95066 ZIP Code — Scotts Valley, CA

Santa Cruz County, California

ZIP code 95066 is located in Scotts Valley, California, within Santa Cruz County. It covers approximately 18.72 square miles and serves a population of 15,233 residents. This is a po box ZIP code in the Pacific (PT) timezone, served by area code 831.

About ZIP code 95066

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,079,400. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($141,373) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 95066 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

15,233

population

18.72

sq mi land

PO Box

ZIP type

Pacific (PT)

timezone

95066 ZIP code map

Cities in ZIP code 95066

Below are the cities the US Postal Service accepts for ZIP code 95066. Using any city not on this list may result in mail delivery delays.

City	Status
Scotts Valley	Acceptable
Scotts Valley	Preferred

Nearby ZIP codes

95065 Santa Cruz (3 mi) 95018 Felton (3.1 mi) 95073 Soquel (4.4 mi) 95005 Ben Lomond (5.5 mi) 95064 Santa Cruz (6 mi) 95033 Los Gatos (7 mi) 95062 Santa Cruz (7 mi) 95010 Capitola (7.3 mi) 95060 Santa Cruz (8.3 mi) 95003 Aptos (8.4 mi) 95006 Boulder Creek (10.4 mi) 95030 Los Gatos (10.7 mi)

Demographics updated 06/2026

Population
Total population	15,233
Population density	814 / sq mi
State FIPS	06
County FIPS	087

Geography
Land area	18.72 sq mi
Water area	0.00 sq mi
Latitude	37.0722
Longitude	-122.0071
Timezone	Pacific (PT)
Area code	831

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.2%	28.1%	32.6%
$50k – $100k	25.3%	25.8%	27.7%
$100k – $200k	30.1%	29.0%	26.4%
Over $200k	24.4%	17.1%	13.3%

Demographics & statistics

15,233

Population

814

People per sq mi

47.9

Median age

$141,373

Median household income

$79,281

Per capita income

$1,079,400

Median home value

$2,356

Median monthly rent

76.4%

Home ownership

4.6%

Poverty rate

2.3%

Unemployment

5,292

Housing units

53.9%

Bachelor's or higher

Age distribution

Male Female

351

Under 5

319

387

5–9

352

367

10–14

334

546

15–19

497

425

20–24

386

705

25–34

641

966

35–44

879

951

45–54

865

814

55–59

740

661

60–64

601

1,081

65–74

984

403

75–84

367

320

85+

291

← Male

Female →

Age summary

Group	Count	%
Under 18	2,590	17.0%
18 and over	12,643	83.0%
65 and over	3,446	22.6%
Median age	47.9 years

Race & ethnicity

White 73.4%

Two or more races 8.4%

Hispanic or Latino 6.8%

Asian 6.8%

Other race 3.9%

Black or African American 0.6%

Group	Count	%
White	12,005	73.4%
Two or more races	1,377	8.4%
Hispanic or Latino	1,119	6.8%
Asian	1,108	6.8%
Other race	640	3.9%
Black or African American	103	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.2%	28.1%	32.6%
$50k – $100k	25.3%	25.8%	27.7%
$100k – $200k	30.1%	29.0%	26.4%
Over $200k	24.4%	17.1%	13.3%

Under $10k 1.8%

$10k–$15k 2.0%

$15k–$25k 3.8%

$25k–$35k 2.5%

$35k–$50k 6.9%

$50k–$75k 8.8%

$75k–$100k 9.4%

$100k–$150k 17.9%

$150k–$200k 16.1%

$200k+ 30.8%

Range	% of households
Under $10k	1.8%
$10k–$15k	2.0%
$15k–$25k	3.8%
$25k–$35k	2.5%
$35k–$50k	6.9%
$50k–$75k	8.8%
$75k–$100k	9.4%
$100k–$150k	17.9%
$150k–$200k	16.1%
$200k+	30.8%
Median income	$141,373

Housing

Home values

$50k–$100k 0.6%

$100k–$150k 0.8%

$150k–$200k 0.3%

$200k–$300k 2.4%

$300k–$500k 10.3%

$500k–$1M 27.8%

$1M+ 57.9%

Housing overview

Metric	Value
Median home value	$1,079,400
Median rent / month	$2,356
Owner occupied	76.4%
Renter occupied	23.6%
Vacant	10.6%
Single-family detached	62.3%
Large apartment buildings	3.6%
Mobile homes	15.4%
Median rooms	5.8
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.3%
2010–2019	6.7%
2000–2009	8.8%
1990–1999	20.2%
1980–1989	18.4%
1970–1979	22.2%
1960–1969	9.3%
1950–1959	5.0%
1940–1949	3.8%
1939 or earlier	5.3%

