Santa Cruz ZIP Codes — Santa Cruz County, CA

There are 6 unique ZIP codes in Santa Cruz, California. Area code: 831.
6
ZIP codes
72.25
sq mi land
0.18
sq mi water
831
area code
Santa Cruz, CA ZIP code map

About Santa Cruz, CA

Santa Cruz, California, is a vibrant coastal city located along the central coast of the state. Known for its stunning beaches, redwood forests, and laid-back atmosphere, Santa Cruz attracts both residents and tourists alike. The city thrives as a hub of culture, education, and outdoor activities, making it a unique destination in California.

Location & geography

Santa Cruz is situated approximately 32 miles south of San Jose and about 70 miles south of San Francisco, making it easily accessible from major urban areas. The city covers a land area of 126.79 square miles, with a small water area of 0.24 square miles that includes the scenic coastline along the Pacific Ocean. Surrounded by natural beauty, Santa Cruz features rugged coastal terrain, lush hills, and expansive beaches, providing numerous recreational opportunities.

Community & economy

The community of Santa Cruz is characterized by its diverse population and a strong emphasis on environmental sustainability. The local economy thrives on tourism, education, and agriculture, with many residents engaged in eco-friendly practices and outdoor industries. Daily life in Santa Cruz often revolves around outdoor activities with easy access to hiking, surfing, and enjoying the local arts and culture scene.

Transportation

Santa Cruz is accessible via several major highways, including California State Route 1, which runs along the coast and links the city to nearby towns. The nearest airport is the Monterey Peninsula Airport, located about 45 minutes away, while local transit options include buses and shuttle services that connect various parts of the city and surrounding areas. This extensive transportation network helps residents and visitors explore Santa Cruz and its scenic surroundings.

History

Santa Cruz was founded in the early 18th century, with Spanish explorers first visiting the area and establishing missions. Throughout its history, the city has developed key industries, particularly in agriculture and tourism, with attractions like the Santa Cruz Beach Boardwalk drawing visitors from across the nation. Notable events include the establishment of the University of California, Santa Cruz in 1965, further cementing the city’s reputation as a center for education and culture.

Did you know?

One surprising fact about Santa Cruz is that it is home to some of the oldest surviving redwood trees in the world, protected within the nearby redwood forests. Additionally, the city has a vibrant surf culture and is recognized as the birthplace of modern surfing in the United States.

ZIP codes for Santa Cruz, CA (6)
ZIP code City County Map
95060 Santa Cruz Santa Cruz View map
95061 Santa Cruz Santa Cruz View map
95062 Santa Cruz Santa Cruz View map
95063 Santa Cruz Santa Cruz View map
95064 Santa Cruz Santa Cruz View map
95065 Santa Cruz Santa Cruz View map

Demographics & statistics

100,853
Population
36.6
Median age
$105,700
Median household income
$54,206
Per capita income
$915,225
Median home value
$2,123
Median monthly rent
51.6%
Home ownership
16.4%
Poverty rate
6.6%
Unemployment
23,442
Housing units
54.7%
Bachelor's or higher

Age distribution

Male Female
1,766
Under 5
1,881
1,781
5–9
1,897
1,837
10–14
1,957
5,076
15–19
5,406
7,207
20–24
7,676
6,781
25–34
7,221
5,597
35–44
5,960
5,408
45–54
5,760
2,874
55–59
3,060
2,667
60–64
2,841
5,012
65–74
5,338
2,040
75–84
2,173
793
85+
844
← Male
Female →

Age summary

GroupCount%
Under 1813,93013.0%
18 and over86,92387.0%
65 and over16,20014.0%
Median age36.6 years

Race & ethnicity

White 61.6%
Hispanic or Latino 12.7%
Two or more races 9.6%
Other race 7.2%
Asian 6.4%
Black or African American 1.6%
American Indian / Alaska Native 0.7%
Native Hawaiian / Pacific Islander 0.3%
GroupCount%
White71,11761.6%
Hispanic or Latino14,65812.7%
Two or more races11,1399.6%
Other race8,2807.2%
Asian7,3866.4%
Black or African American1,8251.6%
American Indian / Alaska Native8020.7%
Native Hawaiian / Pacific Islander3040.3%

Household income

Under $10k 7.0%
$10k–$15k 3.1%
$15k–$25k 4.2%
$25k–$35k 6.5%
$35k–$50k 7.8%
$50k–$75k 8.7%
$75k–$100k 8.3%
$100k–$150k 19.2%
$150k–$200k 13.2%
$200k+ 22.2%
Range% of households
Under $10k7.0%
$10k–$15k3.1%
$15k–$25k4.2%
$25k–$35k6.5%
$35k–$50k7.8%
$50k–$75k8.7%
$75k–$100k8.3%
$100k–$150k19.2%
$150k–$200k13.2%
$200k+22.2%
Median income$105,700

Housing

Home values

Under $50k 1.5%
$50k–$100k 0.2%
$100k–$150k 1.0%
$150k–$200k 0.7%
$200k–$300k 4.2%
$300k–$500k 19.4%
$500k–$1M 28.2%
$1M+ 45.0%

