95062 ZIP Code — Santa Cruz, CA

Santa Cruz County, California

ZIP code 95062 is located in Santa Cruz, California, within Santa Cruz County. It covers approximately 5.05 square miles and serves a population of 36,369 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 831.

About ZIP code 95062

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $968,300. Owner-occupancy sits near the national average at 54%.

The gap between median ($101,291) and mean household income suggests income inequality — a small number of higher earners pull the average up. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

36,369

population

5.05

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95062 ZIP code map

Cities in ZIP code 95062

Below are the cities the US Postal Service accepts for ZIP code 95062. Using any city not on this list may result in mail delivery delays.

City	Status
Santa Cruz	Preferred

Nearby ZIP codes

95010 Capitola (1.9 mi) 95065 Santa Cruz (4.4 mi) 95064 Santa Cruz (4.8 mi) 95073 Soquel (4.9 mi) 95003 Aptos (6.5 mi) 95066 Scotts Valley (7 mi) 95018 Felton (8.6 mi) 95005 Ben Lomond (10.9 mi) 95060 Santa Cruz (11.5 mi) 95019 Freedom (11.9 mi) 95033 Los Gatos (13.8 mi) 95017 Davenport (13.9 mi)

Demographics updated 06/2026

Population
Total population	36,369
Population density	7,202 / sq mi
State FIPS	06
County FIPS	087

Geography
Land area	5.05 sq mi
Water area	0.12 sq mi
Latitude	36.9717
Longitude	-121.9886
Timezone	Pacific (PT)
Area code	831

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	28.1%	32.6%
$50k – $100k	24.5%	25.8%	27.7%
$100k – $200k	30.5%	29.0%	26.4%
Over $200k	14.8%	17.1%	13.3%

Demographics & statistics

36,369

Population

7,202

People per sq mi

41.5

Median age

$101,291

Median household income

$59,408

Per capita income

$968,300

Median home value

$2,273

Median monthly rent

54.1%

Home ownership

13.7%

Poverty rate

4.3%

Unemployment

9,838

Housing units

49.3%

Bachelor's or higher

Age distribution

Male Female

716

Under 5

772

692

5–9

745

748

10–14

806

833

15–19

898

1,353

20–24

1,457

2,813

25–34

3,031

2,379

35–44

2,564

2,228

45–54

2,401

1,331

55–59

1,435

1,101

60–64

1,186

2,093

65–74

2,255

885

75–84

953

334

85+

360

← Male

Female →

Age summary

Group	Count	%
Under 18	5,568	15.3%
18 and over	30,801	84.7%
65 and over	6,880	18.9%
Median age	41.5 years

Race & ethnicity

White 66.3%

Hispanic or Latino 12.1%

Two or more races 9.2%

Other race 6.7%

Asian 3.1%

Black or African American 1.3%

American Indian / Alaska Native 0.8%

Native Hawaiian / Pacific Islander 0.5%

Group	Count	%
White	27,431	66.3%
Hispanic or Latino	5,008	12.1%
Two or more races	3,822	9.2%
Other race	2,760	6.7%
Asian	1,272	3.1%
Black or African American	550	1.3%
American Indian / Alaska Native	342	0.8%
Native Hawaiian / Pacific Islander	192	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	28.1%	32.6%
$50k – $100k	24.5%	25.8%	27.7%
$100k – $200k	30.5%	29.0%	26.4%
Over $200k	14.8%	17.1%	13.3%

Under $10k 4.8%

$10k–$15k 3.3%

$15k–$25k 6.0%

$25k–$35k 5.3%

$35k–$50k 7.0%

$50k–$75k 11.5%

$75k–$100k 11.5%

$100k–$150k 16.4%

$150k–$200k 12.4%

$200k+ 21.8%

Range	% of households
Under $10k	4.8%
$10k–$15k	3.3%
$15k–$25k	6.0%
$25k–$35k	5.3%
$35k–$50k	7.0%
$50k–$75k	11.5%
$75k–$100k	11.5%
$100k–$150k	16.4%
$150k–$200k	12.4%
$200k+	21.8%
Median income	$101,291

Housing

Home values

Under $50k 2.2%

$50k–$100k 0.6%

$100k–$150k 1.6%

$150k–$200k 1.1%

$200k–$300k 6.0%

$300k–$500k 11.1%

$500k–$1M 29.9%

$1M+ 47.4%

Housing overview

Metric	Value
Median home value	$968,300
Median rent / month	$2,273
Owner occupied	54.1%
Renter occupied	45.9%
Vacant	10.3%
Single-family detached	50.9%
Large apartment buildings	7.7%
Mobile homes	10.8%
Median rooms	4.5
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	4.5%
2000–2009	6.9%
1990–1999	6.2%
1980–1989	13.4%
1970–1979	19.5%
1960–1969	14.8%
1950–1959	13.0%
1940–1949	9.3%
1939 or earlier	12.3%

