95020 ZIP Code — Gilroy, CA
Santa Clara County, California
ZIP code 95020 is located in Gilroy, California, within Santa Clara County. It covers approximately 151.79 square miles and serves a population of 68,365 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408/669.
About ZIP code 95020
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $944,000. Owner-occupancy sits near the national average at 65%.
The gap between median ($128,977) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
68,365
population
151.79
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95020 ZIP code map
Cities in ZIP code 95020
Below are the cities the US Postal Service accepts for ZIP code 95020. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Gilroy | Preferred |
Nearby ZIP codes
95046 San Martin (5.5 mi)
95076 Watsonville (10 mi)
95004 Aromas (10.4 mi)
95037 Morgan Hill (10.6 mi)
95045 San Juan Bautista (11.9 mi)
95019 Freedom (12.8 mi)
95141 San Jose (14.4 mi)
95003 Aptos (16.9 mi)
95039 Moss Landing (17 mi)
95139 San Jose (17.6 mi)
93907 Salinas (17.9 mi)
95138 San Jose (18.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 68,365 |
| Population density | 450 / sq mi |
| State FIPS | 06 |
| County FIPS | 085 |
| Geography | |
|---|---|
| Land area | 151.79 sq mi |
| Water area | 0.90 sq mi |
| Latitude | 37.0207 |
| Longitude | -121.5724 |
| Timezone | Pacific (PT) |
| Area code | 408/669 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.1% | 19.3% | 32.6% |
| $50k – $100k | 23.5% | 19.7% | 27.7% |
| $100k – $200k | 34.8% | 31.0% | 26.4% |
| Over $200k | 19.6% | 30.0% | 13.3% |
Demographics & statistics
68,365
Population
450
People per sq mi
36.2
Median age
$128,977
Median household income
$47,831
Per capita income
$944,000
Median home value
$2,237
Median monthly rent
64.8%
Home ownership
7.4%
Poverty rate
6.3%
Unemployment
13,712
Housing units
28.9%
Bachelor's or higher
Age distribution
Male
Female
2,071
Under 5
2,095
2,518
5–9
2,547
3,011
10–14
3,045
2,685
15–19
2,714
2,178
20–24
2,203
4,121
25–34
4,166
4,736
35–44
4,789
4,252
45–54
4,300
2,056
55–59
2,078
1,857
60–64
1,878
2,707
65–74
2,738
1,283
75–84
1,298
517
85+
522
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 18,589 | 27.2% |
| 18 and over | 49,776 | 72.8% |
| 65 and over | 9,065 | 13.3% |
| Median age | 36.2 years | |
Race & ethnicity
White
34.1%
Hispanic or Latino
25.7%
Two or more races
20.8%
Other race
8.9%
Asian
7.6%
Black or African American
2%
American Indian / Alaska Native
0.7%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 31,396 | 34.1% |
| Hispanic or Latino | 23,686 | 25.7% |
| Two or more races | 19,182 | 20.8% |
| Other race | 8,213 | 8.9% |
| Asian | 6,985 | 7.6% |
| Black or African American | 1,841 | 2% |
| American Indian / Alaska Native | 629 | 0.7% |
| Native Hawaiian / Pacific Islander | 119 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.1% | 19.3% | 32.6% |
| $50k – $100k | 23.5% | 19.7% | 27.7% |
| $100k – $200k | 34.8% | 31.0% | 26.4% |
| Over $200k | 19.6% | 30.0% | 13.3% |
Under $10k
2.4%
$10k–$15k
1.5%
$15k–$25k
3.4%
$25k–$35k
3.4%
$35k–$50k
6.5%
$50k–$75k
10.4%
$75k–$100k
10.7%
$100k–$150k
21.7%
$150k–$200k
13.6%
$200k+
26.4%
| Range | % of households |
|---|---|
| Under $10k | 2.4% |
| $10k–$15k | 1.5% |
| $15k–$25k | 3.4% |
| $25k–$35k | 3.4% |
| $35k–$50k | 6.5% |
| $50k–$75k | 10.4% |
| $75k–$100k | 10.7% |
| $100k–$150k | 21.7% |
| $150k–$200k | 13.6% |
| $200k+ | 26.4% |
| Median income | $128,977 |
Housing
Home values
Under $50k
2.1%
$50k–$100k
1.1%
$100k–$150k
0.7%
$150k–$200k
0.2%
$200k–$300k
1.2%
$300k–$500k
2.8%
$500k–$1M
50.7%
$1M+
41.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $944,000 |
| Median rent / month | $2,237 |
| Owner occupied | 64.8% |
| Renter occupied | 35.2% |
| Vacant | 4.3% |
| Single-family detached | 74.7% |
| Large apartment buildings | 5.6% |
| Mobile homes | 2.1% |
| Median rooms | 6.1 |
| Avg household size (owned) | 3.42 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 12.1% |
| 2000–2009 | 18.5% |
| 1990–1999 | 15.4% |
| 1980–1989 | 14.9% |
| 1970–1979 | 16.3% |
| 1960–1969 | 7.5% |
| 1950–1959 | 5.9% |
| 1940–1949 | 2.2% |
| 1939 or earlier | 6.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 8.0% |
| 2 bedrooms | 16.8% |
| 3 bedrooms | 32.0% |
| 4 bedrooms | 33.5% |
| 5+ bedrooms | 7.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.4% |
| 1 vehicle | 18.4% |
| 2 vehicles | 37.1% |
| 3 or more | 41.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 60.9% |
| Electricity | 28.3% |
| Propane / LP gas | 4.4% |
| Wood | 0.9% |
| Solar | 2.6% |
| No fuel used | 2.7% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 11,388 | 57.5% |