Bedrooms

Size	% of units
No bedroom (studio)	4.1%
1 bedroom	8.5%
2 bedrooms	26.6%
3 bedrooms	36.5%
4 bedrooms	19.0%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	19.8%
2 vehicles	43.2%
3 or more	31.6%

Heating fuel

Fuel type	%
Utility gas	69.6%
Electricity	13.0%
Propane / LP gas	12.1%
Fuel oil	0.6%
Wood	1.9%
Solar	1.2%

Households & families

Household type	Count	%
Married-couple family	3,734	62.2%
Cohabiting couple	308	5.1%
Male householder, no spouse	827	13.8%
Female householder, no spouse	1,133	18.9%
Households with children under 18	1,551	25.8%
Households with seniors (65+)	2,611	43.5%
Average household size	2.49

Marital status

Status	Male	Female
Never married	26.6%	20.0%
Married	58.4%	61.1%
Separated	0.7%	1.1%
Widowed	3.5%	7.1%
Divorced	10.8%	10.7%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.9%

HS graduate 10.2%

Some college, no degree 20.4%

Associate's degree 11.3%

Bachelor's degree 30.1%

Graduate / professional 23.8%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	53.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	144	4.0%
Kindergarten	114	3.2%
Elementary school	1,260	34.9%
High school	752	20.8%
College / grad school	1,345	37.2%

Employment

Industry of employment

Education & healthcare 21.4%

Professional & management 15.5%

Manufacturing 12.0%

Arts, food & hospitality 9.5%

Public administration 9.0%

Retail trade 7.4%

Construction 6.1%

Finance & real estate 5.0%

Other services 4.6%

Transportation & utilities 4.4%

Wholesale trade 2.8%

Information 1.9%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	57.3%
Service	14.4%
Sales & office	16.0%
Natural resources & construction	6.3%
Production & transportation	5.9%

Employment type

Type	%
Private sector	68.8%
Government	20.5%
Self-employed	10.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.8%
Carpool	5.8%
Public transit	0.6%
Walk	3.5%
Work from home	21.6%
Other means	2.6%
Avg commute (minutes)	25.8

Poverty

All people 4.6%

Under 18 years 2.1%

18 and over 5.1%

Married-couple families 1.0%

Female-led households 5.5%

Income support

Source	% of households
Social Security	35.4%
Retirement income	30.3%
Supplemental Security	4.6%
Cash public assistance	2.0%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
Obesity	24.4%
High blood pressure	25.7%
High cholesterol	30.3%
Diabetes	7.6%
Heart disease	5.1%
Stroke	2.2%
Asthma	9.3%
Arthritis	21.4%
Kidney disease	2.4%
Pulmonary disease	4.9%
Cancer	6.9%

Behavior / access	%
Smoking	9.2%
Binge drinking	19.4%
No physical activity	14.4%
Less than 7 hrs sleep	27.7%
Depression	17.3%
Fair or poor health	9.5%
Poor mental health	12.6%
Poor physical health	8.0%
No health insurance	6.6%
Visited doctor (checkup)	67.8%
Visited dentist	73.5%
Cholesterol screening	93.3%
Teeth loss	6.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	610	4.8%

Disability	%
Any disability	10.1%
Under 18	5.0%
18–64 years	6.3%
65 and over	24.2%

Health insurance coverage

Type	%
Private insurance	83.6%
Public insurance	30.1%
No insurance	3.1%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,563	95.6%
Spanish	557	3.8%
Other Indo-European	184	1.3%
Asian & Pacific Islander	163	1.1%
Other languages	210	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,257	87.0%
Born in same state	13,104	86.0%
Born in different state	8,997	59.1%
Foreign born	153	1.0%
Naturalized citizen	1,976	13.0%
Not a US citizen	1,399	70.8%

Ancestry

Ancestry	Count	%
French	2,989	19.6%
Italian	2,271	14.9%
Arab	439	2.9%
Polish	309	2%
English	304	2%

Ancestry	Count	%
Norwegian	128	0.8%
Irish	75	0.5%
Dutch	74	0.5%
German	61	0.4%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	98.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95066

What city is ZIP code 95066 in?

ZIP code 95066 is primarily assigned to Scotts Valley, California.

What county is ZIP code 95066 in?

ZIP code 95066 falls within Santa Cruz County, California.

How educated is the population of ZIP code 95066?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 95066?

The median household income in ZIP code 95066 is $141,373, above the national median of ~$75,000.

What is the typical home value in ZIP code 95066?

The median home value in ZIP code 95066 is $1,079,400.

Does ZIP code 95066 have a large retiree population?

35% of households in ZIP code 95066 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 95066 in?

ZIP code 95066 observes the PST timezone.