Housing overview

MetricValue
Median home value$915,225
Median rent / month$2,123
Owner occupied51.6%
Renter occupied48.5%
Vacant8.1%
Single-family detached50.6%
Large apartment buildings11.0%
Mobile homes5.0%
Median rooms4.8
Avg household size (owned)2.47

Year built

Era%
2020 or later0.1%
2010–20195.1%
2000–20097.5%
1990–19997.1%
1980–198919.7%
1970–197918.6%
1960–196918.0%
1950–19598.5%
1940–19495.5%
1939 or earlier10.0%

Bedrooms

Size% of units
No bedroom (studio)6.1%
1 bedroom12.9%
2 bedrooms35.8%
3 bedrooms29.0%
4 bedrooms13.7%
5+ bedrooms2.6%

Vehicles per household

Vehicles% of households
No vehicle8.2%
1 vehicle35.3%
2 vehicles33.6%
3 or more22.9%

Heating fuel

Fuel type%
Utility gas60.8%
Electricity26.7%
Propane / LP gas7.2%
Fuel oil0.3%
Wood2.7%
Solar0.6%
No fuel used1.7%

Households & families

Household typeCount%
Married-couple family15,04443.7%
Cohabiting couple4,09711.8%
Male householder, no spouse7,23015.3%
Female householder, no spouse10,45229.3%
Households with children under 188,58824.0%
Households with seniors (65+)11,72827.7%
Average household size2.43

Marital status

StatusMaleFemale
Never married56.0%52.8%
Married35.1%31.9%
Separated0.7%0.7%
Widowed1.0%4.8%
Divorced7.3%9.9%

Education

Less than 9th grade 2.1%
Some HS, no diploma 2.2%
HS graduate 11.4%
Some college, no degree 19.8%
Associate's degree 9.8%
Bachelor's degree 29.3%
Graduate / professional 25.4%
Metric%
HS diploma or higher95.7%
Bachelor's or higher54.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool7332.3%
Kindergarten7232.3%
Elementary school5,95922.3%
High school3,78012.7%
College / grad school22,38960.5%

Employment

Industry of employment

Education & healthcare 31.4%
Arts, food & hospitality 14.6%
Professional & management 13.0%
Retail trade 9.9%
Manufacturing 6.7%
Construction 6.4%
Finance & real estate 4.2%
Other services 3.9%
Transportation & utilities 2.9%
Public administration 2.8%
Information 2.2%
Wholesale trade 1.3%
Agriculture & mining 0.8%

Occupation

Category%
Management, business & arts50.2%
Service20.6%
Sales & office18.2%
Natural resources & construction5.9%
Production & transportation5.2%

Employment type

Type%
Private sector70.9%
Government20.3%
Self-employed8.7%
Unpaid family workers0.1%

Commute

Method%
Drive alone52.3%
Carpool6.5%
Public transit4.2%
Walk14.0%
Other means6.0%
Avg commute (minutes)22.9

Poverty

All people 16.4%
Under 18 years 14.8%
18 and over 16.6%
Married-couple families 4.1%
Female-led households 18.7%

Income support

Source% of households
Social Security25.5%
Retirement income20.4%
Supplemental Security3.8%
Cash public assistance3.0%
Food stamps / SNAP9.1%

Health indicators

Condition%
High blood pressure21.0%
High cholesterol23.8%
Heart disease4.1%
Stroke1.9%
Asthma10.3%
Arthritis16.5%
Kidney disease2.1%
Pulmonary disease4.7%
Cancer4.7%
Behavior / access%
Binge drinking20.8%
No physical activity16.7%
Less than 7 hrs sleep29.2%
Fair or poor health11.0%
Poor mental health16.1%
Poor physical health8.1%
No health insurance9.9%
Visited doctor (checkup)64.4%
Visited dentist65.8%
Cholesterol screening86.3%
Teeth loss10.0%

Veterans & disability

VeteransCount%
Civilian veterans3,2383.3%
Disability%
Any disability10.6%
Under 183.5%
18–64 years8.2%
65 and over26.5%

Health insurance coverage

Type%
Private insurance79.0%
Public insurance27.6%
Uninsured under 193.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only97,20696.8%
Spanish5,9176.0%
Other Indo-European3,8573.7%
Asian & Pacific Islander6180.6%
Other languages1,3931.7%

Place of birth & citizenship

OriginCount%
Native born (US)88,34187.6%
Born in same state86,46885.7%
Born in different state62,51463.9%
Foreign born1,8731.8%
Naturalized citizen12,51212.4%
Not a US citizen5,53643.2%

Ancestry

AncestryCount%
Italian11,76911.7%
French11,44511.3%
Arab2,6672.6%
Polish2,2842.3%
English1,3231.3%
AncestryCount%
Dutch8870.9%
German7530.7%
Irish4340.4%
Norwegian2970.3%

Technology access

Metric% of households
Computer access30.3%
Internet access98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Santa Cruz, CA have?
Santa Cruz, CA has 4 ZIP codes: 95060, 95062, 95064, and 95065. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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