95046 ZIP Code — San Martin, CA

Santa Clara County, California

ZIP code 95046 is located in San Martin, California, within Santa Clara County. It covers approximately 18.81 square miles and serves a population of 5,801 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408/669.

About ZIP code 95046

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,317,400. Owner-occupancy sits near the national average at 73%.

The gap between median ($148,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with professional and management as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 20% of workers work from home.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95046 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.

5,801

population

18.81

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95046 ZIP code map

Cities in ZIP code 95046

Below are the cities the US Postal Service accepts for ZIP code 95046. Using any city not on this list may result in mail delivery delays.

City	Status
San Martin	Preferred

Nearby ZIP codes

95037 Morgan Hill (5.2 mi) 95020 Gilroy (5.5 mi) 95141 San Jose (9.7 mi) 95076 Watsonville (12.4 mi) 95139 San Jose (12.5 mi) 95138 San Jose (12.8 mi) 95119 San Jose (13.6 mi) 95135 San Jose (13.9 mi) 95120 San Jose (14.3 mi) 95019 Freedom (14.6 mi) 95004 Aromas (15.2 mi) 95123 San Jose (15.8 mi)

Demographics updated 05/2026

Population
Total population	5,801
Population density	308 / sq mi
State FIPS	06
County FIPS	085

Geography
Land area	18.81 sq mi
Water area	0.04 sq mi
Latitude	37.0956
Longitude	-121.6045
Timezone	Pacific (PT)
Area code	408/669

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.8%	19.3%	32.6%
$50k – $100k	27.8%	19.7%	27.7%
$100k – $200k	30.7%	31.0%	26.4%
Over $200k	23.6%	30.0%	13.3%

Demographics & statistics

5,801

Population

308

People per sq mi

51.4

Median age

$148,000

Median household income

$56,850

Per capita income

$1,317,400

Median home value

$2,154

Median monthly rent

72.7%

Home ownership

7.9%

Poverty rate

6.9%

Unemployment

1,433

Housing units

30.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

143

10–14

143

206

15–19

207

103

20–24

103

330

25–34

331

276

35–44

278

514

45–54

517

281

55–59

282

201

60–64

202

470

65–74

471

162

75–84

162

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	820	14.1%
18 and over	4,981	85.9%
65 and over	1,411	24.3%
Median age	51.4 years

Race & ethnicity

White 48.3%

Hispanic or Latino 20.3%

Two or more races 16.3%

Other race 7%

Asian 4.2%

American Indian / Alaska Native 2.9%

Black or African American 0.6%

Native Hawaiian / Pacific Islander 0.5%

Group	Count	%
White	3,514	48.3%
Hispanic or Latino	1,475	20.3%
Two or more races	1,183	16.3%
Other race	508	7%
Asian	304	4.2%
American Indian / Alaska Native	211	2.9%
Black or African American	41	0.6%
Native Hawaiian / Pacific Islander	40	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.8%	19.3%	32.6%
$50k – $100k	27.8%	19.7%	27.7%
$100k – $200k	30.7%	31.0%	26.4%
Over $200k	23.6%	30.0%	13.3%

Under $10k 1.0%

$10k–$15k 1.6%

$15k–$25k 5.1%

$25k–$35k 6.8%

$35k–$50k 1.7%

$50k–$75k 10.5%

$75k–$100k 9.5%

$100k–$150k 15.4%

$150k–$200k 15.2%

$200k+ 33.1%

Range	% of households
Under $10k	1.0%
$10k–$15k	1.6%
$15k–$25k	5.1%
$25k–$35k	6.8%
$35k–$50k	1.7%
$50k–$75k	10.5%
$75k–$100k	9.5%
$100k–$150k	15.4%
$150k–$200k	15.2%
$200k+	33.1%
Median income	$148,000

Housing

Home values

Under $50k 3.5%

$100k–$150k 0.6%

$150k–$200k 0.7%

$300k–$500k 2.6%

$500k–$1M 19.4%

$1M+ 73.3%

Housing overview

Metric	Value
Median home value	$1,317,400
Median rent / month	$2,154
Owner occupied	72.7%
Renter occupied	27.3%
Vacant	5.2%
Single-family detached	89.0%
Large apartment buildings	0.4%
Mobile homes	5.0%
Median rooms	6.2
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	0.6%
2010–2019	2.2%
2000–2009	7.6%
1990–1999	6.7%
1980–1989	17.9%
1970–1979	23.8%
1960–1969	16.3%
1950–1959	8.3%
1940–1949	7.0%
1939 or earlier	9.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	8.2%
2 bedrooms	19.0%
3 bedrooms	33.9%
4 bedrooms	32.3%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	8.4%
2 vehicles	28.4%
3 or more	59.0%