| Cohabiting couple | 1,374 | 6.9% |
| Male householder, no spouse | 2,395 | 12.1% |
| Female householder, no spouse | 4,650 | 23.5% |
| Households with children under 18 | 8,792 | 44.4% |
| Households with seniors (65+) | 6,128 | 30.9% |
| Average household size | 3.42 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.7% | 33.6% |
| Married | 49.5% | 45.9% |
| Separated | 1.3% | 3.0% |
| Widowed | 2.3% | 6.5% |
| Divorced | 7.2% | 11.1% |
Education
Less than 9th grade
9.8%
Some HS, no diploma
6.1%
HS graduate
21.5%
Some college, no degree
24.3%
Associate's degree
9.4%
Bachelor's degree
18.8%
Graduate / professional
10.1%
| Metric | % |
|---|---|
| HS diploma or higher | 84.1% |
| Bachelor's or higher | 28.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,057 | 5.2% |
| Kindergarten | 770 | 3.8% |
| Elementary school | 8,738 | 43.1% |
| High school | 4,660 | 23.0% |
| College / grad school | 5,027 | 24.8% |
Employment
Industry of employment
Education & healthcare
21.4%
Retail trade
12.4%
Construction
11.6%
Professional & management
11.5%
Manufacturing
11.2%
Arts, food & hospitality
8.4%
Public administration
4.6%
Finance & real estate
3.7%
Transportation & utilities
3.6%
Other services
3.5%
Agriculture & mining
3.3%
Wholesale trade
2.7%
Information
1.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 35.7% |
| Service | 18.0% |
| Sales & office | 20.4% |
| Natural resources & construction | 13.7% |
| Production & transportation | 12.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.8% |
| Government | 13.9% |
| Self-employed | 6.3% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 70.8% |
| Carpool | 13.7% |
| Public transit | 1.8% |
| Walk | 1.2% |
| Work from home | 11.7% |
| Other means | 0.9% |
| Avg commute (minutes) | 34.9 |
Poverty
All people
7.4%
Under 18 years
7.4%
18 and over
7.4%
Married-couple families
2.0%
Female-led households
13.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.5% |
| Retirement income | 21.0% |
| Supplemental Security | 3.9% |
| Cash public assistance | 1.7% |
| Food stamps / SNAP | 7.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 27.5% |
| High blood pressure | 23.6% |
| High cholesterol | 26.3% |
| Diabetes | 9.3% |
| Heart disease | 4.5% |
| Stroke | 2.3% |
| Asthma | 9.3% |
| Arthritis | 17.1% |
| Kidney disease | 2.4% |
| Pulmonary disease | 4.8% |
| Cancer | 4.8% |
| Behavior / access | % |
|---|---|
| Smoking | 11.3% |
| Binge drinking | 20.0% |
| No physical activity | 22.0% |
| Less than 7 hrs sleep | 28.9% |
| Depression | 16.3% |
| Fair or poor health | 14.7% |
| Poor mental health | 14.5% |
| Poor physical health | 9.6% |
| No health insurance | 16.4% |
| Visited doctor (checkup) | 62.6% |
| Visited dentist | 60.8% |
| Cholesterol screening | 89.4% |
| Teeth loss | 10.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,003 | 4.0% |
| Disability | % |
|---|---|
| Any disability | 9.2% |
| Under 18 | 3.8% |
| 18–64 years | 6.5% |
| 65 and over | 32.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.6% |
| Public insurance | 33.2% |
| No insurance | 5.8% |
| Uninsured under 19 | 1.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 64,199 | 93.9% |
| Spanish | 10,751 | 16.7% |
| Other Indo-European | 8,345 | 13.0% |
| Asian & Pacific Islander | 680 | 1.1% |
| Other languages | 1,583 | 2.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 52,321 | 76.5% |
| Born in same state | 51,419 | 75.2% |
| Born in different state | 44,061 | 64.4% |
| Foreign born | 902 | 1.3% |
| Naturalized citizen | 16,044 | 23.5% |
| Not a US citizen | 8,543 | 53.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,820 | 5.6% |
| French | 3,330 | 4.9% |
| Arab | 1,105 | 1.6% |
| Polish | 986 | 1.4% |
| English | 756 | 1.1% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 321 | 0.5% |
| Irish | 257 | 0.4% |
| German | 144 | 0.2% |
| Norwegian | 14 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 29.0% |
| Internet access | 98.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95020
What part of Gilroy is ZIP code 95020?
ZIP code 95020 covers a portion of Gilroy, California, within Santa Clara County.
What county is ZIP code 95020 in?
ZIP code 95020 falls within Santa Clara County, California.
What is the median household income in ZIP code 95020?
The median household income in ZIP code 95020 is $128,977, above the national median of ~$75,000.
What is the typical home value in ZIP code 95020?
The median home value in ZIP code 95020 is $944,000.
What is the population of ZIP code 95020?
ZIP code 95020 has an estimated population of 68,365 residents, with a density of 450 people per square mile.
What timezone is ZIP code 95020 in?
ZIP code 95020 observes the PST timezone.