100k–$150k18.1%
$150k–$200k12.3%
$200k+13.8%
Median income$91,771

Housing

Home values

$50k–$100k 0.9%
$100k–$150k 2.4%
$150k–$200k 2.7%
$200k–$300k 0.8%
$300k–$500k 8.5%
$500k–$1M 40.4%
$1M+ 44.4%

Housing overview

MetricValue
Median home value$878,200
Median rent / month$2,191
Owner occupied46.6%
Renter occupied53.4%
Vacant11.7%
Single-family detached35.0%
Large apartment buildings7.3%
Mobile homes8.4%
Median rooms4.4
Avg household size (owned)1.98

Year built

Era%
2020 or later0.2%
2010–20193.7%
2000–20097.6%
1990–199911.0%
1980–198914.4%
1970–197920.8%
1960–196919.8%
1950–19598.9%
1940–19493.3%
1939 or earlier10.1%

Bedrooms

Size% of units
No bedroom (studio)4.3%
1 bedroom13.0%
2 bedrooms52.4%
3 bedrooms23.8%
4 bedrooms5.3%
5+ bedrooms1.2%

Vehicles per household

Vehicles% of households
No vehicle4.3%
1 vehicle45.8%
2 vehicles44.1%
3 or more5.8%

Heating fuel

Fuel type%
Utility gas67.9%
Electricity25.1%
Propane / LP gas2.2%
Wood0.6%
No fuel used2.4%

Households & families

Household typeCount%
Married-couple family1,47233.6%
Cohabiting couple3237.4%
Male householder, no spouse91720.9%
Female householder, no spouse1,67038.1%
Households with children under 1872316.5%
Households with seniors (65+)1,86042.4%
Average household size2.07

Marital status

StatusMaleFemale
Never married43.0%26.2%
Married43.4%36.1%
Separated2.4%1.5%
Widowed1.1%9.7%
Divorced10.1%26.4%

Education

Less than 9th grade 2.5%
Some HS, no diploma 3.1%
HS graduate 13.6%
Some college, no degree 19.8%
Associate's degree 13.1%
Bachelor's degree 31.0%
Graduate / professional 16.9%
Metric%
HS diploma or higher94.4%
Bachelor's or higher47.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1306.4%
Kindergarten432.1%
Elementary school65432.4%
High school38118.9%
College / grad school81140.2%

Employment

Industry of employment

Education & healthcare 28.3%
Professional & management 13.6%
Manufacturing 11.6%
Retail trade 9.7%
Arts, food & hospitality 9.6%
Finance & real estate 9.0%
Other services 4.6%
Construction 4.4%
Public administration 2.6%
Information 2.3%
Transportation & utilities 2.0%
Agriculture & mining 1.1%
Wholesale trade 1.1%

Occupation

Category%
Management, business & arts51.2%
Service17.7%
Sales & office21.5%
Natural resources & construction5.2%
Production & transportation4.4%

Employment type

Type%
Private sector70.6%
Government19.0%
Self-employed10.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone56.8%
Carpool5.9%
Public transit2.3%
Walk6.4%
Other means3.1%
Avg commute (minutes)26.2

Poverty

All people 13.5%
Under 18 years 22.3%
18 and over 12.0%
Married-couple families 3.9%
Female-led households 15.7%

Income support

Source% of households
Social Security39.0%
Retirement income25.3%
Supplemental Security6.4%
Cash public assistance3.2%
Food stamps / SNAP8.3%

Health indicators

Condition%
High blood pressure28.2%
High cholesterol31.1%
Heart disease6.2%
Stroke2.9%
Asthma10.3%
Arthritis23.9%
Kidney disease2.9%
Pulmonary disease6.8%
Cancer6.8%
Behavior / access%
Binge drinking18.7%
No physical activity19.2%
Less than 7 hrs sleep29.8%
Fair or poor health13.9%
Poor mental health14.8%
Poor physical health10.4%
No health insurance9.8%
Visited doctor (checkup)67.4%
Visited dentist64.8%
Cholesterol screening90.9%
Teeth loss11.0%

Veterans & disability

VeteransCount%
Civilian veterans3244.1%
Disability%
Any disability18.9%
Under 1818.7%
18–64 years13.7%
65 and over31.1%

Health insurance coverage

Type%
Private insurance69.6%
Public insurance42.8%
Uninsured under 193.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only8,96196.9%
Spanish4114.6%
Other Indo-European2452.7%
Asian & Pacific Islander230.3%
Other languages1301.5%

Place of birth & citizenship

OriginCount%
Native born (US)8,18788.6%
Born in same state8,14988.2%
Born in different state5,93464.2%
Foreign born380.4%
Naturalized citizen1,05611.4%
Not a US citizen52049.2%

Ancestry

AncestryCount%
Italian1,18312.8%
French1,09311.8%
Arab3013.3%
Polish2372.6%
AncestryCount%
English1842%
Dutch901%
Irish400.4%
German230.2%

Technology access

Metric% of households
Computer access47.4%
Internet access96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Capitola, CA have?
Capitola, CA has one ZIP code: 95010. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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