Heating fuel

Fuel type	%
Utility gas	61.1%
Electricity	19.8%
Propane / LP gas	5.8%
Wood	0.4%
Solar	2.8%
No fuel used	3.8%

Households & families

Household type	Count	%
Married-couple family	1,167	63.7%
Cohabiting couple	98	5.3%
Male householder, no spouse	200	10.9%
Female householder, no spouse	367	20.0%
Households with children under 18	613	33.5%
Households with seniors (65+)	963	52.6%
Average household size	3.01

Marital status

Status	Male	Female
Never married	34.5%	31.5%
Married	50.0%	48.6%
Separated	0.5%	1.8%
Widowed	1.9%	5.8%
Divorced	13.1%	12.2%

Education

Less than 9th grade 7.3%

Some HS, no diploma 4.3%

HS graduate 27.0%

Some college, no degree 26.2%

Associate's degree 4.4%

Bachelor's degree 23.0%

Graduate / professional 7.9%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	30.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	1.1%
Kindergarten	38	3.4%
Elementary school	351	31.8%
High school	318	28.8%
College / grad school	384	34.8%

Employment

Industry of employment

Professional & management 17.9%

Education & healthcare 17.5%

Retail trade 13.6%

Manufacturing 10.7%

Construction 9.8%

Arts, food & hospitality 8.0%

Finance & real estate 6.6%

Public administration 3.9%

Wholesale trade 3.3%

Agriculture & mining 3.2%

Transportation & utilities 2.9%

Information 1.3%

Other services 1.3%

Occupation

Category	%
Management, business & arts	29.9%
Service	25.4%
Sales & office	31.0%
Natural resources & construction	8.8%
Production & transportation	4.9%

Employment type

Type	%
Private sector	77.8%
Government	9.9%
Self-employed	10.2%
Unpaid family workers	2.1%

Commute

Method	%
Drive alone	59.6%
Carpool	8.8%
Public transit	2.2%
Walk	8.7%
Work from home	20.3%
Other means	0.4%
Avg commute (minutes)	40.1

Poverty

All people 7.9%

Under 18 years 8.5%

18 and over 7.8%

Married-couple families 2.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	46.3%
Retirement income	33.8%
Supplemental Security	2.8%
Cash public assistance	0.8%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	26.3%
High blood pressure	25.3%
High cholesterol	27.6%
Diabetes	9.5%
Heart disease	5.1%
Stroke	2.4%
Asthma	9.2%
Arthritis	18.9%
Kidney disease	2.5%
Pulmonary disease	5.3%
Cancer	5.6%

Behavior / access	%
Smoking	11.2%
Binge drinking	19.7%
No physical activity	20.7%
Less than 7 hrs sleep	28.2%
Depression	16.3%
Fair or poor health	13.9%
Poor mental health	14.0%
Poor physical health	9.6%
No health insurance	13.8%
Visited doctor (checkup)	63.9%
Visited dentist	63.5%
Cholesterol screening	90.5%
Teeth loss	9.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	292	5.9%

Disability	%
Any disability	14.4%
Under 18	4.4%
18–64 years	13.1%
65 and over	23.4%

Health insurance coverage

Type	%
Private insurance	69.4%
Public insurance	41.9%
No insurance	5.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,656	97.5%
Spanish	799	14.1%
Other Indo-European	656	11.6%
Asian & Pacific Islander	64	1.1%
Other languages	79	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,771	82.2%
Born in same state	4,671	80.5%
Born in different state	3,343	57.6%
Foreign born	100	1.7%
Naturalized citizen	1,030	17.8%
Not a US citizen	601	58.3%

Ancestry

Ancestry	Count	%
French	634	10.9%
Italian	484	8.3%
Arab	218	3.8%
English	70	1.2%

Ancestry	Count	%
German	61	1.1%
Polish	58	1%
Dutch	41	0.7%

Technology access

Metric	% of households
Computer access	31.6%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95046

What city is ZIP code 95046 in?

ZIP code 95046 is primarily assigned to San Martin, California.

What county is ZIP code 95046 in?

ZIP code 95046 falls within Santa Clara County, California.

Does ZIP code 95046 have a large retiree population?

46% of households in ZIP code 95046 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 95046?

The median household income in ZIP code 95046 is $148,000, above the national median of ~$75,000.

What is the typical home value in ZIP code 95046?

The median home value in ZIP code 95046 is $1,317,400.

What is the population of ZIP code 95046?

ZIP code 95046 has an estimated population of 5,801 residents, with a density of 308 people per square mile.

What timezone is ZIP code 95046 in?

ZIP code 95046 observes the PST timezone.