Bedrooms

Size	% of units
No bedroom (studio)	6.1%
1 bedroom	13.1%
2 bedrooms	41.4%
3 bedrooms	30.5%
4 bedrooms	7.5%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	31.4%
2 vehicles	39.8%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	74.0%
Electricity	20.2%
Propane / LP gas	3.1%
Fuel oil	0.1%
Wood	0.7%
Solar	0.7%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	6,200	41.3%
Cohabiting couple	1,763	11.7%
Male householder, no spouse	3,041	20.2%
Female householder, no spouse	4,015	26.7%
Households with children under 18	3,756	25.0%
Households with seniors (65+)	4,929	32.8%
Average household size	2.35

Marital status

Status	Male	Female
Never married	40.0%	36.6%
Married	44.7%	41.3%
Separated	0.8%	1.0%
Widowed	2.0%	5.5%
Divorced	12.5%	15.5%

Education

Less than 9th grade 3.2%

Some HS, no diploma 3.4%

HS graduate 14.5%

Some college, no degree 21.0%

Associate's degree 8.7%

Bachelor's degree 29.0%

Graduate / professional 20.3%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	49.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	232	2.7%
Kindergarten	351	4.1%
Elementary school	2,271	26.6%
High school	1,452	17.0%
College / grad school	4,232	49.6%

Employment

Industry of employment

Education & healthcare 27.3%

Professional & management 15.8%

Arts, food & hospitality 12.8%

Retail trade 9.7%

Manufacturing 7.7%

Construction 6.7%

Finance & real estate 5.0%

Other services 4.8%

Transportation & utilities 3.0%

Public administration 2.9%

Information 2.1%

Wholesale trade 1.5%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	50.0%
Service	19.4%
Sales & office	15.7%
Natural resources & construction	6.5%
Production & transportation	8.4%

Employment type

Type	%
Private sector	71.0%
Government	17.0%
Self-employed	11.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	63.1%
Carpool	8.9%
Public transit	2.1%
Walk	5.0%
Work from home	15.4%
Other means	5.6%
Avg commute (minutes)	24.3

Poverty

All people 13.7%

Under 18 years 14.1%

18 and over 13.6%

Married-couple families 3.3%

Female-led households 22.9%

Income support

Source	% of households
Social Security	30.4%
Retirement income	23.0%
Supplemental Security	3.5%
Cash public assistance	3.3%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	27.3%
High blood pressure	25.7%
High cholesterol	28.3%
Diabetes	8.5%
Heart disease	5.3%
Stroke	2.6%
Asthma	10.2%
Arthritis	21.0%
Kidney disease	2.6%
Pulmonary disease	6.0%
Cancer	5.8%

Behavior / access	%
Smoking	12.4%
Binge drinking	19.9%
No physical activity	18.5%
Less than 7 hrs sleep	29.9%
Depression	19.1%
Fair or poor health	13.2%
Poor mental health	15.0%
Poor physical health	9.7%
No health insurance	10.3%
Visited doctor (checkup)	65.6%
Visited dentist	64.6%
Cholesterol screening	90.0%
Teeth loss	11.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,521	4.9%

Disability	%
Any disability	12.6%
Under 18	4.1%
18–64 years	9.4%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	32.6%
No insurance	5.7%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,881	95.9%
Spanish	2,632	7.5%
Other Indo-European	1,952	5.6%
Asian & Pacific Islander	276	0.8%
Other languages	369	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	32,141	88.4%
Born in same state	31,386	86.3%
Born in different state	21,729	59.7%
Foreign born	755	2.1%
Naturalized citizen	4,228	11.6%
Not a US citizen	1,829	43.3%

Ancestry

Ancestry	Count	%
Italian	4,802	13.2%
French	3,887	10.7%
Arab	1,154	3.2%
Polish	890	2.4%
Dutch	336	0.9%

Ancestry	Count	%
English	312	0.9%
German	311	0.9%
Norwegian	152	0.4%
Irish	63	0.2%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95062

What city is ZIP code 95062 in?

ZIP code 95062 is primarily assigned to Santa Cruz, California.

What county is ZIP code 95062 in?

ZIP code 95062 falls within Santa Cruz County, California.

How educated is the population of ZIP code 95062?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 95062?

The median home value in ZIP code 95062 is $968,300.

What is the population of ZIP code 95062?

ZIP code 95062 has an estimated population of 36,369 residents, with a density of 7,198 people per square mile.

What is the median household income in ZIP code 95062?

The median household income in ZIP code 95062 is $101,291, above the national median of ~$75,000.

What timezone is ZIP code 95062 in?

ZIP code 95062 observes the PST timezone.